By Cat Way. Last Updated 11th August 2025. In this guide, we will explore how a whiplash compensation calculator could help you when claiming. We’ll detail who is eligible to claim for a whiplash payout and how the whiplash claims process has changed.

Our guide will also touch on the difficulties of estimating an average whiplash payout in the UK. Instead of offering an average payout, we will explore some examples of guideline settlements from the Judicial College Guidelines (JCG). We’ll also explain the different types of compensation you could pursue in a whiplash claim and how each type is valued.

Following this, we will discuss time limits in whiplash claims. Finally, our guide will discuss No Win No Fee solicitors and how one of our solicitors could benefit your claim. To learn more about making a whiplash claim, or to get started, contact our team of advisors today.

They can answer any questions you might have about the whiplash injury claims process and can evaluate your claim for free. If they find that your claim could be valid, they may then connect you with a solicitor from our panel. To get in touch:

Whiplash Compensation Calculator

If you make a successful whiplash personal injury claim, your compensation settlement could include general and special damages.

General damages compensate you for the pain and suffering of your injuries. When valuing this head of claim, legal professionals may refer to the Judicial College Guidelines (JCG). This document provided compensation guidelines for various injuries. We have included some of the amounts listed in the 17th edition of the JCG in the table below.

Claims made for whiplash may be subjected to the Whiplash Reform Programme. In this instance, your whiplash injuries will be valued in line with the tariff set out in the Whiplash Injury Regulations 2021. These are set amounts, and we have included some in the table below.

Please note that the figure in the top row was not taken from the JCG or Whiplash Injury Regulations.

Compensation Table

These figures should only be used as a guide.

You can find lots more examples of settlements and awards in our list of compensation payouts for UK cases, which you can read here.

Special damages is the head of claim that compensates you for the financial losses and expenses you have experienced due to your injuries. Some examples of the losses you could claim back under special damages include:

• A loss of earnings.
• Medical expenses.
• Travel costs.
• Care costs.

Providing evidence of these losses could help support your claim, such as payslips and invoices.

Contact our advisors today for a free valuation of your claim. They could also help answer any questions you may have, such as ‘How much is a whiplash compensation claim worth?’ and ‘What is the average whiplash payout?’

How Accurate Is Your Whiplash Compensation Calculator?

Our whiplash compensation calculator asks questions about the type and severity of your whiplash injuries. Additionally, the figures we have included for whiplash in the table above come from the whiplash reform programme. As we have mentioned previously, these are set tariffs. 

However, we may be better able to assess the severity of your whiplash over the phone. Furthermore, the figures we have included from the JCG for other injuries can only be used as a guide. These do not guarantee the amount of compensation you could receive. 

If you contact an advisor for a free case assessment, they can ask about your injuries in further detail and evaluate the financial impact that you have experienced due to injury. This will allow them to offer a more tailored estimate of your whiplash claim amount with consideration of the relevant factors.

What Is The Criteria To Claim Compensation For Whiplash?

In order to make a claim for whiplash compensation, you must be able to prove that you were owed a duty of care, and this duty of care was breached, causing you to suffer injuries. This criteria applies to all personal injury claims, including road traffic accident claims.

A duty of care is a legal responsibility for the health and safety of others. All road users owe one another a duty of care, meaning that they must navigate the roads in a way that prevents harm to themselves and others. Part of this duty is complying with the Road Traffic Act 1988, as well as the mandatory rules outlined in the Highway Code. If another road user fails to uphold their duty of care, and you suffer whiplash injuries as a result, then you may be able to make a claim for compensation.

Contact our advisors to learn about how much compensation for whiplash and back pain you could receive if your claim succeeds and why an average whiplash payout for UK claims can be hard to calculate. They can also advise you on whether you have a valid claim.

How Could The Whiplash Reforms 2021 Affect My Claim?

The Whiplash Reform Programme introduced changes to claims made when seeking compensation for whiplash injuries from May 2021. The changes affect claims made for injuries that a driver or passenger over the age of 18 sustained in a car accident.

The changes mean that any claims where injuries are valued at £5,000 or less need to be made through the government’s online claims portal. However, any claims where the injuries are valued at more than £5,000 don’t have to go through the online portal.

Despite whether you’re making a claim through the government portal, you can still seek legal representation from No Win No Fee solicitors.

Additionally, you may consider your injuries to be worth less than they actually are. However, they may be more severe than you realise meaning you could seek a higher whiplash compensation amount.

For that reason, we would encourage you to still get in touch with our team to assess your claim. They can provide an estimate of how much your claim may be worth. In turn, this can help you better understand the steps you need to take.

How Can A Whiplash Injury Occur?

There are a wide range of ways whiplash can be caused. Predominantly, though, whiplash is seen as a result of vehicle accidents, such as bus accidents, taxi accidents or pedestrian accidents.

Additionally, some examples of how you could have sustained this type of injury might include:

• Car accidents – A driver may have failed to indicate when changing lanes and as a result, they may have crashed into the side of another car. Due to the impact, the driver of the other car may have sustained a soft tissue injury to their neck.
• Motorcycle accidents – A motorcyclist may have failed to adhere to the speed limits resulting in them taking a sharp bend in the road too quickly. As a result, the driver of an oncoming vehicle may have needed to brake suddenly to avoid a collision, causing them to sustain a whiplash injury.
• Cycling accidents – A driver may have failed to check their mirrors when overtaking on a narrow road. As a result, they may have hit a cyclist off their bike causing them severe neck strain amongst other injuries.

If you’ve experienced something similar, please don’t hesitate to get in touch with our team. They can assess your claim and help you take steps to get any whiplash compensation you are entitled to. Receiving compensation for the average whiplash claim revolves around proving that third-party negligence caused your injury.

Can I Be Compensated If I Was Injured By An Uninsured Driver?

Have you been injured in an accident with an uninsured or untraceable driver? In that case, it’s possible to make a claim through the Motor Insurer’s Bureau (MIB).

The MIB can potentially help people if they have suffered a whiplash injury in a road traffic accident caused by an uninsured or untraceable driver. Since the driver responsible is unable to provide the money for compensation in such cases, compensation is covered by the MIB instead. All vehicle insurance companies are required to contribute to the MIB.

Our road traffic accident solicitors could potentially help with your claim if you’re currently in a similar position. You can contact our team of advisors online or on the phone to ask about MIB payout amounts when claiming for whiplash.

What Are The Effects Of Whiplash and Other Neck Injuries?

Whiplash and other neck injuries may have several effects on a person, ranging from mild pain and discomfort to significant life transformations. The effect such injuries have on a person generally depends on the extent of the damage caused. 

The minor effects of neck injuries typically include:

• Mild discomfort
• Aches and pains
• Headaches 
• Neck stiffness 

On the other hand, the more serious neck injuries may cause:

• Prolonged pain and suffering
• Permanent or partial paralysis 
• Degenerative changes
• Migraines and memory loss
• Psychological problems

Regardless of the type of neck injury you suffered, you may be eligible to start a claim if you can prove that the third party was responsible.

Are The Effects Of My Injuries Considered In My Claim?

If you are asking, ‘how much compensation for whiplash and other neck injuries,’ this typically depends on the extent of your harm or the effect this has had on you.

Some factors considered as part of your claim include:

• The length of time receiving treatment
• The extent of your surgeries and treatment
• Loss of amenity, being unable to complete your usual activities

For example, if your neck was broken and this caused partial paralysis and required you to wear a neck brace for a number of years and extensive treatment, this may be considered in your claim.

Our whiplash compensation calculator considers any effect your neck injury had on you. If you have any questions regarding this, contact our advisors.

What Evidence Do I Need To Claim Compensation For A Whiplash Injury?

Having looked at how much compensation for a whiplash claim you could receive, we need to examine how you can prove the fault of the other road user during your claim. This is an important step to not only show that the other road user caused your injuries but also to demonstrate what injuries you received and how serious they were.

We have collected a few examples of evidence you could use when claiming for a whiplash injury here:

• Medical records such as x-rays, other scans, test results or examination notes.
• Photographs of your injuries, vehicle, the scene of the accident and what caused it.
• CCTV or dashcam footage.
• Contact information for any potential witnesses so they can provide a statement during the claims process.

To find out more about making a whiplash claim, to ask any questions you may have or for a free assessment of your eligibility to begin a claim, get in touch with us today. Our team are available 24 hours a day via any of the contact methods provided below.

Whiplash Claims – How Long Do I Have To Begin My Claim?

There is a time limit in place if you wish to start a claim for whiplash injury compensation through a personal injury claim. The Limitation Act 1980 sets out this time limit as three years and begins on the date of your injuries.

However, you may still be able to make a whiplash compensation claim even if you don’t fall within this time limit. For example, if you sustained whiplash while under the age of eighteen, the time limit doesn’t begin until you turn eighteen. A litigation friend can claim on your behalf before then, or you can make your own claim before you turn twenty-one.

Similarly, the time limit is suspended for those who lack the mental capacity to claim for themselves. In these cases, the claim can be made by a litigation friend. Otherwise, the time limit only comes back into force if the claimant regains the needed capacity.

If you’re interested in the time limit for a whiplash claim in Scotland, head here to learn more in our dedicated guide.

Our advisors can give you more advice on making a whiplash claim within the time limit. Get in touch today to get started.

Choosing The Right Solicitor

Now we’ve explained how our whiplash compensation calculator works, an important aspect of starting a personal injury claim is choosing the right solicitor. The most important thing is making sure a solicitor has the right knowledge and experience in road traffic accident claims, and a proven track record of winning compensation for clients in claims like yours. 

At Legal Expert, our solicitors have years of experience across multiple areas of law. Whether you’re local to us or from further afield, our legal team can support your claim from start to finish, giving you the best possible chance of success. 

A few key points to consider when choosing a solicitor are:

• Does the law firm have a large number of positive reviews?
• Do they have experience in handling claims like yours?
• If you’re not local to their area, can they still provide a high standard of service?
• What No Win No Fee options do they offer, and are these suitable for your needs? We examine the particular contract offer by our solicitors in the next section.

To check how much for a whiplash claim you could get, and to find out how our dedicated road traffic accident solicitors can help you, talk to our advisors today. Our team are available 24 hours a day via the contact details provided below.

Make A Whiplash Claim With A No Win No Fee Solicitor

You may wish to have legal support if you have valid grounds to claim for a whiplash injury after a road traffic accident such as a car accident. A whiplash claim could be made with the help of one of our No Win No Fee solicitors. They could assist you with gathering evidence and ensuring your case is filed in full within the correct limitation period.

One of our solicitors may offer to support your whiplash claim under a type of No Win No Fee agreement called a Conditional Fee Agreement (CFA). With this arrangement in place, you won’t need to pay any upfront or ongoing fees for your solicitor’s services. Also, if your claim is unsuccessful, you won’t need to pay your solicitor for their work.

If your claim is successful, then your solicitor will receive what’s called a success fee. This is deducted as a percentage from the compensation, before the rest is sent to you. Since these fees are capped by law, the majority of any payout will be yours to keep.

To learn more about how a No Win No Fee solicitor could help with your personal injury claim, you can contact our advisors. They can provide free advice about your potential case.

If I Contact You For Advice On My Whiplash Claim, Do I Have To Claim With You?

Our advice is offered free of charge and without any obligation to follow up on a whiplash claim. We understand that the process of taking legal action can seem like a daunting task, and you may want to gather some information to decide if you wish to take further action. 

You can reach out to our team with questions such as ‘How much can you get for whiplash injuries?’ or ‘What are the benefits of working with a No Win No fee solicitor?’. They will assist with your queries and potentially connect you to a solicitor. However, you do not have to proceed with us if you would just like to enquire.

To contact our team, you can:

Learn More About Whiplash Claims

In this final section of our compensation for whiplash claim guide, we have more links that you may find useful. We have included guides on various types of road traffic accidents including those involving cyclists.

• For more advice on making a claim for a whiplash injury, you can read our separate guide, which asks, ‘Can a whiplash claim be refused?’.
• Visit our guide on Motor Insurers Bureau claims involving road accidents with uninsured or untraceable drivers.
• For more information on drink driving car accident claims, see our guide.
• See our guide on how to claim for a rear shunt accident.

We hope this guide on using a whiplash compensation calculator has been useful, but you are welcome to contact our team if you would like extra support.  Please get in touch using the contact details featured on this page.