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How Much Compensation Could I Claim For A Finger Injury?

By Stephen Hudson. Last Updated 9th February 2024. In this guide, we discuss when it may be possible to start finger injury claims. We’ll cover a variety of potential claims related to finger injuries.

Finger injuries can be especially debilitating. We need our fingers to tackle almost every day to day task. Therefore, even a mild finger injury can have a significant effect on life quality. More serious finger injuries can be entirely life-changing. Read on to learn more about the requirements for claiming personal injury compensation for a finger injury. We’ll also clarify what types of finger injuries can potentially occur and potentially lead to a claim. We’ll also discuss the topic of finger injury compensation amounts. This guide also talks about making a claim of this type with a No Win No Fee solicitor and what benefits that can bring you.

At Legal Expert, our advisors can help answer questions you may have if you want to explore the possibility of starting a finger injury claim. If our advisors find you have strong grounds to start such a claim, they may be able to put you in touch with a No Win No Fee solicitor. To speak to our advisors, you can reach us online through our contact form or 24/7 live chat service. Or you can call us on the phone on 0800 073 8804.

A hand with a finger wrapped in supports.

Finger Injury Claims Guide

Select a Section:

  1. How Much Personal Injury Compensation Could I Claim For A Finger Injury?
  2. When Can I Claim Compensation For A Finger Injury?
  3. Common Causes Of Finger Injuries
  4. Finger Injury Claims – Time Limit For Starting A Claim
  5. Top Tips On Proving Finger Injury Claims
  6. No Win No Fee Finger Injury Claims

How Much Personal Injury Compensation Could I Claim For A Finger Injury?

If your finger injury claim is successful, your settlement could consist of two parts. These are general damages for the physical pain and emotional suffering caused by your finger injury and special damages for any lost finances caused by the injury.

When valuing general damages for a personal injury claim, those responsible for evaluating the case may refer to figures from the Judicial College Guidelines (JCG). The JCG is a document that assigns guideline values to various injuries and illnesses.

In the table below, we’ve provided a few figures that could be relevant to finger injury claims from the 16th edition of the JCG. We’ve also provided a figure in the top row to show you how compensation could be awarded for multiple serious injuries and special damages. This figure is not from the JCG. Due to the differences between claims, this table is only provided for guidance.

InjuryNotesAmount
Multiple Serious Injuries Plus Special DamagesIf you've sustained multiple serious injuries, then your claim may compensate you for all of these plus any special damages, such as loss of earnings.Up to £500,000+
Amputation of Index and Middle and/or Ring FingersThe hand and grip will be very weak following amputation.£61,910 to £90,750
Serious Hand InjuriesSeveral fingers have been amputated and rejoined, leaving the hand clawed and reducing it to 50% capacity.£29,000 to £61,910
Severe Fractures to FingersThis could lead to an impaired grip and deformity if the fingers need to be amputated.Up to £36,740
Very Serious Injury to ThumbThe thumb is left virtually useless due to the thumb being severed at the base and grafted together.£19,600 to £35,010
Total and Partial Loss of Index FingerAlso covers the index finger being injured which causes grip impairment and disfigurement. £12,170 to £18,740
Serious Injury to the ThumbA fracture, nerve damage or the tip of the thumb being amputated.£12,590 to £16,760
Serious Injury to Ring or Middle FingersA permanent loss of grip with deformity and stiffness due to serious tendon injuries or fractures in the fingers.£10,320 to £16,340
Moderate Injuries to the ThumbInjuries could include damage to the nerves or tendons, which cause sensation impairment and a cosmetic or functional deformity.£9,670 to £12,590
Fracture of Index FingerThe grip has remained impaired despite the fracture mending quickly.£9,110 to £12,240

InjuryNotesAmount
Multiple Serious Injuries Plus Special DamagesIf you've sustained multiple serious injuries, then your claim may compensate you for all of these plus any special damages, such as loss of earnings.Up to £500,000+
Amputation of Index and Middle and/or Ring FingersThe hand and grip will be very weak following amputation.£61,910 to £90,750
Serious Hand InjuriesSeveral fingers have been amputated and rejoined, leaving the hand clawed and reducing it to 50% capacity.£29,000 to £61,910
Severe Fractures to FingersThis could lead to an impaired grip and deformity if the fingers need to be amputated.Up to £36,740
Very Serious Injury to ThumbThe thumb is left virtually useless due to the thumb being severed at the base and grafted together.£19,600 to £35,010
Total and Partial Loss of Index FingerAlso covers the index finger being injured which causes grip impairment and disfigurement. £12,170 to £18,740
Serious Injury to the ThumbA fracture, nerve damage or the tip of the thumb being amputated.£12,590 to £16,760
Serious Injury to Ring or Middle FingersA permanent loss of grip with deformity and stiffness due to serious tendon injuries or fractures in the fingers.£10,320 to £16,340
Moderate Injuries to the ThumbInjuries could include damage to the nerves or tendons, which cause sensation impairment and a cosmetic or functional deformity.£9,670 to £12,590
Fracture of Index FingerThe grip has remained impaired despite the fracture mending quickly.£9,110 to £12,240

Special Damages In Finger Injury Claims

You can also seek special damages as part of your compensation. As explained, this is compensation for the financial losses you may have suffered because of the injury.

Special damages in finger injury claims could address losses such as:

  • Loss of earnings: If you were left unable to work because of your injury and lost out on income
  • Prescription costs: For medication you may have purchased to treat your injury
  • Other costs towards treatment: Such as travel costs to appointments

If possible, you should maintain receipts and records of the financial losses. They can act as evidence in finger injury claims and strengthen your claim for compensation.

Our advisors can give you more information about evidence in claims and advise you on costs you could be able to include as part of your request for compensation in your broken finger claim. Please reach out to us today for information about evidence in your claim.

When Can I Claim Compensation For A Finger Injury?

To be eligible to make a personal injury claim for finger injury compensation, you will need to prove that your injury was caused by a relevant third party breaching the duty of care they owed you.

There are various places where you are owed a duty of care. These include:

  • In the workplace – Employers owe each member of their staff a duty of care, as stated under the Health and Safety at Work etc. Act 1974. As part of this, they should take reasonable steps to protect their staff from harm while they are working.
  • On the roads – Road users owe one another a duty of care to use the roads in a way that will avoid causing harm to themselves and others. Furthermore, they must adhere to the regulations and rules found in the Road Traffic Act 1988 and the Highway Code.
  • In public spaces – Per the Occupiers’ Liability Act 1957, those in control of a public space owe you a duty of care while you are using that space. They must take all the necessary precautions to ensure your reasonable safety.

If you want to know whether you are eligible to make a personal injury claim for a finger injury, or for information about using a finger injury claim calculator, contact our advisors for free today.

Woman's hand with x-ray superimposed on top to show an extremely painful finger injury.

Common Causes Of Finger Injuries

Finger injuries occur in a number of ways and can range from minor, such as sprained fingers, to complete amputations. Some examples of how a finger injury could occur include:

  • Crush injuries: There are many ways that you could suffer a crush injury like a jammed finger. For example, someone else may have slammed your finger between a door and a doorframe. You could also suffer a jammed finger if your hand were trapped in a piece of malfunctioning machinery.
  • Amputations: These are some of the most severe forms of finger injuries and can occur when a broken bone causes damage too severe to be salvaged or when damage to the finger joints is catastrophic. You may have had to undergo a finger amputation if your hand was crushed in a road traffic accident.
  • Breaks and sprains: You could suffer a sprained finger or a broken bone in a slip, trip, or fall. For example, if you were to fall over and land on your hand, this could cause a hairline fracture.
  • Cuts and lacerations: Cuts and lacerations can occur in a number of ways. For example, if you were in a car accident, broken glass from a window or windscreen could cause cuts or lacerations on your hand.

These are just a few examples of how you could suffer an injured finger. To find out whether you may have a valid personal injury claim, contact our team of advisors today. Or, read on to learn more about claiming compensation for common injuries to the hand.

Finger Injury Claims – Time Limit For Starting A Claim

If you have strong grounds to make a personal injury claim for a finger injury, you must make sure you start proceedings within the relevant time limit. The Limitation Act 1980 states that you’ll typically have three years to start a personal injury claim from the date of the accident.

Within certain circumstances, this time limit can work differently. For example, if a child has suffered a finger injury, then the time limit is paused until their 18th birthday. Before that day comes, a court-appointed litigation friend could make a finger injury claim on the child’s behalf. If a claim is not made before the day of the child’s 18th birthday, then the injured party will have three years to start their own claim from that point.

If a party who has suffered a finger injury lacks the mental capacity to make their own claim, then the three-year time limit is indefinitely suspended. A litigation friend could claim instead on their behalf. However, if the injured party later regains this mental capacity, and a claim hasn’t already been made for them, then the time limit will start from the date of recovery.

Contact our advisors on the phone or online today if you would like to ask questions about the time limits or other aspects of claiming finger injury compensation.

A bandaged thumb pointing down to show the major impact on lifestyle.

Top Tips On Proving Finger Injury Claims

If you’ve suffered a finger injury, compensation amounts may vary depending on the specific circumstances. However, you should know that your chances of making a successful claim for compensation can be increased by making sure you acquire as much quality evidence as possible. For instance, if you’ve suffered the loss of a finger, then compensation could depend on whether you can prove this.

It can be confusing to know what kinds of evidence can be helpful. So, we have included some examples below.

  • Photographs – Images of what caused your injury can prove useful. Additionally, you can provide pictures of your injury too.
  • Video evidence – CCTV and other surveillance may have captured footage of how your injury occurred.
  • Medical records – Whether you received treatment through a private healthcare company or the NHS, a dislocated finger or similar injury will be recorded in an official capacity. You can request access to your medical records at any time.

If you want to know more, our advisors are available to answer your questions. Simply, call on the number above.

No Win No Fee Finger Injury Claims

If you are eligible to seek compensation for the loss of a finger, you may wish to claim with the support of a solicitor. One of our personal injury solicitors could help. They generally use a type of No Win No Fee arrangement called a Conditional Fee Agreement (CFA) to work on your case. 

When your solicitor works on a No Win No Fee basis, they generally don’t take an upfront payment. There also won’t be any ongoing costs. However, if the outcome of your claim is positive, your solicitor will subtract a success fee out of your award. The amount that can be taken is a small percentage that is capped by the law. However, if you aren’t awarded compensation following an unsuccessful claim, your solicitor will not ask you to pay this fee. 

If you have any questions about loss of finger compensation, or if you would like to check your eligibility to claim, one of the advisors from our team could help. If it seems like you have a good case, you could be connected to one of our solicitors. 

To speak to an advisor:

A Solicitor At A Table Helping A Client Make A Finger Injury Claim.

Learn More About Finger Injury Claims

Below, you can learn more about finger injury claims and personal injury compensation:

Feel free to contact us online or by phone if you would like to speak to an advisor about finger injury claims.

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    • Patrick Mallon

      Patrick is a Grade A solicitor having qualified in 2005. He's an an expert in accident at work and public liability claims and is currently our head of the EL/PL department. Get in touch today for free to see how we can help you.

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