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Cycling Accident Claims – How Much Compensation For Bike And Cycle Claims? – 2021 Update

By James Vincent. Last Updated 23rd March 2021. Welcome to our guide on cycle accident claims. If you’ve been injured in a road traffic accident while riding your bike, you may be entitled to a payout.

So if you want to learn more about your legal rights and how you can pursue cycle accident compensation, you can find the answers you need here. Below, we’ll take a look at recent cycling accident statistics, as well as what circumstances can justify a claim.

We’ll also take a look at the personal injury claims process, No Win No Fee agreements, and how our team of solicitors and lawyers can help.

Cycling accident cases are a common personal injury claim, made simply because of the number of people who partake in cycling and the vulnerabilities cyclists face compared to other road users.

People cycle for many different reasons, for pleasure, to lose weight, stay healthy, keep fit, as a form of travel and sport; there are endless reasons why adults as well as children cycle.

However, although cycling offers a cleaner, healthier lifestyle and a means of travel as well as enjoyment, it has downsides, especially to those who use cycling as a method of transport and are on the main roads.cycle accident claims

It is important that all road users take into consideration people that use a bicycle, especially larger vehicles who may not see them in their blind spot. People who use the road must show respect to all other road users, not just those who use vehicles.

Although the number of fatal accidents regarding cyclists has reduced compared to many decades ago, a significant number of cyclists are still seriously injured, with some tragically losing their lives.

What We’ll Cover

Below, you can find a detailed guide to cycle accident claims. We’ll cover everything from bicycle accident statistics to No Win No Fee agreements. Plus, we’ll answer some of the most frequently asked questions when it comes to cycling accident claims, such as:

  • How do I claim after a cycle accident?
  • What happens if a cyclist causes an accident?
  • Can you sue a cyclist?
  • Can a cyclist claim on my insurance?

We are a leading personal injury law firm, with solicitors who are experts in the road traffic accident field and who have a knowledge base that stretches decades.

Our team of advisers can offer free legal advice and support, and there’s no obligation on your part to proceed to make a claim or use our service. They’re on hand 24 hours a day, 7 days per week to help you, and you can speak to them by using any of the following methods:

Select a Section

Cycling Accident Statistics

According to the latest available figures from the Royal Society for the Prevention of Accidents (ROSPA), in 2018, 99 cyclists were killed, just over 4,000 seriously harmed, and around 13,345 suffered minor injuries on Great British roads.

Cycle accident claims statistics graph

Source: https://www.rospa.com/road-safety/advice/cyclists-and-motorcyclists/accident-rates

Looking at the statistics above, it’s not hard to see that cyclists are a particularly vulnerable group of road users, alongside pedestrians and motorcyclists. In fact, according to the latest analysis by Cycling UK, cyclists make up a total of around 5.5% of all fatalities on roads, and 14.5% of serious injuries.

If you’ve been injured on the roads and want to learn more about cycle accident claims, please get in touch with our personal injury advisers or continue reading to learn more.

How Are Cycling Accidents Caused?

Why do cycling accidents happen then? Thanks to an analysis by Cycling UK, it’s possible to look at the contributory factors for cycling accidents and road traffic accidents. This data is in turn published by the Department for Transport (DfT). Here are the top 3 causes of cycling accidents from 2018:

  1. ‘Failed to look properly’ came top of the list, with 33,879 drivers/riders have logged this. It accounted for 21% of the share.
  2. Next on the list with 11% is ‘careless, reckless or in a hurry’.
  3. ‘Poor turn or manoeuvre’ is a close third, often on the part of drivers who fail to see cyclists coming.

Examples of Common Cycle Accidents

According to ROSPA, some of the most common cycling accidents include:

  • Drivers emerging into the path of a cyclist.
  • Drivers cutting up or crossing the path of a cyclist.
  • A cyclist leaving the pavement and moving into the path of a vehicle.
  • A cyclist turning right from a major road and onto a busy one.

Any of these incidents could be a justifiable reason to pursue cycle accident compensation.

Source: https://www.rospa.com/media/documents/road-safety/cycling-accidents-factsheet.pdf

Common Types of Cycling Injuries Following An Accident

So we know cycling accidents are quite common and that people can be killed or seriously harmed, but what kinds of injuries can cyclists suffer?

ROSPA highlights the three most common types of injuries to cyclists, which include:

  1. Limb injuries – mostly to the arm (40%) and to the leg (25%)
  2. Chest and abdomen injuries – while sustained much less often (5%), they often lead to serious injuries and can be accompanied by multiple injuries, such as to the neck and head.
  3. Head injuries – Hospital data reveals that 40% of cyclists suffer head injuries when involved in an accident. They are by far the most serious of injuries to suffer, potentially leading to brain damage, skull fractures and fatalities.

It’s unsurprising that such injuries can be sustained. After all, a cyclist lacks the protection afforded by the chassis of a car, as well as lacking safety features like airbags. Many roads in this country aren’t wide enough for cyclists too, with few of them having cycling lanes.

If you’ve suffered one of the injuries described above and want to learn more about cycle accident claims, get in touch with us today.


How To Make A Bicycle Accident Claim?

Those who have been injured in a cycling accident through no fault of their own may have the right to make a personal injury claim for compensation.

If you have been involved in a road traffic accident as a cyclist, you may be looking to make a cycling accident claim for compensation. If so, we are here to give you the guidance and help you need.

We are a leading law firm when it comes to any type of road traffic accident and we have a dedicated team that has worked on many cases of cyclists that have been involved in road traffic accidents.

Starting a cycling accident claim couldn’t be easier as we take care of your case from start to finish. We keep our clients informed every step of the way and follow a stress-free process so that you can concentrate on getting yourself back to full health.

Below, we’ll talk about the steps you can take to give yourself the best chance of success when it comes to making a personal injury claim. In short, by calling us and explaining how your cycling accident happened, we can offer you free legal advice.

We’ll assess your case, and if we feel you have a good chance of winning, will connect you with one of our expert cycling accident solicitors who’ll get to work fighting for your compensation right away.

To get in touch with our personal injury claims team to discuss your case or to find out more about cycle accident claims, just call the number at the top of this page.


What Can Be Claimed For As The Result Of A Bicycle Accident?

When a cyclist is injured on the road through no fault of their own, for us it’s vital that they receive the maximum amount of cycling accident compensation that they’re entitled to. Why? Because it’s important to restore you to the position you were in before the accident while accounting for any long-term problems that may arise too.

With every personal injury case, we like to ensure that we do the best job we can and aim to achieve results in the shortest amount of time. This is so you’re not left disadvantaged or out of pocket and can continue with life as it was before the bicycle accident happened.

As with every injury that is caused by an accident, the injury itself can range from mild to very serious so it is always difficult to give a precise estimate of how much compensation will be awarded in cycle accident claims.

For example, bicycle accident settlement amounts could vary in totals depending on the severity of the accident, as compensation settlements for being knocked off a bike by a car may generally be higher than another form of accident.

A possible cycle accident compensation settlement could include two heads of claim: general damages and special damages. Let’s look at each in turn.

General Damages In Cycling Accident Claims

General damages account for the physical pain, psychological suffering and loss of quality of life that the cycling accident has caused.

It accounts for any traumatic medical treatment you had to endure, any mental impact stemming from the injuries and your ability to enjoy hobbies and leisure activities.

We’ll provide some example bicycle accident claim payouts below.

Special Damages In Cycle Accident Claims

Special Damages take into account the financial losses resulting from the accident, both past and future. Special damages are there to ensure that victims of personal injury are not left out of pocket after being involved in an accident that was not their fault. Special damages can take into account the following;

  • Medical care.
  • Prescriptions.
  • Travel.
  • Loss of earning, plus any future earnings which include promotions, rise in wage and pension.
  • Rehabilitation.
  • Physiotherapy.
  • Cost of household help.
  • Adaption of the home environment.
  • Care and assistance.

The most important thing to remember when it comes to special damages is to retain all evidence of the expense. This may be in the form of receipts, bills or bank statements. Without evidence, you may be unable to recover the costs.

For more information on compensation in cycling accident claims, please contact our personal injury advisers.


How Long Does A Cycle Accident Claim Take?

We offer any potential client a free consultation where they can receive confidential and free advice regarding any claim they may have.

We are upfront and honest we will be able to advise you straight away if you have a claim for cycle accident compensation or not with no obligation to appoint your claim to us.

As we work on a No Win No Fee basis, we do not time waste time or give you any hopes if we are unsure about a case.

cycle accident compensation

Once the cycling accident claim process has begun and things are effectively in place, claims that are straight forward can take up to 6 months, though we cannot guarantee this.

Defendants may dispute claims and more detailed investigations may be required in order to establish negligence. However, once you have spoken to one of our solicitors and they know more about your case, they’ll advise you on potential timeframes.

No Win No Fee Bicycle Accident Claims

Access to justice is important to us, and it’s for that reason we offer all of our clients the ability to make claim under a No Win No Fee agreement. You might have heard this before, but what exactly does it mean?

  • If your claim doesn’t succeed, you don’t have to pay your solicitor any legal fees.
  • There are no fees to claim upfront or during a claim.
  • If the claim succeeds, you will pay your solicitor a small percentage of your compensation award to cover their costs. This percentage is capped by law so you don’t need to worry about losing much of your bicycle accident claim payout.

For more information on No Win No Fee agreements in cycle accident claims, please get in touch with our personal injury advisers on the number at the top of this page.


How Much Cycle Accident Compensation Could I Receive?

It is difficult to estimate how much compensation a person may receive in a cycling accident claim for different reasons. Each cycling and road traffic accident that occurs is different from the other, which is why we don’t like to rely heavily on tools like personal injury claims calculators or a cycling accident compensation calculator.

However, it’s possible to gain an insight into how much compensation could be awarded in cycling accident claims. One way of doing so is to consider the guideline payouts contained within the Judicial College Guidelines, a document used by those in the legal system to value claims.

Typical Compensation Amounts For Cycling Accident Claims (Updated March 2021)

Below, you can find some guideline bicycle accident claim payouts relating to general damages.

InjurySeverityCompensation Notes
Brain injuryVery severe£264,650 to £379,100The award bracket is given as an estimate for victims who have suffered severe brain damage and are unresponsive. In what is referred to as a vegetable state.
Brain injuryModerately severe£205,580 to £264,650Losing feelings in limbs, mental disability, and or change in impersonality.
Brain injuryLess severe£14,380 to £40,410Head injuries that have not caused significant brain damage but still there maybe lasting effects.
Face Injury - ScarringVery severe£27,940 to £91,350Scarring and facial disfigurement could warrant this amount of compensation. The severity will determine how much.
Face Injury - ScarringLess severe£16,860 to £45,440These
compensation estimates cover brakes and fractures to the facial area such as the nose.
Face Injury - ScarringLess significant£3,710 to £12,900Compensation amounts for scarring. Please note women tend to receive larger payouts for scarring than men.
Eye InjuryTotal blindnessIn the region of £252,180Total blindness
Eye InjuryLoss of sight in one eye£46,240 to £51,460This amount of compensation is awarded with loss of sight in a single eye or very restricted vision in one eye.
Eye InjuryMinor£3,710 to £8,200Problems with vision, pain in the eye or temporary vision loss in an eye.
Back InjurySevere£36,390 to £151,070Severe back injuries to the upper or lower part of the back, maybe causing paralysis or any issues relating to the organs within the lower part of the body.
Back InjuryModerate£11,730 to £36,390This amount of compensation may cover ligament or soft tissue to the back, constant pain and /or discomfort.
Back InjuryMinorFrom around £2,300 to £11,730Soft tissue, slipped disc, muscle pain would gain this amount of compensation.
Neck InjurySevere£42,680 to in the region of £139,210Neck injuries can be very severe causing problems with movement in different areas of the body. An injury to the neck can cause pain in this area for a lengthy time.
Neck InjuryModerate£7,410 to £36,120Fractures to the neck, painful when moving, stiffness inability to use full movement of the neck will warrant this type of compensation.
Neck InjuryMinorFrom around £2,300 to £7,410These amounts of compensation are roughly the brackets for whiplash depending on how long it lasts, how painful it is and the long term prognosis.
Shoulder InjurySerious£11,980 to £18,020Restriction in movement, limb numbness or paralysis due to injury in the shoulder and neck.
Shoulder InjuryModerate£7,410 to £11,980Tissue damage to neck that may last for quite a while which restricts movement in the arm and elbow.
Shoulder InjuryMinorFrom around £2,300 to £11,730Soft tissue damage that will recover within the year or just over, that causes moderate pain.
Arm InjuryLoss of both arms£225,960 to £281,520Amputation of both full arms will receive the maximum award here. This compensation range also covers the amputation of one arm, or whether the amputation is to be the full or part of the arm. The restrictions this will have in the future are also taken into consideration.
Arm InjuryPermanent and substantial disablement£36,770 to £56,180If there is major restriction and disability in one or both arms and causes great pain and suffering.
Arm InjuryLess severe£18,020 to £36,770This amount is set at this criteria for those who have suffered restriction in movement and/or disability on the arms but will recover.
Elbow InjurySeverely disabling£36,770 to £51,460Complete restriction in movement of the elbow that has resulted in a disability or that has required surgery.
Elbow InjuryModerate or minorUp to £11,820Restriction in the movement of the arm due to injury of the elbow.
Hand InjuryLoss of both hands£132,040 to £189,110This amount of compensation will cover, both hands or one hand amputation or if the hand becomes completely useless.
Hand InjurySerious£27,220 to £58,100Likely to have seen a reduction in capacity by 50 per cent. Several fingers may have been amputated and re-joined, leaving a clawed or unsightly hand.
Hand InjuryMinorUp to £4,461Fractures, soft tissue damage, cuts and surgery warrants these amounts of compensation.
Wrist InjurySevere£44,690 to £56,180No wrist function at all.
Leg InjuryLoss of both legs£225,960 to £264,650Amputation of both or one leg will warrant this amount of compensation to be awarded. It will also be taken in to consideration if the leg is amputated above or below the knee.
Leg InjuryLess seriousUp to £11,110Fracture, brake or soft tissue damage to the leg that has affected the muscle causing great pain and discomfort.
Post-traumatic stress disorder (PTSD)Less severe£3,710 to £7,680Minor symptoms that resolve in full within a short space of time.
Post-traumatic stress disorder (PTSD)Severe£56,180 to £94,470Debilitating symptoms, impacting work life, social life, and relationships with family and friends. Prognosis for recovery is likely to be poor, with symptoms having some permanency.
Knee InjurySevere£24,580 to £90,290Disability due to injury to the knee, severe damage to muscle, soft tissue and also muscle wastage.
Knee InjuryModerateUp to £24,580Injury to the knee that is painful but will recover within time so the knee has a full normal working function.

The amounts given are estimates or are taken from previous cases. They can be used as general guides but should never be taken as fact as each and every case is different from the next.

If you would like a more precise estimate of your compensation award, we’ll need to learn more about your claim. So why not contact our personal injury claims team and tell them about your case? You might be surprised at how much you could be entitled to!

Bicycle Accident Claim Tips

Being involved in an accident can be tremendously stressful and traumatic. We know exactly how it feels and that’s why we’re here to offer you all the legal help and support you need.

If you did intend on making a claim for cycling accident compensation, there are a few tips you can follow to give your bicycle accident claim the best chance of success possible:

  • Seek medical attention – first and foremost comes your wellbeing. If you’ve been knocked off your bike, it’s wise to get yourself looked over by a medical professional, even if you feel fine. Not only does this ensure you haven’t sustained an injury you weren’t aware of, but it creates an entry in your medical records, which will serve as useful evidence.
  • Take photographs – if indeed you are well enough, try to take some photographs of the scene of the accident. Factor in any damage to your bike, the positioning of the vehicles, and the wider scene. Take pictures of any visible injuries you have too.
  • Get the driver’s details – if possible, get their name, contact number, address and details of their insurance provider. Crucially, be sure to get the vehicle registration number.
  • Gather witness details – if anybody witnessed the accident, ask them if they’d be willing to support your claim. If they agree, get their contact information which your personal injury solicitor will use down the line.
  • Be organised – if you’ve had to pay for any medication, including paracetamol, or had to pay for buses or taxis instead of cycling, keep all of your receipts and invoices. It’ll be possible to recover these costs, provided you can evidence them.
  • Seek legal advice – given the personal injury claims time limit, it’s important to seek legal advice as soon as possible. This will ensure you’re in time to make a claim and that you can recall all details as they’ll be fresh in your mind.

If you’d like more help and support after a cycling accident, please contact our friendly personal injury claims team.

Get In Touch With Our Cycling Accident Solicitors

Thank you for reading our guide to cycling accident claims. We sincerely hope you’ve found it useful. If you have any questions or would like to proceed with a claim for cycling accident compensation, our personal injury claims team is standing by to help.

You can reach them 24 hours a day, 7 days per week by:

Helpful Bicycle Accident Resources and Guides

Thank you for taking the time to read our guide to cycle accident compensation claims. Below, you can find more information and guides you may find useful.

Whiplash Compensation Calculator

If you’ve suffered a neck injury in a road traffic accident, you can find out how to claim and how much you could receive by heading here.

Motorcycle Accident Claims

If you’ve been injured while riding your motorcycle, this detailed guide will tell you what you need to know.

Car Accident Injury Payouts

Should you suffer an injury in a car accident, this guide will reveal more about compensation awards and the claims process.

Think! Cycling

Head here for a detailed government guide on cycling safety.

The Highway Code

All road users must abide by the Highway Code, and here you can read the guidelines in full.

An NHS Guide To Broken Bones

If you’ve suffered a broken bone in an accident, this NHS guide will tell you more about treatments, symptoms and recovery time.

Cycle Accident Claims FAQ

Below, you can find answers to some frequently asked questions in relation to cycling accident claims.

How do I claim after a cycle accident?

If you’ve suffered an injury in a cycle accident that wasn’t your fault and you were the cyclist, it’s possible to claim against the responsible driver’s insurance policy for any injury or damage you have suffered. It’s important to get the driver’s vehicle registration number and their contact details. It’s also wise to obtain as much evidence as possible, including photographs, CCTV or dashcam footage, and details of witnesses. Then you’ll need to seek legal advice.

What happens if a cyclist causes an accident?

If a cyclist causes an accident it may be possible to sue them. However, cyclists generally don’t carry insurance, unless it’s covered under their home insurance policy. As a result, a claim would need to be lodged against the cyclist directly, and they may lack the money to pay out for damage and injuries.

Can you sue a cyclist?

Yes, but such a process could be difficult. Cyclists lack insurance like other drivers, so instead a claim would need to be made against them directly. Even if a claim was successfully proven, the cyclist may lack the funds needed to cover the cost of the injuries and damage to property.

Can a cyclist claim on my insurance?

In cycle accident claims, a cyclist can claim against a driver’s insurance if they’ve been harmed in an accident that wasn’t their fault. The claim would operate like any other road traffic accident, with the injured party claiming against the insurance policy of those responsible.

How long does a cycling accident compensation claim take?

A straightforward cycle accident claim in which the defendant admits liability and injuries are uncomplicated can resolve within 6 to 9 months. Should the defendant dispute liability or injuries are more serious, it could take longer.

Can cyclists claim compensation for a cycling accident?

Yes, particularly if the party responsible was a driver. In such circumstances, it would be possible to make a claim against their insurance policy. If they don’t have insurance or if the driver cannot be traced, a claim can be made through the MIB.

What to do when a car hits you on a bike?

Firstly, if you’re injured, get medical attention. If you’re able, note down the driver’s details, including the car registration number. Ask anyone nearby if they saw what happened and get their contact details. Likewise, look for any CCTV or dashcam footage.

Can a cyclist sue a driver?

Yes, a cyclist can sue a driver if the latter has insurance cover in place. A claim can then be lodged against the insurer. If the driver has no insurance, a cycle accident compensation claim can be made through the Motor Insurers Bureau.

Thank you for reading our guide to cycle accident claims.

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