Personal Injury Compensation
By Mark Ainsdale. Last updated 4th August 2021. If you suffer an injury through the fault of another person, you have a legal right to claim compensation. This guide explains the claims process as well as the benefits of using a personal injury claims calculator.
Suffering a personal injury can mean that your life is disrupted, it may mean that you have suffered a physical injury or illness, but it also might mean that other parts of your life have suffered as a consequence.
Compensation is provided to help a victim of personal injury rebuild their life back as quickly as possible so that they can return to life as it was before the accident happened.
People suffer personal injuries as a consequence of the negligence of others and through no fault of their own. Sometimes the injuries that are caused can be mild, while other injuries can be very severe. It all depends on how the injury is sustained and the person who unfortunately falls victim to it.
Personal injury is an umbrella term and covers many different areas where personal injury can be caused. There are subheadings for personal injury claims such as a road traffic accident claim, accident at work, slip, trip- and fall claim etc., all that amounts to a person being injured through the fault.
Sustaining any injury is no walk in the park, but to be injured because another person has been careless makes the injury sustained a lot harder to bear. Personal injury can cover victims who have sustained physical injuries, illnesses, psychological illnesses etc.
We are a firm of solicitors dedicated to working with those suffering personal injury through no fault of their own. And our personal injury claims calculator will go a long way towards identifying how much compensation you could claim for.
Further details about using a personal injury claims calculator
We fully appreciate that when a person is injured, the last thing they are probably thinking of is pursuing a claim, but we take all the hassle out of making any sort of claim. Compensation is there to help those who have suffered a personal injury so that they can get back to life as they knew it before the accident occurred.
With the decades of knowledge we have among our solicitors and their ability to succeed in most cases we take on, we can offer 99% of all clients who appoint us to represent them in a No Win No Fee agreement. Conditional Fee Agreements, or more commonly known as No Win No Fee agreements, mean what they say, who are covered by such an agreement will not have to pay any monies if the case does not succeed.
We offer any potential client the opportunity to have their case heard through a free consultation. They can be given free and confidential advice regarding their case with no obligation to appoint us as your law firm.
Select a Section
- What is a Personal Injury Claim?
- How to Start a Personal Injury Claim?
- What can be Claimed for in a Personal Injury Compensation Case?
- How Much Compensation will I get for a Personal Injury Claim?
- Average Personal Injury Compensation Amounts
- Time Limitation Period for Personal Injury Claims
Let’s explain how to claim. Personal injury is a broad term that covers those who have been injured physically, mentally and have been taken ill by illness or disease, which is a direct consequence of the negligence of a third party.
According to the Law Society, over three million people are injured each year due to accidents. Personal injury in itself is a legal term and is closely linked to a tort lawsuit, which alleges that injuries that the claimant has sustained are due to the negligence of the plaintiff or defendant. There are different situations where personal injury claims can arise. Note that the scenario could dictate how much compensation a personal injury claims calculator estimates that you could receive. And these are:
Road Traffic Accident (RTA) –
So, road traffic accidents occur when a vehicle or vehicles (including cyclists) collide and cause a collision on the road.
Road traffic accidents do not always mean two vehicles or more have collided. It can be that a single vehicle has collided with a pedestrian, road debris, a tree or any other roadside obstacle.
Accidents at Work (Employers Liability) –
Accidents that happen at work can happen for a variety of reasons. Some are due to employers not following health and safety laws and procedures correctly. And allowing employees to work in ill-fitting settings without the proper tools and environment.
Accidents that happen at the workplace can be very serious. Employers must carry out all health and safety procedures correctly, ensuring that their employers are safe and out of harm’s way.
Slip, trip and Fall –
Such accidents can happen anywhere in public (public liability) or privately owned premises (occupiers liability). Slips can happen due to premises having wet floors without any signs indicating that the floor is wet. Trips often occur due to loose flooring, obstacles in the way that are placed unnecessarily. Often, many trips happen due to poor maintenance of pavements, where pavements are broken or have lifted and have not been fixed.
Pavements are allowed to be slightly damaged. For a person to make a valid public liability claim regarding an uplifted pavement, the defect has to measure 1 inch or more. We accept that walkways do cause damage. It would be almost impossible to keep every pavement free from any defects. Falls generally happen due to slips and trips. Our personal injury lawyers can advise further on accident scenarios such as these.
Holiday Accidents –
Holidaymakers can have accidents or become ill while on holiday. Just as injuries can happen here in the UK, they can also happen abroad.
If you’re on an all-inclusive holiday and suffer any food poisoning or upset stomach, slip, trip or fall or another personal injury, then you may be able to claim compensation.
Food poisoning compensation amounts can range from mild cases to severe cases. Below are compensation amounts that are awarded to holidaymakers who have suffered food poisoning while on an all-inclusive holiday;
- A mild case of food poisoning warrants from £690 to £750 compensation amount.
- Meanwhile, a moderate case of food poisoning warrants from £760 to £7,500 compensation amount.
- And a serious case of food poisoning warrants from £7,600 to a maximum of £40,100 compensation amount.
Assault Claims –
The criminal Injury Compensation Authority (CICA) is a government board for victims of crime to receive compensation regardless of the culprit’s punishment.
The Judicial Study Board (JSB) sets out bracket amounts for certain personal injury cases, so does the Criminal Injury Compensation Authority. Such brackets can figure out where each specific illness or injury should fit in terms of compensation.
Even if the perpetrators go to prison, they may not have the money or insurance policy to cover payouts. Therefore, the CICA ensures that victims receive sufficient compensation.
Starting a personal injury claim is easier than most people think. Indeed, our personal injury solicitors can help you with this. The hardest part is actually deciding to go ahead and make a claim.
We offer any client a service that caters to all their needs to ensure that they are happy with how their case runs and that their case reaches its maximum potential and that the compensation is more than sufficient. Please continue reading about how our personal injury claims calculator could help with how to claim.
The claims process when using a personal injury claims calculator
After selecting a law firm to appoint your case, you must answer various questions regarding the accident. Personal information is first, with details such as your full name, address, date of birth and so on.
A description of how the accident happens covers the next few questions and details who is responsible. It’s important at this stage to give all details of the injury and any necessary medical attention. We always say seeking medical attention is important to ensure no real damage and ensure medical evidence for your case.
Above are the main details to start any personal injury claim. These initial questions take about 10 minutes and then allow you to start the case straight away.
When dealing with any personal injury case, we like to look at it on an individual basis. No two personal injury compensation cases are the same, some may be similar, but there will be differences.
For every client we deal with, we do so on a personal basis, no one is just a number, and we ensure that every client receives a personal service. We believe that those who are victims of personal injury deserve a friendly and familiar service so that your case reaches its maximum potential. You receive the highest possible compensation amount for your injury.
Injuries can range from mild injuries to very severe, which can totally affect a person’s quality of life. Compensation payouts will always reflect the amount of pain and suffering a person suffers and is likely to suffer in the future. A person who suffers a mild illness or injury is technically likely to receive less in terms of compensation than a person with severe injuries or a serious illness.
Personal Injury Claims Calculator – General Damages
We consider two areas when using a personal injury claims calculator to determine a personal injury compensation amount. And the first of these are general damages.
General Damages – such damages are there to cover the amount of pain and suffering a person has gone through due to a personal injury. There is no easy way to measure how much pain and suffering a person has gone through. Two people who go through similar accidents may experience the pain differently as people have different pain thresholds.
There are governing bodies and boards within the personal injury sector that set out guidelines that help solicitors when it comes to calculating specific amounts for different injuries. The Judicial Study Board (JSB) sets out compensation amount brackets, and solicitors can use this to calculate where each client would fit into after considering any special damages. It would be near impossible to be able to give every possible injury a precise amount. Solicitors often use medical experts to guide their decision on how much pain and suffering compensation value should add to a claim.
Special Damages For A Personal Injury Claims Calculator
We will now discuss special damages.
Special damages – these exist so that any victim of a personal injury case receives compensation financially for any out of pocket expenses.
Compensation is not there for people to make a profitable gain. Instead, it’s there to ensure that any victim of personal injury returns to their position (both financially and medically) before the accident. Special damages cover the following;
- Medical expenses.
- Additional medical care and aftercare.
- Prescription cost.
- Home adaptation costs.
- Rehabilitation costs.
- Loss of earnings, loss of any future earnings, promotion, job opportunities etc.
- Travel costs.
- Home help.
- Care and assistance.
Below is a table of injuries and amounts for potential compensation. Our personal injury claims calculator is particularly useful for determining these potential values.
|Part of Body||Mild-Serious||Amount of Compensation||Comment - estimates are given depending on the type and severity of the injury.|
|Head Injury||Extremely Serious||£215,000 - £310,000||The award bracket is given as an estimate for victims who have suffered severe brain damage and are unresponsive. In what is referred to as a vegetable state.|
|Head Injury||Serious-Moderate||£12,500 - £200,00||Losing feelings in limbs, mental disability, and or change in impersonality.|
|Head Injury||Mild Injury||£1,500 - £9,500||Head injuries that have not caused brain damage but still there maybe lasting effects.|
|Face Injury||Extremely Serious||£15,400 - £73,200||Scarring and facial disfigurement could warrant this amount of compensation. The severity will determine how much.|
|Face Injury||Serious-Moderate||£12,200 - £27,300||These compensation estimates cover brakes and fractures to the facial area such as the nose.|
|Face Injury||Mild Injury||£1,700 - £12,350||Compensation amounts for scarring. Please note women tend to receive larger payouts for scarring than men.|
|Ear Injury||Extremely Serious||£69,100 - £108,500||Total loss of hearing due to injury.|
|Ear Injury||Serious-Moderate||£22, 300 - £34,500||Total hearing loss in one ear. The final amount will depend on how this affects a person.|
|Ear Injury||Mild Injury||£4,300 - £37,500||This mount of compensation is awarded for earring loss in both or one ear and those that suffer tinnitus as a result of injury or work environment.|
|Eye Injury||Extremely Serious||£81,200 - £205,300||To receive maximum amount of compensation loss in both eyes or loss in one eye and some loss of sight in the other.|
|Eye Injury||Serious-Moderate||£7,100 - £49,400||This amount of compensation is awarded with loss of sight in a single eye or very restricted vision in one eye.|
|Eye Injury||Mild Injury||£1,600 - £7,600||Problems with vision, pain in the eye or temporary vision loss in an eye.|
|Back Injury||Extremely Serious||£29,750 - £123,300||Severe back injuries to the upper or lower part of the back, maybe causing paralysis or any issues relating to the organs within the lower part of the body.|
|Back Injury||Serious-Moderate||£30,750 - £8,750||This amount of compensation may cover ligament or soft tissue to the back, constant pain and /or discomfort.|
|Back Injury||Mild Injury||£350 -£9,850||Soft tissue, slipped disc, muscle pain would gain this amount of compensation.|
|Neck Injury||Extremely Serious||£35,500 - £112, 450||Neck injuries can be very severe causing problems with movement in different areas of the body. An injury to the neck can cause pain in this area for a lengthy time.|
|Neck Injury||Serious-Moderate||£29,600 - £42,300||Fractures to the neck, painful when moving, stiffness inability to use full movement of the neck will warrant this type of compensation.|
|Neck Injury||Mild Injury||£1,800 - £ 6,200||These amounts of compensation are roughly the brackets for whiplash depending on how long it lasts, how painful it is and the long term prognosis.|
|Shoulder Injury||Extremely Serious||£9,500 - £37,00||Restriction in movement, limb numbness or paralysis due to injury in the shoulder and neck.|
|Shoulder Injury||Serious-Moderate||£6,250 - £9,750||Tissue damage to neck that may last for quite a while which restricts movement in the arm and elbow.|
|Shoulder Injury||Mild Injury||£350 - £6,700||Soft tissue damage that will recover within the year or just over, that causes moderate pain.|
|Arm Injury||Extremely Serious||£74,200 - £227,250||Amputation of both full arms will receive the maximum award here. This compensation range also covers the amputation of one arm, or whether the amputation is to be the full or part of the arm. The restrictions this will have in the future are also taken into consideration.|
|Arm Injury||Serious-Moderate||£30,100 - £99,750||If there is major restriction and disability in one or both arms and causes great pain and suffering.|
|Arm Injury||Mild Injury||£4,500 - £30,250||This amount is set at this criteria for those who have suffered restriction in movement and/or disability on the arms but will recover.|
|Elbow Injury||Serious-Moderate||£29,200 - £42,250||Complete restriction in movement of the elbow that has resulted in a disability or that has required surgery.|
|Elbow Injury||Mild Injury||£11,400 - £23,900||Restriction in the movement of the arm due to injury of the elbow.|
|Elbow Injury||Mild Injury||£3,100 - £9,750||Mild to moderate injury to the elbow which cause pain but complete movement will still be possible.|
|Hand Injury||Extremely Serious||£46,300 - £151,250||This amount of compensation will cover, both hands or one hand amputation or if the hand becomes completely useless.|
|Hand Injury||Serious-Moderate||£22,500 - £47,750||Disfigurement of fingers and/or are unable to use the hand properly.|
|Hand Injury||Mild Injury||£700 - £22,300||Fractures, soft tissue damage, cuts and surgery warrants these amounts of compensation.|
|Wrist Injury||Severe - Mild||£2,550 - £44,500||No wrist function damage to wrist due to injury but will make a full recovery.|
|Finger Injury||Severe - Mild||£375 - £69,330||The amputation of one or more fingers broken finger that has a prognosis of complete recovery.|
|Leg Injury||Extremely Serious||£75,100 - £215,000||Amputation of both or one leg will warrant this amount of compensation to be awarded. It will also be taken in to consideration if the leg is amputated above or below the knee.|
|Leg Injury||Serious-Moderate||£21,750 - £104,100||Injuries sustained to the leg as a result of injury that has caused disability and restriction in movement that may have a life-long prognosis.|
|Leg Injury||Mild Injury||£1,800 - £17,900||Fracture, brake or soft tissue damage to the leg that has affected the muscle causing great pain and discomfort.|
|Knee Injury||Extremely Serious||£39,700 - £72,970||Disability due to injury to the knee, severe damage to muscle, soft tissue and also muscle wastage.
|Knee Injury||Serious-Moderate||£20,250 - £33,200||This amount of compensation is awarded to disability that is caused by injury to the knee, muscle damage, cartilage damage and soft tissue damage causing pain and suffering.|
|Knee Injury||Mild Injury||£4,750 - £19,600||Injury to the knee that is painful but will recover within time so the knee has a full normal working function.|
|Ankle Injury||Mild - Severe||£10,300 - £53,100||Disfigurement, dislocation, deformation maybe an operation is required broken or sprained ankle.|
|Achilles||Mild - Severe||£5,300 - £30,100||Muscle has been severely damaged or severed causing restriction and/or disability weaker ankle muscles.|
|Foot Injury||Extremely Serious||£64,000 - £152,750||The amputation of both or one foot will warrant this amount of compensation and how it will affect a persons life.|
|Foot Injury||Serious-Moderate||£18,500 - £52,900||Severe injury to both or one foot causing disability, restriction or fractures to the foot.|
|Foot Injury||Mild Injury||£5,300 - £11,050||Injury to the foot that will recover.|
|Toe Injury||Severe - Mild||£4,500 - £43,250||Amputation of the big toe or several toes.|
*It is important not to take any of the above figures and compensation amounts as fact. The figures are only estimates and taken from previous cases. They do not take into consideration all types of damages. Any of the amounts can change at any time. So please note that the amounts are not necessarily fact.
The amounts are for injuries themselves, as special damages covering the financial incurrence to clients differ depending on each person. When calculating a personal injury compensation amount, we consider two areas: special and general damages. The table of compensation amounts covers the general damages.
Probably a very common question a potential personal injury client will always ask is ‘how much compensation will I get?’. And although the question seems straightforward, it is, in reality, difficult to answer.
Personal injury compensation amounts are multidimensional. There are numerous examples of personal injury scenarios. These include a road traffic accident or an injury at work, and these themselves are numerous. So, to give an average amount on a person’s personal injury compensation claim is challenging to say the least. And this is especially true at the initial stages of any compensation claim case. No two cases of personal injury are ever the same. They may appear similar, but they will no doubt have differences.
People have different personal circumstances, different financial positions, pain and suffering. So, these are likely to differ from one person to the next. At the beginning of every personal injury compensation case, giving a precise amount of compensation is nearly impossible. However, it is possible to give an average estimate of how much compensation might be possible. But future pain and suffering and future financial expenses don’t come into this part, as the prognosis remains a mystery.
A more precise amount comes once a personal injury case claimant receives a medical assessment and report. The medical expert then gives a prognosis, thus calculating any future pain and suffering, plus any financial losses.
Personal Injury Claims Calculator Examples
Below is a table that gives compensation amounts to different areas of personal injuries. These come from us using a personal injury claims calculator. However, you mustn’t take these figures as fact since they are only speculative amounts. They don’t give specific figures and consider any personal circumstances and future financial losses and expenses.
|Personal Injury Area||Compensation Amounts Awarded
|Whiplash||£2,300 upwards depending of the severity
|Slip, Trip and Fall||£1,000 upwards broken ankle £24,950 maximum
|Accident at Work||Average of £5,500 upwards of £50,000 plus|
|Holiday Accidents||£860 upwards food poisoning – up to £56,000 fractured bone|
|Assault Claims||Minimum £1,000 to Maximum £50,0 000
*Any information in the table is as a guide and isn’t necessarily exact. The average personal injury compensation amounts don’t consider any special damages. That’s because these differ for each individual. Nor do these figures take into consideration any future financial losses.
In most cases, there is a three-year time limitation to personal injury claims. This means that anyone suffering a personal injury accident has three years to file the claim. If you don’t pursue the claim within three years, it becomes time-barred or statute-barred. Some exceptions could also influence the amounts that a personal injury claims calculator provides. If a person has brain damage, they have a lifetime to claim for such an injury. Those who suffer from mental health issues have three years to recover from their current mental illness clinically.
Also, although an accident may take place on one date, the consequences may not surface for some time. In this instance, the date of knowledge is the starting point for the three years.
Children also have exceptions as the three-year limitation does not begin until they turn 18. So, they have until they are 21 to make a personal injury compensation claim.
Personal Injury Claims Calculator FAQs
How can I calculate personal injury compensation?
You would consider the impact of the accident and the length and severity of recovering from your injuries.
What is the average payout for a personal injury claim?
This ranges from £10,000 up to as much as £379,000, depending on the severity and nature of the injury.
What percentage of personal injury claims receive a full settlement?
The majority of claims result in either a full or largely full settlement, albeit out-of-court for the latter.
What is a fair settlement for pain and suffering?
This is a settlement that meets around 80% of the total that the claimant is looking for.
What qualifies as pain and suffering?
This is any physical or mental pain that has medical evidence to support it.
Should I accept the very first offer of compensation?
This wouldn’t be a wise move as the first offer is always the lowest offer.
How often do personal injury claims go to court?
Approximately 5% of claims actually end up in court.
What happens if I lose my personal injury claim?
On a No Win No Fee basis, you don’t pay your solicitor’s legal fees if you lose the claim.
We hope you now have more knowledge about using a personal injury claims calculator.