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How Much Compensation Are Housing Association Disrepair Claims Worth? – Use Our Compensation Calculator To View Amounts

By Stephen Burke. Last updated 24th March 2022. If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, it’s important to note that every claim is different. In this guide, we’ll help you understand how claims are valued and how much you could be entitled to, so please read on to learn more.

If you are a council or Housing Association tenant and you feel the home you live in has fallen into disrepair causing you to develop an illness or suffer an injury, you could be entitled to file a housing association disrepair claim against the Housing Association landlord.

To find out more about housing disrepair claims against Housing Association landlords and the procedure that goes into filing a claim, please click on the Select a Section below:

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A Guide To Housing Association Disrepair Claims

'how much compensation are housing association disrepair claims worth?'

‘how much compensation are housing association disrepair claims worth?’

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, it’s important to note that every claim is different. In this guide, we’ll help you understand how claims are valued and how much you could be entitled to, so please read on to learn more.

Housing Associations have a duty of care towards their tenants and there are laws that require them to maintain their properties to an acceptable standard. Should a Housing Association fail to repair any reported damage in a timely manner, they could put their tenants at risk of illness or injury. Therefore, if you live in a Housing Association property and feel that your landlord is not adhering to the law and you have suffered some form of damage as a result, you could be entitled to compensation.

This type of claim can be complex to make, with Housing Associations being known to fight against many claims lodged against them. This is why many people choose to work with a personal injury solicitor to give their claim the best chance of success. At Legal Expert, our team of personal injury lawyers have years of experience in handling housing disrepair compensation claims and know exactly how to negotiate the process of filing a case against a Housing Association landlord all the while making sure that the Pre-Action Claims Protocol has been set in place before any action is carried out against a negligent landlord.

This procedure is necessary because Housing Association landlords must be made aware of a housing defect and be given a sufficient amount of time to carry out any necessary repairs or replacements before you can file any sort of court action against them. So, if you’re wondering how much compensation are housing association disrepair claims worth or whether you could be eligible to claim, please read on.

What Are Housing Associations?

Housing Associations offer low-cost accommodation much like local councils and they operate throughout the UK. Very often, the tenants are on low incomes or they require more in the way of support than other tenants. You can apply directly to a Housing Association or you can apply through a local council or local authorities, and it is perfectly okay to apply for a tenancy to several associations at any one time.

They are not-for-profit organisations and they rent properties whether it’s houses or flats throughout the country with an end goal being to provide tenants with low-cost accommodation. Housing Associations are run by volunteers who are elected by tenants and the committees of volunteers employ managers to run the properties.

The majority of Housing Associations are registered social landlords or RSLs although there are many kinds of organisations that offer various sorts of accommodation to all sorts of tenants.

Am I Eligible To Make A Housing Association Disrepair Claim?

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, you may primarily be wondering whether you have grounds to claim in the first place. Anyone who was injured or suffered ill health in the last 3 years (longer if children are injured) because of an accident that occurred in a Housing Association property could be entitled to file a housing disrepair compensation claim against their landlords.

If your injury occurred through no fault of your own because the property was ill-maintained and the Housing Association landlords failed to put right a defect in an acceptable time-frame having been notified in writing of the problem, a Legal Expert personal injury lawyer would discuss your case with you before offering valuable advice on how best to proceed in filing your claim.

We provide an initial, no-obligation consultation, free of charge, which allows you to ask questions and it provides us with the information needed to assess whether you have a strong case for compensation.

To find out how a Legal Expert personal injury lawyer can help you file a housing disrepair claim against a negligent Housing Association landlord, please contact us today. In the meantime, continue reading our guide to learn ‘how much compensation are housing association disrepair claims worth?’.

What Responsibilities Do Housing Associations Owe Tenants?

It is a legal obligation for Housing Association landlords to maintain their properties to an acceptable standard. The law clearly states that landlords are responsible for the following:

  • To ensure that boilers are serviced regularly and in good working order
  • To ensure that the plumbing, electrics and heating is kept in good working order
  • To ensure that walls, plasterwork and roofs are inspected and well maintained ensuring the property is watertight
  • To fix leaking pipes, mend guttering and any other apparent water problems
  • To put right damp and mould

When it comes to outside areas and whose responsibility it is to maintain gardens and other communal areas, this depends on the terms stated in your rental agreement. To talk to a personal injury lawyer about your housing disrepair claim, please contact Legal Expert today.

My Housing Association Is Not Maintaining My Property, What Risks Could Occur?

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, there are a variety of risks from which you may be claiming subsequent damages. If you live in a Housing Association property that you feel places your health and safety at risk, you should voice your concerns by writing to the Housing Association detailing the defects which could include the following:

  • Leaking pipes/basins/sinks and sanitation
  • Damp and mould
  • Condensation caused by poorly maintained window and door frames

Damp conditions in a living space can lead to you suffering from all sorts of health issues including the following:

  • Asthma
  • Sinusitis
  • Breathing difficulties
  • Lung disease

Broken steps, handrails and other structural defects around the property can lead to you slipping, tripping and falling which could leave you seriously injured. Should the wiring in the property be faulty, you could suffer severe injuries and it poses a very severe fire risk.

Poorly maintained or badly fitted boilers can put you at risk of inhaling toxic and life-threatening fumes with carbon monoxide being a serious concern that could prove fatal.

If you feel your Housing Association is failing in their duty of care towards your health and safety, please contact a Legal Expert personal injury solicitor today and we will offer you essential advice on your rights as a Housing Association tenant and how to go about filing a housing disrepair claim. In the meantime, read on to learn what steps you could take, including ‘how much compensation are housing association disrepair claims worth?’.

A Guide To Claiming Compensation From A Housing Association For Disrepair

The owners of Housing Associations are not always aware of defects on their properties because they do not live onsite. As such, as a tenant you must establish the following for your claim to succeed:

  • You informed the housing association of the defect prior to being injured
  • The housing association were given enough time to carry out the needed repairs prior to your injury occurring

All Housing Associations are legally obliged to respond to any disrepair complaints they receive within a reasonable time which is within 20 working days. However, when it comes to interpreting what is a “reasonable amount of time” depends on a complaint that’s lodged with them. In short, if a defect is deemed dangerous and therefore life-threatening, their response time should be sooner.

Should the Housing Association fail in their duty to make sure a living space and communal area is safe by not carrying out necessary repairs within a “reasonable time-frame” and you suffer an injury or illness as a direct result, you could be entitled to file a claim against the Housing Association owners.

Housing Association claims are complex proceedings because their legal defence is often harsh. In short, it’s best to seek the professional and expert advice of a specialist personal injury lawyer who would be able to handle this type of claim on your behalf, bearing in mind that Housing Associations are known to offer strong defences when you file a claim against them.

Can I Sue For Poor Maintenance?

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, this may be because your property was poorly maintained. It is the responsibility of the Housing Association owners to maintain and carry out repairs when necessary on all their properties. This includes residences and all communal areas which are detailed below:

  • Stairwells
  • Reception areas
  • Hallways
  • Gardens
  • Car parks

The Defective Premises Act 1972 makes very clear that all landlords must maintain their properties which includes all communal areas. However, when the weather is extremely cold, the legislation is not that clear and as such clearing snow and ice from communal areas become a contentious problem. Should you suffer an injury because you slipped on ice in a communal area of a housing association property, you should seek the advice of a specialist legal professional.

If you were injured due to a broken handrail or broken step, you could be entitled to file a claim against the housing associations owners. A Legal Expert personal injury lawyer would be able to offer legal advice on claiming against your landlord in this instance. In the meantime, if you’re wondering ‘how much compensation are housing association disrepair claims worth?’, please read on.

Example Case Of Claiming Compensation From A Housing Association

A case involving a 38-year-old postman whose injury left him totally paralysed following an incident in his garden resulted in a High Court in London awarding him £2.5 million in compensation. His catastrophic injuries occurred when he was hit on the head by a falling branch of a tree in his garden. The injuries he suffered were catastrophic.

The amount he was awarded took into account that the injured postman and his family insisted that he be cared for in his own home which meant adapting the property as needed.

The case was taken to court by the postman’s father who cited Sovereign Housing Association as being negligent for not having maintained the tree as they should have done and that the Housing Association failed to repair or inspect the tree as regularly as they should have done to reduce the risks of branches falling to the ground.

It is worth noting that a Housing Association has a duty of care to ensure that all living areas are kept free from any sort of risk that could cause tenants to suffer an injury and this typically includes all communal areas. The court ruled that Sovereign had failed in their duty towards the postman and as such, he was awarded £2.5 million compensation for the severe, life-changing injuries he sustained.

Can You Make Housing Association Disrepair Claims For Problems In Communal Areas?

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, this may be as a result of experiencing problems in communal areas. All common and communal areas in housing association properties must be maintained by the management of housing associations. This includes the following areas:

  • Hallways
  • Stairs
  • Lifts

When it comes to outside spaces which include gardens that are shared with other tenants, the housing association is responsible for maintaining them unless it is stipulated in a tenancy agreement that all tenants would share the responsibility of maintaining a garden area.

If you suffered an injury in a communal area in a housing association property through no fault of your own and it can be proved that the accident happened due to negligence on the part of the housing association, you could be entitled to claim negligence against the housing association owners.

To find out how a Legal Expert personal injury lawyer can assess your claim to establish liability, please contact us today. Using our housing disrepair compensation calculator, we would offer a ballpark figure of how much you may be awarded in a successful claim if you’re wondering ‘how much compensation are housing association disrepair claims worth?’.

What Can I Include In My Compensation Claim?

There are several things that can be included in a housing association disrepair claim which are out of pocket expenses incurred due to the negligence of a third party. Personal injury claims are complex which makes it hard to understand the process. A Legal Expert personal injury solicitor has years of experience when it comes to filing successful claims for clients in the past. Out of pocket expenses, you can include in a claim are detailed below:

  • General damages
  • Travel Expenses
  • Medical expenses, including any treatments that are not available on the NHS and which are needed
  • Loss of earnings
  • Loss of anticipated earnings
  • Care claim
  • Damaged clothing or damage to other property

To find out more about the sort of expenses you can include in your claim, please contact us today and a Legal Expert personal injury lawyer will advise you how to proceed in filing a housing disrepair claim for compensation.

Housing Association Disrepair Compensation Calculator

If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, this section will help.

The amounts below are based on Judicial College guidelines, but as every personal injury claim is unique you may find that you are awarded slightly more or a little less than the amounts shown in the personal injury claim calculator below.

Health issueNotesAverage amounts paid out
AsthmaMildUp to £4,830
Lung diseaseTemporary bronchitis.£2,070 to £5,000
Less Severe Psychiatric Damage GenerallyDaily activity affected. £1,440 to £5,500

No Win No Fee Housing Association Disrepair Claims

Working with a personal injury solicitor on a No Win No Fee basis means you don’t have to pay any upfront fees for legal representation because once a Conditional Fee Agreement (CFA) is signed, a firm of solicitors can immediately start work on your case taking into account a housing association compensation policy should one be in place.

At Legal Expert, we make it our mission to explain how claiming compensation from housing association must be done to ensure the process runs smoothly. We also find you the best social housing solicitors so that a personal injury claims time limit is always respected.

A No Win No Fee structure means you only pay the personal injury lawyer once your case is settled favourably whether in court by a judge or out of court by a defendants insurers. There would be nothing to pay for the legal representation you received should your case be unsuccessful.

To find out more about our No Win No Fee structure, please contact a Legal Expert personal injury solicitor today. If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, our specialist advisors offer free consultations where you could learn how much you could be able to claim.

How Our Team Can Help You Claim Compensation

If you are thinking about filing a housing association disrepair claim and are not sure how to proceed, a Legal Expert personal injury solicitor with years of experience successfully dealing with this type of claim can walk you through the process. We provide a free, no-obligation, initial consultation which allows us the time to correctly assess your claim and to offer essential legal advice on how best to proceed. If you’re wondering ‘how much compensation are housing association disrepair claims worth?’, our specialist advisors could tell you how much you could be able to claim.

We cover all categories of personal injury cases which includes housing association accident claims. We are very respectful of a personal injury claims time limit that may be associated with this type of case and we work hard to ensure you receive the correct amount of compensation you any damages, inconvenience, pain and suffering you have endured through the negligence of a third party.

We would work with you on a No Win No Fee basis, taking all the financial strain off the table. A Conditional Fee Agreement allows a Legal Expert personal injury solicitor to begin work on your case straight away without having to ask for any upfront fees.

We are recognised nationwide as being reliable, trustworthy and effective when it comes to filing personal injury claims. We are also recognised by The Solicitors Regulation Authority (SRA) and The Law Society.

Speak To Our Team Today

Our team of personal injury solicitors are waiting to take your call on 0800 073 8804 to discuss a housing association disrepair claim.

You can also use our “call back” service and a personal injury lawyer will beg back to you as soon as possible.

If you prefer email, our address is info@legalexpert.co.uk.

‘How much compensation are housing association disrepair claims worth?’ FAQs

In this section of our guide on when and how you may be able to sue a housing association for negligence leading to disrepair, we’ve answered some questions we’ve been frequently asked regarding this topic.

What is classed as housing disrepair?

The term housing disrepair refers to instances when the condition of a rented property has deteriorated or changed negatively in some way since you moved in. A wide range of potential issues could be categorised under housing disrepair. While some of them may seem like minor inconveniences to begin with, they may have the potential to develop into serious problems if they are not addressed by the property’s landlord.

How much are housing association disrepair claims worth?

Each claim is unique and there are no specific set amounts for housing disrepair claims. So estimating how much of a payout you may be entitled to is difficult without learning about the details of your case. If you contact Legal Expert, our advisors can discuss your potential claim with you. If you have strong grounds to make a claim, our advisors may be able to give an estimate on compensation based on the circumstances of your case.

What damages could I claim as part of a personal injury case?

You could claim two types of damage depending on what you suffered; general damages and special damages. General damages compensate for physical harm or psychological suffering, whereas special damages compensate for any financial loss you experienced.

Can the Housing Ombudsman award compensation?

If you complain to the housing ombudsman about your housing association, they can work with each party to try and reach a resolution. If this fails, they can order the housing association to pay you compensation or fix any issues that you have with the property.

How long does a housing disrepair claim take?

The length of time a housing disrepair claim can take can vary depending on the circumstances. More straightforward cases where the defendant accepts liability early on may be concluded in 3-9 months. More complex cases could potentially take a year or more to resolve.

Useful Links

If you would like to find out more about successful disrepair claims where tenants were awarded the level of compensation they rightly deserved, please click on the link below:

Faulty heater claims

Our guide to making a claim for a faulty heater or boiler in a rented property.

Past Successful Disrepair Claims in the UK

To find out more about taking action against a landlord because they let your rented home fall into disrepair, please click on the link below:

Taking action because of housing disrepair

If you would need to know more about how to file a personal injury claim, the link below provides valuable information on the subject:

How to file a personal injury claim

The article below offers essential information on No Win No Fee structures explaining how you won’t have to pay your lawyer’s legal fees unless they win your case:

No Win No Fee structures explained

Other claim guides related to housing:

Other personal injury claim guides you can read:

We hope that after reading this guide you now have a better understanding of housing association disrepair claims. If you still have any questions about these kinds of claims, you are welcome to contact our advisors using the contact details included in this guide.

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