Kos Car Accident Claims Guide – How To Claim Compensation For An Road Accident Injury
Being involved and even injured in a car accident is always a shocking thing to happen to you. However, if you were injured in a car accident in Kos, the situation might be much more stressful for you to deal with. When you in in a distressing situation, having to negotiate with cultural and linguistic barriers can make things much worse to deal with.
No one plans to be involved in an accident whilst they are holiday, but accidents on the road can happen as easily when in Greece as they can in the UK. Being left injured can ruin a holiday and could even mean you having to stay much longer in Greece, or needing emergency travel home.
If someone else was to blame for your accident we want to help you to get the compensation which you may be owed. Our team is on hand seven days a week to review your accident and injury and to let you know whether we think you can or can not make a compensation claim.
Find out more through the rest of this guide and contact us on the number below when you are ready to start your claim.
Select A Section
- A Guide To Car Accident In Kos Compensation Claims
- Useful Numbers In An Emergency In The Island Of Kos
- Emergency Doctors, Hospitals, And Pharmacies
- What To Do If You Have A Car Accident On A Greek Island
- What To Do In The Event Of An Accident On Holiday
- Recording Your Car Accident With The Police And Motor Insurance Bureau
- Compensation Claims For Whiplash In Greece
- Travel Insurance And Your Claim – What Can You Be Compensated For?
- How Much Could Your Claim Be Worth?
- No Win No Fee Claims For A Car Accident On Holiday In Kos
- How We Can Help You After An Accident Abroad
- Contact Us
- Useful Contact Details And Further Holiday Accident Guides
If you have been involved in a car accident in Kos you are (at the time of publication) protected by EU law. This will means that you can make a claim for accidents caused by someone else. Your claim may be better facilitated by the 4th and the 5th Motor Insurance Directives of the EU. These mean that the insurance company in Greece has to use a representative in the UK to handle the claim.
Immediately after your accident, you will probably be asked to sign a ‘Constat Amiable’, also known as the ‘European Accident Statement’. This form is used to help the two parties to exchange relevant information in a quick and easy way.
Whilst there is (commonly) a three year period from when you have an accident or discover an injury in the UK, time limits abroad can and do vary. In the table below, you can see relevant personal injury claims time limits in Greece.
How Long Do You Have To Claim Compensation After A Car Accident In Greece?
|Nature of compensation claim||Claim time limit in years|
|Injuries caused by a UK based package holiday company.||3 year limit|
|Injuries which happened on a privately booked holiday.||5 year limit|
|Car crashes and road accidents across Greece.||up to 5 year limit.|
Whatever the nature of your accident or injury, whether a car crash, or even a road fatality in Greece, you may need to access different types of healthcare services, such as a doctor, hospital, the ambulance, or police. After the accident, you may also need to find the closest pharmacy. In Kos, Greece, and the European Union, you can call the pan-European emergency number of 112.
Other useful numbers in an emergency may be;
- Main Greek Police: 22420 22100
- Greek Tourist Police: 22420 26666
- Greek Ambulance Service: 22420 22300
- Main Hospital In Kos: 22420 28050, 22420 23423
- The Main Fire Department: 22420 22199
The healthcare systems of countries across Europe do differ and how services are accessed at the point of need will differ. This may mean that at the point of need you may be required to pay for certain parts of your treatment. This may be true whether you are using the EHIC card system, accessing your travel insurance, or paying for your treatment privately. It is always a good idea to be prepared to meet medical bills before you travel in case of an emergency, such as a car crash. You can apply for an EHIC card before you travel here.
If you are not registered with the scheme, or if you have lost your card, you can call the NHS Business service Authority Overseas Healthcare Services department on +44 191 218 1999. They can issue Provisional Replacement Certificates, allowing you to access healthcare in Greece on the same terms as Greek nationals.
If you were driving in the Greek Islands, and are injured in a car accident in Kos, there are some simple steps which you can and need to take. You will need to take these steps to both comply with Greek law, and to make sure that you can make a compensation claim when you return to the UK.
After a car accident, you will need to report your accident to the police. It is likely that the police will need to attend the scene of the accident as you are a foreign driver, driving in the Greek Islands.
One of our biggest pieces of advice that we can give to people is that, whilst it can seem innocuous, you must not say or do anything which gives the impression that you were in anyway culpable in the accident. Do no say sorry. Do not sign any paperwork other than the standard European Accident Statement, or ‘Constat Amiable’
You will need to produce your UK driving licence, your vehicles registration documentation, a rental agreement or proof of ownership, and details of your insurance policy or your international Green Card.
You should also contact the provider of your travel or vehicle insurance.
Whilst there are specific things which you need to do if you have been involved in a road accident when abroad, there are some steps which you should take in the event of any form of accident or injury when abroad.
Firstly, when you are injured outside of the UK, even if you have a good level of travel insurance in place, you might find that you will need to pay the whole, or part of, the cost of your healthcare. You will then be able to claim this back, either on your insurance policy, or as part of your compensation claim. Before you do travel abroad, check what you are entitled to claim for. Look at whether hospital bills will be covered and if they will help you get back to the UK.
- Report your accident to any relevant party.
- Make sure it is recorded by your holiday company.
- Ask for the name and contact information of any witness.
- Photograph the area where the accident happened.
- Record the date and time of the accident.
- Record any medical appointments that you have. Note down the time and date of them,
- write the name of the doctor you visited.
- If you were unable to attend any things which you have already booked and paid for, you can claim the costs of these.
Do ensure that you keep invoices or receipts for any costs you have had to pay.
One of the main pieces of legislation which facilitate cross-border claims, such as for a car crash in Greece, are the 4th and 5th EU motor. These were designed to better facilitate and speed up the process of being compensated when driving in a different European state.
In the event of a car crash in Greece, whether the mainland or in the Islands, there are a few quick steps which you will need to take to follow Greek law, and to ensure that you have a better chance of making a claim. These include;
- Firstly, you will need to call and report your accident with the police, ensuring all of the correct details are reported.
- Write down all the relevant registration details, such as the number plate, of the other vehicle. Also note the drivers name and further details. You should also note the make and model of the other vehicle.
- Ask the other driver for details of their insurance policy. What is the name of their insurance provider, the policy number, and the start and end date of the policy.
You can find additional information on what to do after a car accident in Greece in guidelines produced by the Greek branch of the Motor Insurance Bureau.
If you have sustained an whiplash injury whilst you were on holiday in Greece which happened whilst driving a rental or hire car booked in the UK, you could be able to make a compensation claim against the UK company which you booked with, if the vehicle was at fault. If you were injured in a private vehicle, or in a crash where another driver was responsible, you could still be able to make a claim with one of our personal injury lawyers specialising in whiplash claim. If you accident was in any way connected to your holiday company, or the way in which their services were provided, we may be able to help you take action against them.
Some of the most common symptoms which you might experience if you have sustained whiplash are;
- Stiffness and pain in the neck, the upper back, and the upper parts of the arms. May also include tingling sensations. This may also get worse with time and reduce movement in the neck.
- Headaches radiating from the base of your skull. This may be accompanied by dizziness.
- General feeling of fatigue which does not go away.
- Problems with sleeping.
If you are experiencing any of these symptoms after a car or other vehicle crash, we recommend seeking medical advice and treatment.
When it comes to making a claim, you may be able to claim compensation from your own travel insurance or driving insurance policy, a policy taken out with your rental car company in Greece, or you may make you claim against, and be compensated by other party, such as another driver.
There are two main categories which you can be compensated for after any form of accident in which someone else was to blame. These categories are special damages and general damages. General damages are those paid out for the injury itself and we shall look at these in the subsequent section.
Special damages are those which are awarded for the wider impact of an accident or injury on a person. This can subsequently be broken down into compensation for several different effects of your accident and injury. These categories are designed to help make sure that people are not left out of pocket. They include the following as well as other types of compensation;
- Any costs related to returning to the UK such as emergency repatriation not covered by an insurance policy,
- Medical or healthcare treatment outside of the UK, such as treatment in Greece which needed to be paid for. This might have included payments towards treatment covered by the EHIC,
- Prescriptions which you need after the accident,
- Care around the home. This could be provided by a professional, or even by a family member. If they have to take time off work, they could also be compensated,
- Anything needed to adapt your home or your car,
- Income which you have lost, or that lost by a family member caring from you,
- Other costs which you have had to meet as a (direct) result of your accident.
Your final award may be made up of the types of compensation listed above, and the settlement for the injury detailed below.
How much your holiday accident compensation award will be is difficult for us to say without knowing what happened to you, how you have been injured, and the wider impact of this on you. Claims can range in value from relatively small to life changing amount for the most serious and life altering types of injury. In general, the more severe the nature of the injury, the higher the settlement you will be awarded.
In this table we look at examples of injuries which people can sustain in a car crash in Greece, and how much such injuries typically are awarded. When you discuss your claim with our team, they will be able to provide you with a better estimation of your injuries.
|Death||£12,500 - £300,000||This is the average amount paid for a person's death. Other forms of damages may also be applicable.|
|Mental anguish||Compensation up to £3,550||Including psychological suffering or trauma brought on by the imminent fear of death.|
|Punitive damages||£1,000 - £275,000||Settlements may be higher in some cases|
|More general pain & suffering||£1,000 - £200,000||Paid for that suffering and/ or pain actually suffered by the victim.|
|Loss of (future) benefits||£5,000 - £500,000||Can be claimed for benefits already lost, or which may be lost in the future.|
|Loss of (future) earnings||£10,000 - £400,000||Can be claimed for earnings already lost, or which may be lost in the future.|
|Loss of care, protection and companionship for family members.||£2,000 - £100,000||Awarded for the loss of care, protection and companionship for family members. Settlements can be higher|
|Minor neck injury||up to £6,000||Injuries including whiplash and similar soft tissue injuries.|
|Moderate neck injury||£6,000 - £19,000||Soft tissue injuries, minor fractures, or for situations where an existing injury is made worse.|
|Severe neck injury||£34,575 - £112,750||Could result in paralysis or severe disability from the neck down.|
The figures provided in the table above illustrate how much different injuries could be awarded. To be provided with a detailed assessment of how much your specific injuries could be awarded, please contact us today.
Conditional Fee Agreements (also known as no win no fee) are a type of contract which is typically put in place between the person making a claim and their personal injury lawyer.
The no win no fee agreement will set out the terms and conditions through which the solicitor, lawyer, or law firm will provide services to a claimant. The contract or agreement states what the solicitor or lawyer will do for a claimant, as well as when and how they expect to be paid. It should clearly and unequivocally state that these fees are only due if the personal injury claim is successfully resolved.
If you decide to make your claim for a car crash in Greece with Legal Expert, you will be able to do so with no additional or extra costs and expenses. With nothing to pay before your claim is concluded, you can have the peace of mind that you will never be with fees to pay before you have a settlement to pay for it from.
If you have been injured in a road accident on any of the Greek Islands, mainland Greece, or in other parts of Europe, our personal injury solicitors dealing with road accidents abroad could be able to help you.
In our guide we have shown;
- How you can be injured,
- How much compensation you could claim,
- How our no win no fee service can help you.
When you are ready to start your claim, you can do so in three simple steps;
- Contact our team by phone, email, or the contact form on this page,
- Our personal injury solicitors will then assess your claim and let you know if you do have grounds to make a claim.
- When you are ready, they will be able to start working on your claim.
Popular Towns, & Resorts In Kos
- Kos Town,
There are, of course, other popular destinations on the island and the location of your stay or you accident should not affect your ability to claim.
As long as you can show that someone else was responsible for your car accident in Kos, and that either the accident happened in the last three to five years, we could help you make a personal injury claim.
You can contact our holiday accident compensation specialists today by calling us on 0800 073 8804. We will discuss the circumstances of your accident, what injuries you suffered, and if our team can help you to make a claim.
In the event of an accident, injury, or illness you may need to contact the closest British Embassy on the island of Kos for consular services and assistance. Relatives in the UK can also contact the Foreign & Commonwealth Office for assistance if you are injured abroad.
British Vice Consulate Rhodes
29 Gr. Lambraki Street
85 100 Rhodes
Tel: +30 22410 22005 (open Monday to Friday, 8am to 3pm)
Opening times: open (by appointment) Tuesday to Thursday, 9am to 1pm
Foreign & Commonwealth Office (FCO)
King Charles Street,
Tel: 020 7008 1500
When back in the UK, you can also report your accident to either ABTA or AITO, depending on who your travel provider is.
ABTA – The Association Of British Travel Agents
30 Park Street
Tel: 020 3117 0599
AITO – The Association Of Independent Tour Operators
18 Bridle Lane,
Tel: 020 8744 9280
Additional Greek Holiday Accident Claim Guides
Holiday Accident Claims In Kos
This article takes you through everything we think you need to know if you have had an accident on holiday on this island.
Holiday Accident Claims In Greece
Here we provide all of the information we think you need to know after suffering an illness or injury on holiday in Greece.