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HGV or Lorry Accident Claims – How Much Compensation Can I Claim?

By Mark Ainsdale. Last Updated 5th July 2021. Welcome to our guide to lorry and HGV accident compensation claims. Heavy goods vehicles (HGVs) are now a mainstay on British roads. These lorries and trucks are among the largest vehicles, measuring above 16.5 metres (in the case of an articulated vehicle) and 18.75 metres (in the case of rigid vehicles towing a trailer). If you suffered an HGV accident through no fault of your own, you could be able to claim compensation.

The Government has recently published statistics that found that, in 2019/20, HGVs transported 1.3 billion tonnes of goods in the UK. This was a decrease on the previous year by 8%, but it should be noted that this was possibly down to the coronavirus pandemic.

If you have been involved in an accident with a heavy goods vehicle or lorry, you may be entitled to compensation for any injuries or damage sustained. If you have any questions or would like to launch your case today, our personal injury claims team is standing by to offer you all the free legal advice you need.

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A Guide to lorry and HGV accident compensation claims

This HGV accident compensation claims guide exists to inform and assist you with your personal injury compensation claim for an accident with an HGV or lorry. It will provide you with comprehensive and accurate information regarding the potential issues that you will need to consider before making your claim and how to begin the process of making your claim in order to receive compensation for your injuries.

The guide will present you with the actions you will need to take if you have been involved in a lorry or HGV accident. It will deal in matters of responsibility, the prospect of non-British vehicles being involved, how compensation claims are calculated, and advice on seeking legal assistance. We’ll also look at an example of a compensation claim to better illustrate the legal complexities.


hgv accident compensation statistics graph

If you believe you deserve lorry or HGV accident compensation, this guide is the best place to begin when making a claim. Statistics supporting the graph above are available here.

What is an HGV Accident?

This could be any accident that involves an HGV (Heavy Goods Vehicle). Now, this could take up numerous forms. It could be that you’re driving an HGV, only for another vehicle (or even another HGV) to crash into you. Perhaps a pedestrian or a cyclist cuts in front of you at a crossing, causing whiplash from a sudden emergency stop. Or maybe the road conditions aren’t suitable for an HGV to operate safely on, unbeknownst to you when driving there. Each of these scenarios could see you, as the vehicle driver, being able to claim for HGV accident compensation.

However, you don’t necessarily have to be the driver of the HGV. It could be that you’re driving another vehicle or that you’re the pedestrian or cyclist crossing the road. But an HGV could still be the primary cause of you suffering an injury, albeit with somebody else operating that particular motor. In any of these scenarios, though, an HGV is still at the focal point of the incident. And that means that you could still look at claiming HGV accident compensation as a result. Please continue reading or speak to one of our personal injury solicitors to find out how you can claim.

Who is Responsible for an HGV or Lorry Accident?

When considering a compensation claim involving an HGV or lorry accident, one of the first things you must consider is who is responsible. Legally speaking, when considering such an accident, responsibility for the accident stems from the idea of ‘negligence’ and whether the accident occurred due to negligence on the part of the driver or the operating company itself:

  • The driver would be considered responsible for the accident if they have acted negligently and ignored the health and safety standards that govern their operations. For example, if a driver continues their route regardless of factors such as fatigue or drunkenness, then they would be considered responsible for an accident, as they were acting negligently.
  • The operator would be considered responsible for the accident if they acted negligently. For example, if the operator either failed to inform the driver of health and safety regulations or failed to maintain the HGV/lorry properly, they would be considered responsible for an accident resulting from these issues.
  • However, both driver and operator might be considered responsible for an accident in certain circumstances. For example, if your accident occurred after materials fell from an HGV and caused an injury. This is because the legal responsibility for properly securing haulage is shared between both individual operators and the company as a whole, meaning that both parties may have acted negligently.

Claiming Against the HGV or Lorry Operator

If you have suffered an injury resulting from an accident that involved an HGV or lorry, then there is a good chance that you will have to make your HGV accident compensation claim against the operator of the vehicle. However, the process of making this claim changes depending upon whether you are claiming a member of the public or an employee of said operator:

  • If you were involved in an accident as a member of the public, regardless of whether you were a car driver or operating another vehicle or even on foot, then you could need to claim against the operator. This is due to vicarious liability resulting in the operator taking responsibility for the actions of their drivers, especially if the accident occurred because of their negligence.
  • However, if your accident occurred whilst you were an employee of the operator, the claim becomes significantly more complicated. In cases such as this, your claim may only be valid if your accident occurred due to the operator’s negligence, especially if this negligence is down to working conditions.

What to Do If You Are Involved in an Accident with an HGV or Lorry?

If you are involved in an accident involving an HGV or lorry, you should make sure you seek medical attention, report your accident to the police and record the driver and operator’s information. Once you have done so, you can begin gathering evidence to support a possible HGV accident compensation claim:

  • Firstly, you should gather witness statements from those who saw the accident. This could include pedestrians who were walking nearby or other drivers who may have seen the accident. This can help ensure your claim can be corroborated and verify the version of events you state in your claim, such as the time and location of the accident.
  • Secondly, you could find evidence that your accident was down to negligence on the hand of either the driver or operator of the vehicle. This could include determining if the driver had a valid licence to drive an HGV at the time of the accident or getting a statement from the driver stating that they were not advised on the correct health and safety standards to follow.
  • Thirdly, you should ensure that you have evidence in support of the severity of your injury. For example, if you believed that you were seriously injured after your accident, you might have been taken to the hospital to receive an x-ray scan. This scan could then highlight the severity of your injury, such as whether you suffered from a simple or compound fracture in a limb, and be used as evidence for the amount of compensation that you deserve.

How do HGV and Lorry Accidents Happen?

Accidents involving heavy goods vehicles and lorries occur relatively often in the UK. These accidents can occur for several different reasons, both due to the driver’s and operator’s actions.

Common Causes of Lorry Accidents or HVG Accidents

Here are some examples of why these types of accidents may occur as a result of the driver’s negligence:

  • Tailgating
  • Failure to look properly
  • Fatigue
  • Substance abuse
  • Use of a mobile phone
  • Poor maintenance of the vehicle
  • Dangerously loaded vehicle

Whatever your situation, if you suffered an HGV accident that wasn’t your fault, you could be able to claim compensation for any damage you incurred as a result. For a free consultation with one of our specialist advisors about our legal services, please get in touch. In the meantime, read on to learn more about how to start an HGV accident compensation claim today.

How to Begin an HGV or Lorry Accident Compensation Claim

When you want to begin a lorry or HGV accident compensation claim, the process is made much simpler by using our company’s Claims Service. We will provide you with the support necessary to get you through this stressful time and ensure that you receive the maximum possible compensation for your accident and the attendant costs.

hgv accident compensation

HGV accident compensation

As previously mentioned, the first step should involve gathering the necessary evidence to support your claim. This could include almost anything, such as witness statements, medical reports, and photographic evidence. Particularly in the cases of accidents that involve either an HGV or lorry, you will also need to record the name of the driver, the number plate or the vehicle and the operating company.

The next step you should take is to contact legal representation. If, for example, you choose to work with our law firm, we can offer a free consultancy session to help you navigate the initial stages of your claim. In this consultation session, we will assess how valid we believe your compensation claim is and honestly evaluate its chances of success. A large portion of this will depend on the evidence you can provide, which should indicate why it is so important.

If, after this session, you choose us as your Claims Service, we can proceed with your compensation claim. This will include completing further fact-finding by looking at CCTV or arranging local medical assessments to evaluate the severity of your injury.

At this point, we can begin making your HGV accident compensation claim. Thanks to our No Win No Fee service, we won’t charge you legal fees until we successfully win your case.

Can I Claim Against Foreign Drivers?

Even if your accident with an HGV or lorry involves a non-British driver, you might still be eligible for compensation in cases where negligence can be proven.

The process for claiming a non-British driver is effectively identical to claiming a native driver: get their details, including name and operator; record the details of the accident; report the accident to the police, and you could then seek legal advice.

The only real difference between claiming a non-British driver is that the Motor Insurers Bureau will represent these cases should the defendant have no native-based insurance. However, this does not significantly affect the potential success of your compensation claim and is unlikely to alter the process in any significant fashion.

For more information on these types of HGV accident compensation claims, please contact our personal injury advisers.

What Can Be Claimed for After An Accident With An HGV or Lorry?

When you suffer an injury from an accident, the extent of the damages depends heavily on your expenses. Most people who make compensation claims underestimate the number of different expenses, normally focusing solely on medical costs.

However, you could claim compensation for several costs. These include:

  • General damages include non-specific damages such as pain and suffering, the effect on day-to-day life, and any loss of reputation.
  • Special damages include measurable damages, such as direct loss of earnings, cost of necessary home-care, and damage to property such as your vehicle.
    • Medical bills include medical bills, perhaps for treatment or medication not under the NHS or via private or overseas healthcare providers.
    • Travel costs – these include the cost of travelling between your home and hospital appointments and travelling to foreign countries for overseas treatment.
    • Loss of earnings could relate to earnings already lost and those yet to come if you can’t return to work.

These costs highlight the number of different ways you can claim compensation for your accident. However, the key factor behind how much HGV accident compensation you may receive is the severity of your injury.

How Much Compensation will I get for an Accident with an HGV or Lorry? (Updated July 2021)

How do personal injury solicitors calculate compensation? The amount of compensation you could receive for an accident involving an HGV or lorry varies upon two main factors. Namely, the type and severity of any injuries and the damage to property due to the accident.

Here are the average lorry and HGV accident compensation amounts you could receive as part of your claim. These come in the form of different types and severities of injuries:

Updated July 2021.

InjurySeverityInjury NotesAmount
Toe InjuryModerateRelatively straight forward injuries such as a fracture or the acceleration of an existing injury.Up to £9,010
Foot InjuryModerateDisplaced fractures which do cause a degree of ongoing symptoms and issues. £12,900 to £23,460
Ankle InjuryModerateFractures and soft tissue injuries, such as a torn ligament, which cause less serious disabilities. £12,900 to £24,950
Knee InjuryModerate (1)Dislocation injuries, meniscus tears or torn cartilage. £13,920 to £24,580
Leg InjuryModerateComplicated fractues or multiple fractures which affect just one leg. £26,050 to £36,790
Finger InjuryAmputation of Ring and Little FingersThe amputation of the little and ring fingersIn the region of £20,480
Wrist Injury(d)Fractures and soft tissues injuries which may take longer to recover from but where recovery does happen. Rarely exceed £9,620
Hand InjuryLess seriousCrush injuries could be included here if the person is left with a reduced function in the hand. £13,570 to £27,220
Elbow InjuryLess severeWhilst the person does not need surgery nor have a serious disability they will havve reduuced function.£14,690 to £30,050
Arm InjuryInjuries Resulting in Permanent and Substantial DisablementThis may present as a serious fracture in both forearms and where the person is left with significant and permanent disability£36,770 to £56,180
Shoulder InjuryFracture of ClavicleThe compensation will be based on the extent of the fracture suffered. £4,830 to £11,490

As you can clearly see from the table above, the type and severity of your injury greatly impact the amount of compensation that you could receive.

This is why our company places so much focus upon properly evaluating the extent of your injuries, even offering to arrange a medical assessment local to you. We want to ensure that you are not losing out on the compensation you deserve due to underrepresenting your injuries to the court and maximising the amount of compensation you receive.

An HGV Accident Case Study

Do you still believe that there’s no point in filing an HGV accident compensation claim? Let us change your mind about claiming for your accident involving an HGV or lorry. Indeed, read on to learn about a real example of someone with experience just like yours.

HGV accident compensation

HGV accident compensation

In 2007, the claimant would have an accident with another HGV while on the motorway. And it would leave them with permanent injuries and medical treatment, the latter continuing over the course of two years. The claimant would attempt to claim compensation in 2009 for the accident. And the basis was about the other party failing to leave enough braking room.

The claimant would be successful in their claim. And they would receive a truly astounding £875,000 total compensation. This covers future loss of earnings, previous loss of earnings, future care and treatment costs, and pain and suffering.

This shows you the possible outcomes of your HGV accident compensation claim. Now, some may view this as an outlier for compensation amounts. But if you never make your initial claim, you may never know how much compensation you could receive.

No Win No Fee HGV and Lorry Injury Claims

What is the worst part of making a personal injury claim for an accident involving an HGV or lorry? Well, it could be the potential legal fees for attempting to get compensation. Indeed, these legal fees could be a charge against you by a Claims Agency. And that could cause incredible damage to your finances and mental health.

If you already experience financial issues after your accident, such fees can appear excessive and extortionate. And they could hurt you when you’re at your most vulnerable. Even worse, your fees may even exceed your compensation and leave you at a loss.

However, our company will ensure you experience none of this stress during the claims process. If you choose us to represent you, we will ensure your claim succeeds without exploiting the relationship for money. Our No Win No Fee Policy guarantees your financial stability throughout the claims process.

Conditional fee agreement HGV accident compensation claims

Some refer to a No Win No Fee agreement as a Conditional Fee Agreement. This ensures that we will do our best to win your case. And that means that we don’t bleed you dry while extending the case for as long as is possible. Far from it. We promise to only charge for our services on the condition that we win your compensation claim in court; if your claim fails, you won’t have any legal fees or debt to add to your worries.

This provides a safe and stable base. Hence you potentially and successfully claiming lorry accident compensation or truck accident compensation for your accident. As a company, we promise to support you throughout the claims process. That’s regardless of your initial financial position. And this ensures that you receive the maximum possible compensation that you deserve for your injury.

Why Choose Us as Your Claims Service after an HGV or Lorry Accident?

Why choose us when claiming HGV accident compensation? When claiming an accident involving an HGV or lorry, you need our support as your legal representative.

We have years of experience in dealing with personal injury claims. And we’re one of the most capable companies for accident claims involving an HGV or lorry. This enables us to understand how to maximise your chance of being successful in your compensation claim. Not to mention how to ensure that you receive a strong compensation amount.

Our team of legal experts will deal with your claim efficiently and professionally, both in and out of court. They can assist you in your claim at every step of the process. And they will offer premium advice on how to proceed and receive justice for your accident.

Our desire to win clients the maximum compensation is clear from our No Win No Fee policy. This emphasises our company’s commitment to winning our clients the compensation that they deserve. And that’s especially applicable for those who believe that they cannot receive it due to their financial status. We can arrange a medical evaluation with a doctor to strengthen the evidence for your HGV accident compensation claim.

In short, we are by far the best company for dealing with personal injury claims. And therefore you should choose us as your Claims Service.

Call for Free Advice and To Start a Claim

Thank you for reading our guide to HGV accident compensation. You can begin the process of your claim through the contact form. Or call the number below to begin the process of getting justice and compensation for your accident.

Call 0800 073 8804 now. Our company provides free advice on proceeding with your claim and how much compensation you could receive.

Helpful Links

In this section, we have links to other guides and resources about HGV accident compensation claims:

Staying Legal – HGV Drivers

A guide from the UK government about staying compliant with the law if you’re a lorry driver.

How To Become A Lorry Driver

A government guide on what you need to become an HGV driver.

Moving On – The Government’s Blog On HGVs and Lorries

The latest news relating to HGVs and lorries from the UK government.

Whiplash Compensation Claims

If you’ve suffered a neck injury in a road traffic accident involving an HGV, this guide will help.

How Much Compensation For Car Accident Claims?

If you wish to know how much compensation you may receive following a car accident, this will help.

How Much Compensation For a Cycling Accident Claim?

If an HGV or lorry knocks you off your bike, this guide talks you through the personal injury claims process.

Leg Amputation Claims

Find out how much you could claim for a leg amputation injury.

Other Personal Injury Claim Guides

HGV Accident Compensation FAQs

In this final section, we provide answers to some questions we often hear about lorry accident claims.

Is there a time limit on road traffic accident claims?

In most cases, there is a three-year time limit on making a road traffic accident claim. There are instances in which time limits may vary from this and where time limits could be longer or shorter.

How long should road traffic accident claims take?

It isn’t easy to estimate how long your claim will take without discussing the details of your claim with you. We can say that general claims may take around 6-12 months. However, this could be shorter or longer in particular cases.

Should I accept the first compensation offer?

We do not always accept the first offer from a defendant’s insurance provider. And without a solicitor assessing the claim, you could settle for a lower amount than was possible.

What are the usual causes of HGV accidents?

Possible causes of accidents involving lorry drivers and HGV drivers could include poorly maintained vehicles, badly loaded vehicles. Tailgating, tiredness and other causes. These factors may affect lorry drivers or other road users.

Can I claim against a lorry driver’s employer?

If if it is shown that the lorry driver’s employer was responsible for the accident taking place (such as through lack of vehicle maintenance), you could claim them.

Do I have a valid claim?

In general, there are three criteria to meet to have a valid claim. Your accident would be in the last 3 years. Also, someone else is to blame for the accident. And that person would have a duty of care.

Can I claim against an untraced driver?

You could make a claim through the MIB for accidents involving untraced or uninsured drivers. This could apply to HGV accident claims, too, if the driver happened to drive off after the accident.

Can I claim if I caused the accident?

If you were fully responsible for the accident, you would not be able to make a personal injury claim.

We hope our guide to lorry and HGV accident compensation helps you to begin your claim.

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