How To Get More Money From A Personal Injury Claim?

Last Updated 10th December 2025. To get more money from a personal injury claim, don’t accept the first offer of compensation from the opposing party, gather a strong body of evidence, and connect with a solicitor to support your case. Knowing how to get more money from a personal injury claim is an important part of the process, one which solicitors have a deep understanding of. Here at Legal Expert, our solicitors know precisely how to maximise your personal injury claim and how to get more money from an accident.

Our advisors are also available to walk you through how to get the most out of a personal injury settlement during a free consultation, which can help determine whether you have grounds to make a claim. If you do have a valid claim, you can pursue compensation with one of our No Win No Fee solicitors so that you can pursue your personal injury claim without delay. They are all dedicated to their clients, providing tailored support to ensure all individual needs are met. 

What You Need To Know

• How is compensation calculated? Compensation is calculated based on the type of injury you have suffered, the severity, and whether you have incurred financial losses.
• What is personal injury compensation intended to cover? It covers pain and suffering from the physical and psychological effects of your injury, as well as any financial losses resulting from this.
• Can personal injury compensation cover future losses? Yes, compensation can account for future financial impacts related to your injury, including lost income, care costs, and private medical treatments.
• What type of injuries can be covered in a personal injury claim? A wide variety of injuries can be covered, including broken bones, soft tissue issues, and brain damage.
• What kind of evidence do I need to get more money from a personal injury claim? Medical records can demonstrate the severity and impact of an injury, while payslips, bank statements, invoices, and receipts can prove any related financial losses you incurred.

If you’re looking for the kind of legal support that always puts clients first, contact us today to find out if you can claim with one of our dedicated, expert solicitors.

What Is A Personal Injury Claim?

There are many different types of personal injury claims. They can include:

• An accident at work.
• Road traffic accidents (RTAs).
• Accidents in public places (shops, schools, car parks, train stations etc).
• Food poisoning illnesses.

To be eligible to claim compensation, you’ll need to demonstrate that:

• You were involved in an accident caused by somebody who owed you a duty of care.
• The responsible party had been negligent or breached the duties of care they owed to you.
• And, as a result of the negligence, you were injured, became ill or suffered a financial loss.

Duty of care can be determined by different pieces of legislation. For instance:

• Employers have a duty of care to ensure staff safety because of the Health and Safety at Work etc. Act 1974.
• Road users have a duty of care to other road users because of the Highway Code.
• Businesses have a duty of care towards customers because of the Occupiers’ Liability Act 1957.

To help prove negligence and injuries, evidence will be needed. Therefore, in the next sections of this guide, we’ll provide advice on the evidence you could use.

Collecting And Preserving Evidence Of Your Accident And Injury

When we’re asked, “How do I maximise my personal injury claim?”, we’ll often explain that evidence is the best way. The more evidence you can supply, the harder it is for the defendant’s legal team to deny what happened, who was at fault and how you suffered.

Therefore, if you are involved in an accident, to help improve your chances of being compensated correctly, you could:

• Take photographs of the accident scene. Do this as soon as possible and before the cause of the accident has been removed or repaired.
• Seek medical treatment (we’ll cover why this is important in the next section).
• Collect details of any witnesses who saw what happened.
• Report the accident where possible. This could involve reporting an RTA to the police. Also, accidents at work and in public places should be logged in an accident book.
• Photograph any visible injuries.
• Obtain CCTV footage, where possible, or dashcam footage in car crashes.

Each piece of evidence you can supply can improve your chances of receiving the correct amount of compensation. For instance, without a copy of an accident report, the defendant could claim that the accident didn’t take place at all. Or, they could suggest that the injuries you’re claiming for weren’t as a result of the accident. Therefore, taking the steps above, although time-consuming, could help ensure your case is successful and the compensation amount is fair.

See A Doctor Or Hospital For Treatment

As mentioned in the previous section, medical records can be used as evidence to support your claim. As you’ll see later in this guide, compensation known as general damages is paid based on the severity of your injuries.

Following an accident, we advise that you seek medical treatment from your GP or a doctor at A&E. This will ensure your injuries are assessed and treated so that your recovery can begin.

At a later date, you could ask for a copy of your medical records. These can then be used to demonstrate what injuries you sustained, the medical advice you received, any treatment performed and the medication you had to take.

Don’t Accept The First Offer You Get

It can be quite tempting to accept the first offer that’s made once the defendant has admitted liability. The problem is, though, that when settling a personal injury claim with an insurance company, they’ll be acting in their own interests and not yours. This means the amount offered is likely to be less than what you’re entitled to.

Your solicitor will need to demonstrate to them why the offer isn’t adequate. This goes back to evidence you’ve provided. You’re unlikely to receive a better offer if you simply argue that the offer isn’t high enough. Having a specialist solicitor on your side, who’s armed with the knowledge of the claims process and ample evidence to support the claim, means they could reject the offer and argue the case so that you receive more compensation.

Make Sure Your Settlement Assesses Future Costs

Another way of getting more money from a personal injury claim is to ensure any future costs are considered. Therefore, you should ask for a breakdown of what any settlement offer includes.

As mentioned earlier, when you agree to settle a claim, there’s no going back and asking for further compensation later on. This means that you need to ensure the amount you receive will cover any future losses such as lost income, care costs and medical costs. Your solicitor will help you to work out whether you’re likely to suffer financial losses for several months, years or the rest of your life. These losses should all be included in your compensation payment.

Ensure You Build A Solid Case

Another reason for using a specialist solicitor is that they will understand what’s needed to try and ensure you are compensated fully. It’s important not to rush into making a claim. Taking each step at a time and reviewing the claim fully should mean you understand the impact of your injuries.

For instance, rather than relying on medical records alone, our solicitors will arrange for a medical assessment by an independent doctor as part of the claims process. This report will demonstrate how you suffered, the impact your injuries have caused and whether there will be any long-term suffering.

Make Sure You File Your Case Within The Three-Year Period

When asked, “How do I get more money from my personal injury claim?”, one key piece of advice is to claim within the statutory claims time limit. The personal injury claims time limit is 3 years from the date of the accident.  In some cases, the time limit can begin from the date you found out about the injuries or illness, if this is later.

Although that seems a long time, you should contact your solicitor as soon as possible. That’s because, if you want to receive a full and fair settlement, the solicitor will need time to gather evidence, speak to witnesses,  arrange a medical assessment, present your case to the defendant and attempt to negotiate a settlement. This all takes time. When solicitors don’t have enough time to prepare, the claim might not be successful, or you might not receive the right amount of compensation.

If you’re claiming on behalf of your child, you can do so at any point before they turn 18. If that doesn’t happen, then when they become an adult they can make their own claim before their 21st birthday.

Personal Injury Claims Compensation Calculator

If you’re awarded compensation, you may find it consists of two heads of claim: general damages and special damages. Now we’re going to look at the first part,  general damages. This is designed to compensate you for the pain, suffering and loss of amenity caused by your injuries. As every claim is unique and each claimant is affected differently, it’s impossible to provide exact compensation estimates in this guide. However, when you call to discuss your claim, we could provide a personalised assessment for you.

The personal injury claims calculator table below shows entries for different injuries. These entries feature suggestive brackets that come from the Judicial College Guidelines (JCG), a document which can be used by courts, solicitors, and insurance companies to determine the value of claims. However, the top figure was not taken from the JCG. Also, please use our table as a guide only.

This is just a selection of injuries that could be claimed for, don’t worry if yours isn’t listed. Also, it’s worth bearing in mind that if you’ve suffered multiple injuries, you can claim for each. 

Remember, these figures are just one part of your potential compensation package. We’ll look at what else could be claimed for in the next section.

What Are Special Damages And How Do I Maximise Them?

As well as general damages, your solicitor can also claim for special damages. These are paid to cover financial losses caused by your injuries. They’re designed to ensure that, financially, you’re no worse off than you were before the accident occurred. There are many different elements of special damages. Your solicitor will work with you to determine what losses, or future losses, you could claim for. Here are some examples of special damages:

Medical Costs

During your recovery, you may need to pay for prescriptions or over the counter medication. Therefore, these costs could be claimed back. It’s also possible that you might need to pay for non-NHS treatments. Finally, if your injuries are going to be long-term, you could include the cost of medication and treatment for the future too.

Care Costs

While recovering, you might need to receive assistance from a carer. If that’s the case, any costs involved could be included in your claim. For instance, you could claim for the cost of a professional carer or for the time of a friend who cared for you. For more serious, long-term, injuries, permanent care might be required. These costs could also be claimed for.

Home Modifications

In some cases, where an accident leaves you with a disability, it might mean you need to modify your home. This might involve redesigning the property for wheelchair access, fitting lifts or hoists or fitting a wet room. If these things are required as a result of your injuries, you could claim the costs back.

Travelling Costs

Initially, while receiving treatment for your injuries, you might incur fuel and parking costs. These could also be included in your claim. For longer-term injuries, if you’re unable to drive any more, you could claim for the cost of alternative travel arrangements.

Property Damage

Another thing you could include in your claim is the cost of replacing or repairing personal property that was damaged in your accident. This might include clothing, phones, watches or jewellery.

Lost Income

If your employer doesn’t pay full sick pay, you could lose income when off work recovering or attending medical appointments. You could claim back those losses, too.

Future Loss Of Earnings

Finally, where there is an impact on your ability to work, you could claim for future lost earnings. If you’re able to work, but not in the same role as before, then the difference in salary would be considered. Also, factors like your age, current salary and job prospects will all be used to determine how much compensation you’ll receive.

To help prove a special damages claim, you’ll need to supply evidence. This can be in the form of wage slips, bank statements and receipts. It might be a good idea to keep a diary of your expenses. That way, when your solicitor wants to review your claim with you, it’s easier to explain your spending.

Finally, we’d advise that you speak with your solicitor before committing to an expense. They’ll be able to advise you if you are likely to be able to claim it back or not.

How Our Solicitors Can Help You Get More Money

If you are wondering ‘how to get more money from a personal injury claim?’, it is worth seeking the legal support of our solicitors. They have undergone extensive education and training to become specialists in such claims.

At Legal Expert, we understand that you may want to receive the highest compensation award possible for the suffering caused by your accident. Therefore, our solicitors may help you claim this by:

• Explaining each stage of the claims process
• Utilising their legal skills and knowledge 
• Helping you obtain evidence to support your claim 
• Calculating your injury and financial losses compensation
• Explaining how you can get more money from a settlement
• Participating in compensation negotiations with third parties 
• Helping you apply for interim payments
• Setting you up with appointments, such as an independent medical assessment 

Our solicitors are renowned for providing a high level of customer service. To prove this, they have gained decades of combined experience in helping their clients claim over £80 million in compensation. Therefore, it may benefit you to seek their legal support when claiming compensation for a personal injury.

If you would like to speak to our advisors regarding how our solicitors can help you get more money from your claim, please get in touch with them anytime.

Maximising A No Win No Fee Claim

Beginning a personal injury claim is often the hardest part of the process. For many people, it’s the financial cost of hiring a solicitor which puts them off claiming. That’s why our solicitors work on a No Win No Fee basis. This makes people a lot more confident in pursuing compensation because the financial risk is vastly reduced.

To begin the claims process, a solicitor needs to check that the claim has a chance of success. If they believe the case is strong enough, they’ll prepare a No Win No Fee agreement for you. Legally this is called a Conditional Fee Agreement (CFA).

The CFA will explain that there are no up-front fees to pay and also that there are no fees to pay during the claim. Furthermore, it will explain that the solicitor’s fees don’t have to be paid if a claim is unsuccessful.

If the claim is won, the solicitor may ask for a small contribution towards their fees, which would be deducted from your compensation. This is known as a success fee. The size of the success fee is legally capped and will be listed in the CFA so there are no surprises when the claim is settled.

To find out whether you could claim using our No Win, No Fee service, please get in touch today.

Start Your Personal Injury Claim

Thanks for reading this guide about maximising compensation payments for personal injury claims. We hope that, if you’ve decided to claim, you’d like to use Legal Expert to help you. If that’s the case, here are our contact details:

• Call a friendly member of our team on 0800 073 8804 for free claims advice.
• Connect with us using our live chat facility.
• Or, if you prefer, fill out our contact us form

As discussed, we offer completely free advice about claims in the hope that you’ll let us help you begin a claim. We also provide a no-obligation assessment of your claim. If it’s strong enough, we could introduce you to one of our solicitors who works on a No Win No Fee basis. So, let us work out if you have a valid claim by calling Legal Expert today.

Essential References

We hope that you now know how to get more money from your personal injury claim. To assist you further, we’ve provided some links to more guides like this one and some other external resources, too.

• Supermarket Accident Claims – A guide looking at what types of accidents in a supermarket could lead to compensation.
• No Win No Fee Claims – A more detailed look at how the No Win, No Fee claims process works.
• Accident Claims In Scotland – A detailed look at the personal injury claims process in Scotland
• Can I Claim Compensation For Somebody Else? – If you have questions about making a personal injury claim for someone else, this guide may answer them.
• The Health and Safety Executive – The HSE is the government body that oversees health and safety in the workplace.

If there is any further information you require, please contact us using the number above.