Accident At Work Claims Guide | Much Compensation Can I Claim? | 2021 Update
By Mark Ainsdale. Last updated 6th April 2021. Welcome to our comprehensive guide to making an accident at work compensation claim. This covers such questions as “how much compensation for an accident at work could I claim for?” If you have been injured at work and want free legal advice on your workplace rights, this guide will tell you everything you need. Not only will we discuss No Win No Fee accident at work claims at length, but we’ll also provide you with some compensation examples.
It is very important that employers ensure that when they are employing staff that the workplace is safe and secure and at no point should levels of safety be less than what is required.
Workplaces can be hazardous places especially if health and safety procedures are not carried out correctly and constantly updated.
Unfortunately, accidents in the workplace do happen. However, employers can be negligent and held responsible if the workplace is not safe to work in and they have not followed all health and safety procedures, doing risk assessments where necessary.
In this guide, we’ll take a look at workplace accidents in detail, covering the latest statistics, the average compensation for accident at work claims, how work accidents can happen, and will answer some frequently asked questions like:
- How long do accident at work claims take?
- How long after an accident at work can you claim?
- How much can I claim for a work injury, including brain damage?
- What are your rights if you get injured at work?
If you have any questions while reading this personal injury claims guide or would like to speak to our friendly advisers about making a claim, we’re on hand 24/7 to take your call.
You can reach us by:
- Calling 0800 073 8804
- Writing to us about your case by heading here
- Or chat with our specialist solicitors now using our live chat function
Select a Section
- How Much Will I Receive for an Accident at Work Compensation Claim?
- Accident At Work Compensation Calculator
- How do I make an Accident at Work Compensation Claim?
- Recording and Reporting Accidents at Work
- What are the Different Types of Accidents at Work
- How long do I have to Make a Claim for a Work Place Accident?
- What can you claim for in an Accident at Work Compensation Claim?
- Why Choose Our Specialist Work Accident Claims Service?
A Guide To Accident At Work Claims
This guide will let you know information on how to make a workplace accident claim against your employer and also explain the options you have. It also gives advice on what is the best way to fund your claim through the No Win No Fee agreement and most importantly how to get professional free legal advice from a work accident solicitor.
So to learn more about how to claim for a work accident, please read on. And if you have any questions like “how much compensation for an accident at work”, get in touch with our friendly team.
What Is An Accident At Work Claim?
If you have been injured at work because your employer failed to uphold their duty of care, you could claim compensation by pursuing a work accident claim. An accident at work claim will help you recover loss of earnings and medical expenses, as well as compensating you for an injury.
“How much compensation for an accident at work” has to be one of the most popular questions that a solicitor is asked when it comes to accident at work claims. Matter of fact it is probably the most common question in regards to all personal injury cases.
Specifically for accidents at work, it has to be one of the most difficult questions to be able to answer especially in the initial stages of the claim. This is for many reasons.
No two accidents at work cases along with any other personal injury cases are ever exactly the same, injuries may on paper seem similar but in reality, people’s pain & suffering can be entirely different plus any prognosis that is forecast by the medical expert cannot be known when a claim is first being pursued. It is not until all medical evidence has been obtained that a realistic estimation is given.
When calculating a personal injury claim or an accident at work claim as we are discussing here there are two main parts that are considered, general damages and special damages.
We can use the guidelines set out by the Judicial College when calculating how much compensation should be awarded for general damages, the actual injury itself and the pain & suffering it has caused, so on this basis giving an estimation for the compensation that will likely be awarded is a little more straight forward.
However, when it comes to estimating the amount of compensation that is to be awarded in regards to special damages i.e. financial expenses and losses, this is more difficult especially at the very beginning of any personal injury case as it may not be possible to future forecast any expense losses, loss of earnings and medical expenses without completely evaluating a case. For this reason, it can be problematic giving a claimant a truly accurate estimation of the claim amount. Use our work accident claims compensation calculator to see what you will receive or give us a call.
Even looking back at similar cases would not give an estimate of how much compensation is likely to be awarded in a workplace accident as special damages are likely to be different in each case. Check out our accident at work claim calculator.
If you’re looking for an accident at work claims calculator, then this section may be useful. While we haven’t provided such a tool on this page, we have instead created a detailed compensation table to give you an idea of what you could receive.
Why have we opted for this? Well, personal injury claims calculators can sometimes provide inaccurate results which may mislead you. So to avoid that, we wanted to give you more accurate insight. The figures you can see here have been taken from the Judicial College Guidelines, a document detailing compensation awards made by the courts.
|Brain injury||Very severe||£264,650 to £379,100||The award bracket is given as an estimate for victims who have suffered severe brain damage and are unresponsive. In what is referred to as a vegetable state.|
|Brain injury||Moderately severe||£205,580 to £264,650||Losing feelings in limbs, mental disability, and or change in impersonality.|
|Brain injury||Less severe||£14,380 to £40,410||Head injuries that have not caused significant brain damage but still there maybe lasting effects.|
|Face Injury - Scarring||Very severe||£27,940 to £91,350||Scarring and facial disfigurement could warrant this amount of compensation. The severity will determine how much.|
|Face Injury - Scarring||Less severe||£16,860 to £45,440||These
compensation estimates cover brakes and fractures to the facial area such as the nose.
|Face Injury - Scarring||Less significant||£3,710 to £12,900||Compensation amounts for scarring. Please note women tend to receive larger payouts for scarring than men.|
|Eye Injury||Total blindness||In the region of £252,180||Total blindness|
|Eye Injury||Loss of sight in one eye||£46,240 to £51,460||This amount of compensation is awarded with loss of sight in a single eye or very restricted vision in one eye.|
|Eye Injury||Minor||£3,710 to £8,200||Problems with vision, pain in the eye or temporary vision loss in an eye.|
|Back Injury||Severe||£36,390 to £151,070||Severe back injuries to the upper or lower part of the back, maybe causing paralysis or any issues relating to the organs within the lower part of the body.|
|Back Injury||Moderate||£11,730 to £36,390||This amount of compensation may cover ligament or soft tissue to the back, constant pain and /or discomfort.|
|Back Injury||Minor||From around £2,300 to £11,730||Soft tissue, slipped disc, muscle pain would gain this amount of compensation.|
|Neck Injury||Severe||£42,680 to in the region of £139,210||Neck injuries can be very severe causing problems with movement in different areas of the body. An injury to the neck can cause pain in this area for a lengthy time.|
|Neck Injury||Moderate||£7,410 to £36,120||Fractures to the neck, painful when moving, stiffness inability to use full movement of the neck will warrant this type of compensation.|
|Neck Injury||Minor||From around £2,300 to £7,410||These amounts of compensation are roughly the brackets for whiplash depending on how long it lasts, how painful it is and the long term prognosis.|
|Shoulder Injury||Serious||£11,980 to £18,020||Restriction in movement, limb numbness or paralysis due to injury in the shoulder and neck.|
|Shoulder Injury||Moderate||£7,410 to £11,980||Tissue damage to neck that may last for quite a while which restricts movement in the arm and elbow.|
|Shoulder Injury||Minor||From around £2,300 to £11,730||Soft tissue damage that will recover within the year or just over, that causes moderate pain.|
|Arm Injury||Loss of both arms||£225,960 to £281,520||Amputation of both full arms will receive the maximum award here. This compensation range also covers the amputation of one arm, or whether the amputation is to be the full or part of the arm. The restrictions this will have in the future are also taken into consideration.|
|Arm Injury||Permanent and substantial disablement||£36,770 to £56,180||If there is major restriction and disability in one or both arms and causes great pain and suffering.|
|Arm Injury||Less severe||£18,020 to £36,770||This amount is set at this criteria for those who have suffered restriction in movement and/or disability on the arms but will recover.|
|Elbow Injury||Severely disabling||£36,770 to £51,460||Complete restriction in movement of the elbow that has resulted in a disability or that has required surgery.|
|Elbow Injury||Moderate or minor||Up to £11,820||Restriction in the movement of the arm due to injury of the elbow.|
|Hand Injury||Loss of both hands||£132,040 to £189,110||This amount of compensation will cover, both hands or one hand amputation or if the hand becomes completely useless.|
|Hand Injury||Serious||£27,220 to £58,100||Likely to have seen a reduction in capacity by 50 per cent. Several fingers may have been amputated and re-joined, leaving a clawed or unsightly hand.|
|Hand Injury||Minor||Up to £4,461||Fractures, soft tissue damage, cuts and surgery warrants these amounts of compensation.|
|Wrist Injury||Severe||£44,690 to £56,180||No wrist function at all.|
|Leg Injury||Loss of both legs||£225,960 to £264,650||Amputation of both or one leg will warrant this amount of compensation to be awarded. It will also be taken in to consideration if the leg is amputated above or below the knee.|
|Leg Injury||Less serious||Up to £11,110||Fracture, brake or soft tissue damage to the leg that has affected the muscle causing great pain and discomfort.|
|Post-traumatic stress disorder (PTSD)||Less severe||£3,710 to £7,680||Minor symptoms that resolve in full within a short space of time.|
|Post-traumatic stress disorder (PTSD)||Severe||£56,180 to £94,470||Debilitating symptoms, impacting work life, social life, and relationships with family and friends. Prognosis for recovery is likely to be poor, with symptoms having some permanency.|
|Knee Injury||Severe||£24,580 to £90,290||Disability due to injury to the knee, severe damage to muscle, soft tissue and also muscle wastage.
|Knee Injury||Moderate||Up to £24,580||Injury to the knee that is painful but will recover within time so the knee has a full normal working function.|
For more information on the compensation that could be awarded in accident at work claims, please get in touch with our personal injury advisers today.
So we’ve taken a look at the accident at work claims calculator. You may now be interested in finding out how to start an accident at work compensation claim.
Kickstarting such a case could not be more straight forward if you opt to use a well reputable law firm that has expertise in the personal injury sector.
We have personal injury solicitors who have years of experience dealing with the most complicated cases of employees who have had accidents at work. Any work that is required for your case such as gathering evidence, medical reports, examinations reports, filling out any paperwork etc is all done by our legal team so that you can have as much time as needed to be able to return to your normal self.
We are fully aware that work accidents can be of a very serious nature and we feel that if you have entrusted us with your case that you should receive a hassle-free service with a promise that we will take care of the whole case from start to finish in the most appropriate professional manner.
At no point are you at any financial risk as you will be covered by a conditional fee agreement which is otherwise known as No Win No Fee. We offer a free legal consultation that is absolutely confidential allowing you to have your case accessed before committing yourself to any legal contract so that you are aware of the merits of your case before any proceedings start.
Choosing the law firm or solicitor in which you would like to represent you is probably the most difficult part, once you are happy with your representation the hard work is over.
To start an accident at work claim, the following is needed:
- Personal information i.e. name, address, DOB etc.
- Injury or illness information, what injury you sustained or how your illness was caused.
- Incident circumstances or how the workplace has resulted in your ill health.
- Who you work for/defendant details.
- Medical information i.e. if you attended your GP surgery or local hospital.
- Loss of earnings – if you had to take time off work as a result of the incident.
- Incident details – time and location.
- Why you feel that your workplace is liable for your injury or illness.
If you’re unsure about what you might need to begin a claim for a work accident, our team is only a phone call away.
How To Claim For An Accident At Work
So, you’re wondering “how much compensation for an accident at work?” Well, here’s a summary of how to claim for an accident at work:
- Get your injuries treated by a medical professional
- Gather evidence, including witness details, CCTV footage, photographs, sketches
- Log an accident report with your employer
- Get in touch with a No Win No Fee accident at work solicitor
Accidents at work are more common than you think. If we look at the latest figures from the Health and Safety Executive, covering the year 2019/20, it’s estimated that around 0.7 million workers suffered non-fatal injuries.
Of these injuries, 65,427 were sufficiently serious enough for employers to report the accident under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013 (RIDDOR).
RIDDOR is a very helpful system that helps us gain insight into the types of accidents that happen in workplaces. Let’s take a look at some graphs and statistics from the latest figures.
If we look at the latest figures from RIDDOR we can see that the top 5 most common accidents were:
- Slips, trips and falls on the same level – 29%
- Handling, lifting or carrying – 19%
- Struck by a moving object – 11%
- Acts of violence – 9%
- Falls from height – 8%
As we can see from the latest statistics above, slips, trip and falls are by far the most common form of accident. Given how preventable these types of accidents are, it’s shameful that more is not done by employers to reduce this risk.
For example, an employer can take simple steps to reduce the risk of slips, trips and fall work accidents by making sure walkways are well-lit and free of obstacles, that staff are trained to spot any slipping or tripping hazards and that they invest in regular housekeeping.
If you’ve been injured in any of the ways described above and want to learn more about making an accident at work compensation claim, please get in touch with our team or keep reading.
Reporting Accidents At Work
It is required by law that accidents and ill health that are caused by workplace incidents or work conditions should be reported and recorded under RIDDOR. Not all incidents and injuries have to be reported but employers must record all incidents in an accident book.
Such reporting and recording on workplace incidents are required so the authorities such and the Health and Safety Executive HSE and Environmental Health can carry out appropriate risk assessments to secure the safety of other employees. The HSE and local Environmental Health are there in case serious accidents happen at the workplaces so that investigations can be made. Without such authorities workplaces may not be as safe as they are, such enforcing authorities are there for both employees and employers to offer help, advice and guidance to making workplaces and environments much safer and secure places to work.
When serious accidents or illnesses occur due to poor unsafe and negligent workplaces the Health and Safety Executive along with local Environmental Health can ensure that evidence is gathered from such situations in order to pass through new up to date legislation to protect employees at the workplace.
There are many different accidents that can happen in the workplace. Employers are only liable and held responsible if such accidents can be prevented. But there could be a question as to whether they have employers liability insurance in the event of a workplace accident.
According to statistics published by the Health and Safety Executive HSE more than half of non-fatal accidents that have happened in the workplace have been due to handling and slips and trips at work. Employees who are injured in this way usually need to take more than seven days off work which is usually represented by those injured due to handling and lifting.
So, rather than wonder “how much compensation for an accident at work”, get in touch today for further information.
Major injuries that can happen at a workplace include:
- Fractured to major parts of the body.
- Loss or impaired sight.
- Loss or impaired hearing.
- Head injury, loss of consciousness, asphyxia.
- Crushing of head/body.
- Scolding and serious burns.
- Any other injury that required hospitalisation.
All of these injuries could be the justification for making accident at work claims.
Industrial and occupational diseases that can happen due to the workplace:
Although not technically classed as work accidents, industrial diseases fall under the remit of personal injury law and employers’ liability. Some of the injuries and diseases that can be developed in the workplace include:
- Cramps to hand and arms.
- Dermatitis caused due to the nature of the employment.
- Hard-arm vibration syndrome.
- Asthma caused due to working conditions.
- Carpal tunnel.
- Cancer caused by working conditions.
- Any other diseases caused by working conditions.
Minor injuries that can happen at a workplace:
- Handling and lifting.
- Vehicle accidents while at work.
- Incidents involving machinery.
- Being injured or struck by an object.
So if you’ve suffered a minor injury, a more serious injury or even developed an industrial disease and want to learn more about accident at work claims, get in touch with our team on the number at the top of this page.
Time limits apply to all types of personal injury claims, from road traffic accidents to public liability. These time limits are set out in the Limitation Act 1980.
How Long After An Accident At Work Can You Claim?
Don’t just ask “how much compensation for an accident at work?”, Think about time too. So, if you’ve been injured in an accident at work, you have three years from the date of the accident to claim. This time limit also applies to all other personal injury compensation claims.
Are There Exceptions To The Three Year Rule?
Often if potential claims exceed this time and no initial proceedings have started, the claim will be invalid. However, there are exceptions explained below:
- If the claimant is suffering from any type of mental health they have three years from when they make a clinical recovery in order to start their claim. If the claimant at the time of the incident in question is suffering from a mental illness, their three year limitation period will not start until they have been declared to a ‘normal’ mental state.
- Not all consequences of personal injury surface straight away, in some cases people are not aware that they have suffered an injury or illness till sometime after and for this reason there is an exception which means that the time limitation period will not start until the claimant actually became aware of the injury or illness.
- If the claimant is likely to suffer mental illness for the duration of their life, then there is no time limitation, and they have the right by law to make a claim at any point for the rest of their lives.
How Long Do Accident at Work Claims Take?
A straightforward accident at work claim, in which the defendant admits liability and the injury is minor and heals quickly, can resolve within four to eight months. If the defendant denies liability, the case could go on longer.
We considered an accident at work claims calculator earlier on, and now we’re going to look at compensation payouts in more detail.
We respect that no amount of compensation awarded for an injury can actually compensate for the harm that is caused. However, it is only fair that a victim of personal injury/ accident at work should be compensated in some way if they are injured or suffer ill-health due to no fault of their own but the negligence of a third party.
The law states that a person should be compensated for any injuries or illnesses that are caused by the party at fault and such compensation should be enough to put the claimant back to the position they were in financially before the incident took place. The law strongly states however that compensation is not there so that others can profit from it.
To ensure that victims of accidents at work receive the correct amount of compensation in all areas the compensation amount is calculated using two main areas. When you ask “how much compensation for an accident at work”, think about general and special damages.
Such damages focus on the actual injury that has been caused and how much pain and suffering has or is still being caused. It is very difficult to measure a person’s pain and suffering as each individual deals with it in different ways; people have different pain thresholds. For example, a manual handling injury could impact one victim differently from another.
There isn’t a computer or device that can accurately measure the amount of pain a person is feeling when injured, so in order to accurately compensate a person law firms use guidance set out by the Judicial College Guidelines so that people with similar injuries are awarded similar compensation amounts.
The following can be claimed for under general damages:
- Injury sustained.
- Physical disfigurement.
- Reduced enjoyment of life.
- Impairment of mental health.
- Impairment of physical capacity.
- Loss of companionship.
- Loss of consortium.
These damages very much concentrate on a person’s financial personal circumstances in as much as how they are affected financially as a direct consequence of the incident.
It is important to take into account that the government strongly emphasise that no victim of personal injury should ever profit from a compensation claim, compensation is there so that a claimant of personal injury/accident at work can be put back financially to the position or as much so, as they were in before the incident took place.
Work accident compensation is also there not just to cover present and past financial aspects of the claim nor to just compensate for the injury at the time, it is there for any future requirements that the claimant may experience as a result of the initial incident.
Financial aspects that can be claimed for under special damages include:
- Medical expenses.
- Prescription costs.
- Loss of earnings.
- Any future loss of earnings.
- Loss of promotion.
- Reduction or loss in pension.
- Loss of job opportunity.
- Loss of career opportunity.
- Home care.
- Home adaptation.
If you’re unsure about whether or not you can factor in a financial loss into your claim for a work accident, get in touch with our personal injury advisers for free legal advice.
We are a leading law firm in the field of personal injury and accident at work claims and are held in the highest respect when it comes to the piers we work among and the clients that we represent.
Combining the years of practice our staff have decades of experience dealing with accident at work claims. We have a dedicated special department that concentrates all their efforts on gaining people the maximum amount of compensation that they deserve after being injured or made ill due to the negligence of their employer.
Injuries or illnesses that are caused due to accident and incidents that happen at a workplace can be very serious, many being seriously harmed, which is why we offer those that are injured in the workplace a tailor-made legal service so that all their needs are met and that they are completely satisfied with the service we provide.
We offer all potential clients the opportunity to have a free and confidential consultation which can either be done in person or over the phone. All information that is supplied to us is done so in complete confidence and will never be shared with a third party. If after the consultation you do not feel that we are the best solicitors to represent your case you are free to move to another solicitor.
We provide a free consultation so that you can know from the very beginning the potential of the case for your workplace injury. And you can ask any questions that you may have with the luxury of being able to do so without any cost.
No Win No Fee Accident at Work Claims
No Win No Fee means there’s nothing to pay to begin your claim, and nothing if it’s unsuccessful. If you win, the defendant pays most of your personal injury solicitor’s costs, with a small contribution made from your compensation award.
More On No Win No Fee Agreements
As we work on a No Win No Fee basis as regulated by the solicitors, you will never have to worry or be concerned about the cost to pursue an accident at work compensation case. We offer 100% of all accident at work claimants a Conditional Fee Agreement or as it is also known, a No Win No Fee agreement, therefore we will never take on a case that we do not think has winning merits. This is imperative when considering how much compensation for an accident at work you could claim.
What are the benefits of this service?
- Firstly, you will not have to pay any fees upfront or during the claim
- If the case fails you won’t be obligated to pay any of your solicitor’s fees
- If the claim is a success, you simply pay a small fee, capped by law, which would be deducted from your compensation award. This fee is used to cover your solicitor’s costs.
We will do our utmost to get you the compensation you deserve at the maximum amount for your accident at work claim. And our legal specialists are authorised and regulated by the Solicitors Regulation Authority. So, please contact us today.
Start Your Claim For A Work Accident
We’ve covered much in this guide on accident at work claims. If you have any unanswered questions or would like to proceed with a claim, our team is on hand to help.
You can reach them by:
- Calling 0800 073 8804
- Writing to us about your case by heading here
- Or chat with us now using our live chat function
Whatever questions you may have about work accidents, we’ll be able to answer them.
More Guides On Accident At Work Claims
Before we leave you, we wanted to link you to some more guides you may find useful.
- Click here to learn more about your rights following an accident at work
- Can you be dismissed after an accident at work?
- To learn more about what to do if you suffer a back injury at work, head here
Accident At Work FAQs
Am I paid if I get injured at work?
Your employer should pay an adequate percentage of your salary while you recover from your injury at work.
Could I claim for an accident at work?
Yes, if you can prove an employer’s negligence and breach of their duty of care towards you as the primary cause.
What are my rights if I have an accident at work?
You have the right to receive sufficient compensation, as well as the right to Statutory Sick Pay (SSP).
How long does an accident at work claim take?
It usually takes around 4-8 months to settle an accident at work claim in most minor injury scenarios.
What happens if an accident at work is not reported?
Employers must legally report any accidents at work regardless of severity, or they could receive a significant fine.
Is an accident at work classed as sickness?
The injuries could include sickness. In such a scenario, you should receive Statutory Sick Pay, but no other proportion of your salary.
How long does it take to receive an offer of compensation?
It takes between 14-28 days to receive the payment of any compensation from the employer’s insurance company once a settlement is agreed upon.
How is compensation calculated?
To consider how much compensation for an accident at work, you must correctly calculate the figure. Now, this is determined in two parts: general damages, which handle pain and suffering, and special damages, which cover financial losses.
Thank you for reading our guide to making an accident at work compensation claim.