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How Much Compensation Can I Claim For A Horse Accident Or Riding Injury?

Make no mistake, horse riding is one of the most dangerous sports that UK citizens can be involved in. Because of this, despite the relatively low numbers of people who participate in the sport, horse riding accidents are quite common. On this page, you will find a guide to making a claim for personal injury compensation following a horse or riding accident.

Select a section:

A Guide to Horse Accident Claims

If you have been involved in a horse or riding accident that resulted in a personal injury anytime within the last three years, then you may be able to claim horse riding accident compensation.

Horse riding accident

Horse riding accident

Within this page, you will find a detailed guide to the process of claiming personal injury compensation for an injury sustained in a horse or riding accident. This equine solicitors free advice is valuable information. It will explain to you just what you can claim for as compensation, and how to begin making a claim.

We take a look at the most common reasons horse riding accidents occur, and the injuries they can cause. Some rule of thumb amounts for potential compensation are also given for a wide range of injuries.

Finally, we will introduce our No Win No Fee horse riding injury claims service, and explain how we can begin to help you claim the compensation you are entitled to, without having to spend a penny up front.

What Is a Horse Riding Accident Injury?

For people involved in the sport of horse riding, a horse riding injury is something that most will suffer at one time or another, and in some extreme cases following horse accidents fatal results are the outcome. There are many ways that a horseback riding injury can be caused, and below are the most common:

  • An injury caused by the horse itself, for example, a bite or a kick, or the horse throwing its rider.
  • Being injured at work, whilst performing an equine related job role such as a groom, instructor, or working in a livery yard.
  • Injuries caused by unsafe or badly maintained horse riding equipment such as a saddle, the reins, or girth.
  • Injuries that are the result of a horse and rider being involved in a road traffic accident.
  • Horse riders being given a horse that is unsuitable to their riding skill level, or an unpredictable horse, which leads to them being thrown whilst riding.
  • Suffering an injury due to the bad advice or negligence of an instructor or other person working in a supervisory capacity.
  • Injuries caused by a fall from a horse due to riding on an unsuitable surface.
  • Competitive horse events, that result in a rider taking a spill and sustaining an injury.

These are the most common ways that horse riders and people working with horses sustain an injury.

Can I Claim If a Loose Horse Has Caused an Injury?

Yes, if a horse has broken loose, and has either injured a person itself or has been the cause of an accident resulting in an injury, then it should be possible to pursue damages against either the owner of the horse or the stable that is responsible for its care.

Can I Claim If a Horse Has Caused a Car Accident?

Yes, a horse is a road user just as a car, bicycle or motorcycle is. It is therefore bound by road traffic laws (with a few slight differences) that apply to all road users.

If a horse is the cause of a road traffic accident, then the process for claiming against the rider is the same as if the rider were actually driving a car or other motorised vehicle.

However, there may be extenuating circumstances which contributed to the horse causing an accident, such as it being spooked by an additional third-party. Therefore, the process of claiming compensation might be a little less clear cut than for example, claiming against a car driver who can be proven to be wholly at fault for causing the accident.

Do I Have a Claim for a Horse Riding Accident?

In order for you to be able to pursue a case for personal injury compensation due to a horse riding injury, then certain situations regarding the accident that caused the injury must be true:

  • The accident must have been the fault of a third-party. If you were the sole cause of the accident you will not be able to claim compensation.
  • Can you prove that the accident was the fault of a third-party? Even if it was, if you can’t prove it, then it is unlikely you will be able to successfully claim compensation.
  • Did the accident happen within the last three years? Generally, compensation claims will not be entertained for injuries that were sustained longer than three years previously.

If your own situation fits within these restrictions, then you should contact us to find out how we can help you claim compensation for the horse riding injury you have sustained.

What to Do If You Are Involved in a Horse Riding Accident Causing Injury

If you are involved in a horse riding accident, especially if it had serious consequences such as a horse riding accident death, then it is important you do everything you can to ensure you have the best chance possible of successfully claiming compensation. Some of the things you can do towards this goal are:

  • Take plenty of photos – of the accident itself, and also anything that contributed to the accident such as badly obstructed road signs, or uneven surfaces.
  • Get the details of everyone involved – this means every party that was affected by the accident, whether they caused it or not. It also means any witnesses to the accident that may be able to support your compensation claim if it comes to a court decision.
  • Document losses – both financial and extraordinary. These losses will be claimed as part of the special damages attached to the claim.

By following simple advice like the items listed above, you will have a much better chance of winning your claim for compensation following a horse or riding accident

How to Begin a Horse Riding Injury Claim

Even though horse riding claims are not one of the most common reasons for people to seek personal injury compensation, the process of starting horse riding injury claims is fairly straightforward.

In fact, all you need to do to start your claim is get in touch with us. Once you do, we will arrange to have a fact-finding session with you, so that we can come to understand the circumstances of your claim more fully. Once we have, we will make a recommendation on what to do next. For most people, we will advise them to take advantage of our No Win No Fee horse riding accident claims service, so that they can begin claiming compensation for their injury with no initial monetary outlay.

Horse Riding Accident at Work Claims

If you work in a stable, livery, or at a horse racing track. Or even if you are exposed to the risk of a horse riding accident through your work, for example, you are a contractor fixing fences at a stable, then if you are injured in a horse riding accident you will be able to claim compensation.

When it comes to horse riding accident claims for work related injuries, if the company that is responsible for the horse that was involved in or the cause of the accident was at fault, due to negligence or failure to comply with Health & Safety legislation, then you will have a viable route to a compensation claim.

Horse Riding Accident Statistics

If we take a look at horse riding accident statistics, we find that in 2014 there were a little over 100 instances of personal injury accident cases involving horses. This is a very typical number of horseback riding injuries per year we see in the UK, the number doesn’t fluctuate much from year to year.

Further horse riding injury statistics show that in the same year, one adult was killed in a horse riding accident, and 23 others sustained serious injuries. Only one child was involved in a horse riding accident during this timeframe.

What Can Be Claimed for after a Horse Riding Accident Causing Injury?

I order to calculate horse riding injury compensation, a number of different types of damages can be claimed, for a range of reasons, the most common being:

  • General damages – these are all the physical aspects of the injury, such as pain and suffering. General damages also include long-term health effects, psychological trauma and discomfort of loss of function during recovery.
  • Special damages – the non-physical aspects of the injury such as financial costs and losses, and long-term effects upon future income.
  • Medical costs – to cover the initial treatment of the injury and therapy during recuperation.
  • Travel costs – for any out of pocket travel expenses incurred due to the injury or the compensation claim.
  • Care costs – either care in the home or institutionalised care costs can be recovered.
  • Funeral expenses – in the event of a fatal horse riding accident, funeral expenses may be claimable.

These are the main types of damages you might claim following a horse or riding accident. Contact us to find out which applies in your case.

The Most Common Types of Horse Riding Injuries

Although a horse riding accident can result in a wide range of injuries, we have compiled a list of the most common horse riding injury types. Below are the most common types of injuries horse riding accidents UK citizens falling foul of tend to suffer from:

Leg, ankle and foot injuries are very common as a result of a horse-riding accident, including: Achilles Tendon Rupture, Achilles Tendonitis, Bursitis Knee, Calf Muscle Tear, Groin Strain, Hamstring Strain, Heel Spur, High Ankle Sprain, Hip Arthritis, Hip Labral Tear, Knee Arthritis, Knee Ligament Injuries, Poor Hip Core, Posterior Ankle Impingement, Sprained Ankle and Thigh Strain.

Back injuries are also something that victims of a horse riding accident can suffer from, including Back Muscle Pain, Bulging Disc, Degenerative Disc Disease, Pinched Nerves and Sciatica.

When falling from a horse, a range of arm, should and hand injuries can occur, including: Carpal Tunnel Syndrome, Chondromalacia Patella, Dislocated Shoulder, Golfers Elbow, Patella Tendonitis (Tendinopathy), Patellofemoral Pain Syndrome, Rotator Cuff Syndrome, Rotator Cuff Tear, Shoulder Impingement, Tarsal Tunnel Syndrome, Tennis Elbow and Thumb Sprain.

Neck injuries are also a likely injury that people falling from a horse will suffer from, and these include Neck Arm Pain, Neck Headache, Neck Sprain, Whiplash and Wry Neck.

Additionally, a range of more generalised medical conditions and injuries can be sustained in a horse riding accident, including: AC Joint Injury, ACL Injury, Adductor Tendinopathy, Avascular Necrosis of the Femoral Head, Cramps, DOMS – Delayed Onset Muscle Soreness, Facet Joint Pain, Fat Pad Syndrome, Femoroacetabular Impingement (FAI), ITB Syndrome, Lateral Collateral Ligament, Medial Collateral Ligament Sprain, Meniscus Tear, Metatarsalgia, Morton’s Neuroma, Muscle Strain, Overuse Injuries, Piriformis Syndrome, Plica Syndrome, Sacroiliac Joint Pain, Severs Disease, Sinding Larsen Johansson Syndrome, Spondylolisthesis, Tibialis Posterior Tendinopathy and Trochanteric Bursitis.

If you have suffered a personal injury due to a horse riding accident, we can arrange for a free local medical examination, in order to quantify your actual injuries to assist with your compensation claim. Use the contact details at the bottom of this page to reach us, and we can arrange this for you straight away.

How Much Compensation Will I Get after a Horse Riding Accident Causing Injury?

Predicting exactly how much a person can claim in compensation due to an injury caused by a horse or riding accident is impossible without knowing all the specifics of the case. However, the figures below can be used as a yard stick to judge how much you could potentially claim:

InjurySeverityAmountNotes
Injured Foot Ranging from Minor to Very SevereUp to £153,200Foot injuries from simple soft tissue injuries to loss of use or full amputation of both feet due to a horse or riding accident.
Injured Leg Ranging from Minor to Full Amputation of Both LegsUp to £214,350Leg injuries from simple soft tissue injuries to loss of use or full amputation of both legs due to a horse or riding accident.
Injured Hand Ranging from Minor to Very SevereUp to £153,200Hand injuries from simple soft tissue injuries to one or more fingers, to loss of user or full amputation of both hands due to a horse or riding accident.
Injured Arm Ranging from Minor to Very SevereUp to £228,000Arm injuries from simple soft tissue injuries to one or more parts of the arm, shoulder, or wrist, to loss of use or full amputation of both arms due to a horse or riding accident.
Injured Back Ranging from Minor to SevereUp to £122,350Back injuries from short-term sprains of the back muscles, through to long-term loss of function due to severe back injuries such as a broken back or severed spine due to a horse or riding accident.
Injured Brain Ranging from Minor to Very SevereUp to £307,000Head or brain injuries from short-term concussion through to major brain damage resulting in the loss of quality of life for the victim due to a horse or riding accident.
Injured Neck Ranging from Minor to SevereUp to £112,750Neck injuries from minor short-term cases of whiplash to serious breaks of the neck vertebra of the neck due to a horse or riding accident.
Full ParalysisQuadriplegic£246,750 to £307,000Full paralysis following a horse or riding accident.
Partial ParalysisParaplegic£166,500 to £216,000Partial paralysis following a horse or riding accident.
Psychiatric DamageSevere£41,675 to £88,000Long-term psychological effects due to a horse or riding accident.
Psychiatric DamageModerately severe£14,500 to £41,675Mid to long-term psychological effects due to a horse or riding accident.
Psychiatric DamageModerate£4,450 to £14,500Short to medium-term psychological effects due to a horse or riding accident.
Psychiatric DamageMinor£1,170 to £4,450Short-term psychological effects due to a horse or riding accident.
Post-Traumatic Stress DisorderMinor to Severe£3,000 to £76,500PTSD due to a horse or riding accident.

The above figures only pertain to general damages and do not include special damages. Contact us to find out how much extra you could claim in special damages on top of these amounts.

No Win No Fee Horse Riding Injury Claims

If you have been involved in a horse or riding accident in the last three years, that resulted in a personal injury, you may be able to claim compensation. However, if you choose to manage the claim yourself, it could be costly.

We offer a No Win No Fee horse riding accident claims service, which provides a way for you to claim horse riding accident compensation without paying anything unless your claim is successful.

Only once we have own compensation on your behalf, will we ask you to pay a fee. And if we don’t win you a compensation pay out, then you don’t pay us a thing. Call us today to begin your No Win No Fee horse riding claim.

Why Choose Us as Your Claims Service for a Horse Riding Injury Claim?

As a major compensation claims service provider, we have the knowledge and experience to ensure that you have the best chance of receiving the highest compensation pay out possible.

We do everything we legally can to ensure that you win your compensation claim, and will always act in your best interests at all times.

We pride ourselves on the fact we build close relationships with our customers, and keep them updated on the status of their claim at all times, using plain English, not legal jargon.

Call for Free Advice and to Start a Claim

Have suffered a personal injury due to a horse riding accident in the last three years? Do you believe you that you may have a valid reason to claim compensation?

If you answered yes to both of the above questions, then please do contact us on 0800 073 8804 and arrange a free legal session to talk about your possible claim. We will tell you if we think you have a good reason to make a compensation claim and if we think you could successfully claim damages against the party that caused the accident. If you would rather not to call us on the telephone, you can use the chat feature of this page, or send us an email, and we can contact you back.

Useful Links

Government Riding Establishments Act 1964

The official Government published website that details the Riding Establishments Act 1964 in full.

HSE Health and safety with horses

A resource published by the Health & Safety Executive that provides top level H&S guidelines for working with horses. The page links out to more detailed information provided by H&SE.

Horse Rider Safety

A page published by the Royal Society for the Prevention of Accidents, that details general advice on road safety for horse riders, and also general training and safety equipment considerations.

Think! Horses Pass horses wide and slow

A UK Government published resource that gives general road safety information for both horse riders and other road users who may encounter a horse on the road.

NI Direct Horse safety on the road

A further UK Government published resource that gives more in-depth road safety information and advice for both horse riders and other road users.

ROSPA HORSE RIDERS ADVICE AND INFORMATION

A downloadable PDF published by RoSPA that gives very detailed safety advice and information for horse riders who use public roads.

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