Cycling Accident Claims – How Much Compensation For Bike And Cycle Claims? – 2021 Update
By Mark Ainsdale. Last Updated 20th July 2021. Welcome to our cycle accident compensation claims guide. Have you been injured in a road traffic accident while riding your bike? If so, this cycle accident claims guide can help.
How To Claim Cycle Accident Compensation
If you’ve been injured in a bicycle accident while cycling on the road, you may be entitled to make a cycling accident claim for compensation if a third party was to blame. You’ll need to be able to prove that they breached their duty of care to you and you suffered as a result, however. Therefore, why not seek help from our panel of specialist solicitors to handle your case on your behalf?
So if you want to learn more about your legal rights and how you can pursue compensation for cycle accident claims on a No Win No Fee basis, you can find the answers you need here. Below, we’ll take a look at recent cycling accident statistics, as well as what circumstances can justify a claim. What’s more, we’ll explain how our team are experienced in dealing with cycling accident claims. And they can then help you get the maximum cycle accident compensation that you deserve.
Cycling accident cases are a common personal injury claim, made simply because of the number of people who partake in cycling and the vulnerabilities that cyclists face compared to other road users.
Although cycling offers a cleaner, healthier lifestyle and is a means of travel and enjoyment, it has downsides, especially to those who use cycling as a method of transport and are on the main roads.
All road users must consider people who use bicycles, especially larger vehicles who may not see them in their blind spot. People who use the road must show respect to all other road users, not just those who use vehicles.
Although the number of fatal accidents regarding cyclists has reduced compared to many decades ago, a significant number of cyclists are still seriously injured, with some tragically losing their lives.
To find out more about everything from cycling accident compensation amounts to how a no Win No Fee agreement could help you get the most out of your road traffic accident claims, please read on or get in touch today.
What We’ll Cover
Welcome to our guide on making cycle accident compensation claims. Are you wondering, “how do I claim after a cycling accident?” If so, you’re in the right place for answers.
In this cycle accident claims guide, we cover everything from bicycle accident statistics to No Win No Fee agreements. Plus, we’ll answer some of the most frequently asked questions when it comes to cycling accident claims, such as:
- What happens if a cyclist causes an accident?
- Can you sue a cyclist?
- Can a cyclist claim on my insurance?
We are a leading personal injury law firm with solicitors who are experts in the road traffic accident claims field and who have a knowledge base that stretches decades.
Now, our team of advisers can offer free legal advice and support, and there’s no obligation on your part to proceed with making cycle accident claims or using our service. What’s more, they can connect you to a specialist personal injury lawyer to handle your claim if you have a valid case for cycle accident compensation.
Our advisors are on hand 24 hours a day, 7 days per week to help you, and you can speak to them by using any of the following methods:
- By calling 0800 073 8804
- Please write to us by clicking here
- Or use our live chat feature, bottom right
Select a Section
- Cycling Accident Statistics
- How Are Cycling Accidents Caused?
- Common Types Of Cycling Injuries
- How to Make A Bicycle Accident Claim?
- What Can Be Claimed For A Bicycle Accident?
- How Long Does A Cycle Accident Claim Take?
- No Win No Fee Cycle Accident Claims
- How Much Cycle Accident Compensation Could I Receive?
- Bicycle Accident Claim Tips
- Get In Touch With Our Cycling Accident Solicitors
- Helpful Bicycle Accident Resources and Guides
- Cycle Accident Claims FAQs
Here are some relevant statistics relating to cycle accident compensation claims.
According to the latest available figures from the Royal Society for the Prevention of Accidents (ROSPA), in 2018, 99 cyclists would die, with just over 4,000 suffering serious harm and around 13,345 suffering minor injuries on British roads.
Looking at the statistics above, it’s not hard to see that cyclists are a particularly vulnerable group of road users, alongside pedestrians and motorcyclists. In fact, according to the latest analysis by Cycling UK, cyclists make up a total of around 5.5% of all fatalities on roads and 14.5% of serious injuries.
If you’ve been injured on the roads and want to learn more about cycle accident claims, please get in touch with our personal injury advisers or continue reading to learn more.
How do I claim after a cycle accident?
Firstly, gather the evidence of the accident, including an official medical diagnosis from your doctor. Then, collect any witness testimonials and any available CCTV footage. Finally, get in touch with our team, and we can then begin to build your compensation case.
Why do cycling accidents happen? In turn, what drives people to claim cycle accident compensation?
Thanks to an analysis by Cycling UK, it’s possible to look at the contributory factors for cycling accidents and road traffic accidents. This data is in turn published by the Department for Transport (DfT).
Here are the top 3 causes of cycling accidents from 2018:
- ‘Failed to look properly’ came top of the list, with 33,879 drivers/riders have logged this. It accounted for 21% of the share.
- Next on the list with 11% is ‘careless, reckless or in a hurry’.
- ‘Poor turn or manoeuvre’ is a close third, often on the part of drivers who fail to see cyclists coming.
Examples of Common Cycle Accidents
According to ROSPA, some of the most common cycling accidents include:
- Drivers emerging into the path of a cyclist.
- Drivers cutting up or crossing the path of a cyclist.
- A cyclist leaving the pavement and moving into the path of a vehicle.
- A cyclist turning right from a major road and onto a busy one.
Any of these incidents could be a justifiable reason to pursue cycle accident compensation. This ROSPA article highlights cycling accidents in further depth. Read on for more information about how to form the basis for your cycle accident claims.
So we know cycling accidents are quite common and that people can be killed or seriously harmed, but what kinds of injuries can cyclists suffer?
ROSPA highlights the three most common types of injuries to cyclists, which include:
- Limb injuries – mostly to the arm (40%) and to the leg (25%)
- Chest and abdomen injuries – while sustained much less often (5%), they often lead to serious injuries and can be accompanied by multiple injuries, such as to the neck and head.
- Hospital data reveals that 40% of cyclists suffer head injuries when involved in an accident. They are by far the most serious injuries to suffer, potentially leading to brain damage, skull fractures and fatalities.
Unsurprisingly, such injuries can be sustained. After all, a cyclist lacks the protection afforded by the chassis of a car and lacks safety features like airbags. Additionally, many roads in this country aren’t wide enough for cyclists, with few cycling lanes.
If you’ve suffered one of the injuries described above and want to learn more about claiming cycle accident compensation, get in touch with us today and see how we could help you claim on a No Win No Fee basis.
Those who have been injured in a cycling accident through no fault of their own may have the right to make a personal injury claim for compensation.
If you have been involved in an incident while cycling, you may be looking to make road traffic accident claims. If so, we are here to guide you and help you need to file cycle accident claims.
Regarding any type of road traffic accident, we have a dedicated team that has worked on more than 30 years of experience working with cases involving cyclists in road traffic accidents.
Starting a cycling accident claim couldn’t be easier as we take care of your case from start to finish. We keep our clients informed every step of the way and follow a stress-free process so that you can concentrate on getting yourself back to full health.
Below, we’ll talk about the steps you can take to give yourself the best chance of success when it comes to making a personal injury claim. In short, by calling us and explaining how your cycling accident happened, we can offer you free legal advice.
We’ll assess your case, and if we feel you have a good chance of winning, we will connect you with one of our expert cycling accident solicitors who’ll get to work fighting for your compensation right away.
To get in touch with our personal injury claims team to discuss claiming cycle accident compensation, call the number at the top of this page.
When a cyclist is injured on the road through no fault of their own, for us, they must receive the maximum amount of cycling accident compensation that they’re entitled to. Why? Because it’s important to restore you to the position you were in before the accident while accounting for any long-term problems that may arise too.
With every personal injury case, we like to ensure that we do the best job and aim to achieve results in the shortest amount of time. This is so you’re not left disadvantaged or out of pocket and can continue with life as it was before the bicycle accident happened.
As with every injury caused by an accident, the injury itself can range from mild to very serious, so it is always difficult to estimate how much compensation will be awarded in cycle accident claims.
For example, bicycle accident settlement amounts could vary in totals depending on the severity of the accident. Compensation settlements for being knocked off a bike by a car may generally be higher than another form of accident.
A possible cycle accident compensation settlement could include two heads of claim: general damages and special damages. Let’s look at each in turn.
General Damages In Cycling Accident Claims
General damages account for the physical pain, psychological suffering and loss of quality of life that the cycling accident has caused.
It accounts for any traumatic medical treatment you had to endure, any mental impact stemming from the injuries and your ability to enjoy hobbies and leisure activities. We’ll provide some example bicycle accident claim payouts below.
Special Damages In Cycle Accident Claims
As part of your cycle accident compensation payout, you can claim general damages and special damages.
Special Damages take into account the financial losses resulting from the accident, both past and future. Also, special damages are there to ensure that personal injury victims are not left out of pocket after being involved in an accident that was not their fault. Now, special damages take into account the following;
- Medical bills.
- Travel costs.
- Loss of earning, plus any future earnings which include promotions, rise in wage and pension.
- Cost of household help.
- Adaption of the home environment.
- Care and assistance.
The most important thing to remember when it comes to special damages is to retain all evidence of the expense. This may be in the form of receipts, bills or bank statements. Without evidence, you may be unable to recover the costs.
For more information on compensation in cycling accident claims, please contact our personal injury advisers.
We offer any potential client a free consultation to receive confidential and free advice regarding any cycle accident claims they may have.
We are upfront and honest, and we will be able to advise you straight away if you have a claim for cycle accident compensation or not, with no obligation to appoint your claim to us.
As we work on a No Win No Fee basis, we do not waste time or give you any hopes if we are unsure about a case.
Once the cycling accident claim process has begun, and things are effectively in place, straightforward claims can take up to 6 months, though we cannot guarantee this.
Defendants may dispute claims, and more detailed investigations may be required to establish negligence. However, once you have spoken to one of our solicitors and know more about your case, they’ll advise you on potential timeframes.
Access to justice is important to us, and it’s for that reason we offer all of our clients the ability to claim cycle accident compensation under a No Win No Fee agreement. You might have heard this before, but what exactly does it mean?
- If your claim doesn’t succeed, you don’t have to pay your solicitor any legal fees.
- There are no fees to claim upfront or during a claim.
- If the claim succeeds, you will pay your solicitor a small percentage of your compensation award to cover their costs. This percentage is capped by law, so you don’t need to worry about losing much of your bicycle accident claim payout.
For more information on No Win No Fee agreements in cycle accident claims, please contact our personal injury advisers on the number at the top of this page.
It is difficult to estimate how much compensation a person may receive in a cycling accident claim for different reasons. Each cycling and road traffic accident that occurs is different from the other, which is why we don’t like to rely heavily on tools like personal injury claims calculators or a cycling accident compensation calculator.
However, it’s possible to gain an insight into how much compensation could be awarded in cycling accident claims. One way of doing so is to consider the guideline payouts contained within the Judicial College Guidelines, a document used by those in the legal system to value claims.
Typical Compensation Amounts For Cycling Accident Claims (Updated July 2021)
In this section, we’ll look at some average cycling accident compensation amounts.
Are you wondering how much cycle accident compensation you could claim? In our personal injury compensation calculator below, you can find some guideline bicycle accident claim payouts relating to general damages.
Updated July 2021.
|Brain injury||Very severe||£264,650 to £379,100||The award bracket is given as an estimate for victims who have suffered severe brain damage and are unresponsive. In what is referred to as a vegetable state.|
|Brain injury||Moderately severe||£205,580 to £264,650||Losing feelings in limbs, mental disability, and or change in impersonality.|
|Brain injury||Less severe||£14,380 to £40,410||Head injuries that have not caused significant brain damage but still there maybe lasting effects.|
|Face Injury - Scarring||Very severe||£27,940 to £91,350||Scarring and facial disfigurement could warrant this amount of compensation. The severity will determine how much.|
|Face Injury - Scarring||Less severe||£16,860 to £45,440||These
compensation estimates cover brakes and fractures to the facial area such as the nose.
|Face Injury - Scarring||Less significant||£3,710 to £12,900||Compensation amounts for scarring. Please note women tend to receive larger payouts for scarring than men.|
|Eye Injury||Total blindness||In the region of £252,180||Total blindness|
|Eye Injury||Loss of sight in one eye||£46,240 to £51,460||This amount of compensation is awarded with loss of sight in a single eye or very restricted vision in one eye.|
|Eye Injury||Minor||£3,710 to £8,200||Problems with vision, pain in the eye or temporary vision loss in an eye.|
|Back Injury||Severe||£36,390 to £151,070||Severe back injuries to the upper or lower part of the back, maybe causing paralysis or any issues relating to the organs within the lower part of the body.|
|Back Injury||Moderate||£11,730 to £36,390||This amount of compensation may cover ligament or soft tissue to the back, constant pain and /or discomfort.|
|Back Injury||Minor||From around £2,300 to £11,730||Soft tissue, slipped disc, muscle pain would gain this amount of compensation.|
|Neck Injury||Severe||£42,680 to in the region of £139,210||Neck injuries can be very severe causing problems with movement in different areas of the body. An injury to the neck can cause pain in this area for a lengthy time.|
|Neck Injury||Moderate||£7,410 to £36,120||Fractures to the neck, painful when moving, stiffness inability to use full movement of the neck will warrant this type of compensation.|
|Neck Injury||Minor||From around £2,300 to £7,410||These amounts of compensation are roughly the brackets for whiplash depending on how long it lasts, how painful it is and the long term prognosis.|
|Shoulder Injury||Serious||£11,980 to £18,020||Restriction in movement, limb numbness or paralysis due to injury in the shoulder and neck.|
|Shoulder Injury||Moderate||£7,410 to £11,980||Tissue damage to neck that may last for quite a while which restricts movement in the arm and elbow.|
|Shoulder Injury||Minor||From around £2,300 to £11,730||Soft tissue damage that will recover within the year or just over, that causes moderate pain.|
|Arm Injury||Loss of both arms||£225,960 to £281,520||Amputation of both full arms will receive the maximum award here. This compensation range also covers the amputation of one arm, or whether the amputation is to be the full or part of the arm. The restrictions this will have in the future are also taken into consideration.|
|Arm Injury||Permanent and substantial disablement||£36,770 to £56,180||If there is major restriction and disability in one or both arms and causes great pain and suffering.|
|Arm Injury||Less severe||£18,020 to £36,770||This amount is set at this criteria for those who have suffered restriction in movement and/or disability on the arms but will recover.|
|Elbow Injury||Severely disabling||£36,770 to £51,460||Complete restriction in movement of the elbow that has resulted in a disability or that has required surgery.|
|Elbow Injury||Moderate or minor||Up to £11,820||Restriction in the movement of the arm due to injury of the elbow.|
|Hand Injury||Loss of both hands||£132,040 to £189,110||This amount of compensation will cover, both hands or one hand amputation or if the hand becomes completely useless.|
|Hand Injury||Serious||£27,220 to £58,100||Likely to have seen a reduction in capacity by 50 per cent. Several fingers may have been amputated and re-joined, leaving a clawed or unsightly hand.|
|Hand Injury||Minor||Up to £4,461||Fractures, soft tissue damage, cuts and surgery warrants these amounts of compensation.|
|Wrist Injury||Severe||£44,690 to £56,180||No wrist function at all.|
|Leg Injury||Loss of both legs||£225,960 to £264,650||Amputation of both or one leg will warrant this amount of compensation to be awarded. It will also be taken in to consideration if the leg is amputated above or below the knee.|
|Leg Injury||Less serious||Up to £11,110||Fracture, brake or soft tissue damage to the leg that has affected the muscle causing great pain and discomfort.|
|Post-traumatic stress disorder (PTSD)||Less severe||£3,710 to £7,680||Minor symptoms that resolve in full within a short space of time.|
|Post-traumatic stress disorder (PTSD)||Severe||£56,180 to £94,470||Debilitating symptoms, impacting work life, social life, and relationships with family and friends. Prognosis for recovery is likely to be poor, with symptoms having some permanency.|
|Knee Injury||Severe||£24,580 to £90,290||Disability due to injury to the knee, severe damage to muscle, soft tissue and also muscle wastage.
|Knee Injury||Moderate||Up to £24,580||Injury to the knee that is painful but will recover within time so the knee has a full normal working function.|
The amounts given for cycle accident claims are estimates or are taken from previous cases. They can be used as general guides but should never be taken as fact, as every case is different from the next.
If you would like a more precise estimate of your compensation award, we’ll need to learn more about your claim. So why not contact our personal injury claims team and tell them about your case? You might be surprised at how much you could be entitled to!
Being in an accident can be tremendously stressful and traumatic. We know exactly how it feels, and that’s why we’re here to offer you all the legal help and support you need to get the cycle accident compensation you deserve.
If you did intend on claiming cycling accident compensation, there are a few tips you can follow to give your bicycle accident claim the best chance of success possible:
- Seek medical attention – first and foremost comes your wellbeing. If you’ve been knocked off your bike, it’s wise to get yourself looked over by a doctor, even if you feel fine. Not only does this ensure you haven’t sustained an injury you weren’t aware of, but it creates an entry in your medical records, which will serve as useful evidence.
- Take photographs – if you are well enough, try to take some photographs of the accident scene. Factor in any damage to your bike, the positioning of the vehicles, and the wider scene. Take pictures of any visible injuries you have too.
- If possible, get the driver’s details and get their name, contact number, address, and insurance provider details. Crucially, be sure to get the vehicle registration number.
- Gather witness details – if anybody witnessed the accident, ask them if they’d be willing to support your claim. If they agree, get their contact information which your personal injury solicitor will use down the line.
- Be organised – if you’ve had to pay for any medication, including paracetamol, or had to pay for buses or taxis instead of cycling, keep all of your receipts and invoices. It’ll be possible to recover these costs, provided you can evidence them.
- Seek legal advice – given the personal injury claims time limit, it’s important to seek legal advice as soon as possible. This will ensure you’re in time to make a claim and that you can recall all details as they’ll be fresh in your mind.
If you’d like more help and support after a cycling accident, please contact our friendly personal injury claims team.
Thank you for reading our guide on how to claim cycling accident compensation. We sincerely hope you’ve found this cycle accident claims guide useful. If you have any questions or would like to proceed with a claim for cycling accident compensation, our personal injury claims team is standing by to help. And we can provide you with a free initial consultation before you decide whether or not to take legal action.
You can reach us 24 hours a day, 7 days per week, to start your claim by:
- Calling us on 0800 073 8804
- Writing to us
- Or by sending us a message using our live chat feature, bottom right
Thank you for taking the time to read our guide to cycle accident compensation claims. Below, you can find more information and guides you may find useful.
If you’ve suffered a neck injury in a road traffic accident, you can find out how to claim and what amount of compensation you could receive by heading here.
If you suffer an injury while riding your motorcycle, this detailed guide will tell you what you need to know.
Should you suffer an injury in a road traffic accident, this guide will reveal more about compensation awards and the claims process.
Head here for a detailed government guide on cycling safety, which could prevent you from finding yourself in a situation where you need to make cycling accident compensation claims.
All road users must abide by the Highway Code, and here you can read the guidelines in full.
If you’ve suffered a broken bone in an accident, this NHS guide will tell you more about treatments, symptoms and recovery time.
Below, you can find answers to some frequently asked questions about cycling accident claims.
How do I claim after a cycle accident?
If you’ve suffered an injury in a cycle accident that wasn’t your fault and you were the cyclist, it’s possible to claim against the responsible driver’s insurance policy for any injury or damage you have suffered. It’s important to get the driver’s vehicle registration number and their contact details. It’s also wise to obtain as much evidence as possible, including photographs, CCTV or dashcam footage, and details of witnesses. Then you’ll need to seek legal advice.
What happens if a cyclist causes an accident?
If a cyclist causes an accident, it may be possible to sue them. However, cyclists generally don’t carry insurance unless their home insurance policy covers it. As a result, a claim would need to be against the cyclist directly, and they may lack the money to pay out for damage and injuries.
Can you sue a cyclist?
Yes, but such a process could be difficult. Cyclists lack insurance like other drivers, so a claim has to be against them directly. Even if a claim is successful, the cyclist might lack the funds to cover the cost of the injuries and damage to property.
Can a cyclist claim on my insurance?
In cycle accident claims, a cyclist can claim against a driver’s insurance if they suffer harm in an accident that wasn’t their fault. The claim would operate like any other road traffic accident. This means the injured party claiming against the insurance policy of those responsible.
How long does a cycling accident compensation claim take?
A straightforward cycle accident claim in which the defendant admits liability and injuries are uncomplicated typically resolve within 6 to 9 months. Should the defendant dispute liability or injuries are more serious, it could take longer.
Can cyclists claim compensation for a cycling accident?
Yes, particularly if the party responsible was a driver. In such circumstances, it would be possible to claim their insurance policy. If they don’t have insurance or if the driver cannot be traced, a claim can be made through the MIB.
What to do when a car hits you on a bike?
Firstly, if you suffer any injuries, get medical attention. If you’re able, note down the driver’s details, including the car registration number. Ask anyone nearby if they saw what happened and get their contact details. Likewise, look for any CCTV or dashcam footage.
Can a cyclist sue a driver?
Yes, a cyclist can sue a driver if the latter has insurance cover in place. They can then lodge a claim against the insurer. If the driver has no insurance, a cycle accident compensation claim is possible via the Motor Insurers Bureau.
Thank you for reading our guide to cycle accident compensation claims. We hope you have learned a lot about what goes into filing successful cycle accident claims.