How Much Can Compensation For A Accident Involving A Stolen Car or Vehicle
Have you been in a car accident? Did that accident involve a stolen vehicle? If so, you may want to file a compensation claim with the help of an experienced solicitor. However, before doing so, you need to realise that it is a complex process that may take longer than you expect. You should know everything there is to know about compensation claims before filing one. This will help you understand the process and what to do to make your chances of winning compensation better. Read on to find out more about compensation claims for road traffic accidents that involve a stolen car and make sure that you make all the right moves to obtain the stolen vehicle accident compensation you deserve.
Select a section:
- A guide to claiming for an accident caused by a stolen vehicle.
- What is the motor insurers bureau (MIB)?
- What does the motor insurers bureau do?
- Why was the motor insurers bureau established?
- Is there a time limit for making a claim through the MIB?
- Claiming for an accident caused by a stolen vehicle while at work.
- Claiming for an accident caused by a stolen vehicle in a public place.
- Stolen vehicle accident facts and statistics.
- Assessing the severity of an injury caused in a stolen vehicle accident.
- The long-term effects of an injury caused in a stolen vehicle accident.
- What to do if you have suffered an injury caused in a stolen vehicle accident.
- What can be claimed for after an injury caused in a stolen vehicle accident?
- No win no fee stolen vehicle accident claims.
- How much can I claim for an injury caused in a stolen vehicle accident?
- How to start a stolen vehicle accident claim.
- Why choose us as your claims service for a stolen vehicle accident claim?
- Call for free advice and to start a claim.
If you want to file a stolen vehicle accident claim, you need to know just about everything you possibly can about the process. Keep in mind that, as mentioned earlier, there are a lot of complexities involved in claims like these. We understand how daunting it can be to talk to a solicitor about compensation claims, no matter what type. This is exactly why we have created a guide to making a claim involving a stolen vehicle.
A lot of people believe that they are not eligible to make a compensation claim if they have been in a car accident where the other driver cannot be traced. This misconception is the reason many people do not take legitimate legal action. It is your right to know who pays when hit by a stolen car in the U.K. At our firm, you will gain all the information you need to file a successful claim. Our goal is to make sure that your rights are protected and you are armed with everything you need to obtain your compensation.
The Motor Insurers Bureau (MIB) is an organisation that was established in 1946 and funded by U.K. insurance companies. The organisation’s “Untraced Drivers Agreement” provides a means by which people who have been injured or have had their property damaged by drivers who cannot be traced can claim compensation. Apart from this, it also provides a facility that allows you to check the insurance status of any vehicle.
Claims can be made under the Untraced Drivers Agreement for personal injury compensation or for damaged property.
In order to be eligible to make a claim, you, the Claimant, must have made a police report within 14 days for a personal injury or within 5 days for damage to property. The police will issue a crime number and when you make an application, you need to produce the number.
Established as a non-profit organisation about 7 decades ago, the MIB was started to help victims of accidents caused by negligent drivers, particularly victims involved in accidents that involve “hit and run” or uninsured drivers. Under U.K. law, all insurers who provide car insurance must be members of the scheme and contribute to it. This helps make sure that the organisation has enough funds to make compensation payouts as necessary to injured parties.
If you are planning to make a claim for personal injury through the MIB, you, the Claimant, have 3 years from the date of the accident within which to apply. For ( MIB )Motor Insurers Bureau compensation claims for property damage, you need to make a claim within 9 months.
When an employee is driving a company truck, car and other motorised vehicles, they are usually working within the scope of their employment. This includes driving to and from off-site jobs, driving to and from work, making deliveries and using the company vehicle while performing various job duties. If you are in an accident while at work, you can claim for any injuries and pain that is caused by the accident, any treatment or medical care that you need to receive, any damage to your vehicle or property, any inconvenience resulting from the accident and any money that you have lost as a result of the accident, such as loss of income due to time off from work.
Although you might be feeling nervous about making a car accident claim, you need to keep in mind that all motorists are required to have motor insurance by law, and the reason for this is to ensure that the costs of any accidents they are involved in are covered. If you have been injured in an accident that was not your fault, your solicitor will make a claim against the insurance company of the driver at fault.
It can be traumatic to be involved in a road accident, but if it turns out that the vehicle being driven is stolen, the whole incident can become all the more upsetting and complicated. If the driver at fault has stolen the vehicle that is involved in the accident and is identified by the police, any insurance that may have been taken out by the owner of the vehicle may compensate the persons injured. However, the decision is left to the discretion of the insurance company. In some cases, they may willingly cover the losses, while in other cases they may flatly refuse.
There is also the possibility of that there is no insurance policy in force for the stolen vehicle involved in an accident in a public place. In such cases, the only course of action for the injured would be to make a claim through the MIB. To help your case, be sure to take down names, addresses, and contact numbers of willing witnesses who are ready to testify in your favour. This will be easy especially if the accident takes place in a public place where there are a lot of witnesses. Their testimony will make your case stronger. Also, take photographs of the accident location if you are in the condition to do so. If you know that the vehicle involved in the accident is stolen, you must contact the police immediately and report the details of the incident.
In 2014, the Reported Road Casualties in Great Britain Annual Report was published by the government, stating that there were 1,775 road deaths reported, a 4% increase compared to 2013. 22,807 people were seriously injured in road traffic accidents the same year, an increase of 5% from the previous year. The total number of people injured or killed in reported road accidents in 2014 was 194,477. In 2015, there were 22,144 serious injuries and 1,730 deaths caused by road traffic accidents.
According to new research, about 117,000 cars are stolen in the United Kingdom each year. Over half of these cars are never recovered and approximately 30,000 are not even investigated by the police as a result of overstretched resources and police budget cuts. Data has revealed that £450 million worth of stolen cars are never recovered and £229 million are left uninvestigated by the police.
According to a report by the Her Majesty’s Inspectorate of Constabulary (HMIC), a quarter of vehicle theft-related crimes were not attended by police in 2013. It was estimated that 700,000 cars were stolen between 2009 and 2014.
When you make a stolen vehicle car accident claim, one of the most important things to do is assess the amount of compensation you can claim. It is a good idea to learn how compensation is calculated – it is not as simple or straightforward as you think, especially if you have sustained an injury.
The severity of your injury or injuries sustained due to the accident plays a critical role in how much you can receive as compensation. This is why it is important to make sure that you seek medical attention as soon as possible after the accident. Even if you do not have external injuries, do not neglect to get yourself examined by a doctor.
Once you have been thoroughly examined by a doctor, you should obtain a medical report. A medical report will help your case as it allows your solicitor to prove that you were indeed injured due to the accident and therefore, are eligible to receive compensation from the negligent party.
If necessary, our firm can help in arranging a local medical examination.
Although there are many cases where a stolen vehicle accident causes serious, but temporary injury to a victim, there are also those that result in injuries that cause devastating long-term effects that totally change a person’s life. In a stolen vehicle accident, there are several injuries that a victim can sustain, including:
- Herniated discs
- Blunt force trauma
- Torn rotator cuffs
- Loss of limb
- Broken bones
- Head trauma
- Spinal cord injury
All of these injuries have the potential to cause long-term or permanent suffering or disability. For example, a serious injury to the head can result in traumatic brain injury (TBI), cognitive impairment or brain damage while a spinal cord injury may cause paralysis or other conditions that will cause the victim to require life-long medical care and financial needs. Burns can cause disfigurement, resulting in the need for expensive cosmetic surgery, or even disfigurement that cannot be corrected with surgery.
Apart from physical pain and suffering, victims of a stolen vehicle accident have to suffer psychological and emotional damage, such as shock, fear of driving, sleepless nights, etc. which can have a long-lasting and devastating impact on their lives. Last but not least, there are also financial considerations like reduced earning potential, inability to continue with a professional career, etc. All of these have long-term effects on the victim’s life as well as their family.
Car accidents can happen anywhere, anytime. When it does, it is important to know what to do so that if you decide to make a stolen vehicle accident claim, you have the necessary evidence and proof that the accident was not your fault and that your injury or injuries resulted from that accident. Here is a brief look at the steps you should take when you have suffered an injury in a stolen vehicle accident:
- Stop the Car: No matter how minor you think your car accident is, the first thing you must do is stop your vehicle. In fact, under the Road Traffic Act, failing to stop your car is an offence. You need to make sure that your engine is switched off and then turn on your hazard lights so that you alert other drivers of your presence.
- Call 101 or 999: Check yourself to make sure that you are not injured. If you have passengers, inspect them for any injuries as well. Call the police as soon as possible, and if necessary, an ambulance as well. You need to get a police report as well as a medical report, especially if you plan to make a stolen vehicle accident claim.
- Collect Evidence: Take as many photographs as you can of the scene of the accident. This will help you later when you make a claim. If you or your passengers have been injured, make sure that you take photos of those as well.
- Collect Information: Make sure that you take down the details of the driver at fault for the accident, including the name, phone number, address, insurance details as well as the registration and make of the car. Additionally, take the information of witnesses – you may need these witnesses to give evidence to prove your stolen vehicle accident claim if there is a dispute as to how the accident took place and who was at fault.
- Get Your Injuries Treated: No matter how minor they may seem, make sure that you are thoroughly checked out and treated by a doctor. Your GP will make a record of any trauma, even if treatment is not required – keep in mind that no matter how small, you should tell your doctor all of your injuries. You should also remember that there are symptoms that present themselves hours later. If this happens, go to your GP immediately.
- Contact Your Insurer: It is important to contact your insurance company and inform them about the accident as soon as possible. If you do not do so within the set time period in your policy, your policy may become invalidated, leaving you with a large bill. These time periods can be anywhere from 2 days to 2 weeks after the accident, so make sure that you take a good look at the wording of your car insurance policy.
- Keep Records and Receipts: You should keep a record and also any receipts for all of the expenses incurred as a result of the accident. These include towing expenses, vehicle repair costs, storage expenses, medical expenses, travel expenses to and from your GP or the hospital, absence from work, etc. All of these expenses can form part of your stolen vehicle accident claim.
Things can get overwhelming after being in a car accident, but you should remember to take these steps. They may be the last thing on your mind, but remember that they could prove to be invaluable to both winning your stolen vehicle accident claim and receiving the maximum compensation.
When it comes to personal injury claims after a car accident, there are a number of damages or compensation that you can claim. These include:
- General Damages: These damages are concerned with the injury you have sustained and its severity. General damages also cover the amount of pain and suffering that the injury causes you. You will need to be examined by a medical expert so that they can give you a prognosis on the injury, how long it might last for and if it will cause any lasting effects to your body. The report provided by the medical expert will play an important role when a final compensation amount is calculated.
- Special Damages: This type of damages covers any financial aspects that might be warranted by the claim. Special damages are designed to ensure that you are not out of pocket so any expenses resulting directly from the accident, as well as any future expenses, can be claimed. Special damages cover:
- Medical care
- Prescription costs
- Travel expenses
- Vehicle damage
- Loss of earnings that are directly concerned with the accident and injury as well as any loss in pensions, job promotions and job opportunities
- Home adaptation, e.g., modifying your home to accommodate your wheelchair
- Household assistance
When you make a stolen vehicle accident claim, your solicitor will make sure that you receive financial compensation that covers these damages. General and special damages are the two primary areas that are considered when the amount of damages you should be awarded for your car accident compensation claim is calculated.
Our law firm offers a No Win No Fee service for any stolen vehicle accident claims. This is also known as a CFA which stands for Conditional fee agreement. This means that a legal expert from our firm will provide you with legal services on the basis that fees will not be charged if in the rare instances you do win your claim.
With CFA, you have no financial risk to making a stolen vehicle accident claim and it allows us to help you receive justice and make sure that you receive the compensation you deserve for your injuries and other damages caused by the accident.
“How much compensation will I get?” This is one of the first questions that clients ask us. The reason that compensation exists is so you can file for losses that will help get you back to the position you were in before the accident. This means that any high out-of-pocket expenses can be claimed and recovered. The ranges of compensation amounts for the pain and suffering you experienced due to your injuries differ and our job is to make sure that you receive the maximum compensation that the law entitles you to.
|Toe Injury||Mild to severe||Up to £42,600||From soft tissue injury to amputation of one or more toes.|
|Foot injury||Minor -Very Severe||Up to £153,200||From soft tissue injury to amputation of both feet.|
|Achilles Tendon Injuries||Minor – Severe||Up to £29,200|
|Ankle Injury||Minor – Severe||Up to £53,000||From soft tissue injury to both ankles broken.|
|Knee Injury||Moderate – Severe||Up to £73,125|
|Leg Injury||Moderate – Severe||Up to £214, 350||From soft tissue injury to amputation of both legs.|
|Arm Injury||Moderate – Severe||Up to £99,500||From soft tissue injury to both arms being broken.|
|Shoulder Injury||Minor – Severe||Up to £36,500|
|Neck Injury||Minor – Severe||Up to £112,750|
|Back Injury||Minor – Severe||Up to £122,350|
|Brain Damage||Minor – Very Severe||Up to £307,000||From minor cognitive problems through to brain dead state.|
|Eye Injury||Minor – Permanent||Up to £136,700|
|Chest Injury||Minor – Severe||Up to £114,100|
|Deafness||Partial – Total Deafness||£34,600 -£83,325|
|Psychiatric Damage||Minor – Severe||Up to £88,000|
The Judicial Studies Board, or JSB, sets the standard amounts that victims of stolen vehicle accidents can claim for specific injuries as well as for the most common car accident injury, whiplash. For whiplash, the compensation amount can range from £1,000 for mild whiplash to a little under £100,000 for severe neck injuries. Therefore, we can ascertain where you are within that scale.
In the U.K., the term “hit and run” is used to describe a car accident in which the driver causing the accident leaves the scene of the accident without stopping to provide you with their contact and insurance details. When you are in an accident that involves a stolen car, the driver will not stop.
Starting a personal injury claim for a stolen vehicle accident is not a difficult task. We strongly recommend that you appoint your claim to a law firm specialising in stolen vehicle accident claims. This is because they have the experience and expertise to make sure that your claim reaches its maximum compensation amount. Our firm will gather information pertaining to the accident so that we can process your claim. The information we will gather include the following:
- How the accident took place
- Your registration details
- The third party’s details
- Location of the accident
You do not need to worry about the driver fleeing after causing the accident. We will likely be able to make a claim on your behalf through the Motor Insurance Bureau. Once we have all of the information we need, we can immediately start your stolen vehicle accident claim which means that you will receive the compensation you deserve as soon as possible.
When it comes to stolen vehicle car accident claims, we are the top law firm to choose. We have the knowledge and experience to make sure that every case reaches its potential. We have a team of solicitors with decades of experience in all types of road traffic accident claims, including Motor Insurance Bureau claims. We strive to ensure that our legal services get our clients the best MIB claims payouts.
When you contact us, you can receive a free consultation. This means that before you enter into any legal litigation, we will determine and inform you if your claim has winning merits to ensure a successful outcome. Our goal is to give you the best legal service so you get the maximum compensation for your injuries and other damages resulting from the stolen vehicle accident.
Whether a stolen car hit your parked car or you collided with one, it is important to get the best law firm to take on your stolen vehicle accident claim. Call us at 0800 073 8804 for free advice and start a claim to obtain the compensation you deserve.
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