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Housing Disrepair Compensation Calculator – Use Our Online Calculator To Find The Amount You Can Claim

By Mary Hightown. Last updated 21st February 2023. On this page, we offer an alternative to using an online housing disrepair calculator for finding out how much compensation a personal injury lawyer may be able to claim for you in damages. As long as you are within the personal injury claims time limit of three years, this guide will be of help to you. Instead of providing an automated tool for estimating compensation, we detail specific compensation amounts for a range of injuries or illnesses that could be caused by some form of housing disrepair.

Housing Disrepair Solicitors No Win No Fee

We know that some people will not want to read all of this guide, and that is fine. If you are one of these people, you can instead, call us on 0800 073 8804 now and we will explain the entire process of making a claim for housing disrepair to you on the telephone. Alternatively, you can speak to us using the pop-up window in the bottom right corner. You can also see if you have a claim online by filling out the form on our website.

Select a Section:

A Guide To Housing Disrepair Compensation Calculator

Housing disrepair calculator

Housing disrepair-claim

This guide is not strictly a housing disrepair calculator. However, it will cover both personal injury claims for illnesses or injuries caused by housing disrepair, and also how to claim housing compensation for property that is damaged due to housing disrepair. You will find everything you need to know, all of the information required to understand how your legal team will action your claim, the process they will follow and how they expect to reach a final settlement on your behalf. You will find additional information such as:

  • Information on the types of damages you might be able to claim for your private property that has been damaged due to housing disrepair, such as damp or mould.
  • Information on how housing disrepair can lead to serious personal injuries or illnesses and the process of claiming compensation for these negative effects on the health of a resident of the property.
  • Information on a tenant’s ability to claim compensation for the inconvenience of living in a home that is in a state of disrepair.
  • A look at the legal position of the tenant’s when it comes to the abatement of rent due to serious housing disrepair.
  • A list of all the typical types of damages you may be able to claim as part of a housing disrepair settlement relating to both health and damage to personal property.
  • A table that contains detailed information about the level of compensation a person could claim for a range of injuries and illnesses that could be caused by housing disrepair.
  • An overview of the national claims service that is the core service offering of Legal Expert. This is a claims service available to everyone in the UK and is operated under a Conditional Fee Agreement (CFA) fee model.

When you reach the end of this guide, if you find that you need any additional information, or something explained more fully, please call Legal Expert on the telephone number at the end of this page and we can do all we can to assist you. In the meantime, though, you can continue to read this housing disrepair calculator guide.

Calculating Housing Disrepair Damages For Belongings

housing disrepair calculator graph

Source – https://www.accidentclaims.co.uk/how-to-claim/how-to-claim-compensation-for-housing-disrepair

Take a look at the graph above; we can see that in the UK, housing disrepair is a very real problem that many people have to live with. To answer the question, how much is a claim for housing disrepair worth for damaged belongings? This section should help answer it. No housing disrepair compensation guide would be complete without listing the common types of property that could be claimed for through housing disrepair legal claims. Typical types of property you could claim for include, but are not limited to:

  • Soft furnishings such as bed linen, cushions, curtains and carpets.
  • Stuffed furniture such as a sofa or armchairs.
  • Electrical equipment that has been damaged by water.
  • Expensive, irreplaceable items such as paintings or prints.
  • Children’s toys, especially if they have been harmed by mould.

These types of items are typical of those that we see people successfully claim for in housing disrepair compensation. Call Legal Expert on the number at the end of this guide to find out more about how we can help you claim for them too.

Calculating Housing Disrepair Damages For Health

When it comes to claims for personal injury and illness, you could use a housing disrepair calculator to try and get a rough idea of how much you might claim for health problems caused by poor housing conditions. A better way would be to contact a personal injury solicitor or social housing solicitors who would be able to give you a much more accurate estimate.

Housing disrepair can cause physical injuries, through accidents such as slips, trips or falls. It can also cause illnesses through conditions such as damp or mould. If you can prove that the injury or illness was caused by your home being in a state of disrepair, then there will exist a valid reason to make a compensation claim. Later in this guide, we will list all of the common types of damages you might claim for health-related problems.

Legal Expert is an experienced team of solicitors who can help you make a personal injury claim against your landlord. Call us on the telephone number at the end of this housing disrepair calculator alternative guide to find out how.

Calculating Housing Disrepair Damages For Inconvenience

To answer the question, how much compensation for housing disrepair for the inconvenience caused to you and your family? You could once again, use a housing disrepair calculator which would give you a rough idea of how much you might receive for housing compensation claims. Contacting a solicitor would be a better idea, as they would be able to give you a much more accurate estimate.

If the state of disrepair that your home is in has stopped you from using it properly, for example, a lack of heating has meant you have had to stop using additional rooms that don’t have stand-alone heaters, then you could claim for this inconvenience.

The amount of compensation you can claim will be directly linked to the level of inconvenience that living in a badly repaired home has caused you. In the most serious cases, this would mean claiming back the cost of short-term accommodation due to having to leave your home temporarily until it has been repaired properly.

Legal Expert can help you to claim for the inconvenience of having to live in a house that is in a state of repair from your landlord. Call us on the telephone number that you will find down in the last section of this guide to find out how.

Calculating Housing Disrepair Damages For Abatement Of Rent

Aside from making a compensation claim for a lump sum as a personal injury claim, or for housing disrepair damages for your belongings that have been damaged, you may be able to negotiate a lowering of your rent. Any provision made by rent abatement does not fall into the housing disrepair small claims limit.

The actual reduction in your rent will be driven by just how much of your home you have not been able to use, and how serious the disrepair is. Again, in some cases, this abatement of rent could be used to make up for having to live in short-term accommodation while your home is repaired.

Many people successfully negotiate this with their landlord without needing legal representation for the lowering of their rent to compensate them for the state of disrepair their home is in. However, in order to get the lowest rate of rent possible, a solicitor would be able to apply more leverage to your landlord. Put simply; it is a good deal for a landlord to offer a lowering of the rent, rather than face a full compensation claim that could go to court.

It’s important not to assume that you can simply start paying less rent due to states of housing disrepair. If you do this without first agreeing to a deal with your landlord, then you could end up building up extensive rent arrears. This is when you owe back-dated rent you have not already paid. If you cannot afford these arrears, it’s possible you could suffer penalties such as being evicted from your house or flat.

If you would like to negotiate a reduction in your rent due to housing disrepair with your landlord, Legal Expert may be able to help you with this. Please call us on the telephone number that you will find down in the final section of our housing disrepair calculator guide to learn how we can assist you with negotiating with your landlord.

What Can Housing Disrepair Damages Include?

Your housing association may have a process in place for claiming compensation for damage to your property or health due to housing disrepair. However, it is important to note that this kind of housing association compensation policy is superseded by UK law.

Your housing association may have tried to convince you that under your rental agreement, your ability to claim compensation is limited. This is simply not true, you have the same rights as everyone in the UK, regardless of the rental agreement you have signed. Typically, if your health has been affected, you could claim damages such as these below as part of your overall settlement for housing disrepair:

Special Damages – Financial and Ad-Hoc Losses

Under the category of special damages, we include all of the non-physical losses attached to the personal injury claim. So, this is primarily financial losses, such as:

  • Travel costs – if you have had to pay to travel to a hospital or clinic to have your injury or illness treated, or you have had to travel to deal with the claim itself, such as visiting your solicitor.
  • Medical fees – if you have had to pay for any of the treatment for your injury or illness, or you have had to pay other medical expenses such as prescription charges.
  • Care costs – if you have had to employ home help around your house due to your injury or illness dilapidating you, or you have had to hire nursing help. This may also include any complications relating to medical negligence.
  • Historical loss of earnings – if due to your illness or injury you have had to take time off work, and this has meant you lost out on pay.
  • Loss of future prospects – if due to your illness or injury your work prospects will be lessened in the future, you could claim for this loss.

General Damages – Physical Hardship and Suffering

Under the category of general damages, we include all of the physical suffering attached to the personal injury claim, such as:

  • Pain and suffering – this will cover the initial injury or illness, such as the pain of being in an accident that broke a bone, and also the pain of the initial treatment, such as having that broken bone set.
  • Psychological injury – if your illness or injury has led to you developing serious psychological conditions such as PTSD, depression or anxiety.
  • Long-term rehabilitation and recovery – if your recovery from your illness or injury is long and painful, then there could be a provision to compensate you for this pain and suffering.
  • Permanent disability – if your illness or injury has left you with a permanent disability that will lower the quality of your life, you can claim for this.

To receive a much more accurate indication of the types of damages you might receive as part of a housing disrepair claim, call Legal Expert on the number at the bottom of this page. But read on to see how our housing disrepair calculator could assist with your claim.

How Much Compensation For Housing Disrepair Can I Receive?

A house that is left in a state of disrepair may impact on both your physical and your mental health. If your health has been impacted negatively because of exposure to damp and mould from your house, you may be able make a claim. You may want to know how much compensation for housing disrepair you might receive.

You could use our compensation calculator to help you see what you could receive in compensation for your disrepair claim. However, the amounts given by the calculator are an estimate only and may not represent the payout you might receive.

Using legal assistance may give you a closer insight into the payout you may receive. Solicitors value disrepair claims on a case-by-case basis since the resulting physical and psychological impact vary in each case. You may need to undergo an independent medical assessment for a medical expert to ascertain how severe your injury is and how it has impacted you.

Solicitors can use the medical report alongside the guideline compensation amounts from the Judicial College Guidelines (JCG). The compensation amounts in the table below are from the most recent edition of the JCG. It’s important to note that they are only a guide and do not represent the payout you might receive. They also only relate to the general damages portion of your claim which compensates for the pain and suffering you have experienced due to your injuries.

Harm Additional Details Guideline Compensation Brackets
Lung Disease (d) Breathing difficulties that lead to the fairly frequent use of an inhaler and the inability to tolerate a smoky environment. The prognosis is uncertain but there is a significant effect on the person’s social and working life. £31,310 to £54,830
Lung Disease (e) Bronchitis and wheezing with symptoms that aren’t serious. There is also little or no serious or permanent impact on working or social life. £20,800 to £31,310
Asthma (a) Asthma that is permanent and disabling which causes prolonged and regular coughing, sleep disturbance and severe impairment of physical activity and enjoyment of life. £43,060 to £65,740
Asthma (b) Chronic asthma which results in breathing difficulties and the need to use an inhaler from time to time. £26,290 to £43,010
Asthma (d) Asthma-like symptoms that are relatively mild. £10,640 to £19,200

For more information on the compensation you could receive, please get in touch using the number above.

More on Payouts for Housing Disrepair Damp Claims

There are various scenarios in which you could seek payouts in housing disrepair damp claims. We have explored these in the sections below.

Claiming compensation for stress caused by Landlord

The stress caused by the inconvenience of living in a house in disrepair is not always obvious. However, there may be a drop in your standard of living and consequent effects on how you feel.

When you claim compensation for damp, you could claim for the stress caused if it is a result of negligence.

You will need to demonstrate that your rented property is in a state of disrepair and that your landlord failed to take reasonable steps to prevent you from sustaining harm.

If you’re wondering what you could receive in compensation, you could use our compensation calculator to get a rough estimate of what your damp compensation payout could comprise.

Claiming compensation for unused rent caused by the disrepair

A rental house in a state of disrepair may sometimes mean that the house is uninhabitable. However, you may have still been expected to pay full rent to your landlord.

In cases where you have evidence that the house was uninhabitable, you may be able to claim back the cost of the rent you have paid as well as seeking compensation for the pain and suffering your injuries have caused you.

In general, you should keep records of your communication with your landlord preferably in writing. This will help provide evidence when making housing disrepair damp claims.

For more information get in touch with our team. Alternatively, learn more about psychological injury claims or council compensation claims.

No Win No Fee Solicitors For Housing

You may be concerned about the cost of hiring housing disrepair solicitors. However, there is an alternative to paying a solicitor by the hour.

You could potentially seek No Win No Fee solicitors for housing disrepair claims. Under this type of agreement, your solicitor will generally not require an upfront fee. Also, they would deduct a legally capped success fee from your compensation amount if you were successful.

If your claim does not succeed, you won’t have to worry about paying your solicitor.

Speak to our advisors for a free consultation and they could connect you with our No Win No Fee housing disrepair solicitors.

Why Claim For Housing Disrepair Damages With Us

When it comes to engaging housing disrepair solicitors No Win No Fee is the way to go, and the claims service that Legal Expert operates is one of the best. We have the expertise required to secure the most compensation possible on your behalf, and to give you the best chance possible of winning your claim.

A member of our legal team will always be available to answer any questions you may have about your claim, and anytime something about your claim changes; we will give you a status update.

Call Legal Expert on the telephone number below to find out how we can help you claim compensation for property damage or health problems caused by housing disrepair.

Talk To Our Team Today To Start Your Claim

Are you ready to make a compensation claim for property damage or health problems caused by housing disrepair against your landlord or housing association? If so, call Legal Expert on 0800 073 8804 today, and we will give you some free legal advice on what your next steps should be after reading this housing disrepair calculator guide.

Remember, you can also speak to us using the live chat function in the bottom right, or even fill out the online form on our website to see if you have a claim.

Further Resources And Information

Below, we’ve included some links to additional resources you may find useful.

A Guide To Claiming Against Your Landlord

At the below link, you are going to find a full and detailed guide to the process of making a compensation claim for slipping on a wet floor:

A Guide To Claiming For Slipping On A Wet Floor

At the below link, you are going to find information published by the UK Government covering housing disrepair:

UK Government Information On Housing Disrepair

At the below link, you are going to find information published by the UK Government covering private rentals:

UK Government Information On Private Rentals

Private rentals can sometimes have slightly different procedures when trying to make a claim. Find out more by following this link.

What Is A Litigation Friend?

Information on what a litigation friend is, and how they can be appointed to make a claim on behalf of somebody else.

Seeing A Doctor As Part Of Making A Personal Injury Claim

This guide will explain to you the importance of having a medical assessment to help back up your claims if an injury has occurred as a result of your housing disrepair.

Further Housing Disrepair Guides

Housing Disrepair Compensation Calculator FAQs

Can I claim compensation for disrepair?

You can make a claim if you spend money on problems with the property that the landlord was aware of but didn’t adequately remedy. This could be an example of something that could be included in a special damages payment.

Can you get compensation for mould?

Yes, but only if you can prove that you’ve suffered harm due to the mould that the landlord failed to remove.

Can I claim compensation from my housing association?

You can make a claim against the housing association if your landlord is a local authority.

What is a landlord’s duty of care?

The landlord has a duty of care to maintain a healthy living environment that doesn’t injure the tenant nor damage their property.

How long can a housing association leave you without heating?

The maximum acceptable time is 24 hours, with anything above 48 hours representing a major breach of a tenancy agreement.

Is a blocked sink a landlord responsibility?

Yes, because it comes under plumbing, alongside blocked sewers, drains and water pipes on the outside of the property.

Can I withhold rent for no heating?

No, this isn’t amongst your rights because the landlord could evict you for not keeping up with rent.

Who pays for a blocked drain?

This is the responsibility of your local water company.

Thank you for reading our housing disrepair calculator guide.

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    • Patrick Mallon

      Patrick is a Grade A solicitor having qualified in 2005. He's an an expert in accident at work and public liability claims and is currently our head of the EL/PL department. Get in touch today for free to see how we can help you.

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