Foreign Vehicle Car Accident Claims – How much Compensation Amounts
No matter whether you have been overseas for work or pleasure, there is no denying that being involved in a road traffic accident would have been the last thing on your agenda. If you have been involved in a road traffic accident overseas, you may assume that you won’t be able to secure compensation or that the process will be lengthy and complex. In fact, this could not be further from the truth, especially thanks to the Green Card system. This system ensures that you can secure compensation in a manner that is almost identical to seeking compensation if you were involved in a car accident here in the UK. With that in mind, read on to find out everything you need to know.
Select a Section
- A guide to car accidents or road accidents involving a foreign vehicle claims
- What is a foreign vehicle accident claim?
- Statistics regarding road traffic accidents around the world
- What to do if you are involved in a car accident involving a foreign vehicle
- How to begin a car accident or road traffic accident involving a foreign vehicle injury claim
- Road traffic accident involving a foreign vehicle at work claims
- What is the Green Card system?
- How does the Green Card system work?
- What can be claimed for after a road traffic accident involving a foreign vehicle causing injury?
- The most common types of road traffic accident involving a foreign vehicle
- How much compensation will I get after a road traffic accident involving a foreign vehicle?
- No Win No Fee foreign vehicle road traffic accident claims
- Why choose us as your claims service for a road traffic accident claim?
- Call for free advice and to start a claim
Making a claim against a foreign driver may seem like a daunting process, but you have nothing to worry about. We have many years of experience in dealing with MIB foreign insurers, so you can be certain that we are best placed to secure the maximum amount of compensation for you. But, before you give us a call to discuss your case, read our guide below if you have had a car accident with foreign driver. You will find details on how to claim, eligibility, the Green Card, average payout amounts, and much more. If you have any questions about anything in this guide, please do not hesitate to get in contact.
A foreign vehicle accident claim is a personal injury claim that is launched when the victim has suffered at the hands of another driver overseas. If you have been involved in any type of car accident overseas and it was not your fault, you will be able to launch a claim for compensation.
Every year, roughly 1.25 million people die due to road traffic accidents. Such accidents are the leading cause of death amongst people aged between 15 and 29-years-old. There are also some countries that are more dangerous than others. Despite the fact that low and middle-income countries have roughly 54 per cent of the world’s vehicles, they also have 90 per cent of the world’s fatalities. This is shocking to say the last.
Some of the worst places for road traffic accidents include Libya, Thailand, Iran, Gambia, Mozambique, and the Democratic Republic of the Congo. Some of the worst countries in Europe for road traffic accident fatalities include Bosnia and Herzegovina, Belarus, Ukraine, Moldova, Montenegro, Georgia, and Lithuania.
If you have been involved in a car accident overseas, it is important to take the necessary steps to gather as much evidence as possible. This includes:
- Seeing a medical professional – Of course, your health always comes first, which is why it is vital to see a doctor. You may feel fine after the accident, but whiplash often takes days to appear, and it gets worse over time. Seeing a doctor can also boost your case, as the medical report provided is a crucial piece of evidence.
- Take photos at the scene – Take photographs of any damage to the scene and/or your car. If your injuries are visible, it would be a good idea to take photos of those too.
- Make a note of everything that happened – As soon as you get the opportunity; make a note of everything that occurred. This will ensure that you do not overlook any important details.
- Get contact information – You need to get the contact details of the person that caused the accident. This includes their name, telephone number, and address. If the person has fled the scene, it can be a little bit more difficult, but we can still launch a claim. You should also get the contact information of anyone that witnessed the accident. Witness statements can really boost the strength of your case.
- Keep proof of expenses – When making an insurance claim against foreign driver, you will be able to claim for any expenses you have encountered as a direct consequence of your injuries. Common examples include loss of income, childcare costs, the cost of counselling, prescription expenses, travel costs, and much more. However, in order to claim for these special damages, you are going to need proof, so keep a hold of your receipts and don’t throw away any important documents.
If you want to make a car accident claim against foreign vehicle driver, all you need to do is give us a call. The claim process is really easy and straightforward. We will begin every client relationship with a free consultancy session. This is a good opportunity for you to ask any questions you may have. It is also a good chance for us to find out the facts about your case. This is simply so that we can advise you in the best possible manner. We can also arrange a local medical for you, if needed, and you will be pleased to know that we work to a No Win No Fee payment structure as well. You can find out more about this towards the end of the guide.
If you were working overseas, and you were injured in a road traffic accident, you may have grounds for compensation. The key to a successful claim is proving liability. You need to show that someone else was to blame for the accident you were involved in. No matter whether this was your employer or someone else on the road caused the accident, we can help you to get the money you are entitled to.
The Green Card MIB system makes it easy for you to claim if you have been involved in a car accident with a foreign vehicle. You will claim much in the same way as you would if you had a car crash in the UK. The only difference is that you will be making a claim to the Motor Insurance Bureau (MIB).
The Green Card is an international certificate of insurance. It means that motorists that are overseas will have the minimum compulsory insurance cover that is needed by the law of the country they are in.
The United Nations (UN) Green Card system is recognised in 47 countries at the time of writing. This includes all EU countries, the additional countries that make up the European Economic Area (EEA) as well as Russia and Switzerland. The system was developed to enable vehicles to move freely between countries, as well as making sure that victims of accidents involving foreign registered vehicles are not at a disadvantage.
Motor insurance is not impacted by the Green Card itself. Instead, when it comes to participating countries’ motor insurance policies, it acts as proof that all of the minimum legal requirements for third party liability are covered. This is why it is vital for settling accident claims.
When making a claim for a road traffic accident that happened overseas, you will be able to claim for the following:
- General damages – This is the payout you will receive to compensate you for the pain and suffering you have encountered.
- Medical expenses
- Travel expenses
- Care claim – If someone has helped you around the house while you recover, they will be able to launch a care claim.
- Loss of earnings – You can also claim for loss of future anticipated earnings.
There are many different types of road accidents that can happen overseas. Common examples include:
- Car crashes caused by speeding
- The other driver pulling out too fast at a roundabout
- Car hit by foreign driver because they were on their phone
- Accident with foreign lorry driver who lost control of his/her vehicle
- Crashes due to the driver being under the influence of alcohol
- Car park accidents
- … and many, many more!
If you have been injured in a road traffic accident while overseas, one thing you will want to know is how much compensation you could receive. Unfortunately, we cannot provide you with an accurate answer to this question. This is because every personal injury claim is different; there are many factors and variables that come together to determine how much compensation you will receive. The last thing we want to do is promise you ‘x’ amount when there is no way of guaranteeing this. No solicitor should ever give you false hope by stating a payout amount, which they simply won’t be able to back up.
One thing we can do, though, is take you through the typical payout amounts for injuries that are most commonly sustained during road traffic accidents. This can give you a good understanding regarding the level of payout you could be entitled to. If you cannot find your injury in the table below, or you have any other queries regarding payout amounts, please do not hesitate to get in touch. Our friendly and professional team will be more than happy to assist.
|Reason for compensation||Typical payout amount||Comments|
|Minor back injuries||A few hundred pounds - £9,500||There are a number of factors that are considered to decipher your payout level when it comes to minor back injuries. This includes how severe the initial injury was, the symptoms you have experienced and the consistency of them, the degree of pain encountered, and the extent of any treatment you have needed. Claims amounting to a few hundred pounds are those whereby a full recovery is made in a few months.|
|Moderate back injuries||£9,500 - £29,475||At the higher end of the payout bracket, we have cases that involve residual disability, albeit of a lesser severity when compared with the more serious cases of back injury. Lower payouts are awarded for cases whereby there is muscle and ligament disturbance, which causes backache and soft tissue injuries.|
|Severe back injuries||£53,000 - £122,350||The highest compensation level is awarded when the claimant has experienced a severe back injury, which involves damage to the spinal cords and nerve roots. At the lower end of this payment bracket, we have cases involving soft tissue injuries, disc lesions, or disc fractures, which result in chronic conditions.|
|Minor neck injuries||A few hundred pounds - £6,000||There are numerous factors that are considered when deciphering how much payout you will receive. This includes the severity of the neck injury, as well as the symptoms you have experienced and their consistency, pain intensity, your ability to work, and the impact your injury has had on your daily life. Whether any medication is needed will also be considered. The lowest payout is simply for cases whereby there has been a full recovery within a couple of months.|
|Moderate neck injuries||£6,000 - £19,000||At the higher end of this payout bracket, we have fractures or dislocations, which result in immediate symptoms of a high severity. At the lower end of this payout bracket, we have claims whereby the claimant has experienced a pre-existing condition being accelerated or exacerbated.|
|Severe neck injuries||£34,575 - £112,750||If you have experienced a neck injury that has caused incomplete paraplegia or permanent spastic quadriparesis, you can expect the highest payout. The lower payout amount is for cases whereby the person has suffered a very severe fracture, dislocation, or soft tissue damage.|
|Mental anguish||£3,550||Expectation of end of life and fear of death.|
|Pain and suffering||£1,000 - £200,000||The level of suffering and pain experienced will be used to calculate the compensation amount received.|
|Loss of anticipated earnings||£10,000 - £400,000||This is calculated by looking at your current pay grade, as well as your future earning potential. It is designed to compensate you for any earnings you will lose in the future due to missing work while you recover. In some cases, you can receive more than the maximum payout stated.|
|Loss of benefits||£5,000 - £500,000||This is compensation to cover actual income lost. It is calculated using your current rate of pay. In some cases, you can receive more than the maximum payout stated.|
One of the best things about working with our solicitors is that we only launch No Win No Fee road accident foreign vehicle claims. What does this mean? Well, No Win No Fee is a term used to describe our payment structure. It basically means that you do not need to pay any legal fees if we do not win your case. This offers you a significant degree of monetary protection, as it means you will never find yourself in a position whereby you have a legal bill yet you do not have any compensation to cover the cost.
This merely scratches the surface of the benefits associated with this approach. As our solicitors are accountable for the service they provide, you can be sure that we will always put in 100 per cent when attempting to secure compensation for you. If you opt for the services of a solicitor that chargers per hour, win or lose, they will receive the same pay at the end of the day. This could mean that they do not give your case the attention it deserves. It can also mean that they may take on your case even if it does not have a strong chance of compensation. We won’t waste your time like this.
There are a number of reasons why you should choose us as your claims service if you want to make an insurance claim against foreign driver. This includes the fact that we have many years of experience: not only in the industry in general, but in regards to road accident claims, including those against foreign drivers. You can rest assured that we will have handled cases similar to yours before.
We also have an exceptional reputation in the industry, which should give you complete peace of mind when choosing our service. One of the reasons we have achieved such a good name is because of our customer centric approach. Our customers are always at the heart of everything we do. It is our aim to secure the maximum amount of compensation in the most efficient manner, so that you can focus on the recovery process and getting your life back.
If you have had a car accident foreign vehicle involved and you want to make a claim, all you need to do is give us call. You can reach our team on 0800 073 8804. You will speak to one of our experienced and friendly professionals, who will happily answer any questions you have, no matter how big or small. If you are ready to make a claim, you will be matched to the best in-house solicitor on our team based on the ins and outs of your case. This ensures that we can provide you with the very best service.
Take a look at our guide on Motor Insurers Bureau compensation claim amounts. You will find out information on what the MIB does, what can be claimed for when making these types of claims, and what to do if you are involved in an accident with an uninsured driver.
You can use this link to find a UK representative of a foreign insurance company. All you need to do is select the country in question, after which you will be asked for a green card number and to select the insurer. You will then be presented with an agent, address, telephone number, and email address.
This is our general guide to car accident compensation claims. You will find information on starting such a claim, average payouts, and using a No Win No Fee service.
Whiplash is one of the most common injuries sustained as a result of a road traffic accident. This is our most recent whiplash compensation calculator and payout guide. It provides plenty of useful information on whiplash claims.