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Accidents at Home Injury Claims Guide – Find out if you can claim – How To Claim Compensation?

Accident at home

Accident at home

By Daniel Holmes. Last Updated 16th August 2021. Did you know that more accidents happen at home than anywhere else? This is according to statistics provided by the ROSPA, otherwise known as the Royal Society for the Prevention of Accidents. In fact, there are 2.7 million people that require medical attention per annum due to an accident that has happened in the home. Of course, you may assume that you are not entitled to personal injury compensation for an accident that has happened at your property because you are to blame. However, it is not always this black and white. There are plenty of cases whereby people have been injured in their own homes due to negligence or because of the carelessness of someone else. If this applies to you, you will be able to make a personal injury claim, and we can help you to get the injury compensation that you deserve. Here at Legal Expert, we have many of years of experience in the industry and we have helped many people to launch successful cases for accidents that have happened at their own homes.

You can reach us on 0800 073 8804 to start the process of making your claim. It’s also possible to see if you have a valid claim online by filling out our web form. Additionally, the pop-up window in the corner will allow you to chat with our advisors in real-time.

  1. A Guide To Accident at home claims
  2. What is an accident at home?
  3. Accident at home statistics
  4. Common injuries from accidents at home
  5. Attacked in my home – can I claim compensation
  6. Accident at home from faulty equipment – How would I claim?
  7. Landlord to blame for my accident at home – could I still claim?
  8. What to do after an accident at home
  9. What Could my accident at home claim Include?
  10. How can I calculate compensation for an accident at home?
  11. No Win No Fee Accident at home claims
  12. Why choose us for accident at home claims?
  13. Speak to Legal Expert for advice and to start your claim
  14. Helpful Resources

A Guide To Accident at home claims

There are so many different types of accidents that can happen in the home. This includes everything from assault to injuries that have occurred because of landlord negligence. No matter what has happened to you, if the incident was caused by another individual or group of people/company, there is an extremely high chance that you are going to be entitled to compensation.

In this guide, you will find out everything you need to know about making this type of claim. This includes information on the different types of home accidents you could be involved in, as well as specific cases, including lung diseases claims and domestic accident claims. You will also find out about the amount of compensation you may get too. If you still have any queries by the time you finish reading these compensation guidelines for personal injury cases, please do not hesitate to get in touch. You will find our contact information at the end of this guide.

What is an accident at home?

This refers to any type of accident that has happened in your own home. If the incident was not your fault, you have three years to make a claim, or longer if children were involved. Some common claims include:

  • Injuries due to home assaults and attacks
  • Accidents because of poor maintenance, i.e. your local authority or private landlord has acted negligently
  • Faulty work carried out on your home
  • Defective products that are not fit for purpose

Accident at home statistics

According to the RoSPA, there are around 6,000 deaths per annum due to accidents in the home. A lot of these accidents involve children. In fact, people over the age of 65-years-old and under the age of five years old are most likely to be involved in such an accident. Most accidents happen in the living room.

Common injuries from accidents at home

  • Drowning (Children in the bath)
  • Glass-related injuries
  • Poisoning
  • Choking
  • Burns
  • Cuts
  • Sprains
  • Bruises
  • Trips and falls
  • Falling objects

Attacked in my home – can I claim compensation

There are many different types of assaults and accidents that can happen in the home. We have helped many people with domestic assault claims. We have also helped people that have suffered because of an intruder. No matter what has happened, you can make a claim if someone has attacked you.

Please note that these claims are made through the CICA – Criminal Injuries Compensation Authority. This was set up by the UK Government to ensure victims of crime get the compensation they deserve.

Accident at home from faulty equipment – How would I claim?

From gardening equipment to equipment to help those who require assisted living, there are many different types of injuries that can happen in the home because of faulty equipment. We can help you to claim for all of these. Please keep the equipment as proof.

Accidents at home caused by faulty products

If you are injured due to a faulty or defective product, you will also be able to claim. This can happen if something in your house has blown up or fallen apart and hurt you. Make sure you keep a hold of the item for inspection, as this is the best source of proof. You may not be able to claim without the defective item.

Accidents caused by faulty workmanship

Have you been injured because a tradesperson has carried out faulty work? If so, you will be able to make a claim. Make sure you take photographs of their work for proof. It is then a good idea to get a specialist in to assess where the person has gone wrong. Keep receipts too because you can claim for this.

Landlord to blame for my accident at home – could I still claim?

We can assist you with claiming against your landlord. All landlords have a legal responsibility to ensure that the house they provide their tenants with is safe. If the accident could have been prevented, you will be entitled to compensation.

Common examples of incidents whereby landlords are to blame is if they have cut corners with regards to any jobs around the house, failed to carry out the correct maintenance, failed to act quickly, and failed to carry out regular checks. All of this is and more listed in the Landlord and Tennant Act 1985.

What to do after an accident at home

There are a number of different steps you should take if you have been involved in an accident at home. This includes the following:

  • See a doctor – The first thing you need to do is make sure you see a medical professional. It is vital to get your injuries checked out. Not only is this important in terms of your well being, but you will struggle to make an accident at home claim if you do not have a medical report from your doctor. This report will state the injuries you have suffered, as well as the recommended treatment, and this will be used to determine how much compensation you are entitled to.
  • Get witness contact details – If anyone saw the incident, it is always a good idea to get their contact details.
  • Keep track of any expenses – When making a personal injury claim you will be able to claim for special damages. Therefore, if you have experienced any expenses because of the incident, you will be able to claim for them. This can be anything from treatment expenses to loss of income and travel costs. However, you will need proof, so don’t throw away your receipts.
  • Write down all of the things you can remember about the incident – As soon as you get the chance, you should sit down and jot down all of the things you can remember about the incident. This will ensure nothing important is forgotten about.
  • Get in touch with Legal Expert– Last but not least, you need a high-quality law firm on your side to give you the best chance of getting the compensation you deserve. Legal Expert is a recommended choice. We are an experienced law firm and all of our solicitors work on a No Win No Fee basis, which means you don’t need any money to start your claim.

It is also important to note that there is a personal injury claims time limit. This is three years from the date of the accident. Court proceedings must be issued within this time frame, so please do not delay. There are some exceptions to this rule, though, so do not rule your claim out before giving us a call.

What Could my accident at home claim Include?

When making a claim, compensation is often comprised of a number of payments.

General Damages

Let’s begin with general damages. These are for the injuries you have suffered. The amount you receive will be calculated based on the severity of your injuries and the impact they are having on your everyday life. Needless to say, the more serious your injuries are the more compensation you are likely to be awarded.

Special Damages

Special damages are designed to compensate you for any out of pocket expenses you have suffered as a result of your injuries. Here are some common examples:

  • Medical bills
  • Cost of counselling
  • Loss of earnings
  • Travel costs
  • Childcare expenses
  • Repair costs

Ask yourself the following, “will I have experienced this cost if I hadn’t been injured?” If the answer is no, then it could count as special damages. Nevertheless, you will need to keep proof of these costs, so make sure you do not throw away your receipts and other forms of viable evidence.

How can I calculate compensation for an accident at home?

We know that you will want to know how much compensation you are going to get for the accident you have experienced in your own home. Unfortunately, giving a precise figure that will be accurate for everyone is not an easy task. Even an online compensation calculator is unlikely to take into account the various intricacies that your claim presents.

What we can do for you is provide some relevant figures from the Judicial College Guidelines (JCG). This is a publication that’s used by legal professionals to help calculate what the general damages portion of your compensation payment could be worth. This is the sum that’s awarded to you so that the pain and suffering caused by your injuries are acknowledged.

In the table below, we’ve included some figures from the latest edition of the JCG. The last update took place in 2019. Don’t worry if your injury does not appear in the table. This is just a small sample of the injuries and associated figures that are listed in the JCG,

InjuryDescriptionAmount
Back(a) Severe - (iii) Issues such as soft tissue damage or disc lesions/fractures that lead to ongoing pain and disability, despite treatments such as surgery£36,390 to £65,440
Arm(b) serious forearm fractures that lead to permanent functional or cosmetic disability£36,770 to £56,180
Arm(d) Simple forearm fractures£6,190 to £18,020
Wrist(a) Colles' fracture without additional complicationsIn the region of £6,970
Thumb(t) Moderate - things like tendon/nerve injuries that impair sensation and function£9,080 to £11,820
Hand(e) Serious - 50% reduction in hand capacity, sometimes where amputated fingers have been rejoined but without complete function£27,220 to £58,100
Ankle(d) Modest - sprains, ligament injuries, undisplaced fractures etc.Up to £12,900
Leg(b) Severe - (ii) the injured party will need walking or mobility aids for the rest of their life, due to extensive fractures that have taken years to heal £51,460 to £85,600
Fingers(f) Severe - possible amputations and impaired grip, function etc.Up to £34,480
Scarring(a) Very severe - where the injured person is relatively young and facial scarring is very disfiguring with a severe psychological reaction£27,940 to £91,350
Scarring(e) Trivial - Minor cases£1,600 to £3,310
Psychiatric Damage(d) Less Severe - where things like sleep or other daily activities are affected£1,440 to £5,500

No Win No Fee Accident at home claims

Our panel of personal injury solicitors work alongside 100% of their clients under a No Win No Fee arrangement. What this means is that you will only need to pay your lawyer if your case is successful. If you are not awarded compensation, then you won’t be responsible for covering their fees. Following a successful claim, your lawyer will take a small and legally capped sum from the compensation paid to you.

The procedure of making a claim can be a stressful experience. By pursuing a claim in this way, your chances of being left out of pocket due to having to finance your legal proceedings are greatly reduced. Many people find this method a desirable method of pursuing their claim. A No Win No Fee agreement could be how our lawyers help you too. So, get in touch today.

Why choose us for accident at home claims?

There are many different reasons why you should choose to work with Legal Expert. This includes the following:

  • We try to make the personal injury claims process as easy and straightforward as possible. We know that you have already been through enough and we put our clients first.
  • We have years and years of experience in the industry and we will provide you with a solicitor that has up to 30 years of specialist experience too.
  • We have an amazing track record. Take a look at our successes and read the reviews that have been left by our past clients.
  • We only work on a No Win No Fee basis. The benefits of this approach are explained in the previous section.

Speak to Legal Expert for advice and to start your claim

Are you ready to make a claim? No matter whether you are looking to make a case for lung disease or you want to secure attacked in my home compensation, we can help you to get started. Call us today for free legal advice and to get started with the claims process. We will happily answer all of your queries and there is no obligation to use our service.

The number you need is 0800 073 8804.  There are plenty of other ways to make contact with us as well, as you will discover from the contact page. We also have a live chat facility on our website.

Helpful Resources

Hopefully, you have found this guide useful in your quest to get further information about making a claim for an accident that has happened at home. However, if you need further advice, the links below may be of some use.

Landlord accident compensation claims guide

Find out if you are eligible to claim against your landlord for compensation.

GOV Compensation

On the UK government website, you will find information on reporting crimes and getting compensation.

Fatal Accidents

If someone you know lost their life because of an accident or assault they experienced within their own home, you could be able to launch a claim. Read our guide for more information about this.

Conditions

This link takes you to the NHS page where you will find an A to Z on the different types of conditions you may have suffered. This can be a useful resource in finding out more about the sort of injury you have sustained.

Faulty Wiring Accident Claims

Our guide regarding this possible cause of your injury at home.

Ligitation Friends

Did you know someone else can pursue a claim on your behalf? Find out how.

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