Author Archives: Patrick Mallon

About Patrick Mallon

Patrick Mallon (BA, PgDl) is a Grade A personal injury solicitor and head of our EL/PL department, which handles accidents at work and public liability claims, such as slips, trips and falls. He qualified in 2005 and has over 20 years of experience. Patrick is an expert No Win No Fee lawyer and well-known for his successful case, Billie Mae Smith v McDonalds. You can learn all about Patrick, his qualifications and his experience as a solicitor here. Get in touch today for free to see how Patrick and the team can help you.

Lendable Loans Data Breach – Compensation Claims Guide

This article will discuss the steps you could take if a Lendable Loans data breach were to occur and involve your personal information. First, we will look at what personal information could be compromised in a breach. Then, we will examine the harm you could suffer as a result.

Lendable Loans data breach claims guide

Lendable Loans data breach – compensation claims guide

When an organisation handles personal data, it must adhere to the Data Protection Act 2018 (DPA) and the UK General Data Protection Regulation (UK GDPR). These pieces of legislation control the storage and use of both physical and digital personal data. The UK GDPR also creates a way for victims harmed by a data breach to pursue compensation.

In the UK, the Information Commissioner’s Office (ICO) is an independent body responsible for upholding information rights. Any organisation that fails to protect personal data in accordance with data protection laws could face monetary penalties.

Please continue reading to find out more about making a data breach claim. Also, learn how a solicitor could help you to compile evidence and navigate the claims process under a No Win No Fee agreement. Additionally, you can speak to a member of our team for confidential and free legal advice. To find out if you could claim against a loan company use the contact details below.

To get in touch:

Select A Section  

  1. Lendable Loans Data Breach – When Could You Claim?
  2. Are You Eligible To Claim Compensation?
  3. Finance Sector Incident Statistics
  4. What Steps Could I Take Should A Lendable Loans Data Breach Occur?
  5. What Payout Could You Claim For A Data Breach?
  6. If A Lendable Loans Data Breach Were To Occur, Our Advisors Could Provide Free Advice

Lendable Loans Data Breach – When Could You Claim?

It’s important to understand that a personal data breach is a security incident that affects the confidentiality, availability or integrity of your personal data. This could occur due to human error, such as an email containing personal data being sent to the wrong email address or an employee failing to use the blind carbon copy (BCC) feature when sending a mass email.

Alternatively, a personal data breach could occur as a result of a deliberate act, such as hacking a public database. Organisations are expected to have adequate security systems that are kept up to date.

You may be wondering, ‘what is personal data?’ It is any data that, alone or alongside other information, could be used to identify you. This includes:

  • Your name
  • Home address
  • Email address
  • Date of birth
  • Debit or credit card details

In addition to this, under Article 9 of the UK GDPR, certain types of personal information are referred to as special category data, such as your political opinions and religious beliefs. This requires extra protection due to its sensitive nature.

b Should a Lendable Loans data breach occur and compromise your personal data, please contact our team of advisors for more information.

Are You Eligible To Claim Compensation?

Those responsible for handling personal information are called data controllers and processors. Data controllers are in charge of the means and use of processing personal data, whereas data processors are recruited to act on their behalf, following their instructions. They must keep your personal data safe in accordance with data protection laws.

Below we will outline the criteria that must be met to pursue a data breach compensation claim:

  • A data processor or controller failed to comply with data protection laws, resulting in a breach.
  • This breach involved your personal data.
  • As a result, you suffered financial losses or mental health problems. such as stress or anxiety.

If a Lendable Loans data breach takes place and compromises your personal information, you can contact a member of our team for advice. They may be able to determine whether you could be eligible to bring forward a claim.

Finance Sector Incident Statistics

The statistics below show data security incident trends that were reported to the ICO by the finance, insurance and credit sector. These figures show the following:

  • Between Qtr 2 of 2019 and Qtr 2 of 2022, there were 3,082 incidents.
  • Non-cyber causes resulted in 2,252 of these incidents.
  • Cyber causes resulted in the other 830 incidents.

What Steps Could I Take Should A Lendable Loans Data Breach Occur?

If you suspect that a data breach has occurred, or an organisation may have contacted you to notify you of a breach, you may wonder what you need to do next. All organisations must report a data breach affecting the rights and freedoms of data subjects to the ICO no later than 72 hours after discovery. Also, they should contact you with this information without undue delay.

Below we will provide some steps you could take if your data has been compromised:

  • Make a data protection complaint to the company directly and ask for details regarding the breach.
  • Then, if you do not receive a satisfactory response, you could complain to the ICO. This is not a requirement to make a claim, however, their findings could provide useful evidence to strengthen your case.
  • Start to gather evidence of the mental and financial harm you have suffered due to the personal data breach.

Also, should a Lendable Loans data breach occur and affect your personal data, call our advisors, who are available 24/7 to talk at a convenient time.

What Payout Could You Claim For A Data Breach?

There are two types of damage that you could be compensated for in a successful personal data breach claim: non-material damage and material damage.

Firstly, we will discuss non-material damage, which is the psychological injuries you have suffered as a result of the personal data breach. To help value non-material damage, legal professionals can use the Judicial College Guidelines (JCG), which was updated in April 2022. Therefore, we have provided the table below as a guide to compensation brackets for different psychiatric injuries.

Edit
Injury Details Guideline Compensation Brackets
Severe Psychiatric Harm (a) The person will suffer marked problems with respect to coping with work, relationships and daily life, with a very poor prognosis. £54,830 – £115,730
Moderately Severe Psychiatric Harm (b) The person will suffer significant problems with respect to coping with work, relationships and daily life. However, the prognosis will be much more optimistic. £19,070 – £54,830
Moderate Psychiatric Harm (c) There will be similar issues as in brackets above, but a marked improvement will occur by trial and the prognosis will be good. £5,860 – £19,070
Less Severe Psychiatric Harm (d) The award will consider the length of disability and the extent to which sleep and daily life were affected. £1,540 – £5,860
Severe Post-Traumatic Stress Disorder (PTSD) (a) An injury that permanently impacts all aspects of the person’s life. It prevents the person from functioning as they did before the trauma. £59,860 – £100,670
Moderately Severe Post-Traumatic Stress Disorder (PTSD) (b) The person will have a better prognosis than in the bracket above with the help of a professional. £23,150 – £59,860
Moderate Post-Traumatic Stress Disorder (PTSD) (c) In cases such as these, the person will have largely recovered and any persisting effects are not grossly disabling. £8,180 – £23,150
Less Severe Post-Traumatic Stress Disorder (PTSD) (d) Virtually a full recovery will have been made by the person within a 1 to 2 year period and only minor symptoms may persist beyond this period of time. £3,950 – £8,180

Please be aware that these amounts are guide figures only.

Material Damage

Material damage is the financial losses you have suffered as a result of a personal data breach. This may include fraudulent credit card purchases in your name and stolen amounts from your bank account. This could negatively impact your credit score and leave you struggling financially. You must keep evidence of any material damage you have suffered, such as bank records and payslips.

A Court of Appeal case called the Vidal-Hall and Others v Google Inc [2015] changed the law’s stance on awarding compensation for a data breach claim. It meant that going forward; you can now bring forward a claim for non-material damage whether or not you are also claiming for material damage.

If A Lendable Loans Data Breach Were To Occur, Our Advisors Could Provide Free Advice

It is not a legal requirement to use a solicitor when making a claim. However, a legal professional will be familiar with the claims process and can help you put forward a complete case. What’s more, opting to use a No Win No Fee solicitor by entering into a Conditional Fee Agreement (CFA) will generally mean the following:

  • You won’t pay for their services upfront, whilst the claim is ongoing or if it is unsuccessful.
  • A successful data breach claim will see a solicitor under a CFA take a small legally capped percentage of the compensation. This is often called a success fee.

Should a Lendable Loans data breach occur and cause you harm, please speak to a member of our team. If one of our advisors finds that you could have an eligible claim, they may place you in correspondence with one of our experienced No Win No Fee solicitors.

You can:

  • Call us on 0800 073 8804
  • Contact us online to discuss your data breach claim
  • Or chat through the live support feature below

Learn More About Data Breach Claims

The following articles from our website offer further reading on data breach claims:

Furthermore, please explore the links below to learn more about protecting personal data:

Thank you for reading this guide to the steps you could take should a Lendable Loans data breach take place and involve your personal information.

Unloading A Delivery Lorry Or Van Accident Claims

Last Updated 28th May 2025. This guide will explore unloading a delivery lorry or van accident claims. We will focus on the eligibility criteria that must be met to pursue compensation for an accident at work and the different injuries you could sustain.

Two men in hi-vis vests. One has an injured leg.

Delivery lorries and vans can be used in various industries to transport goods from one location to another. Safety measures should be in place to guard workers against harm. Therefore, we will discuss the health and safety laws responsible for protecting employees whilst at work.

Please continue reading to learn more about making an accident at work claim. You can also contact us at Legal Expert today. Our team of advisors are available 24/7 to provide free and confidential legal advice. Additionally, they can assess the validity of your claim and offer insight into the steps you should take next. 

Speak to us today by:

Select A Section

  1. Who Is Responsible For Unloading A Truck In The UK?
  2. Manual Handling Accidents Unloading A Delivery Lorry Or Van
  3. Forklift And Handling Vehicle Accidents
  4. What Injuries Could You Claim For?
  5. Do I Need Evidence To Support My Claim?
  6. Unloading Delivery Lorry/Van Accident Claims Calculator
  7. How To Make Unloading Delivery Lorry/ Van Accident Claims

Who Is Responsible For Unloading A Truck In The UK?

In the workplace, the Health and Safety at Work etc. Act 1974 (HASAWA) is one of the central pieces of legislation governing employees’ health and safety. It states that all employers have a duty of care to take reasonably practicable steps to ensure the safety of their employees at work. Some of these include: 

  • Providing proper training
  • Carrying out risk assessments
  • Ensuring maintenance and repairs are carried out within the correct time frame

It is important to note that under Section 7 of HASAWA, there is also a responsibility upon you, as an employee, to take reasonable care for the health and safety of yourself and others. This means you must adhere to the training you have been provided and behave sensibly.

Therefore to make a personal injury claim following an accident at work, your employer must be liable for an accident due to a breach of their duty of care. And as a result of this breach, you must have sustained either physical or psychological injuries. Please contact our advisors to learn more about unloading a delivery lorry or van accident claims.

Guidelines On Safely Unloading Vehicles 

The Health and Safety Executive (HSE) is Britain’s regulator for health and safety at work. They provide safety guidelines on loading and unloading vehicles at work. Some of their suggested precautions include: 

  • The area should be clear of other traffic and people not involved in the unloading process.
  • The ground should be firm and level to maintain stability.
  • Loads should be secured, so they do not move or slide around.

Time Limits For Manual Handling Claims In The UK

When making an accident at work claim, you’ll need to ensure that your case is started within the correct limitation period. Under the Limitation Act 1980, you generally have three years from the date of injury to bring forward a claim. However, there are some exceptions to the time limit. These include:

  • If a minor has suffered a manual handling injury at work, the time limit is paused until their 18th birthday. From this date, they will then have 3 years to start a claim. Whilst the time limit is paused, a litigation friend could make a claim on their behalf.
  • Should someone lack the mental capacity to make their own unloading accident claim, the time limit is suspended indefinitely. During this time, a litigation friend could act on their behalf. However, if the injured party were to regain this mental capacity, and a claim has not been made for them, they will have three years from the date of recovery to start one.

If you have any questions regarding the accident at work claim time limit, please don’t hesitate to get in touch with our advisors. They can help answer your questions and offer you free advice.

Manual Handling Accidents Unloading A Delivery Lorry Or Van 

Manual handling can cause various injuries, such as a back injury involving a slipped disc, which could significantly impact your quality of life. Therefore, in the workplace, it is important that health and safety training covering manual handling is provided.

Under The Manual Handling Operations Regulations 1992, employers have to, so far as is reasonably practicable, avoid the manual handling task if it is going to cause injury or where it cannot be avoided, assess the risk, reduce the risk as much as possible and provide general indications or precise weight amounts.

Manual Handling Accident Statistics  

The HSE also gathers and provides injury at work statistics using employer reports under The Reporting of Injuries, Diseases and Dangerous Occurrence Regulations 2013 (RIDDOR). In 2021/22, 61,713 reported non-fatal injuries were reported across all industries under RIDDOR. 18% of these injuries occurred whilst handling, lifting or carrying.     

Forklift And Handling Vehicle Accidents 

Forklift trucks can be useful vehicles for transporting and distributing goods, specifically in warehouses and factories. Accidents can happen if a vehicle operator is not trained in its use. This could lead to the forklift running over another person’s foot, resulting in crush injuries. Another example could include a forklift not being maintained in line with the manual’s guidance. This could lead to the equipment malfunctioning. The brakes could fail, leading to a collision where a worker is injured. 

Employer negligence can lead to unloading a delivery lorry or van accident claims. If you have been injured due to your employer breaching their duty of care, get in touch with us today.

What Injuries Could You Claim For? 

If you are injured in an accident at work, for which your employer is liable, you could be eligible to make a claim. You may be wondering what type of injuries could you claim for. We have provided some examples below:  

Please contact our advisors for more information regarding unloading a delivery lorry or van accident claims. They can provide you with legal advice that is both free and confidential.

Do I Need Evidence To Support My Claim?

For unloading delivery lorry van accident claims to be successful, it is important to obtain evidence to prove how your employer was responsible for your injuries. 

This is one of the most important stages of the claims process. The more evidence you have to support your claim, the more likely it is that our solicitors will establish third-party liability. 

Some examples of evidence that will support your claim include:

  • Copies of your medical records that state your injuries
  • Copies of medical scans and prescriptions 
  • Dashcam footage of the accident from the unloading van 
  • Copies of your employment records
  • Copies of any health and safety reports written about the unloading van
  • A copy of the accident report book in which your injuries were reported
  • The contact details of anyone who witnessed the incident 

If you were injured unloading a lorry and want to claim compensation, you must gather as much evidence as possible. If you are unable to do so, our experienced solicitors can assist you in obtaining it. Once it has all been collected, they may then begin to build your claim.

If you want some further information regarding evidence to support your claim, please contact our helpful advisors today.

Unloading Delivery Lorry/Van Accident Claims Calculator 

There are two potential heads of a successful accident at work claim:

  • General damages – this can reimburse you for the pain and suffering your physical injuries caused, as well as any psychological harm.
  • Special damages – this can reimburse you for certain past and future financial losses incurred as a result of your injuries.

Accident at work solicitors can use the Judicial College guidelines (JCG) to help them value payouts under general damages for unloading a delivery lorry or van accident claims. Therefore, we have used this document to create the table below as a guide to compensation brackets for different injuries. Please note that the top figure was not taken from the JCG.

Type of InjuryCompensation BracketsNotes on the Injury
Multiple Severe Injuries and Financial LossesUp to £500,000 plusThis award is for multiple injuries that are severe and significant financial losses.
Injuries Resulting from Brain Damage - Moderately Severe (b)£267,340 to £344,150The person will need constant care and will substantially depend on others. They will be very seriously disabled.
Back Injuries - Severe (a)(i)£111,150 to £196,450This bracket covers the most severe injuries that involve damage to the nerve roots and spinal cord, resulting in a combination of very serious consequences.
Back Injuries - Moderate (b)(ii)£15,260 to £33,880This bracket covers many various frequently encountered injuries to the back, for example soft tissue injuries that result in exacerbation of a pre-existing back problem.
Arm Injuries - Severe (a) £117,360 to £159,770Injuries to the arm that fall short of amputation but are extremely serious and the person is left little better off than if the arm were lost.
Leg Injuries - Very Serious (b)(ii)£66,920 to £109,290This bracket includes injuries resulting in permanent problems with mobility. The person will require mobility aids for the rest of their life.
Foot Injuries - Severe (d)£51,220 to £85,460Fractures of both feet or heels with permanent considerable pain or a significant restriction on mobility. Alternatively, the person may have a severe injury to one foot.
Chest Injuries (c)£38,210 to £66,920The person will have damage to the lung(s) and chest leading to some continuing disability.
Shoulder Injuries - Severe (a)£23,430 to £58,610Within this bracket, the injury is often associated with neck injuries and damage to the brachial plexus.
Hand Injuries - Less Serious (g)£17,640 to £35,390The person will have suffered a severe crush injury causing significantly impaired function without future surgery taking place or despite an operation already undergone.

The figures in the table above are a guide.

Under special damages, you could be compensated for various monetary losses stemming from your injuries, such as: 

  • Travel expenses
  • Childcare costs 
  • Medical expenses 
  • Loss of earnings

In order to claim special damages, you must provide evidence of the costs. This could include receipts of medications or pay slips from your place of employment. 

Please speak to one of our advisors to discuss how much compensation you could be eligible to receive for your accident at work claim.

How To Make Unloading Delivery Lorry/ Van Accident Claims 

Please get in touch with our team to learn more about unloading a delivery lorry or van accident claims. Should our advisors find that you could have valid grounds to make an accident at work claim, they may place you in contact with one of our specialist solicitors, who could offer to handle your claim on a No Win No Fee basis.

A Conditional Fee Agreement (CFA) is a type of No Win No Fee agreement that helps you fund a solicitor’s services. This will generally mean you do not have to make payments for a solicitor’s services upfront, during the claim or in the event the claim is unsuccessful.

Additionally, a successful claim will see a No Win No Fee solicitor receive a small legally capped percentage of the compensation. This is a success fee and will be discussed with you before you enter the agreement. Therefore, you will not be overcharged.

Our advisors can assist you with any remaining questions that you may have about making a claim. They can assess your claim for free and won’t place you under any obligation to further your claim with us.

Speak to the team by: 

Workplace Accident Claim Resources

Please explore more of the guides from across Legal Expert to learn further about making a workplace accident claim:

Additionally, for more information and support, take a look at the links below: 

Thank you for reading this guide. Please make any enquiries regarding unloading a delivery lorry or van accident claims using the details provided in the guide. 

Kitchen Slip Or Trip Claim Guide – How To Claim Compensation

By Stephen Hudson. Last Updated 7th March 2024. This guide will explain how to make a kitchen slip or trip claim following an injury at work. If your employer breached their duty of care to you and you experienced a slip, trip or fall accident in which you were injured, you may be eligible for compensation.

In this article, we will discuss how a slip or trip accident could occur as a result of negligence, as well as the injuries they could cause.

Kitchen slip trip claims guide

Kitchen slip or trip claim guide

Following this, we will discuss how solicitors and other legal professionals can calculate compensation in personal injury claims and provide examples of guideline compensation brackets.

Our advisors are here to help if you have any more questions or would like to know how one of our solicitors could help you. To learn more, get in touch with us today to enquire about making a kitchen slip or trip claim:

Select A Section

  1. Our Kitchen Slip Or Trip Claim Guide
  2. How Could A Kitchen Slip Or Trip Occur?
  3. Injuries Caused By Slips And Trips
  4. How Long Do I Have To Claim For Kitchen Accident Injuries?
  5. Slip Or Trip – Do I Need Evidence To Claim If Injured?
  6. Calculating Kitchen Slip Or Trip Claim Payouts
  7. Start Your Kitchen Accident Claim

Our Kitchen Slip Or Trip Claim Guide

A duty of care means that one party must take reasonable steps to protect another party’s health, safety and welfare. For example, according to the Health and Safety at Work etc. Act 1974 (HASAWA), all employers owe a duty of care towards their employees. so their employers must ensure that they take all reasonably practicable steps to keep them safe when working.

A restaurant accident causing an injury could happen as a result of this duty of care being breached. Some of the things that employers are expected to do in order to safeguard their employees include:

  • Choosing suitable floor surfaces.
  • Providing employees with training.
  • Maintaining good housekeeping.
  • Supplying appropriate personal protective equipment.

Not all injuries in a kitchen will be grounds for a valid claim. There may be some instances where employees have been responsible for the accident that left you injured.

How Could A Kitchen Slip Or Trip Occur?

A kitchen slip or trip accident could occur in a number of different ways. However, in order for you to claim, the incident that caused your injuries must have occurred as the result of negligence. If your employer took all reasonable steps to ensure your safety, but an accident occurred despite this, you’d be unable to claim.

Slipping hazards in restaurant kitchens can include:

  • Inadequate flooring. For example, a kind of tile used on the floor may be inordinately slippy when wet. A potential solution to this could be to place down non-slip mats on the floor.
  • Poor footwear. Employers are responsible for providing their employees with any personal protective equipment (PPE) needed by their employees. If specialist footwear is required to control the risk of slipping, it would be classed as PPE.
  • Spillages. While spillages in a kitchen may not always be avoidable, they should be dealt with in a reasonable timeframe to avoid employees being injured after slipping on a wet floor.

To find out if you could be eligible to make a kitchen slip or trip claim, get in touch with our team of advisors today.

Injuries Caused By Slips And Trips

Slips and trips in professional kitchens can cause a range of different injuries. While some of these could be minor, injuries sustained as the result of a slip or fall could be life-changing. In some cases, this kind of accident could be fatal.

Below are some examples of the injuries this kind of accident could result in:

How Long Do I Have To Claim For Kitchen Accident Injuries?

The Limitation Act 1980 establishes that there is a three-year time limit for starting a personal injury claim. If you intend to claim for injuries caused by a slip or trip accident in a kitchen, then this time limit usually begins from the date of your accident.

The time limit for starting a claim can work differently under certain circumstances. For instance, if the injured party is a child, then the time limit will not start until their 18th birthday. A claim could potentially be made on the child’s behalf by a court-appointed litigation friend before this day. However, if this does not happen, then the three-year time limit will start for the injured party once they turn 18.

If the injured party lacks the mental capacity to claim for injuries caused by a kitchen accident, then the time limit is suspended indefinitely. A claim could still be made on behalf of the injured party by a litigation friend. If this doesn’t happen, and the injured party later recovers their mental capacity, then the time limit will start from the day of recovery.

If you still have any questions on your eligibility to claim for a slip or trip in a kitchen, and how long you have to do so, then get in touch with our team of advisors for free today.

Slip Or Trip – Do I Need Evidence To Claim If Injured?

As stated above, in order to have a valid claim, you must prove that your injuries were a direct result of your employer’s negligence. This requires evidence.

Evidence examples that could be useful when claiming for injuries suffered in falls and trips:

  • Medical records. These will prove that the slip or trip caused an injury as well as the nature of it and any treatment given.
  • Accident footage. For example, you can request CCTV footage of yourself. Additionally, photographs of the scene could be submitted.
  • Accident logbook. It should be filled in with your name, the time and date and any relevant details, such as the nature of the incident.
  • Injury photographs. If the accident caused any visible injuries, such as swelling, you could submit these.
  • Witness contact details. Anyone who saw what happened can be contacted at a later date for a statement.

If you need any help gathering evidence or with any other aspect of the personal injury claims process, call our advisors. We’re here to help with workplace accident claims 24 hours a day, 7 days a week.

Calculating Kitchen Slip Or Trip Claim Payouts

You will receive general damages if your kitchen slip or trip claim is successful. This provides compensation for the pain, suffering and loss of amenities that your injuries caused. To get a broad idea of what you could receive in general damages, you can check the table below.

Edit
Injury Severity Notes Compensation
Injuries To The Pelvis And Hips Severe (i) Extensive fractures or broken bones, potentially including the dislocation of lower back joints and a ruptured bladder. £78,400 to £130,930
Injuries To The Pelvis And Hips Severe (ii) Injuries similar to the above, but only a little less severe, with distinguishing features that lift this bracket above those of lesser severity. £61,910 to £78,400
Shoulder Injury Severe Where there is damage to the brachial plexus that results in significant disability. £19,200 to £48,030
Shoulder Injury Serious A serious injury to the shoulder which may dislocate the joint and cause pain in the shoulder and neck. £12,770 to £19,200
Wrist Injury (B) Following the injury the person does still have some degree of useful movement in their wrist, though there is a significant disability. £24,500 to £39,170
Back Injury Moderate (i) The injury could have been caused by a crush or compression fracture affecting lumbar vertebrae. The person is at risk of osteoarthritis. £27,760 to £38,780
Back Injury Moderate (ii) This could include injuries such as disturbances of muscles and ligaments, which lead to backache. £12,510 to £27,760
Ankle Injury Moderate (c) The ankle injury leaves the person with difficulty when either standing or walking long distances. £13,740 to £26,590
Fractured Forearm Simple fracture Simple fractures of bones in the forearm. £6,610 to £19,200
Fractured Jaw Bone (iii) A simple fracture of the jaw requiring immobilisation. The injury will fully heal. £6,460 to £8,730

The figures in this table were provided by the Judicial College Guidelines (JCG). This is a document that contains guideline settlement awards for a number of injuries and illnesses. Solicitors, judges, and other legal professionals often use this document to help them value claims.

However, please note that these figures are not guaranteed. Every claim is unique, so the payout you could receive may differ.

Kitchen Slip Or Trip Claim Special Damages

You may also receive special damages as part of a successful claim. Special damages provide compensation for the financial impact of your injuries. For example, you may need to travel back and forth to hospital appointments. In this case, you may be able to claim back the money you spent travelling under special damages.

Evidence is important in special damages; if you don’t provide evidence, you may not be fully compensated for the losses you have incurred. Proof could include things like receipts and invoices showing the amount you have spent.

Start Your Kitchen Accident Claim

If you would like to start a kitchen slip or trip claim, our solicitors may be able to help. With a kind of No Win No Fee arrangement called a Conditional Fee Agreement (CFA), one of our solicitors could provide you with representation and legal advice, generally without asking for any ongoing fees or upfront costs.

Typically, you only pay your CFA lawyer if your claim succeeds. In this case, they will take a small success fee from your compensation. But, if your claim doesn’t succeed, they won’t usually charge for the services that they have provided.

Please contact us today to see if you can make a kitchen injury claim:

  • Call our claims advice line on 0800 073 8804
  • Enquire about making a claim online
  • Use our Live Support widget to seek help claiming compensation

Reference Articles

For more helpful guides, we have included some links below:

Or, for further resources:

Thank you for reading our kitchen slip or trip claim guide.

Carpet / Lino Slip Trip At Work – Can I Claim Compensation?

By Stephen Hudson. Last Updated 17th February 2024. If you tripped over a carpet at work, or if you slipped on linoleum, then you may be wondering if you can claim.

In this guide, we will discuss who could be eligible to make an accident at work claim, as well as the duty of care owed to all employees by their employers.

Tripped over carpet at work

Tripped over the carpet at work claims guide

You may also be wondering how much compensation you could receive if your claim succeeds. We will touch on compensation amounts, as well as how solicitors and other legal professionals value personal injury claims.

If you have any more questions about claiming if you’ve tripped over a carpet at work, get in touch with our team. They can offer more help, including free legal advice and a free evaluation of your claim. If they find your claim to be valid, one of our solicitors could offer to take on your case on a No Win No Fee basis. To learn more:

Select A Section

  1. Carpet Or Lino Slip Trip At Work Accidents
  2. How Could You Be Injured If You Tripped Over Carpet Or Lino At Work?
  3. Case Study: How Are Workplace Accidents Caused By Bad Flooring?
  4. How Do I Claim If I Tripped Over Carpet At Work?
  5. I Tripped Over Carpet At Work – What Payout Could I Claim?
  6. Contact Us If You Tripped Over Carpet At Work

Carpet Or Lino Slip Trip At Work Accidents

Under the Health and Safety at Work etc. Act 1974 (HASAWA), employers have a duty of care towards their employees. In other words, employers are responsible for taking all reasonably practicable steps to ensure their employees are safe while working.

This includes following the Management of Health and Safety at Work Regulations 1999. Under this legislation, employers are required to carry out regular risk assessments to identify and mitigate risks in the workplace. This can include risks such as loose carpet tiles or damaged linoleum.

Once identified, employers should take the appropriate steps to remove or mitigate the risks identified. If they fail to do so, this may be a breach of their duty of care. If you are injured as a result of this breach, this is known as negligence.

How Many People Have Slips Or Trips At Work?

The Health and Safety Executive (HSE) collect and publishes statistics surrounding accidents at work from reports made to them under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013 (RIDDOR).

According to these reports, slips, trips, and falls on the same level were the most common cause of non-fatal workplace injuries in 2020/2021, making up 33% of reports.

Read on to learn more about how to claim if you tripped over the carpet at work. Or, contact our advisors today to get a free consultation.

Could You Be Injured If You Tripped Over Carpet Or Lino At Work?

If you tripped over a carpet at work or slipped on lino, you may have been injured. Here are some examples of how tripping accidents can happen:

  • An employee could trip over or slip on a loose carpet tile that has no clear markings
  • If someone spills a liquid onto the linoleum, an employee could easily slip. Clear warning signs should be put out to prevent slips and falls at work.
  • If the edge of a carpet has come loose and is curling upwards, it can cause a tripping accident.

Tripped Over A Carpet At Work Injuries

Some examples of injuries you could sustain by tripping or slipping at work include:

If you have tripped over a carpet at work because your employer breached their duty of care, get in touch with our team today.

Case Study: How Are Workplace Accidents Caused By Bad Flooring?

Below we look at a case study from the HSE on how the type of flooring in a workplace has to be sufficient in order to prevent slip and trip accidents.

A local authority Environmental Health Officer (EHO) raised concerns about a nearby pub-restaurant’s kitchen floor. The floor was unusually slippery when wet and was unsuitable for a professional kitchen, where food and liquid were likely to be spilt on the floor. So there was a considerable risk of employees slipping if the floor was wet.

After the EHO raised their concerns, the flooring was replaced. The new floor was tested by the Health & Safety Laboratory (HSL), and it was confirmed that this one could perform adequately. The Environmental Health Officer was satisfied but said that if the previous flooring was used across the chain of pub-restaurants this might need to be addressed.

( Source: https://www.hse.gov.uk/slips/experience/pub-floor.htm )

How Do I Claim If I Tripped Over A Carpet At Work?

If you have suffered a slip, trip, or fall injury at work, you may be wondering if you can make a claim for compensation. Not every workplace injury can be claimed for. In order to form the basis of a valid claim, your case must meet certain criteria.

  • Firstly, your employer must owe you a duty of care at the time and place of your accident. All employers owe their full-time, part-time, and zero-hour contract employees a duty of care while at work.
  • Secondly, your employer must breach this duty of care, which leads to a workplace accident.
  • Subsequently, you must suffer a physical or mental injury as a result of this breach.

To claim the compensation, you must also begin your claim within the time limit specified by the Limitation Act 1980. The time limit is generally three years, but there are sometimes exceptions to this rule.

To find out if your claim falls within the relevant time limit, contact our team of advisors today.

Evidence For Slip Or Trip At Work Injury Claims

To help you make a successful injury claim if you tripped on a carpet or linoleum at work, you should gather evidence. The evidence you collect should confirm the injuries you’re claiming for and show that they were caused by a third party breaching their duty of care. Evidence to support your injury claim may include:

  • Medical records that confirm your injuries and the treatment you’ve received for them.
  • Contact details of any witnesses who saw your accident and can provide a statement.
  • Any video footage available, such as CCTV footage, that shows the accident that caused your injuries.
  • Photographs of the accident scene and your injuries.
  • A copy of the report regarding your accident in your employer’s accident book.

If you work with a solicitor on your work injury claim, then they can assist with gathering evidence that can strengthen your case. For more advice on gathering evidence for a claim after you slipped or tripped on the floor, contact our advisors on the phone or online today.

I Tripped Over Carpet At Work – What Payout Could I Claim?

If your tripped over a carpet at work compensation claim is successful, you can receive up to two types of damages. The first is general damages, which compensate you for the harm your injuries caused.

We used compensation brackets from the Judicial College Guidelines (JCG) in the table below. However, while legal professionals use this document to help them value claims, these amounts are not guaranteed.

Edit
Injury And Severity Notes Payouts
Brain Damage – Very Severe (A) Awards at the top of the bracket are for those who are able to follow some basic commands but have little meaningful response to the environment. There may also be some sleep and waking patterns. £282,010 to £403,990
Brain Damage – Moderately Severe (B) An injury which could result in cognitive impairment, paralysis of limbs and professional constant care. £219,070 to £282,010
Back Injury – Severe (A) (i) An injury which involves harm to the spinal cord as well as the nerve roots, leading to very serious consequences. £91,090 to £160,980
Back Injury – Moderate (i) Compression or crush fractures which affect the lumbar vertebrae. £27,760 to £38,780
Knee Injury – Severe (A) (i) The injury may have disrupted the joint and require a lengthy period of treatment. £69,730 to £96,210
Knee Injury – Moderate (B) (i) Dislocations or torn cartilage injuries which could cause some degree of disability. £14,840 to £26,190
Wrist Injury (A) Total loss of function in the wrist. An arthrodesis could have been carried out. £47,620 to £59,860
Wrist Injury (B) Whilst the wrist will be significantly disabled, there could be some remaining movement. £24,500 to £39,170
Ankle Injury – Moderate (C) The person may be left finding it difficult to either stand on this ankle or walk on it for long periods of time due to fractures or ligamentous tears. £13,740 to £26,590
Arm Injury – Forearm Fracture – Simple (D) A simple fracture affecting a bone in the forearm. £6,610 to £19,200

In addition, your compensation payment can include special damages. These damages are compensation for costs and financial losses associated with your injuries. For example, this could include medical bills for treatments not available on the NHS, or travel costs to and from hospital appointments.

Contact our team of advisors today if you tripped over a carpet at work and would like to start a claim.

Contact Us If You Tripped Over A Carpet At Work

Are you thinking of hiring legal representation for your tripped on a carpet at work compensation claim? Our No Win No Fee solicitors have years of legal experience and knowledge and can provide representation under a Conditional Fee Agreement (CFA).

Generally, a solicitor and claimant will both enter into this type of arrangement which usually means no up-front fees are needed for the solicitor’s service. If your claim succeeds, the only fee your solicitor will require is a success fee. This is taken as a percentage of your compensation with a legal cap. But, if your claim does not succeed, then your solicitor will not take this fee.

To see if you can claim for a tripping accident on a carpet or lino floor, please get in touch with us today:

Learn More About Injury Hazards In The Workplace

You can read our guides to learn more about claiming compensation for an injury at work:

Or, for more helpful resources:

For more information on how to claim if you tripped over a carpet at work, get in touch today.

How To Make Personal Injury Claims

Last Updated 24th March 2025. Have you or someone you know had an accident that was not your fault? If so then you could make a personal injury compensation claim.

Whether it is a road traffic accident, an accident at work or out in a public place, you could make a claim if the incident happened due to the fault of a responsible person. This guide about the personal injury claims process will help you understand who is eligible to make a claim, what type of accidents can cause an injury, how long you have to start a case and whether you can claim on behalf of someone else.

Evidence is crucial to support a personal injury claim, so we provided advice on what you could gather to prove your case, along with how compensation is calculated and, finally, how our expert No Win No Fee solicitors will help you.

To take advantage of our outstanding services for a free, confidential, no-obligation chat, please get in touch with us using the details below:

Slipped on a wet floor warning signs

Browse Our Guide

What Is A Personal Injury Claim?

It is a claim that can be made if you have suffered an injury as a result of an accident that was not your fault. It can be a car accident, a workplace accident or an accident in a public place. However, firstly, we need to establish a duty of care.

  • Was there a duty of care owed?
  • Was that duty of care breached?
  • Did the breach of duty cause injury and/or illness

What Type Of Personal Injury Claims Can I Pursue?

As mentioned above types of accidents:

  • Road Traffic Accident – Each road user owes a duty of care to each other, ensuring they navigate the roads safely. This includes bus drivers, motorbikes and cyclists. This means all road users must adhere to the relevant rules found in the Road Traffic Act 1988 along with The Highway Code – Guidance. For example if a speeding car fails to stop, colliding with another vehicle on the road, those injured would be eligible to make a personal injury claim.
  • Accidents at work – Every employer owes a duty of care to their employees to ensure their safety whilst performing work duties outlined in the Health and Safety at Work, etc. Act 1974. – For example, if your employer fails to provide you with manual handling training but asks you to conduct lifting and moving tasks should you be injured, you could have the right to make an accident at work claim.
  • Accident in a Public Place – The person and/or persons who occupy the public area owe a duty of care to all visitors who use the space for its intended purpose to ensure they are reasonably safe, which is outlined in the Occupiers’ Liability Act 1957. For example, a restaurant manager fails to clean up or signpost a spillage that they are aware of. If a customer slipped and fell, they could claim compensation for the injury suffered.

Man with crutch

How Long Do I Have To Make A Personal Injury Claim?

The time frame for bringing a personal injury claim against the third party is 3 years from the date of the accident or the date you were made aware of the harm. This is outlined in the Limitation Act 1980. 

There are exceptions to the limitation period which we discuss in the next section.

If you would like to learn more about whether you are eligible to make a personal injury claim, call our advisors today.

Can I Claim Compensation On Someone Else’s Behalf?  

You can make a claim on behalf of someone else.

  • Should the person who had the accident be a minor (under 18), then a person over the age of eighteen can apply to the court to become a litigation friend on behalf of the minor and start the claim for them. A minor can not legally make their own claim. Therefore, whilst the injured party is a minor, the time limit is paused. It is only when the minor turns 18 that the 3-year time limit is reinstated.
  • Another exception to the rule is if the injured person is an adult but does not have the mental capacity to make their own claim. In that case, a person can make an application to become a litigation friend, and pursue the claim on their behalf. Again, the time limit here will be paused and will only begin if the injured party regains mental capacity.

Our expert solicitors can assist you in becoming a litigation friend, should this be the case.

If you believe that someone you know has suffered an accident but you thought it was too late due to their age or circumstances, then please get in touch with us to discuss this matter in further detail.

How Do I Prove A Personal Injury Claim?

It is really important to obtain as much evidence as you can, as this will assist with your claim and help us get you the best outcome after suffering harm.

Examples of this could be:

  • CCTV / Dashcam footage – this can be footage from a local authority, cars (dashcam) even a RING doorbell would support and assist as evidence.
  • Medical evidence – medical records.
  • Photographs – these can be of the location where the accident took place. For example, if you fell down a manhole, taking a picture showing it broken can really help. You could also photograph your injuries or anything else that would support your claim.
  • Witness details – obtaining witness contact details will allow one of our experts to contact the witness at a later date. They will be able to draft the witness statement, corroborating your version of events.

Any of the above would suffice as evidence in a personal injury claim.

Evidence book

How Is A Personal Injury Claim Calculated?

Claims are divided into both general damages and special damages. General damages are for your pain, suffering and loss of amenity including any mental anguish you may have incurred. However, special damages are for financial losses you may have had, details of which can be found in the next section.

The person responsible for valuing your claim with use both your medical report and a document known as the Judicial College Guidelines (JCG). Below is a table with the guidelines taken from this document and corresponding injuries.

Please note the first insert in the table has not been taken from the JCG.

InjurySeverityAmount
Multiple injuries inc special damagesExtremely SevereUp to £1,000,000 plus
LegAmputations (a)(i)£293,850 to £344,150
Severe (b)(i)£117,460 to £165,860
Severe (b)(iv)£33,880 to £47,840
Head and/or Brain DamageModerate (c)(i)£183,190 to £267,340
Moderate (c)(ii)£110,720 to £183,190
Moderate (c)(iii)£52,550 to £110,720
BackSevere (a)(i)£111,150 to £196,450
Moderate (b)(i)£33,880 to £47,320
Neck Severe (a)(i)In the region of £181,020
Severe (a)(ii)£80,240 to £159,770
Severe (a)(iii)£55,500 to £68,330
ArmSevere (a)£117,360 to £159,770
Less severe (c)£23,430 to £47,810
Knee Severe (a)(i)£85,100 to £117,410
Severe (a)(ii)£63,610 to £85,100
Severe (a)(iii)£31,960 to £53,030
ShoulderSevere (a)£23,430 to £58,610
Serious (b)£15,580 to £23,430

The amounts shown above are only guidelines and are not guaranteed due to every claim being different.

If you’d like to find a larger list of compensation payouts, see our dedicated guide here

Can I Claim For Financial Losses Caused By My Injury?

Yes, you can claim for financial losses. These are what we call special damages.

Examples:

  • Loss of earnings, including future loss of earnings – Wage slips (pre and post-accident), which will allow us to calculate an average loss. If you are self-employed then we would require tax-returns.
  • Travel costs (to medical appointments) – Receipts or travel tickets for any travel you may have to do to get to essential medical appointments.
  • Care & Assistance (if someone has had to take care of you at any time) – Calculate the hours that someone has taken care of you, and we can potentially recover a loss.
  • Damaged goods (phone, clothing, bike, car) – Keep receipts, bank statements and anything that would prove that you owned the item that has been damaged.

Is Personal Injury Compensation Taxable?

The short answer is no; any compensation that you receive is not taxable.  Whether you receive the compensation in a lump sum or in instalments, it is tax-free.

The reason for this is that most taxes are based on income and/or earnings, and compensation doesn’t fall into that category.

How Long Can A Personal Injury Claim Take?

If you have suffered from an accident that was not your fault, you may want to start a personal injury claim. However, as you may have many responsibilities and commitments in life, you may be worried about how long the claims process will take. 

The circumstances of all claims differ. So, unfortunately, we cannot specifically state how much time it may take to settle your personal injury claim. However, we have a driven team of advisors and experienced solicitors who will work tirelessly to ensure your claim is resolved in a reasonable timeframe. 

A myriad of factors may determine the length of your injury claim in the UK, which we will help you overcome, such as:

  • Whether or not the third party has admitted liability, if the third party disputes liability, this may delay the claims process 
  • The time it takes to gather evidence and prove liability, however, our solicitors can help you with this
  • Whether you are still suffering from your injuries or still receiving treatment such as physiotherapy 
  • The time it takes to calculate your compensation award from your injuries and losses

Regardless of the circumstances of your claim, our experienced solicitors will be available to help you throughout the entire claims process. They will work hard to ensure you receive a compensation award as quickly as possible. 

If you have any questions regarding personal injury claims, please do not hesitate to contact our helpful advisors today. They can also help you start a claim, the sooner you do so, the sooner our solicitors can get started on your claim.

Can I Make A Personal Injury Claim On A No Win No Fee Basis?

Making a personal injury claim with the help of a No Win No Fee Basis could make the whole process feel smoother and less stressful.

The benefits of working with a No Win No Fee solicitor are:

  • No upfront solicitor fees.
  • No solicitor fees as the case moves along.
  • Should the case fail, there are no solicitor fees to pay.

Working with our No Win No Fee expert personal injury solicitors means you only pay a success fee when you win your compensation claim. This fee is a legally capped percentage of your compensation which ultimately means you benefit the most.

You can also learn more about us here.

We aim to provide you with the best legal advice. Contact us today using the details below:

My Financial Information Was Shared – Data Breach Claims Guide

Last Updated On 6th March 2025. Was your financial information shared in a personal data breach? Did this cause you to suffer either emotional or financial harm? You may be wondering if you can make a claim.

The consequences of a data breach can be significant, and you may be able to claim if it negatively impacts your finances or emotional well-being.

This guide explains who could be eligible to claim compensation following a personal data breach. We will also explain what personal data is and whether or not data protection legislation protects financial data.

Our advisors are on hand to assess your claim for data breach compensation. If they find that you could be eligible for compensation, they may connect you with one of our expert solicitors. Our advisors can also offer free legal advice, and more help with starting your claim.

To get in touch:

Select A Section

    1. Financial Data – Is It Covered By The UK GDPR?
    2. Who Could Access Your Financial Information?
    3. What Could Cause Financial Information To Be Shared Unlawfully?
    4. Examples Of Financial Information Being Shared
    5. My Financial Information Was Shared, What Could I Claim?
    6. How To Claim If Your Financial Information Was Shared

Financial Data – Is It Covered By The UK GDPR?

All UK residents are protected by two pieces of legislation called the Data Protection Act 2018 (DPA) and UK General Data Protection Regulation (UK GDPR). This legislation outlines the steps that organisations must take when processing and collecting personal data, and both are enforced by the Information Commissioners Office (ICO). The ICO is an independent data protection watchdog.

Personal data is any information that can identify you, including your name, email address, banking details, and phone number. If a security incident occurs that affects the integrity, availability, or confidentiality of this data, then this is a personal data breach.

The UK GDPR lays out the criteria for claiming, as not all personal data breaches will result in a valid compensation claim. Therefore, in order to claim, you must prove that:

  • The breach affects your personal data
  • It occurred as a result of the organisation’s failings
  • It led to you experiencing harm

Who Could Access Your Financial Information?

There are many different types of organisations that could have access to your financial information. Some typical parties who can access and share financial information include:

  • Bank and building society staff
  • Investment companies
  • Pension providers
  • Mortgage brokers and lenders
  • Credit card providers
  • Local authorities
  • Utility providers
  • Employers and payroll staff
  • Store and retail outlets

However, if an organisation unlawfully shares your financial information, this could allow a number of unauthorised parties to access it.

Contact our advisors today if your financial information has been shared unlawfully to find out if you can claim. Or, continuing reading to learn more.

What Could Cause Financial Information To Be Shared Unlawfully?

There are many ways in which financial information could be shared unlawfully. According to data protection law, all organisations must establish one of the six lawful bases in order to process personal data. Consent is only one of these bases, so it is possible that an organisation could share your personal data without your consent but still lawfully.

An organisation could unlawfully share your financial information as a result of:

  • Human error: For example, an employee at a bank could accidentally send your bank statement to the wrong email address. Or, they could post it to the wrong postage address.
  • Verbal disclosure: For example, if a payroll employee verbally discloses financial information from your file to an unauthorised party.
  • Failure to redact: Unredacted documents can allow unauthorised parties to view your financial information without authorisation. For example, if a bank does not redact your information before sharing your documents.

If your financial information was shared unlawfully, get in touch with our advisors today.

What Is A Data Leak?

In many cases, financial information is shared as a result of a data leak, which is a kind of data breach. Data leaks occur when an organisation provides private information to an untrusted entity. This includes any form of electronic or physical transmission of data to an unauthorised third party. It could be deliberate or accidental.

Some examples of data leaks include:

  • Unintentionally sending an email containing financial information to the wrong person.
  • Fake malicious websites which ask individuals for their financial details like debit card numbers.
  • Malware, such as viruses, hacking your device and gaining access to financial information.
  • Sending a confidential document without password protection or releasing the password to an unauthorised person.
  • A bank employee forwarding sensitive documents or details to their email address or downloading them on their personal devices.
  • Loss or theft of any electronic or physical record of financial information. This could include laptops, phones or physical files.

We’ll now discuss how to make a financial data breach claim and the eligibility for the same.

Examples Of Financial Information Being Shared

In March 2023, professional outsourcing service Capita informed clients that it had been hit by a cyber-attack which affected around 90 organisations that it worked with. The data that was affected included bank account details.

In May the same year, in a separate incident, it was found that the firm had left benefits data in a publicly accessible file, potentially allowing unauthorised third parties to access the information.

Capita’s handling of the incidents has led to thousands of people starting compensation claims against them.

You can call us to learn more about how a finance data breach claim works and get free guidance.

News sources:

https://www.theguardian.com/business/2023/may/30/capita-cyber-attack-data-breaches-ico

https://www.infosecurity-magazine.com/news/8000-claimants-sue-outsourcing

My Financial Information Was Shared, What Could I Claim?

If your financial information was shared unlawfully and this has caused you harm, you may be able to claim two types of data breach compensation: material damage and non-material damage. The head of claim that provides compensation for the financial aspects of the breach is material damage.

For example, if your sort code and account number are compromised, this could allow criminals to steal money from your account or use your details to commit identity theft. This could damage your credit score, as well as leave you in debt.

Non-material damage is the head of claim that addresses the psychological impacts of the data breach. For example, if you suffer from anxiety because of a data breach, then you could claim compensation for this under non-material damage.

The table you can see here showcases figures from the Judicial College Guidelines (JCG). These are guideline compensation amounts that solicitors use when valuing claims for non-material damage.

Also, it is important to stress that these amounts are not guarantees, they are only guidelines. To learn more about claiming if your financial information is shared, get in touch with our advisors today. Please note that the figure in the top row was not taken from the JCG.

Type of InjuryDetailsCompensation
Serious Psychiatric Damage Plus Financial EffectsSignificant And Long-TermUp to £250,000+
Psychological Harm Severe£66,920 to £141,240
Psychological HarmModerately Severe£23,270 to £66,920
Psychological Harm Moderate£7,150 to £23,270
Psychological HarmLess Severe£1,880 to £7,150
Post-Traumatic Stress Disorder (PTSD)Severe£73,050 to £122,850
PTSDModerately Severe£28,250 to £73,050
PTSDModerate£9,980 to £28,250
PTSDLess Severe£4,820 to £9,980

How To Claim If Your Financial Information Was Shared

If you wish to seek compensation for breached financial data, it’s important to collect evidence to demonstrate the harm, such as:

  • Medical records
  • Results of psychiatric evaluations
  • Bank statements or salary slips to demonstrate material damage
  • Records of communications with the organisation

If you intend to start a personal data breach claim, you may be wondering how a solicitor could help you. Our solicitors could help you with a No Win No Fee arrangement, such as a Conditional Fee Agreement (CFA). Under this kind of agreement, you can access all the benefits of legal representation, typically without paying your solicitor any upfront fees or ongoing costs.

In the event of a successful claim, your solicitor will charge a success fee. This is a small percentage of your compensation with a legal cap. But, if your claim doesn’t succeed, your solicitor won’t take this fee.

If you think this arrangement could help you, contact our team today.

A client explains that their financial information was shared to their solicitor.

Banking & Financial Data Breach Resources

In conclusion, the resource articles below offer further information on this topic:

In addition to this, you can find further reading on:

To learn more about making a claim after your financial information was shared, get in touch with our team.

My Employer Shared My Medical Records Without Consent – Compensation Claims Guide

Last Updated 18th June 2025. If you’ve suffered harm because of a breach of medical confidentiality in the workplace, you might be able to make a data breach claim.

In this guide, we’ll discuss what a data breach is and how the Data Protection Act 2018 (DPA) and the UK General Data Protection Regulation (UK GDPR) work together to protect the personal data of UK residents. We’ll also talk about the Information Commissioner’s Office (ICO), which is the UK’s independent data protection watchdog.

Then, we’ll discuss when you could potentially make a claim, and what kind of compensation you could receive if the claim succeeds. Finally, we’ll end our guide by exploring the benefits of working with a No Win No Fee data breach solicitor.

Contact Us

We understand that data protection law can seem complex, and it might be difficult to know where to start. Hopefully, our guide will answer all of your questions, but if it doesn’t, our team can help. Get in touch today by:

A digital rendering of a blue hexagon with the words "data breach" in the middle

If you’d like to learn about the key points from this guide, why not check out our video below:

Select A Section

  1. Can I Claim If My Employer Shared My Medical Records Without Consent?
  2. What Is Health And Medical Data Special Category Data?
  3. What Could I Claim If My Employer Shared My Medical Records Without Consent?
  4. Proving A Workplace Data Breach Claim
  5. Make A No Win No Fee Claim If Your Employer Shared Medical Records Without Consent

Can I Claim If My Employer Shared My Medical Records Without Consent?

A data breach occurs when the integrity, availability, or confidentiality of your personal data is affected by a security incident. This is any information that can identify you. We’ll discuss personal data further in the following section.

Data controllers and data processors are responsible for handling your personal data, and must do so in line with data protection law. A data controller decides how they want to use your data and why, whereas a processor follows the controller’s instructions in order to process it. 

You might be wondering if you could make a claim for compensation after the disclosure of medical information without your consent in the UK. While you don’t always need to give consent in order for your personal data to be shared, you may be able to claim if you can prove that:

  • A data breach occurred because a data controller or processor didn’t adhere to data protection law
  • The data breach affected your personal data
  • As a result, you experience financial and/or emotional losses

You can contact our advisors for free today to find out more about your eligibility to start a medical data breach claim.

Call Us For FreeCheck For Free If You Can Claim

What Is Health And Medical Special Category Data?

The legislation above protects the personal data of UK residents. This means any information that could identify you, such as your name, your email address, or your phone number. However, this also extends to a type of personal data known as special category data.

Special category data needs extra protection because it is sensitive in nature. Some examples of special category data can include information that reveals anything about your:

  • Health
  • Sexuality or sex life
  • Racial or ethnic origin
  • Religious beliefs
  • Political views
  • Genetic data
  • Biometric data

However, it is important to note that there are separate conditions that data controllers and processors must meet when processing special category data.

Get in touch with our team to help if your employer shared your medical records in some way without consent.

What Could I Claim If My Employer Shared My Medical Records Without Consent?

A personal data breach can cause significant damage to both your mental health and your financial wellbeing. For example, you may suffer from anxiety after a data breach. Or, you may suffer from depression after a breach. If a data security incident causes you suffer from psychological injuries or if it makes your existing mental health problems worse, you may be able to claim for non-material damage.

Because every personal data breach claim is unique, we cannot provide an average amount for personal data breach compensation. However, in terms of non-material damage, solicitors often use a document called the Judicial College Guidelines (JCG) to help them value compensation claims. This is because the JCG showcases guideline settlement amounts, some of which you can find in the table below, aside from the first entry.

Type of HarmSeverityJC Guideline Award Amounts
Severe Instances of Psychiatric Harm + Financial LossesSevereUp to £250,000+
General Psychiatric HarmSevere (a)£66,920 to £141,240
Moderately severe (b)£23,270 to £66,970
Moderate (c)£7,150 to £23,270
Less severe (d)£1,880 to £7,150
Post-Traumatic Stress Disorder (PTSD)Severe (a)£73,050 to £122,850
Moderately severe (b)£28,250 to £73,050
Moderate (c)£9,980 to £28,250
Less severe (d)£4,820 to £9,980

You may also be eligible to claim for material damage. This head of compensation aims to recoup the financial losses you suffer as a result of the breach. For example, a breach of your credit card details could lead to identity theft and debt accrued in your name. Or, you may experience a loss of earnings as a result of taking time off work to recover from your psychological injuries.

To learn more about compensation in personal data breach claims, get in touch with our team of advisors today.

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Proving A Workplace Data Breach Claim

You must prove that your employer did not abide by data protection legislation, and that you’ve suffered psychological and/or financial harm as a result of a data breach, in order to make a successful medical information data breach at work claim.

Some types of evidence that can prove this include:

  • A copy of your medical records, a diagnosis letter from a psychiatrist.
  • Invoices, payslips, receipts, and bank statements.
  • A copy of the notification letter or email.
  • Findings from an ICO investigation – the ICO can potentially investigate the breach if you report it to them within 3 months of your last meaningful communication with the liable party.
  • Copies of correspondence with the liable party, including where you have asked how the breach occurred, what personal data of yours was breached, and what steps are being taken to prevent a similar breach from occurring again.

If you are connected with one of our solicitors, they will help you prove that your employer disclosed medical information without consent. So, please don’t worry about collecting all of the above by yourself.

If you are wondering, “My employer shared my medical records without consent, how do I claim compensation?”, please contact us today to find out whether one of our solicitors can assist you.

Make A No Win No Fee Claim If Your Employer Shared Medical Records Without Consent

If you are wondering, ‘Can I claim if my employer shared my medical records without consent?’ this may be possible. However, you may benefit from the help of a data breach solicitor. Our solicitors may help you by:

  • Walking you through the claims process
  • Explaining key legal terms and documents 
  • Helping you obtain evidence
  • Building your case
  • Negotiating settlements on your behalf 

Although you may be worried about the cost of legal representation, our solicitors may help you on a No Win No Fee basis. If you sign a Conditional Fee Agreement (CFA) with our solicitors at the beginning of your claim, you will have no worries about paying for their services. Here are some of the financial benefits of claiming through a CFA:

  • You are not required to pay for the work our solicitors complete on your claim. This includes upfront or ongoing solicitors costs.
  • If your case is successful, a small legally capped percentage of your awarded compensation will be taken by our solicitors for their success fee. 
  • If your case is unsuccessful, you are not required to pay our solicitors for the work they have completed on your claim. 

If you are worried about the fact your employer shared your medical records without consent, speak to our advisors about starting your compensation claim today.

My Employer Shared My Medical Records Without Consent – Learn More About Health Data In The Workplace

For more helpful guides:

In addition to the articles above, you can read more below:

For more information on what to do if your employer shared your medical records without consent, contact our advisors today.

Written by Waters

Edited By Hampton

Credit Card Statement Data Breach – Compensation Claims Guide

If you have suffered harm as a result of a credit card statement data breach, you may be able to claim compensation.

Credit card statement data breach

Credit card statement data breach claims guide

In this article, we will discuss who is eligible to claim compensation following a personal data breach. The criteria for this is set out by the UK General Data Protection Regulation (UK GDPR), which works with the Data Protection Act 2018 (DPA) to protect the personal data of UK residents. The Information Commissioner’s Office (ICO) enforces this legislation as the UK’s independent data protection authority.

We will also discuss how a personal data breach can occur and the impacts that a breach can have on your life. For example, you may suffer stress due to a data breach. Or, you may be financially impacted by the breach. We will discuss these impacts further later on in the article.

Our advisors can provide free legal advice regarding claiming for data breach compensation. They can also connect you with one of our solicitors if your claim is valid. To learn more:

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What Is A Credit Card Statement Data Breach?

A personal data breach is a security incident at an organisation that compromises the protection of personal data. Consequently, the breach undermines the data’s availability, integrity, or confidentiality. Personal data is any information that could identify you, including your credit card details

A credit card statement data breach occurs when a personal data breach affects your credit card statement. A credit card statement can include multiple forms of personal data, which we will touch on later.

Can You Claim Compensation For A Credit Card Statement Data Breach?

The UK GDPR dictates the criteria that valid claims must meet. Under this legislation, in order to have an eligible claim, you must be able to prove that the personal data breach:

  • Involves your personal data
  • Is the fault of the data controller or data processor
  • Has caused you financial harm or psychological injuries

Please get in touch with our advisors to see if you meet the criteria to make a personal data breach claim following a credit card statement data breach.

What Information Does A Credit Card Statement Contain?

Credit card providers send their customers regular statements, usually every month. A credit card statement could contain the following forms of personal data:

A credit card statement can also contain special category data. This is a form of personal data that needs extra layers of protection because of its sensitive nature. For example, your credit card statement may show that you pay for a trade union membership.

If your personal data has been affected by a credit card statement data breach, contact our team of advisors today.

How Could A Credit Card Statement Data Breach Happen?

There are many ways a personal data breach can occur, ranging from cyberattacks to human error. But, as we have already mentioned, if you would like to make a claim for a personal data breach, the breach must be the fault of the data controller or processor.

  • A bank data breach could occur if a bank fails to employ adequate cybersecurity policies, leading to a cyberattack that compromises stored credit card statements.
  • Credit card statements could be included in a batch of documents that are stolen from a bank. Similarly, your personal data could be lost by an employee.
  • An employee could send your credit card statement to the wrong address, allowing an unauthorised party access to your personal data.

Statistics On Data Breaches In The Financial And Credit Sector

When an organisation experiences a data breach, it should report the breach to the Information Commissioner’s Office within 72 hours if the data breach can affect the data subject’s rights or freedoms. The ICO publishes these reports in its quarterly data security incident trends.

So far in 2022, there have been 309 reported data security incidents according to these statistics, compared to 880 reported in 2021.

Our advisors can provide free legal advice and more help with your credit card statement data breach when you get in touch today.

How To Claim For A Credit Card Statement Data Breach

If your credit card provider has suffered a personal data breach that could affect your freedoms or your rights, they have to report the incident to the ICO within 72 hours. They must also inform you of the breach without undue delay.

Should your personal data be affected by a data breach, you can contact the organisation responsible directly and make a complaint. They could then offer further information, such as what data was affected, how the breach occurred, and the steps they are taking to rectify it.

However, if the organisation doesn’t respond, or if their response is not satisfactory, then you can make a complaint to the ICO. The ICO doesn’t offer compensation, but they can investigate potential data breaches, and can fine organisations that fail to comply with legislation.

For more information on how to claim for a credit card statement data breach, contact our team of advisors today.

Payouts For A Breach Of Credit Card Data

When you make a personal data breach claim, there are two heads of claim you can pursue: material damage and non-material damage. Non-material damage provides compensation for the impact the breach has on your mental health and well-being. For example, if you suffer depression due to a data breach, then you could claim for this under non-material damage.

You can find some examples of what you could potentially receive in a successful claim for non-material damage in the table below. These are guideline figures taken from the Judicial College Guidelines (JCG), which help solicitors assign value to compensation claims.

Edit
Mental Health Injury Severity Notes Damages
Psychiatric Harm Severe The injury is severe enough to significantly impact this person’s ability to maintain relationships and cope with life in general. £54,830 to £115,730
Psychiatric Harm Moderately Severe The prognosis is better, though the injury has still significantly impacted the person’s life. £19,070 to £54,830
Psychiatric Harm Moderate The claimant will have made improvements in their mental state by the time of trial. £5,860 to £19,070
Psychiatric Harm Less Severe Consideration is given to the length of time affected by symptoms, and the effect symptoms have on their life. £1,540 to £5,860
PTSD Severe Psychiatric symptoms impact all areas of this person’s life, and they are not able to return to functioning or working at the same level as before. £59,860 to £100,670
PTSD Moderately Severe The psychological damage leads to significant disability, though the person could make a degree of recovery with professional treatment. £23,150 to £59.860
PTSD Moderate The person largely recovers, though they are left with some non-disabling symptoms. £8,180 to £23,150
PTSD Less Severe The victim will make a virtually full recovery, though they could be left with some minor symptoms. £3,950 to £8,180

The table does not include material damage. Material damage is the head of claim that addresses the financial impacts of the breach. For example, a breach of your credit card statement could lead to criminals making fraudulent purchases on your card. This can harm your credit score.

To find out how much your personal data breach claim could be worth, get in touch with our team.

Talk To A Data Breach Solicitor

If you are interested in making a personal data breach claim, you may be wondering how one of our solicitors could help you. Our data breach solicitors offer a type of No Win No Fee arrangement, which is called a Conditional Fee Agreement (CFA). A CFA allows you access to expert legal representation, typically without requiring you to pay any upfront or ongoing fees to your solicitor.

If your claim then succeeds, the only fee your solicitor will require is a success fee. This is taken as a percentage of your compensation award, though this amount has a legal cap. But, if your claim isn’t successful, then you will not pay this fee.

To find out how one of our solicitors could help you:

Learn More About Financial Information Data Breaches

For more helpful articles:

Or, for further information:

Contact our advisors to learn more about making a credit card statement data breach claim.

Written by Chelache

Edited By Hampton

Un-Redacted Documents Data Breach – Compensation Claims Guide

Has your personal data been recently compromised due to un-redacted documents in a data breach? Are you wondering how to make a personal data breach claim? In this guide, we will look at circumstances in which personal data should have been redacted but was not.

Un-redacted documents data breach

Un-redacted documents data breach claims guide

Additionally, we will discuss when and how personal data should be redacted to protect the data subject. Furthermore, we will explore the specific criteria you must meet to make a claim for data breach compensation.

We understand that you may have specific questions that cannot be answered by this article. If so, you can contact our friendly team of advisors. They can offer you free legal advice and are available to help 24 hours a day, 7 days a week.

To speak with our friendly team:

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  1. What Is An Un-Redacted Documents Data Breach?
  2. How Should Documents Be Redacted?
  3. Types Of Data Which Could Be Redacted
  4. Objecting To Your Data Being Shared
  5. What Could You Claim For An Un-Redacted Documents Data Breach?
  6. Contact Us If An Un-Redacted Documents Data Breach Impacted You

What Is An Un-Redacted Documents Data Breach?

A personal data breach is a security incident where your personal information is either accidentally or unlawfully lost, accessed, destroyed, disclosed or altered. Personal data is any information that could identify you directly or in combination with other information. This can include your home address, banking details and telephone number.

The UK General Data Protection Regulation (UK GDPR), alongside the Data Protection Act 2018 (DPA), states that any organisation that processes UK residents’ personal data must do so in line with legislation.

This can include redacting documents. Redaction is removing or blocking out any personal information from a document so it can be distributed and used whilst protecting personal information.

If an organisation fails to redact your personal data from a document, and this leads to a personal data breach that results in you experiencing harm, you may be eligible to claim. 

Contact our advisors today if you have evidence that your personal information was compromised due to un-redacted documents in a data breach.

How Should Documents Be Redacted?

Sometimes an organisation may need to share a document containing your personal information, such as within an HR department or to the police. There are various ways in which these organisations could redact your personal data before sharing it with a third party.

When sharing a physical paper copy containing your personal information, they may use a thick black marker pen to redact the information. However, they must ensure that your personal data cannot be read from behind the black mark. 

Alternatively, if an organisation shares a digital copy containing your personal data, they could use specific tools and applications to redact the information. Or, they could create a separate document containing only the necessary information they need to share.

Contact our advisors today for more information on how to make an un-redacted documents data breach claim.

Types Of Data Which Could Be Redacted

Any kind of document that contains your personal data could be redacted should the need arise. Some examples of personal data that could be redacted within a document can include:

  • Your personal address
  • Your date of birth
  • Certain financial information, e.g. your bank data or credit card details
  • Health information, such as information in your medical records

In order to make a valid claim, you must be able to prove that the data controller or processor’s failings led to the breach. For example, an employee may have forgotten to redact your personal data. You must also suffer harm as a result of the breach.

If your personal data has been breached due to un-redacted documents in a data breach, you might be able to make a personal data breach claim. Contact our team to find out if you have a valid claim.

Objecting To Your Data Being Shared

If an organisation intends to share your personal data, they may first ask for your consent. This is common when information is being shared for marketing purposes, for example. This gives you the opportunity to object to your personal data being shared.

However, consent is only one of the six lawful bases for data processing. These lawful bases are set out by the UK GDPR. Any organisation that intends to process or share your personal data must first establish a lawful basis. If they cannot do so, they are in breach of data protection law.

If you have suffered harm because your personal data was compromised due to un-redacted documents in a data breach, you may be able to make a claim. Call our advisors for further guidance.

What Could You Claim For An Un-Redacted Documents Data Breach?

Settlements for personal data breach claims could be divided into material and non-material damage.

Material damage compensates you for the financial losses you have suffered as a direct result of the personal data breach. These losses could include:

  • Money spent on your debit/credit card
  • Loans taken out in your name (which could also affect your credit rating)
  • Money was stolen directly from your bank account

To help support your claim for material damage, you could provide evidence such as credit card and bank statements.

Non-material damage compensates you for the psychological harm you have endured due to the personal data breach. For example, you may suffer depression due to a data breach or anxiety after a breach. Just like with material damage, providing evidence that you have suffered mental harm could help support your claim. 

To help you understand how much you could potentially receive in non-material damage, we have provided the following table. We have used the compensation brackets in the most recent edition of the Judicial College Guidelines (JCG), published in April 2022. Many solicitors will use this document to help them when valuing claims.

Please note that this table should only be used as a guide. How much you could receive will depend on your specific claim.

Edit
Non-Material Damage (Injury) Notes Amount
Mental Harm (a) Severe – The person’s working and daily life will be negatively affected. They will also experience future vulnerability and a poor prognosis. £54,830 to £115,730
Mental Harm (b) Moderately Severe – A more hopeful prognosis. However, there will be significant problems with future vulnerability and coping with daily life. £19,070 to £54,830
Mental Harm (c) Moderate – A good prognosis with significant improvements, with only slight problems coping with daily and working life. £5,860 to £19,070
Mental Harm (d) Less Severe – How much compensation is awarded will depend on how long the person suffers and how much various daily activities have been impacted. £1,540 to £5,860
Reactive Psychiatric Disorder (a) Severe – All aspects of personal and working life will have been severely negatively affected. They will be unable to live or work the same as they did before the trauma. £59,860 to £100,670
Reactive Psychiatric Disorder (b) Moderately Severe – The person will struggle with daily life for the foreseeable future. However, there will have been a better prognosis, and the person could slightly recover with professional medical help. £23,150 to £59,860
Reactive Psychiatric Disorder (c) Moderate – The person will have had a large recovery. Any persisting symptoms will not be grossly disabling. £8,180 to £23,150
Reactive Psychiatric Disorder (d) Less Severe – Within one to two years, a virtually full recovery will have been made. Only minor symptoms may persist after this time. £3,950 to £8,180

If you have sufficient evidence that your personal data was compromised due to un-redacted documents in a data breach, you may be eligible to make a claim. Contact our advisors today for further information.

Contact Us If An Un-Redacted Documents Data Breach Impacted You

If your personal data has been compromised due to un-redacted documents in a personal data breach, you may be interested in pursuing a personal data breach claim. If you decide to do so, one of our experienced solicitors may be able to help you with your claim with a type of  No Win No Fee agreement known as a Conditional Fee Agreement (CFA).

There are various benefits to claiming with this type of arrangement. Generally, there is nothing to pay upfront to the solicitor to begin working on your personal data breach claim. If your claim is a success, you will pay them a small percentage of your compensation, called a success fee. But, if your claim fails, then you will not pay this fee.

If you still have any questions regarding personal data breach claims, please contact our advisors. They are available to help you 24 hours a day and can offer you free legal advice concerning your specific claim.

To speak with our friendly team:

Learn More About Redacting Information In Documents

More articles by us about personal data breach claims:

Additional information can be found:

Contact our advisors today if your personal data was compromised due to un-redacted documents in a data breach.

Written by Robinson

Edited By Hampton

My Banking Details Were Breached – Can I Claim Compensation?

By Cat Way. Last Updated 02nd April 2025. Different types of organisations have access to your banking and financial information, not just banks. Under data protection laws such as the UK General Data Protection Regulation UK GDPR and the Data Protection Act 2018, personal data or information that can be used to identify you must be secured. Debit and credit card details are amongst the personal data that need to be kept safe. If such information fell into the wrong hand, you could not only suffer financially but also mentally too.

Closed lock standing on a laptop keyboard.

If you have evidence that your personal financial details have been breached, call our helpline, and an advisor can answer any questions you may have about making a data breach compensation claim. Moreover, we can check if you are eligible to receive compensation for the breaching of your bank account information and an experienced data breach solicitor may offer to handle your claim.

  • To discuss your options, please call us today on 0800 073 8804.
  • Or see if you can make a claim by filling out our contact us form.
  • Alternatively, please type a question for us into our Live Support widget.

Select A Section

  1. What Is A Data Breach?
  2. What Data Could Banks Handle?
  3. Types Of Errors Which Could Breach Your Banking Details
  4. Examples Of Banking Data Breaches
  5. My Banking Details Were Breached; What Could I Claim?
  6. What Should I Do In Case Of A Bank Data Breach?
  7. Could A No Win No Fee Solicitor Help Me Claim If My Banking Details Were Breached?

What Is A Data Breach?

A personal data breach generally is a security issue that means the availability, confidentiality and integrity of your data may have been compromised. This can happen in several ways, for example:

  • Lost data
  • Stolen data
  • Data accessed or disclosed without authorisation or authority
  • Altered or destroyed

Data controllers, an entity such as a bank that will decide how and what data to process, and processors which sometimes process personal data are bound by data protection legislation. Data that is considered personal and personally sensitive data must be kept secure.

What Happens If Banking Details Are Breached?

Under the UK General Data Protection Regulation, businesses such as banks are responsible for protecting the personal data they handle. If a bank breaches personal information, this can have different consequences for you, the data subject.

To protect your personal data, it is vital that data controllers and processors take steps such as:

  1. Firstly use robust and up-to-date cybersecurity systems
  2. Furthermore, provide workforce data protection training.
  3. And adhere always to data protection laws.

Personal data breaches cannot only cause psychological injuries, but data subjects can also suffer financial losses. Call our data breach claims team today for advice on your claim.

What Data Could Banks Handle?

If banking details are breached, customers’ data can be released into an insecure environment. Here are some examples of data which could suffer a breach:

  • Credit card number
  • Debit card number
  • Account number
  • Sort code
  • Online banking login information
  • Name
  • Address
  • Date of birth
  • Email address
  • Phone number

How could data subjects be affected by a personal data breach?

Criminals may use revealed bank account details to steal from a customer’s account. Or fraudsters could use credit card information to make purchases online.

Moreover, if there is an email breach, fraudsters may impersonate the bank and target the customer for phishing scams, enabling them to steal money.

Moreover, victims could experience stress due to a data breach or mental health problems. For example, victims may experience anxiety due to the exposure of their personal data.

Types Of Errors Which Could Breach Your Banking Details

Most data breaches happen because of human error. Therefore the data breach was unintentional but can still cause harm. On the other hand, criminals or people with bad intentions can deliberately cause data breaches for financial gain or personal reasons.

So, let’s look at the types of errors which can lead to banking details being breached:

  • Misdelivery of data, which means the posting or emailing of information to the wrong person.
  • Or a bank fails to redact personal data in its communications.
  • Moreover, paperwork containing personal data could be lost or stolen.
  • The bank has an out-of-date cyber security system, so it cannot defend itself against a cyber attack.
  • An unauthorised person gains unlawful access to banking information. For example, an unauthorised employee views the client’s information.
  • Or the bank failed to train its workers to spot the signs of a phishing scam. Therefore a worker may have given out protected information to a fraudster.

Examples Of Banking Data Breaches

Sending personal data to the wrong postal address or email address, faxing personal data to the incorrect recipient, and leaving files or USB sticks containing personal information in unsecured locations are all types of personal data breaches. These are what we call non-cyber data breaches. But what other data breaches can occur? Generally speaking, there are two types of breaches: those that happen through human error, as we have mentioned above and others that happen due to cyber-attacks and online criminals.

Equifax Ltd

The ICO has given Equifax a monetary penalty of £500,000. A cyber attack hit Equifax in the US in 2017, which impacted the personal data of UK residents. The ICO explained that Equifax Ltd had not taken the proper precautions to prevent the unauthorised and unlawful processing of said data.

My Banking Details Were Breached; What Could I Claim?

Only data breach victims who meet the criteria under Section 82 of the UK GDPR can pursue a personal data breach compensation claim. This means answering yes to the following 3 questions:

  • Did the data controller or processor fail to adhere to data protection law?
  • Did a breach affect your personal data?
  • Did you suffer mentally and/or financially?

If your personal data breach claim is successful, you could receive two types of damages:

  • Firstly material damage, which compensates for financial (material) losses.
  • Secondly, non-material damage, which compensates for emotional distress or psychiatric injuries.

You can use our data breach claims table to estimate how much your compensation claim could be worth. The table includes brackets for non-material damage. The compensation brackets (except for the top row) are based on the guidelines from the Judicial College. However, if your claim succeeds, the amount of compensation you receive may differ.

Mental InjurySeverityGuideline CompensationNotes
Multiple Psychological Injuries and Material DamageVery SevereUp to £500,000+There are many psychological issues along with material damage like relocation and mental health treatment costs.
Mental HarmSevere£66,920 to £141,240Injured parties could face problems in many areas of life.
Mental HarmModerately Severe£23,270 to £66,920Whilst still facing similar problems, the person does have a better and more optimistic diagnosis.
Mental HarmModerate£7,150 to £23,270Though left facing problems in many areas of life, their condition will have improved.
Mental HarmLess Severe£1,880 to £7,150Patterns of sleep could be disturbed.
Anxiety DisorderSevere£73,050 to £122,850There may be permanent effects preventing the person returning to pre-trauma life.
Anxiety DisorderModerately Severe£28,250 to £73,050There is some chance for recovery if professional medical care is sought.
Anxiety DisorderModerate£9,980 to £28,250This person will largely have gotten better.
Anxiety DisorderLess Severe£4,820 to £9,980A very close to full recovery has happened.

The table excludes material damage compensation. So, to get a personalised claim valuation, please call us to speak with an advisor.

What Should I Do In Case Of A Bank Data Breach?

There are various steps you can take following a bank data breach to both claim and secure your personal data.

If your banking details have been breached and you would like to claim compensation, you will have to provide evidence like:

  • Written confirmation of the data breach: Your bank must send you an email or a letter informing you of the data breach and the data which has been impacted.
  • Results of the ICO investigation: If you report the data breach to the ICO, and they investigate, their findings may help to serve as evidence. However, the ICO does not investigate every reported data breach.
  • Bank statements, salary slips or invoices should be used to highlight the material damage.
  • Medical records or letters from your therapist to underscore the psychological impact.

You may be worried about the future impact of the bank data breach, and it is necessary to safeguard your data. The following steps may help as a precautionary measure:

  • Contact the bank to confirm which information suffered a compromise.
  • Change your passwords in case they’ve been breached.
  • If you notice any suspicious transactions, contact your bank immediately.
  • Set up an additional level of authentication for all your bank accounts for your security.
  • Sign up with a credit monitoring agency to be informed if there are any suspicious changes in your credit score.

You can speak to our advisors for some more tips on collecting evidence and taking security measures after a banking data breach.

Could A No Win No Fee Solicitor Help Me Claim If My Banking Details Were Breached?

If you wish to make a claim for bank data breach compensation, one of our solicitors could help. They take on claims from around the country, which means you don’t have to choose a solicitor local to you, and they have years of experience handling various types of personal data breach claims.

One of the benefits of working with our data breach solicitors is that they work on a No Win No Fee basis under a Conditional Fee Agreement (CFA). When you work with a solicitor under this arrangement, you can access their services without paying an upfront fee. Similarly, you won’t pay any ongoing costs for their work, nor will you pay a fee for their services if your claim does not succeed.

If your bank data breach claim does succeed, then your solicitor will take a success fee. This fee is  a small, legally-capped percentage from your compensation amount; the cap is in place to help ensure that you keep the majority of what you receive.

To find out if one of our solicitors could help you with your personal data breach claim, contact our team of advisors today. They can answer any questions you may have about the claims process and may be able to connect you with a solicitor from our panel. To get in touch:

Banking Details Breached Resources

If you want to claim compensation for a banking or finance data breach, please have a look at these online resources.

My Employer Sent Personal Information To The Wrong Address

My Existing Mental Health Issues Were Made Worse By A Data Breach

Personal Information Was Shared Without My Consent 

Thank you for reading our guide on what to do if your banking details are breached.