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How Much Compensation Can I Claim For Anxiety After A Car Accident?

By Daniel Archer. Last Updated 3rd August 2022. Welcome to our guide on how much compensation you could receive for a psychological injury, such as post-traumatic stress disorder (PTSD). In this guide, we look at how to make this type of claim and at how much compensation for PTSD after a car accident you could claim.

Road traffic accidents can be extremely traumatic for those involved and often have lasting psychological effects for many years after. Even when a physical injury isn’t sustained, those involved may be left with post-traumatic stress disorder or PTSD after a car accident. Also, feelings of anxiety can be experienced for months or even years.

how much compensation for ptsd after car accident

Car accident anxiety

When someone is left with a psychological problem such as anxiety due to an accident that wasn’t their fault, they may wish to make a personal injury claim for compensation. Using a personal injury solicitor will help them seek compensation in a psychological trauma claim.

Legal Expert is a team of personal injury claims specialists that have years of experience in filing anxiety compensation claims and can help you to get the compensation you are entitled to for the pain and suffering you have endured due to someone else’s negligence.

Simply, give us a call on 0800 073 8804 for free help and advice. Or use our contact form and an advisor will get back to you about claiming compensation for PTSD after a car accident. Read on to learn how you could claim compensation for the distress and inconvenience caused by this type of injury.

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A guide to how much compensation for PTSD after a car accident you could claim

You may be wondering if you’re able to make a claim for anxiety after a road traffic accident (RTA), or how much compensation you might be entitled to for PTSD after a car accident. If you are suffering from anxiety after being involved in a car accident that wasn’t your fault, you may be able to make a compensation claim for the symptoms you are experiencing.

Compensation claims for anxiety can be made, even if you have not suffered any physical injuries in the accident. The anxiety you are experiencing must be serious enough to fall into a specific class of psychiatric symptoms that are a recognised condition.

In the instance where a physical injury is also sustained, then you may be able to claim for the resulting anxiety brought on not only by the accident but from suffering the physical injuries themselves even if the anxiety is not serious enough to fall into the specific class of psychiatric recognised symptoms as mentioned above.

Keep reading to learn more about starting a valid claim if you suffered anxiety following a car accident caused by negligence. We’ll also clarify how anxiety is defined, what the common symptoms are and the evidence you could gather and other steps worth following if you have grounds to make a claim for anxiety. This guide takes a detailed look at what damages could be claimed for following a car accident and how much compensation may be offered for anxiety.

How Do I Claim Compensation For Anxiety?

Anxiety symptoms resulting from a car accident are often overlooked but can actually have a major impact on the victim’s recovery. Sometimes the victims struggle to discuss their anxiety, but it is really important for their recovery and overall wellbeing that the issue is addressed as soon as possible.

This guide has been designed to give you plenty of information on making a compensation claim if you are suffering from anxiety due to a car accident that wasn’t your fault. It’ll be extremely helpful to anyone wondering “how much compensation could I receive for PTSD after a car accident?”.

Once you have read through the guide, please feel free to call Legal Expert for further advice on compensation for anxiety. As these claims can seem complex, one of our reputable personal injury lawyers will give you the help you need. Once your injuries have been assessed, a solicitor can look at how much compensation for PTSD after a car accident you may be owed.

However, please remember that you’re not restricted to just calling us. You can also contact us through our website or send us your query through the online chat window. Therefore, if you’re wondering, “how much compensation for anxiety after a car accident could I receive?” you have several ways to contact us. We would be more than happy to provide you with free legal advice to help you with these kinds of queries.

What is Anxiety?

Anxiety, although unpleasant, is actually a fairly normal part of life and can affect people in a variety of ways and at different times. With anxiety, it isn’t always clear to the sufferer why they are anxious and can often be persistent which is where it can differ from other problems such as stress. With stress, the cause is usually known and can come and go depending on what is happening in their lives and so the sufferer has a clearer picture of how to make it go away. However, with anxiety, it isn’t always as straightforward.

Suffering from anxiety can often give the sufferer a heightened feeling of insecurity and make them imagine that things happening in their lives are far worse than they actually are and it can often stop them from dealing with their fears.

Some people who suffer from anxiety can identify what has caused it, such as being involved in a traumatic situation or accident, among other things. But also there are some people that don’t know why they suffer from anxiety which can often cause them added stress.

For more information on claiming compensation in car accident claims, call our team. Our solicitors may be able to help you make a successful claim for PTSD after a car accident.

What are the symptoms of anxiety?

The list of symptoms for anxiety is actually quite extensive and include both psychological and physical symptoms as well as changes in behaviour. A sufferer of anxiety may experience one or more of the following physical symptoms:

  • Heart rate increase
  • Muscle tension increases
  • Hyperventilation
  • Difficulties being able to breathe.
  • Legs that feel ‘jelly-like.’
  • Hands and feet may start to tingle.
  • Feeling dizzy
  • Needing the toilet
  • Sickly feeling
  • Feeling tight across the chest.
  • Sweating
  • Headaches
  • Experiencing hot flushes
  • Dry mouth
  • May start shaking
  • Could feel palpitations
  • A choking sensation

As well as any of the above symptoms, a sufferer will usually suffer from one or more of the following psychological symptoms too:

  • Thinking that you may be seriously ill, having a heart attack, going to faint, or even that you may have a brain tumour, for example.
  • A feeling that everything is speeding up or slowing down
  • A feeling of isolation from family and friends
  • Wanting to run away from everything or a situation you may be facing

If you have suffered these or other symptoms after an accident, contact us to check how much compensation for PTSD after a car accident you could claim.

What is travel anxiety after a car accident?

Suffering from anxiety after a car accident is understandably quite common.

If you have been involved in a car accident and are suffering from persistent anxiety attacks as a result, then it is vital that you see a medical professional in order to get a proper diagnosis and advice on how to improve or stop the symptoms.

Certainly, if you are considering claiming for psychological trauma after car accident compensation, having a medical diagnosis of anxiety will provide proof of the symptoms you are suffering from. The severity of the symptoms can affect how much compensation for anxiety after a car accident you could be owed.

However, evidence of injuries is vital in a claim for compensation for anxiety or physical injuries. This is the same whether you’re suffering PTSD after a car accident or any type of psychological injury.

Common travel anxiety symptoms

There are a number of symptoms you may experience if you are suffering from anxiety after a car accident. What symptoms are experienced, and their severity will differ from person to person.

Some symptoms include:

  • Feelings of dread and fear of getting into another vehicle
  • Feeling sweaty
  • Shaking
  • Shortness of breath
  • Tingling in hands and feet
  • Numbness
  • Chills

Although anxiety can result in a panic attack, it doesn’t always happen, but even so, feeling anxious can be equally as debilitating. How much compensation for PTSD after a car accident you could be owed varies from case to case. Contact us today to learn more. We can tell you in just one phone call how much compensation for anxiety after a car accident you could receive.

What should you do if you experience anxiety or travel anxiety?

Anyone involved in a car crash will feel a little shaken up and may feel nervous the next time they choose to travel. However, some people will suffer from severe anxiety as a result of the accident and may wish to make a personal injury claim.

There are a few things that you can do to help strengthen your case:

  • Medical Report – Make sure you seek medical attention. This is not only important for your health and well-being, but it is also very useful for providing visual proof of your suffering.
  • Witnesses – If there were any witnesses to your car accident, take their contact details so that they can provide a statement if needs be. This is very useful in proving liability.
  • Photos – If possible take photos of the crash site, again this may help with proving liability.
  • Expenses – Any extra expenses incurred since the car accident as a direct result can be included in the claim, and so it is important to keep any proof of these expenses that you may have.

How is anxiety after a car crash treated?

Before any treatment is decided, your GP should discuss with you all of the different options and what their pros and cons are including any possible side effects of medication is used as part of the treatment.

Once you have discussed these in detail, you can make an informed decision with your GP on which treatment will be best suited to your individual circumstances.

Initially, in most cases the first treatment suggested to try by the GP is to try completing a self-help course, these are usually taken using a workbook or an online course, both with the support of a health professional.

If this fails to help with your anxiety, your GP may then suggest you undergo some psychological therapy, or they may suggest a course of medication. You could claim compensation for anxiety if you’re able to prove that the anxiety was at least partly caused by third-party negligence.

Psychological Therapy

There are a variety of psychological therapies that can be effective in treating PTSD after a car accident or other types of road traffic accidents. Such events that could involve you claiming compensation for distress and inconvenience include cycling accidents, pedestrian accidents, passenger accidents and bus accidents.

Cognitive Behavioural Therapy (CBT)

CBT is considered one of the best and successful treatments for anxiety and have been found to often have long-lasting effects. It helps you to understand your feelings, problems, thoughts and behaviour can all affect each other.

With CBT, you will meet with a specially trained therapist for an hour every week for three to four months.

Mindfulness and Applied Relaxation

These are alternative psychological therapies that can often be as effective as CBT.

Mindfulness helps you to be aware of what’s happening in the present moment. Being mindful helps because you can then acknowledge and accept your feelings which in turn helps to reduce the anxiety and feelings of tunnel vision as you are prepared for it to happen.

Applied relaxation teaches you to relax certain muscles in a particular way in situations that would normally bring on anxiety.

These techniques need to be taught by a trained professional and regularly practised so that they become easier to apply. This treatment would involve regular appointments with the therapist each week for three to four months.


Medication is usually offered if any of the above have failed to help. There are a variety of different medications that can be used, some being for short term use and some for longer periods. Depending on your individual anxiety symptoms, your GP may need to prescribe medication for both physical and psychological problems caused by your anxiety.

Before prescribing any medication, your GP should discuss with you the different types, how to take them and any side effects or possible interactions with medications you may already be taking. Once a medication has been decided on and prescribed, you should be asked to meet with your GP regularly particularly within the first three months so that they can monitor your progress and you can discuss any side effects that you may be experiencing. Your GP may choose to alter the dose or change the medication if they feel it’s necessary so that you get the right mix that’s suitable for you. As part of estimating how much compensation for PTSD after a car accident you are owed, the costs of medical and psychological care will be taken into account.

Case Study PTSD after a car accident

If you have been involved in a car accident that wasn’t your fault and you’ve started suffering from anxiety or PTSD as a result, you may be entitled to make a compensation claim.

The case study below shows what effect a car accident can have on someone psychologically even at a young age, and what sort of compensation may be awarded. This particular case wasn’t dealt with by Legal Expert themselves, but they have taken many cases similar to this on and been very successful.

The Claimant, in this case, was only six years old at the time of the accident. He was sitting in the front passenger seat whilst being driven in a car by his Father. Whilst travelling around a roundabout, they were hit on the left side by another car. Due to the impact, the claimant’s car spun around 360 degrees before it finally stopped. Although the claimant was wearing a seatbelt, he was still tossed about in his seat forcefully causing him to bang his head on the roof of the car.

As a result, he experienced a severe whiplash injury, as well as a broken arm. The claimant didn’t lose consciousness but was very shaken and frightened by the whole ordeal. He was taken to the local accident and emergency department to get checked over but left without receiving any treatment after waiting for seven hours.

For five days after the accident, the claimant suffered from some pain to his temporomandibular joints in his jaw and also had painful frontal headaches for about two weeks with them gradually decreasing until they ceased after about a month.

He was off of school for two weeks and saw his GP four weeks after the accident. His GP suggested he take paracetamol.

The psychological injuries were far more debilitating than the short term physical injuries that the claimant had suffered. He was withdrawn, had trouble sleeping, suffered from nightmares and felt very nervous every time he had to travel by car leading to a change in his behaviour and personality.

The claimant was diagnosed by a medical professional as suffering from Post Traumatic Stress Disorder (PTSD) and depression. The claimant received some Cognitive Behavioural Therapy for a total of twenty-three sessions which proved to be successful, and he was advised that his PTSD would be unlikely to come back.

This PTSD compensation claim went to court seven and a half years after the accident as a settlement between the claimant and the defendant could not be agreed upon. The claimant was awarded by the court £11,200 in general damages. This case study can give you an idea of how much compensation for anxiety after a car accident you may be owed.

Mental Trauma After A Car Accident – How Much Compensation Could I Get?

If you’ve been injured in a car accident, a PTSD settlement could also be included in your payout. Mental trauma after a car accident could negatively affect your quality of life in many ways and it is possible to claim for multiple injuries in one claim.

Compensation that is awarded in proportion with the mental and physical suffering caused by a car accident is known as a general damages payment.

However, you may also be eligible to receive special damages. This figure is comprised of figures that are intended to address the financial loss that your injuries have caused you – mental injuries included.

For instance, emotional shock after an accident may result in you being unable to return to work. This could affect your income. If so, this loss of earnings could be included in your special damages payment. In addition to this, you may require prescription medication such as anti-depressants. The cost of this mediation could also be reimbursed to you.

Get in touch if you’d like more information on what could be included in your settlement.

How Much Compensation For Anxiety After A Car Accident in 2022

You may be eligible to receive compensation for various injuries after a car accident that was caused by someone else’s negligence. Psychological trauma is just one of these. As with physical injuries, legal professionals will use a number of key resources when evaluating an appropriate amount to award you for the suffering you have experienced as a result of negligence. For example:

  • Medical evidence – For instance, a psychological review may be arranged for you during the process of your claim. As such, a report detailing information on how severely you are affected could be used as evidence. Additionally, your prognosis and expected recovery period may be included in this report. These factors can all influence how much your settlement is worth.
  • Judicial College Guidelines (JCG) – This is a publication containing injury descriptions and bracketed figures relating to how much the injury could be worth. The 16th edition was released in April 2022, making it the most up to date.

We have included some demonstrative entries from the JCG in the table below. This way, you can have a better understanding of how it is laid out. The figure that is awarded for your pain and suffering is known as general damages.

The level of general damages you receive can vary depending on how severe or minor your injuries are. So, the amounts listed below are not a guarantee. Please only use them as a rough guide.

Reason for CompensationExample Amount AwardedComments
Psychiatric Damage - Severe£54,830 to £115,730The claimant will have marked issues with large aspects of their life and a poor prognosis.
Psychiatric Damage - Moderately Severe£19,070 to £54,830Whilst this person may also have marked problems with family life, ability to work or continue in education, they have a better outlook than above.
Psychiatric Damage - Moderate£5,860 to £19,070The person will have a better overall outlook and may have made some recovery by the time of a trial.
Psychiatric Damage - Less Severe£1,540 to £5,860How much compensation is awarded depends on how badly and for how long for the person is affected.
Severe Post-Traumatic Stress Disorder (PTSD)£59,860 to £100,670This is where the claimant cannot work and it has had an affect on every aspect of their life. This may be more for those who drive for a living if their PTSD has stopped them from continuing with their job leading to other factors such as depression.
Moderately Severe PTSD£23,150 to £59,860The PTSD has had a considerable negative effect on the claimant’s life, but it is thought with professional help, improvements can be made.
Moderate PTSD£8,180 to £23,150In these cases the claimant will have largely recovered and any continuing effects will not be too disabling.
Minor PTSD£3,950 to £8,180In these cases most claimants have full recovery within one to two years with only minor minor symptoms persisting for a longer period.

What Other Damages Can Affect How Much Compensation I Get For Anxiety After A Car Accident?

Suffering from anxiety after a car accident could potentially also lead to financial losses. This head of the claim is referred to as special damages compensation.

The potential financial losses you may be able to claim for include:

  • Loss of earnings – You can claim for losses caused by being unable to work. If your injury is long-term or permanent, you may also be able to receive compensation for future loss of earnings.
  • Medical costs – This includes, for instance, prescription costs. Or, if you also require private therapy after the car accident to treat your anxiety, you could claim back the price.
  • Travel costs – If you’re unable to drive due to suffering emotional shock after a car accident, for example, you can claim for financial losses caused by public transport costs.

To claim for financial losses such as the ones above, you will need financial evidence showing the extent of the losses. This would involve supplying evidence such as receipts, invoices and bank statements.

To see if you can claim for anxiety after a car accident, please contact us for legal advice that is completely free using the details above.

Can an anxiety compensation calculator help me?

Some people may ask if they can potentially make use of an anxiety compensation calculator to get an understanding of potential payouts they may receive. You can make use of our own compensation calculator if you are looking for an estimate on potential claims such as a whiplash and anxiety claim.

However, like with the compensation brackets listed in the table above, figures provided by a compensation calculator should only be treated as estimates. They can’t guarantee how much you may receive for a successful claim. But our compensation calculator can at least provide some indication on the general amount that may be offered if you do have evidence to support a claim for anxiety after a car accident.

No Win No Fee psychological trauma claims

Legal Expert offers a No Win No Fee service. This allows people to claim compensation with the help of a solicitor regardless of their current financial position.

With our No Win No Fee service, you won’t pay solicitor fees if your case fails. You will be required to pay a fee if your case succeeds. The fee is taken as a small, legally capped percentage of your compensation award.

Furthermore, no money is required upfront and no money is required while your claim is ongoing.

Our No Win No Fee service provides you with the opportunity to claim for the compensation that you deserve without any financial gamble on your part whatsoever. It can take some of the financial strain out of claiming compensation for anxiety.

How Legal Expert can help you claim compensation for anxiety after a car accident

Legal Expert is a panel of experienced personal injury claim specialists that have dealt with many, many successful anxiety after car accident cases.

We work really hard to get our clients the compensation they deserve. We are empathetic to their situation and work as quickly and as efficiently as we can to make sure the whole process goes as smoothly as possible.

We are an honest, trustworthy and reliable firm that will do everything we can to secure you the maximum compensation award amount that we possibly can.

Start suing for emotional distress after a car accident

Starting your claim with Legal Expert is as simple as picking up your phone! You can call us on 0800 073 8804. We will offer you a free, no-obligation consultancy session where you have the opportunity to ask as many questions as you wish regarding making a compensation claim. We’ll also ask you for some details about your case.

We will be able to let you know if you have a valid claim with a chance of success, and if so, with your go-ahead can start working on your claim straight away. We may also offer you a free local medical exam if we feel it could be of benefit to your case, but this can be discussed in more detail.

With our extensive personal injury claims knowledge and experience, and our No Win No Fee service, you really don’t have anything to lose by calling us today to get you the compensation you deserve.

Anxiety and PTSD After Car Accident FAQs

Can I claim for mental trauma after a car accident?

Yes, you could be awarded compensation for mental trauma. However, the trauma must have been caused by negligence.

If you were solely responsible for your own injuries, then you will not be able to make a claim. However, there are instances where you may have contributed to the injuries you sustained. In these cases, the compensation you’re awarded may be reduced accordingly.

What happens if PTSD is left untreated?

If you’ve been involved in a traumatic event like a car accident, it’s normal to feel affected by it for some time afterwards. For most people, these feelings of upset and confusion go away on their own. But if you find that the psychological repercussions of your accident are affecting your ability to function, then you should speak to your doctor.

How much compensation will I get for PTSD after a car accident in the UK?

There’s no one answer to the question “how much compensation for PTSD after a car accident” as different people suffer from a car crash’s psychological effects in different ways. Less severe PTSD, where after one or two years only minor symptoms remain, can be valued between £3,710 to £7,680. Severe PTSD, which negatively affects all areas of your life and stops you from working, could be valued at up to £94,470. Remember, your claim can also include special damages. These can cover any time off work or treatments you’ve had to pay for and can affect the value of your claim.

How long could PTSD last?

This is a difficult question to answer. For some, PTSD may not last too long and they may experience a good degree of recovery. For others, the effects could last for years or may affect someone for their entire lifetime.

How is PTSD treated?

There are various and different treatments available for PTSD. The main treatments options used by the NHS are medication and psychological therapies. Your doctor will be able to advise you as to how best to treat your PTSD after a car accident.

What is the average settlement for PTSD?

As you can see from our compensation table, there is no ‘average PTSD’ settlement. How much you are awarded will depend upon how serious your injuries were and what degree of recovery you have had and are expected to have. Should your claim be successful, the payout will include compensation for the distress and inconvenience caused by the accident.

How much can I sue for emotional distress after a car accident?

If you have experienced emotional distress after a car accident as a result of another road user breaching their duty of care, you may be eligible to seek compensation. However, the amount you receive will vary depending on the severity of your condition.

Can a car crash cause PTSD?

There are various injuries you could sustain following a car crash, such as physical and psychological. For instance, you may have sustained Post-Traumatic Stress Disorder (PTSD) following a serious head-on collision with a lorry driver that left you with life-changing injuries, including a damaged spinal cord.

What is the average payout for PTSD?

As we have mentioned, there is no average payout for PTSD as each case is valued individually by considering several factors. For instance, your injuries may be valued by looking at how severe they are, how badly they have impacted your quality of life and the extent to which they impact your future. For that reason, the amount you receive will vary.

However, our team of advisors could provide a free valuation of your claim to give you an estimate of what your settlement may comprise. Call the number above for more information.

What are some top tips on making a whiplash and anxiety claim?

For any kind of personal injury claim, you’ll need to gather as much evidence as you can. The evidence must be good quality and relevant to the claim. Good examples of evidence you can acquire to support your claim include:

  • Video evidence – CCTV and dashcam footage can be instrumental during your claim.
  • Photographs – the damage to your car and injuries you’ve sustained should be documented. This can assist in calculating how much compensation you could receive.
  • Medical evidence – This could include a report that’s produced after attending an examination completed by an independent medical professional. They can assess how severely you have been affected by the harm you sustained.

For more information on the evidence you can gather, get in touch with our advisors.

Useful Links

You’ve reached the end of our guide on how much compensation for PTSD after a car accident you could claim. We hope you have a better understanding of claiming for psychological injuries following a road traffic accident. To learn more about claiming compensation for anxiety, please contact us for free legal advice at a time that works for you. 

There are several ways you can get in touch with our advisors to ask questions and potentially receive support if you have strong grounds to make a claim. The options include:

  • Contacting us online using our 24/7 live chat service.
  • Sending us a message online using our claim online form.
  • Alternatively, you can email us at
  • You can also speak to our advisors on the phone by calling 0800 073 8804

So, feel free to get in touch now if you want to learn more about how much compensation for anxiety after a car accident you could receive.

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