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How Much Compensation For Car Accident Claims? – 2020 – Update – A Guide To Car Accidents

As a victim of a car crash, you may have found this guide by searching for answers to the question “I was hit by a car, how much money will I get?” If you have been in a car accident that wasn’t your fault and as a result, you have been injured then you may be able to claim car accident compensation for the injury sustained along with pain and suffering and out of pocket expenses that you would not have occurred if it wasn’t for the car accident. Our calculator (now updated for 2019 in line with the latest compensation amounts on car accident injury compensation claims) Calculate today.

We are a firm of well established solicitors that have decades of experience working with clients that have been involved in accidents that wasn’t their fault, always ensuring that our clients Car Accident Injuryreceive a service that is next to none so that the compensation they are awarded for their car accident claim is the maximum amount for their injuries.

Unfortunately car accidents happen, according to statistics last year alone there was 186,209 causalities on the road and an astonishing 140,086 personal injuries were reported to the police during 2015, that is why we see the service we provide as absolutely necessary as many people are injured and have their lives disrupted through no fault of their own and have to pay the price for another’s negligence.

What is good to see is that fatal accidents caused by road traffic accidents have fallen from the previous year by 2% and seriously injured has also fell by 3% which is quite reassuring and makes people feel more at ease at travelling on the road.

A Guide to Car Accident Claims Compensation

We offer all potential clients the chance to have their car accident claim evaluated before they decide to make a claim. We offer a free legal consultation so the victim of a road traffic accident can speak freely to a personal injury solicitor and receive free legal advice on how best to move forward with their case with no obligation to appoint us as their lawyer.

We appreciate that road traffic accidents big or small can have different effects on different people so we treat each and every client on an individual basis and always giving 100% effort. We pride ourselves on the fact that we take 99% of all cases on a No Win No Fee agreement as we are confident that we can succeed in most cases that are brought to us.

When a client approaches us to act as their representative on a personal injury case we are always asked to give an estimate of the amount of compensation they are likely to receive. Unfortunately as it seems a straight forward question to some in reality it is very difficult to answer. Each and every car accident claim for personal injury is quite different from the next, no two people’s injuries are ever exactly the same nor their pain and suffering. Victims of personal injury can also claim for out of pocket expenses so that they are put back to the financial position they were in before the car accident occurred.

For more information about typical car accident settlement amounts and what process you could take in order to make a successful personal injury claim after a car accident in the UK, consider the sections below.

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What To Do At The Time and Shortly After A Car Accident

Being involved in a car accident is a very serious matter and the right procedures should be taken when involved in any sort of accident on the road.

If you are the driver of the car that has been involved in the accident whether you feel it was your fault or not, you should ensure that you and any passengers you have are not injured. If injuries have been caused it’s important that emergency services are called for.

If it is safe to do so exit your car so that you can make contact with the other road users involved in the accident. It is important to take the details of the drivers of the other vehicles including their name and registration number plate of their car as this information will help in your car accident claim. If there are any disputes or the cars are badly damaged and people are injured it is always wise to call the police so that they can do their investigations.

Always seek medical advice after a car accident even for the slightest pain as it may be something serious.

If the car accident you had was not your fault and you have sustained injuries it is always important to have these injuries checked out no matter how minor. It is always wise to do this if you want to pursue a claim for car accident compensation so that there is medical evidence of the injury.

With personal injury cases it is possible to claim back any expenses incurred so that at no time are you out of pocket and that your financial circumstances are back in tact at the completion of the car accident claim. If you are looking to make a claim for recent accidents, e.g. 2019 car accident compensation payouts or within the last three years, our advisors could help.

It is recommended that you keep records of any expenses that are incurred such as travel costs, prescription costs, damage to property etc and will we claim them back for you.

Starting A Car Accident Claim

Starting a personal injury claim for a car accident couldn’t be simpler. We strongly recommend that you appoint your claim to a law firm that specialises in car accident claims as they have the Car Accident Claimsability to ensure that your claim reaches its maximum amount of compensation.

Lawyers have the knowledge and expertise to be able to ensure that each case reaches its potential especially those that we employ. We have solicitors that have decades of experience in all types of road traffic accident cases and work endlessly so that clients are completely happy with the service we provide.

By contacting us you can receive a free consultation, so before entering in to any legal litigation you will know if your car accident claim has winning merits. The free advice we give will give you a better picture on how to move forward with your case.

When calling us we will gather information about the accident. It is important to gather the following information in order for us to process your claim;

  • How the accident happened.
  • Your registration details.
  • Details of the third party.
  • Location of where the accident happened.
  • Don’t worry if the driver fled the scene we may be able to make a claim for you through the MIB (Motor Insurance Bureau).

Once we have the information we can process your car accident claim straight away meaning that you will receive the compensation you deserve at the earliest possible moment.

What Damages Can I Claim For In A Car Accident Compensation Claim?

There are two main areas considered when calculating the amount of damages a person should be awarded in car accident compensation claims. The average compensation for car accident claims the UK may vary because of the factors below and these are;

Special Damages – these damages cover any financial aspects that the claim might warrant. Special damages are there so that the victim of the car accident is not out of pocket so any expenses that are a direct result of the accident can be claimed for and any future expenses.

Special damages cover the following;

  • Travel expenses.
  • Prescription costs.
  • Medical care.
  • Rehabilitation.
  • Loss of earnings, future and past that are directly concerned with the incident and injury
    Any loss in job opportunities, pensions, job promotions.
  • House hold assistance.
  • Home adaptation.
  • Vehicle Damage.

General Damages – such damages are concerned with the injury itself and how severe it is. The amount of pain and suffering the injury causes is also covered by general damages. A medical expert with be asked to examine you and asked to give a prognosis on the injury, how long it is likely to last for and are there any lasting effects. The medical examiners report will assist when calculating a final compensation amount.

What Is The Average Payout For A Car Accident Claim?

It is difficult to give an average payout for a car accident compensation claim as each person is affected differently in a road traffic accident. Some people are mildly injured while others are seriously hurt. Also people’s personal circumstances are different and will warrant different amounts of special damages.

Giving an estimation especially at the beginning of a claim can be very vague and should never be taken as fact. A more precise estimation can be given when you have been seen by a medical examiner. Once we have a clearer picture of your exact injuries and how long they are likely to last it is then a precise compensation amount can be given. In order to make a claim for car crash compensation payouts in the UK, a detailed report of these injuries will be required.

There are guidelines set out in terms of certain injuries for car insurance injury payouts. With a whiplash injury that is estimated to last under 12 months and has caused a certain amount of disruption to normal life then a sum of £2,500 – £3000 is average and is likely to be awarded. However that said in more severe cases with longer lasting effects can result in the amount of compensation being increased.

Sometimes rehabilitation and physiotherapy is required after a road traffic accident and such expenses will also be covered along with outer pocket expenses that have also been incurred.

How Much Compensation Will Be Received For A Car Accident Compensation Claim?

Below is a table of injuries that may be sustained through a car accident and estimated amounts that may be awarded as compensation.

Part of BodyMild-SeriousAmount of CompensationComment - estimates are given depending on the type and severity of the injury.
Head InjuryExtremely Serious£215,000 - £310,000The award bracket is given as an estimate for victims who have suffered severe brain damage and are unresponsive. In what is referred to as a vegetable state.
Head InjurySerious-Moderate£12,500 - £200,00Losing feelings in limbs, mental disability, and or change in impersonality.
Head InjuryMild Injury£1,500 - £9,500Head injuries that have not caused brain damage but still there maybe lasting effects.
Face InjuryExtremely Serious£15,400 - £73,200Scarring and facial disfigurement could warrant this amount of compensation. The severity will determine how much.
Face InjurySerious-Moderate£12,200 - £27,300These compensation estimates cover brakes and fractures to the facial area such as the nose.
Face InjuryMild Injury£1,700 - £12,350Compensation amounts for scarring. Please note women tend to receive larger payouts for scarring than men.
Ear InjuryExtremely Serious£69,100 - £108,500Total loss of hearing due to injury.
Ear InjurySerious-Moderate£22, 300 - £34,500Total hearing loss in one ear. The final amount will depend on how this affects a person.
Ear InjuryMild Injury£4,300 - £37,500This mount of compensation is awarded for earring loss in both or one ear and those that suffer tinnitus as a result of injury or work environment.
Eye InjuryExtremely Serious£81,200 - £205,300To receive maximum amount of compensation loss in both eyes or loss in one eye and some loss of sight in the other.
Eye InjurySerious-Moderate£7,100 - £49,400This amount of compensation is awarded with loss of sight in a single eye or very restricted vision in one eye.
Eye InjuryMild Injury£1,600 - £7,600Problems with vision, pain in the eye or temporary vision loss in an eye.
Back InjuryExtremely Serious£29,750 - £123,300Severe back injuries to the upper or lower part of the back, maybe causing paralysis or any issues relating to the organs within the lower part of the body.
Back InjurySerious-Moderate£30,750 - £8,750This amount of compensation may cover ligament or soft tissue to the back, constant pain and /or discomfort.
Back InjuryMild Injury£350 -£9,850Soft tissue, slipped disc, muscle pain would gain this amount of compensation.
Neck InjuryExtremely Serious£35,500 - £112, 450Neck injuries can be very severe causing problems with movement in different areas of the body. An injury to the neck can cause pain in this area for a lengthy time.
Neck InjurySerious-Moderate£29,600 - £42,300Fractures to the neck, painful when moving, stiffness inability to use full movement of the neck will warrant this type of compensation.
Neck InjuryMild Injury£1,800 - £ 6,200These amounts of compensation are roughly the brackets for whiplash depending on how long it lasts, how painful it is and the long term prognosis.
Shoulder InjuryExtremely Serious£9,500 - £37,00Restriction in movement, limb numbness or paralysis due to injury in the shoulder and neck.
Shoulder InjurySerious-Moderate£6,250 - £9,750Tissue damage to neck that may last for quite a while which restricts movement in the arm and elbow.
Shoulder InjuryMild Injury£350 - £6,700Soft tissue damage that will recover within the year or just over, that causes moderate pain.
Arm InjuryExtremely Serious£74,200 - £227,250Amputation of both full arms will receive the maximum award here. This compensation range also covers the amputation of one arm, or whether the amputation is to be the full or part of the arm. The restrictions this will have in the future are also taken into consideration.
Arm InjurySerious-Moderate£30,100 - £99,750If there is major restriction and disability in one or both arms and causes great pain and suffering.
Arm InjuryMild Injury£4,500 - £30,250This amount is set at this criteria for those who have suffered restriction in movement and/or disability on the arms but will recover.
Elbow InjurySerious-Moderate£29,200 - £42,250Complete restriction in movement of the elbow that has resulted in a disability or that has required surgery.
Elbow InjuryMild Injury£11,400 - £23,900Restriction in the movement of the arm due to injury of the elbow.
Elbow InjuryMild Injury£3,100 - £9,750Mild to moderate injury to the elbow which cause pain but complete movement will still be possible.
Hand InjuryExtremely Serious£46,300 - £151,250This amount of compensation will cover, both hands or one hand amputation or if the hand becomes completely useless.
Hand InjurySerious-Moderate£22,500 - £47,750Disfigurement of fingers and/or are unable to use the hand properly.
Hand InjuryMild Injury£700 - £22,300Fractures, soft tissue damage, cuts and surgery warrants these amounts of compensation.
Wrist InjurySevere - Mild£2,550 - £44,500No wrist function – damage to wrist due to injury but will make a full recovery.
Finger InjurySevere - Mild£375 - £69,330The amputation of one or more fingers – broken finger that has a prognosis of complete recovery.
Leg InjuryExtremely Serious£75,100 - £215,000Amputation of both or one leg will warrant this amount of compensation to be awarded. It will also be taken in to consideration if the leg is amputated above or below the knee.
Leg InjurySerious-Moderate£21,750 - £104,100Injuries sustained to the leg as a result of injury that has caused disability and restriction in movement that may have a life-long prognosis.
Leg InjuryMild Injury£1,800 - £17,900Fracture, brake or soft tissue damage to the leg that has affected the muscle causing great pain and discomfort.
Knee InjuryExtremely Serious£39,700 - £72,970Disability due to injury to the knee, severe damage to muscle, soft tissue and also muscle wastage.
Knee InjurySerious-Moderate£20,250 - £33,200This amount of compensation is awarded to disability that is caused by injury to the knee, muscle damage, cartilage damage and soft tissue damage causing pain and suffering.
Knee InjuryMild Injury£4,750 - £19,600Injury to the knee that is painful but will recover within time so the knee has a full normal working function.
Ankle InjuryMild - Severe£10,300 - £53,100Disfigurement, dislocation, deformation maybe an operation is required – broken or sprained ankle.
AchillesMild - Severe£5,300 - £30,100Muscle has been severely damaged or severed causing restriction and/or disability – weaker ankle muscles.
Foot InjuryExtremely Serious£64,000 - £152,750The amputation of both or one foot will warrant this amount of compensation and how it will affect a person’s life.
Foot InjurySerious-Moderate£18,500 - £52,900Severe injury to both or one foot causing disability, restriction or fractures to the foot.
Foot InjuryMild Injury£5,300 - £11,050Injury to the foot that will recover.
Toe InjurySevere - Mild£4,500 - £43,250Amputation of the big toe or several toes.

*The amounts shown in the table are taken as awards that have been awarded in past cases or as estimates given as guidelines they should never be taken as fact they can be used as a guide only.

As mentioned earlier people are injured differently, no two injuries are exactly the same nor is a person’s pain and suffering. Guidelines are given where certain injuries could fit in to so personal injury solicitors can follow these however special damages are different and these have to be taken in to consideration.

No Win No Fee Car Accident Claims

We deal with 99% of all personal injury compensation cases on a No Win No Fee Basis meaning that victims of car accidents can rest assure that they will not be at any financial risk when pursuing a car accident claim.

It is important that our clients concentrate on getting as much rest as possible so that they can get back to their old self as quickly as possible, that is why we like to do as much of the work as we can with little input from the client.

No Win No Fee is also known as Conditional Fee Agreements (CFA) which are there so that no matter what financial circumstances a person is at they can still make a claim for personal injury if they have been injured through no fault of their own.

No Win No Fee means exactly what it says as long as a person has been truthful about their compensation claim, and if the claim does not succeed then they will not have to pay any monies to either legal side. However, since the law change in April 2013 solicitors fees were capped meaning that to get their full fee if a case wins they now can take up to 25% but no more of the compensation awarded to their client.

All in all this does not put any potential person wanting to make a car accident claim at any financial risk as any fees necessary are taken from the compensation awarded.

Why Choose Us As Your Claims Service?

We are here for the client. Our main aim is to treat each and every client on an individual basis as we feel no client is just a number. We do not make any conclusions about a case until we have all the facts as assumptions can mean vital parts are missed out and clients may lose out.

We fully appreciate that victims of car accidents are affected in all different types of ways and no two injuries and personal circumstances are the same meaning each case should be looked at in its own separate way.

Whether you are searching for lower back pain after a car accident compensation or legal advice regarding your circumstances, our team could help. Our personal injury team is dedicated to getting clients the maximum amount of compensation as quick as possible so that they have funds to be able to put their lives back as it was before the accident happened. We work with you so any queries or questions you have we will answer for you. We are a people’s solicitor and are dedicated to giving you the service you deserve for your car accident claim.


Updated on: 3 March 2019

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