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Equine Injury & Horse Riding Accident Claims Explained

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Horse riding accident claims can compensate riders for the physical pain, mental suffering and associated financial losses. Riding accidents can result in injuries varying from a minor sprain of the wrist to cases as severe as paralysis. They can also be extremely traumatic, where a horse has acted in distress because of a car unexpectedly overtaking them or for a child who has been thrown off during a horse riding lesson. Therefore, if such an incident has occurred because of the fault of someone else, no matter the severity of the injury, you deserve compensation. Our solicitors want to help and give you guidance on how to claim and ensure that it compensates all of the pain and any financial losses that you have suffered because of your injuries. 

You can get connected with a solicitor and begin making your claim today by getting in touch with one of our helpful advisors. They are available to contact 24/7 and can offer you a free initial consultation to give you the chance to ask any questions as well as an evaluation of the compensation that you may receive. 

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What Are Horse Riding Accident Claims? 

Horse riding accident claims are made when a person who is responsible for your health and safety has failed to ensure that you are safe from being injured while riding a horse. Incidents in which a horse accident claim may be made are discussed below. 

Horse Riding School Accident Claims 

Under the Riding Establishments Act 1964, anyone who owns a business which allows horses to be hired for rides or lessons must own the correct licenses to do so. They are also expected to have the correct equipment to conduct lessons, maintain the horses and their living conditions and have veterinary inspections carried out where necessary. 

Where the riding school has failed to meet these expectations, they will be liable for any accidents that take place due to this failure. 

Horse Riding Injuries At Work 

The Health and Safety at Work Act 1974 places a responsibility on employers to take steps that are reasonably practicable to ensure the safety of their employees so they don’t suffer an accident at work. Therefore, a horse riding accident claim can be made where your employer has not given the correct horse riding equipment, for example. 

Horse Riding Road Traffic Accidents 

Everyone navigating the roads must do so safely to avoid damage and harm to themselves and others. They can do so by adhering to the Highway Code and Road Traffic Act 1988. Additionally, the Highway Code sets the hierarchy of road users, which means that those who can cause the greatest harm have the greatest responsibility to take care and reduce the danger they pose to others.

When passing someone on horseback on the road, The Highway Code sets out rules that must be followed to avoid a horse riding road traffic accident. These include not beeping or getting too close to the horse with your vehicle, as this can result in the animal becoming scared and the rider falling off. 

If you have been involved in a horse riding accident in a school, at work or on the roads, contact an advisor today. 

A woman riding a horse on a lane photo taken from behind.

Can I Claim If I Was Injured In A Horse Riding Accident? 

Yes, you can claim if you were injured in a horse riding accident if you can prove that negligence occurred. Negligence occurs when all 3 of these elements are present: 

  • You Were Owed A Duty of Care – The first step in proving that you are eligible to make a horse riding accident claim is to prove that you were owed a legal duty of care. This may be from a motorist, a riding school, or your employer.  
  • That Duty of Care Was Breached – If the responsible party has failed to take the reasonable steps to ensure your safety, they have breached their duty. For example, failure to provide your child with a helmet during their horse riding lesson would be a breach of their duty. 
  • You Suffered An Injury – Finally, you must be able to prove, with evidence such as medical records and copies of X-ray scans, that the accident that occurred because of this breach resulted in injury. 

To have your eligibility to make a horse riding accident claim assessed, get in touch today. 

Can I Make A Horse Riding Injury Compensation Claim On Behalf Of Someone Else? 

Yes, you can make a horse riding injury compensation claim on behalf of someone else. For instance, your child who is under the age of 18 has fallen off a horse during their riding lesson. Or, it may be that your loved one was stood on by a horse after falling off of it due to badly maintained equipment and they have sadly lost the capacity to make their own claim. 

To make a claim on behalf of someone else, you will need to apply to be their litigation friend. A litigation friend will carry out the claims process for the injured person and act on their behalf, with their best interest at heart.

Fatal Horse Riding Injuries 

In the tragic event that a fatal accident has occurred whilst horse riding, the estate can claim compensation for the pain that the deceased suffered from their injuries prior to their death as well as the effect that this bereavement has had on you and the dependents of the deceased. If the estate does not start a claim within the first 6 months following their death, the dependents can seek compensation for the effect the death had on them. 

More information can be found in our fatal accident claims guide. 

If you have any questions about horse riding accident claims, or if you would like to discuss eligibility, litigation friends or fatal accident claims, please speak to an advisor now.

Horse Riding Accident Claims Examples 

Horse riding accident claims can be made for many different situations. Some examples of these scenarios are discussed below. 

Public Liability 

A riding school has failed to provide your child with adequate horse riding equipment, such as a loose saddle and no helmet. The teacher at the school has also given wrong instruction to your child, causing the horse to run and your child to fall off. You can make a claim against the occupier of the riding school.

Accident At Work 

You work on a farm and one of your roles is to clean the hooves of the horses. However, your employer has not run the risk assessments on the crush machine that holds the horses still. This allowed the horse to come loose and kick you in the face whilst in distress. 

Road Traffic Accidents 

You have been horse riding on the roads when an impatient driver ignores rules surrounding not overtaking horse riders and speeds around you, beeping their horn as they go past. This startles your horse, causing it to buckle and throw you off of the back of it. 

You can discuss the specific details of your claim by contacting an advisor today. 

A person in black mounted on a grey horse trees in the background.

What Injuries Could Result From A Horse Riding Accident 

The injuries that could result from a horse riding accident can range from minor bruises, sprains to brain damage and fatality. More examples of injuries that you may have suffered from a horse riding accident are listed below: 

  • Broken and fractured bones
  • Surface injuries, such as cuts and lacerations
  • Sprains and strains
  • Brain damage
  • Whiplash 
  • Facial disfigurement, such as broken jaws and cheekbones 
  • Neck and spinal injuries such as slipped discs 
  • Paralysis 
  • Psychiatric injury  

You can discuss your specific injuries with an advisor today. Give them a call to talk about horse riding accident claims. 

How Much Horse Riding Injuries Compensation Can I Claim? 

How much horse riding injury compensation conmpensation you can claim will depend on several factors, including the severity of your injuries, how many there were, what impact they’ve had on your life as well as whether or not you incurred any expenses.

The compensation that you receive for the pain of your injuries will fall under the head of claim, general damages. Legal professionals may refer to the Judicial College Guidelines (JCG) to calculate your general damages, as this publication gives suggested amounts for different types of injuries and their varying severities. 

The table below has compensation amounts from the JCG to award different injuries that you may have sustained from your horse riding accident from the second row onwards. The first row shows how you can be compensated for multiple injuries and financial losses. These are just guidelines, and therefore, your compensation will be based on the specific details and injuries in your claim. 

InjurySeverity Compensation Guideline
Multiple Severe Injuries Multiple severe injuries where there are significant special damages, such as loss of earning, travel expenses and care costs. Up to £1,000,000+
Brain Injury Very severe - injured person has some ability to follow basic commands but little meaningful response to environment. £344,150 - £493,000
Paralysis Paraplegia - compensation will be affected by the extent of pain and the degree of independence£267,340 - £346,890
Back Injuries Severe (i) - damage to spinal cord and nerve roots with severe pain and disability. £111,150 - £196,450
Moderate (ii) - disturbance of ligaments and muscles which give rise to backache or soft tissue injuries accelerating a pre-existing condition. £15,260 - £33,880
Neck Injuries Severe (ii) - serious fractures or damage to discs giving rise to disabilities £80,240 - £159,770
Pelvis and Hips InjurySevere (iii) - likelihood of hip replacement surgery in the future. £47,810 - £64,070
Wrist InjurySignificant permanent disability - some useful movement remains£29,900 - £47,810
Spleen Injury Loss of spleen - continuing risk of internal infection due to immune system damage £25,380 - £32,090

Can Horse Riding Accident Claims Cover Special Damages? 

Yes, horse riding accident claims can cover special damages to compensate for any financial losses that you have suffered in association with your injuries. Some examples of special damages include: 

  • Medical expenses – To compensate for any medication that you have purchased to help cope with the pain of your injuries. 
  • Travel costs – Special damages will reimburse you for any public transport tickets that you have had to purchase due to your injuries leaving you unable to drive. 
  • Rehabilitation – If you have had to pay for physiotherapy sessions to help you get stronger at walking after suffering a broken back from a horse riding accident, special damages will cover these costs. 
  • Care Costs – This includes hired help such as carers and cleaners to help you perform daily tasks whilst you have had low mobility caused by your injuries. 
  • Loss of Earnings – Where your injuries have left you unable to attend work for a period of time, you will be compensated for the wages that you have lost from having to take time off. 

Ensure that you keep proof that these payments were made so you can be compensated for everything that you deserve. This can include receipts, invoices and payslips. 

You can get an evaluation on the damages that you may be compensated for from one of our advisors today. 

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Horse Riding Injury Compensation Claims Process 

The process for claiming compensation for a horse riding injury involves gathering evidence and making your claim within the personal injury limitation period. Further advice on the steps to follow in the claims process can be found below. 

Get Medical Treatment  

Prioritise your health first to ensure that your injuries recover as best as possible and this will go on to provide updated medical records. You can submit these records as part of your claim. 

Collect Evidence 

Once it’s possible to do so, gather evidence such as the contact details of anyone who witnessed the accident take place and footage of the badly maintained medical equipment or dashcam footage of the accident. Photographs (of your injuries, the scene or the horse), veterinary records and official reports of your riding accident can also be collected. 

Report The Accident 

You should make an official report of the accident, either in the accident report book at work or at the riding school or to your insurers and any police who attended the scene. 

Keep Ongoing Records 

Any developments or worsening of your symptoms and injuries should be logged along with any financial losses. 

Speak To A Personal Injury Solicitor 

The claims process can be a daunting experience, so having guidance on what next steps to take to help your claim will ensure that it is progressing correctly. A personal injury solicitor can provide you with this guidance and assess the likelihood of your evidence proving negligence.  

Ensure The Claim Starts Within The Time Limit 

The legal deadline to start a personal injury claim is 3 years, beginning from the date that your horse riding accident took place. This deadline is strict and will result in your claim being dismissed if it is missed. However, there are some exceptions for injured parties who cannot manage a claim themselves.  

For more information on the process of making a horse riding injury compensation claim, get in touch today. 

A child is being helped off a horse during a lesson.

Claiming For Injuries From Horse Riding With Legal Expert 

The services and agreements that our solicitors offer mean that your claim will be handled by an expert in personal injury claims who has a wealth of experience. These are detailed below. 

Why Choose Our Solicitors To Claim Horse Riding Injury Compensation? 

Our solicitors believe that where negligence is involved, you deserve compensation that is fair to the pain and losses that you have experienced. They will see that you are awarded this by: 

  • Advising on what evidence will best support your horse riding accident claim 
  • Gathering witness statements, such as from other riding students
  • Handling any legal documentation 
  • Assessing your injuries and organising any further medical appointments to ensure that all of them are considered as part of your horse riding accident claim
  • Considering all of your losses to give an accurate evaluation of the compensation that you deserve. 
  • Updating you regularly on the progress of your claim

Can I Make A Horse Riding Accident Claim On A No Win No Fee Basis? 

Yes, you can make a horse riding accident claim on a No Win No Fee basis. The solicitors at Legal Expert offer their No Win No Fee services under a Conditional Fee Agreement

 This is type of arrangement allows you to begin making your claim with expert legal representation without having to pay upfront fees for the services of your solicitor. You also won’t be asked to pay solicitors’ fees during the process of making your claim. Furthermore, you will not have to pay service fees for the work of your solicitor if your claim proves to be unsuccessful. When a claim is successful, there is a small success fee to pay. This amount is a legally capped percentage of compensation. This means that you will keep the majority of your compensation. 

To get to know the services that our solicitors offer better, as well as the terms of entering a No Win No Fee arrangement, contact one of our friendly advisors today. 

Contact Legal Expert To Begin A Claim 

Learn More

Find more of our useful guides below:

For further information that may help you with the claims process, see below:

Thank you for reading our guide on horse riding accident claims. We hope you found it informative.