Can I claim compensation if my employer has ceased trading? – Free Legal Advice And Guide
If you have been involved in an accident at work which resulted in you becoming injured that was caused by negligence on the part of your employer, you could be entitled to make a compensation claim that could be worth tens of thousands of pounds or more. Unfortunately if your employer has since ceased trading or you need to make a personal injury claim against company in liquidation, closed down, or has gone out of business, claiming the personal injury compensation that you are owed can be very challenging. The good news is that you can still sue a company which has ceased trading for accident at work compensation, or any other type of compensation that you are owed, but the process is longer and more complicated. To claim against a director of a dissolved company, or claim compensation if your employer has ceased trading, it is essential that you hire the right personal injury solicitor to handle your claim. As these cases can be very complex your personal injury lawyer will need to be experienced in dealing with claims for accident at work compensation against employers that have closed their businesses.
If you wish to claim accident at work compensation if your employer has ceased trading, trust Legal Expert to help you claim the compensation that you are owed. We are a well respected personal injury solicitor’s firm, with plenty of experience helping clients claim against a company in liquidation, or a company out of business warranty. We offer a free legal consultation to all potential clients looking to make a personal injury claim for compensation. We will assess whether or not you have legitimate grounds for claiming compensation for an accident at work, can advise you on your legal rights if employer is insolvent, estimate how much personal injury compensation you can claim from your previous employer and will provide you with an excellent personal injury solicitor that is experience in suing companies that have ceased trading. Call 0800 073 8804 today to see if you can make a claim for compensation against a company that has gone bust. We’re looking forward to hearing from you.
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- A Guide To Claiming Compensation If An Employer Has Ceased Trading
- Am I Eligible To Sue A Company That Has Ceased Trading?
- How To Claim Against An Employer That Has Gone Into Administration
- How To Claim Compensation From An Employer Who Has Ceased Trading
- Making A Claim Against A Former Employer Who Has Closed Their Business
- What Are Your Rights If Your Employer Is Insolvent?
- How To Find If A Company Has Gone Out Of Business And How To Deal With Them
- What Can I Include In My Compensation Claim Against An Employer Who Has Ceased Trading?
- Workplace Accident And Injury Compensation Settlements
- No Win No Fee Personal Injury Claims
- Contact Legal Expert For Free To Start Your Claim Today
- Useful Links
As we have mentioned, if you have been injured in an accident at work that was not your fault, you could be entitled to claim compensation for your injuries. According to the Health And Safety At Work Act of 1974, your employer has a duty of care towards you as an employee. This means that your employer is responsible for following certain health and safety regulations and ensuring that employees work in a hazard free environment (hazards being things that create risks of accidents, such as a spillage on the floor, or faulty industrial machinery). If the employees are put at unnecessary risk and are injured or made ill by an avoidable accident that happened as a result of the employer’s negligence, the employer could be held legally liable for the employee’s injuries and have to pay them personal injury compensation. To make an effective claim, where they are paid the maximum amount of compensation that they are owed, compensation claimants need to hire a personal injury solicitor to handle their case.
Unfortunately, if you were injured in an accident at work that was not your fault, and your employer has now gone into liquidation, ceased trading or the company has gone bust, making an accident claim is a lot more difficult than it is against an operating company. That is why we have created this guide on how to claim compensation if your employer has ceased trading. We will look at how claims for compensation against companies that have gone bust work, how long it can take to claim compensation from an employer that has closed business or a claim against director of a dissolved company, then we will share some advice on how to find the best personal injury solicitor to make your claim. We will also look into what sort of damages you could be awarded as part of your compensation package and how much compensation you could potentially claim. Remember, we offer a free legal consultation for all potential clients, so if you are trying to claim compensation from an employer who has ceased trading, call us today to see if Legal Expert can help you.
If your ex-employer has ceased trading, it is still possible to make a personal injury claim for an accident at work against them. Just because your former employer is no longer in business, does not mean that you do not deserve, and should not be able to receive compensation for the pain and suffering your accident caused you, including any long term mental or physical effects or reimbursement for any expenses your accident cost you. However, the process of making a personal injury claim against a company in liquidation can be very complicated.
If a victim of an accident makes a personal injury claim for accident at work compensation against an employer or former employer, their solicitor will contact the employer, who in turn will contact their insurer. By law, employers are required to have worker’s compensation insurance. This insurance will still cover compensation claims brought against the company, after the employer has ceased trading. Clients often tell us that “a dissolved company owes me money in personal injury compensation”, and are anxious about whether or not they can still claim compensation. The answer is yes, they can still claim compensation but the process of doing so may be a lot longer and more complicated.
If you sue a company which has ceased trading, your compensation will be awarded in two parts. The first part of your accident at work compensation will be general damages, these will be the largest part of your compensation award and will serve the purpose of compensating you for your pain and suffering. The second part of your accident at work compensation will special damages, which serve the purpose of compensating your any out of pocket expenses such as medical expenses or financial losses such as loss of income that your injuries caused you to experience.
Has your former employer gone into administration? If the company you used to work for has gone into official administration, meaning that it is being regulated by a court appointed administrator, you can still make a personal injury claim against them, unfortunately, your chances of making a successful personal injury claim for compensation will be reduced because of their status. How will your claim against a company that has gone into administration work? Your personal injury solicitor will have to liaise with the court appointed administrators who will be responsible for checking to see whether or not the company had adequate employee liability insurance to cover your claim.
Will the employee liability insurance cover the costs of your claim? If the policy was taken out before the business went into an official process of administration then you can make a compensation claim. However, the administrator may claim a high excess, meaning that this amount may be taken from your claim by the administrator. In some cases the value of your claim may be outweighed by the administrator’s excess. In other cases, where the sum you are owed is higher, you may still be able to claim a large amount of compensation. It is best to obtain legal advice from a reputable personal injury solicitor’s firm like Legal Expert to see how much compensation you could claim from a company that has gone into administration and whether or onto the excess will affect the value of your claim. Fortunately Legal Expert offers all of our potential clients a free legal consultation, where you can discuss this matter with a trusted advisor in depth.
If you left a job following an accident at work and your employer has ceased trading, it is as we have said before, possible to claim against a company in liquidation or that has gone out of business. However, the process will be longer and more complicated making it a more costly affair. First of all, the solicitor may have to spend a countless amount of time trying to find the business. Many clients ask us “how to find out if a company has gone out of business?” as a business will sometimes move and change its name if it has experienced financial troubles, or if it has gone into liquidation. Therefore finding the business can be a time consuming affair for the solicitor, which can add additional costs onto making the personal injury claim for the client. Given the time and financial resources it takes to claim compensation if your employer has ceased trading, it may be not be worthwhile pursuing smaller personal injury claims. What’s more, if the company has ceased trading this means there will not be any active staff to return your call or letter requesting compensation. You will not be able to claim against director of dissolved company personally if you are seeking personal injury compensation. If you contact Legal Expert, one of our friendly advisors can give you free legal advice on whether or not your claim is large enough to be worth your while to pursue.
Yes, as we have stated your personal injury solicitor will have to track down your previous employer and the insurance company that they held their employee liability insurance policy with. Legal Expert has an excellent record of being able to track down insurers of employers that have closed their businesses, to help clients to make their claims. If you need to claim compensation from an employer who has closed their business, call Legal Expert for your free Legal Consultation to see if we can help you.
If the business you worked for goes out of business, ceases trading or becomes insolvent whilst you are an employee, you may have the right to claim compensation from the company. For example, if the company becomes insolvent (meaning it cannot pay its debts), you may be made redundant. You will still have right if your employer is insolvent. If your employer is insolvent and unable to pay you, you may be able to pay redundancy pay, holiday pay or any outstanding payments you are owed such as unpaid wages, pension payments or sales commission for the time you have worked, and statutory notice pay for the notice of redundancy period you were given. You would claim these payments through the government. You can also make a claim to an employment tribunal if you feel that you were dismissed unfairly from your work. Both of these types of compensation claims would be separate from claiming personal injury compensation if your employer has ceased trading.
Many of our clients are anxious to know how to find if a company has gone out of business. They may have left employment where they experienced an accident that was not their fault, and are now unable to locate their previous employer, or the company may have stopped trading without telling their employees, creating a situation where they simply turn up on Monday morning to find their premises empty.
If you need to find out if a company has gone out of business, you can search to see if they have ceased trading. If they are a limited company, their status will appear on the Companies House website. If they are a sole trader or partnership, they will appear under the insolvency register. Search the name of the person and their trading name. Please note, this information can often take several weeks to appear online.
If you are injured in an accident at work that was not your fault, you can claim compensation for your injuries, even if the company has ceased trading. Your compensation will be awarded in two parts. The first part of your compensation will be awarded as general damages. General damages are the largest part of your personal injury claim. They are awarded to compensate you for your physical and psychological injuries and the pain and suffering that they have caused. The second part of your compensation claim are special damages. Special damages exist to compensate you for any losses you have endured as a result of your injury. You can claim back any medical expenses, transport expenses, care expenses or adaptations to your home that you had to make, due to a personal injury that you have suffered. You can also claim for loss of income if your injury left you unable to work for a period of time, or loss of future income if you missed your pension payments.
To enquire about how much compensation you could claim from your employer, call Legal Expert today to see how much you could be owed.
Many of our clients are understandably interested to know how much compensation they can claim for the injuries they have that were caused by an accident at work. Our personal injury claims calculator can calculate an estimate of how much compensation you could be owed.
|Nature of the injury||Level of severity||Further notes||Settlement band|
|Leg injury||Minor||Injuries to the soft tissues and much less serious fractures.||Up to £10,380|
|Leg injury||Less serious||Injuries leaving your immobile whilst they heal.||£15,750 - £24,340|
|Leg injury||Moderate||Moderate injuries including soft tissue injuries, dislocated knees and more serious fractres.||£24,340 - £34,370|
|Leg injury||Serious||There could be several fractures and long-term mobility issues during recovery.||£34,370 - £48,080|
|Leg injury||Very serious||Even when healed there will be some degree of loss of mobility left.||£48,080 - £74,150|
|Leg injury||Severe||Permanent disability.||£84,400 - £119,210|
|Fractured arm||Less severe||Frature of the upper arm bone(s).||£16,830 - £34,340|
|Fractured arm||Serious||May include several fractures in the same arm.||£34,340 - £52,490|
|Fractured arm||Severe||May include several fractures in the same arm - more severe than the category above.||£84,310 - £114,810|
|Neck injury||Minor||More minor injuries such as bruising and shallow cuts.||Up to £2,150|
|Neck injury||Moderate||May include moderate whiplash.||£6,920 - £33,750|
|Neck injury||Severe||serious and lasting injury which will affect your life going forward.||£39,870 - £130,060|
However, if you are trying to claim against a company in liquidation, that has ceased trading, is in administration or is insolvent, this can affect the amount of compensation you could eventually be awarded. Our friendly advisors would love to speak to you and let you know if your claim is worth pursuing so contact us today to see how much compensation you can claim.
At Legal Expert, we offer all of our clients the option to make a no win no fee claim. What is a no win no fee claim? This means that our clients have the option to claim compensation without paying any upfront or ongoing fees. Instead we will offer a Conditional Fee Arrangement (CFA) which means that you will only pay your fee if and when you successfully win your compensation claim. Because suing a company which has ceased trading can be more difficult than most personal injury claims, many clients prefer to make a no win no fee claim for compensation as there is nothing to pay if you don’t win your compensation claim. To enquire about making a no win no fee compensation claim with Legal Expert, call us today to speak to one of our friendly advisors.
If you wish to claim compensation for an accident at work, if your employer has ceased trading, trust Legal Expert to help you make your claim. Whether the company has gone bust, your employer has gone out of business or your employer has ceased trading, you can claim compensation for your injuries. Unfortunately the process can be more longer and more complicated than suing a company that is still trading. That’s why we offer potential claimants a free legal consultation to all potential claimants where we dispense free legal advice on subjects such as your rights if your employer is insolvent, how to make a personal injury claim against a company in liquidation and how to find out if a company has gone out of business. We will also estimate how much compensation you could potentially claim and if you have a legitimate claim, will provide you with an excellent personal injury solicitor who will help you claim the compensation that you are entitled to. Call us today to enquire about claiming compensation if your employer has ceased trading. We’re looking forward to hearing from you.
This is a UK Government published page which gives some information for the process of making a claim against a closed or dissolved company.
This a handy search tool provided by Companies House find out more.
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