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Housing Disrepair Mould Compensation Claims Guide – How To Claim – How Much Compensation Can I Claim?

Have you experienced mould or illness in your home due to negligence on the part of your landlord, council, or housing association? If you have respiratory problems, respiratory disease, a fungal infection or had your asthma worsened due to mould in your rented flat or house, you could be entitled to make a mould compensation claim for your illness. Mould related claims can be worth tens of thousands of pounds or even more, so if you think you are owed compensation for an illness caused by mould, call Legal Expert today to enquire about making a claim.

Trust Legal Expert to handle your mold compensation claim. We are a trusted personal injury solicitor’s firm, with an excellent track record of winning personal injury claims and mould-related claims for our clients. If you or a member of your family has experienced a mold related illness caused by negligence on the part of the person or organisation who manages your home, you could make a social housing compensation claim or claim against your landlord for the injuries caused. Our social housing solicitors would love to represent your claim, so call us today for your free legal consultation to see if you have a legitimate claim to be made. If you are entitled to compensation for an illness caused by mould or damp we will estimate how much you can claim and provide you with an excellent damp claim lawyer who will proceed with your case right away. Call 0800 073 8804 to see if you can make a mold compensation claim today.

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A Guide To Mould Compensation Claims

Housing Disrepair Mould Compensation Claims

Housing Disrepair Mould Compensation Claims

Housing disrepair, excessive condensation and poor upkeep can all cause mould and damp to develop. Mould can make a home uninhabitable and worse; can affect the residents of the property causing respiratory problems, respiratory disease and fungal infections. If you already have an existing respiratory problem like asthma, exposure to mould and damp can worsen your condition. If you live in a property you own, it is your responsibility to deal with mould and damp. However if you rent a property from a private landlord, or your home is provided by your local council or a housing association, then they have a legal duty of care towards you. Part of this means fixing the property when it is in disrepair and making sure it is habitable. If your housing provider has neglected to do so, for example failing to fix a mould or damp related problem then you could be entitled to claim housing disrepair compensation, including being recompensated for any damage to your furniture, clothing or other possessions that may have occurred. If you have experienced an illness or had an existing medical condition worsened by exposure to mould you could potentially claim compensation for illness caused by mould.

In this guide we are going to look at what mould is and what are the causes of damp and mold. We are then going to look at the health risks of mold and what responsibilities your landlord or housing provider will have towards you if you experience damp or mold in your home. Finally we will advise you on how to claim against a landlord who has acted negligently for a housing compensation claim and advise you on how to find the right damp claim lawyer to handle your claim.

Remember, Legal Expert offers all potential clients a free legal consultation where you can talk about your situation to a friendly advisor and gain free legal advice. Call us today to see if you are entitled to make a mould compensation claim and see how much compensation you could be owed.

What Is Mould In Your Home?

Mould is a form of fungus which grows in the form of multi cellular filaments called hyphae. Mould can be found on rotten food, plants and in buildings. Mold in a rented flat or house can be caused by excessive moisture. If mold in the home goes untreated it can cause damage to the home, such as the walls and ceilings. It can also ruin possessions such as soft furnishings and clothing. What is more worrying are the health risks associated with mold, as it has been known to cause respiratory problems, respiratory diseases and fungal infections. Skin irritations can also happen. If you already suffer from allergies, or respiratory problems such as asthma, then it is likely to worsen your medical condition. Babies and young children, elderly people, people with a weakened immune system or people suffering from existing conditions such as eczema are more likely to be affected by mold. Understandably if you live in a home affected by mold and you or anyone in your household fits these descriptions this is particularly worrying.

What Causes Mould In A Rented Flat, Or House?

What are the causes of damp and mould? In buildings such as houses and flats, mould is caused by excessive moisture. This could be due to leaking pipes, or damage to the roof or the windows which causes the rain to seep in. If the water is used in a newly built home, while the house is still drying out, this can also cause mold.

Does Excessive Condensation Lead To Damp?

Yes, excessive condensation is a common form cause of mould and damp. How does condensation occur? Condensation happens when the air in a room cannot hold any more moisture. Especially during cold weather it is normal to see droplets form on window panes, window sills, mirrors and walls. To avoid excess condensation forming, you can take the following measures to ensure your home is well ventilated: using lids on saucepans, opening windows and using extractor fans whilst cooking or using the shower, drying clothes outdoors rather than indoors if possible and opening your bedroom window for fifteen minutes each morning and leaving doors open to let the air circulate. Purchasing a dehumidifier can also help. If the excess moisture is caused by disrepair in the home, it is the responsibility of the landlord to mend the disrepair.

What Are The Health Risks Of Mould?

Why is mould a health risk to humans? Allergens (allergic reaction causing substances), irritants and in some cases toxic substances. If you touch or inhale the mould, this can cause a number of symptoms such as sneezing, runny noses, skin rashes and sore eyes. Unfortunately there are more serious health risks of mould to be concerned about such as fungal infections, respiratory problems, respiratory disease and skin irritations. If you already suffer from asthma mould exposure can trigger asthma attacks and if you suffer from skin conditions such as eczema, the skin irritations caused by mould can aggravate or worsen it. That being said then, if you or anyone in your household already suffers from skin conditions such as eczema or respiratory conditions such as asthma, they are particularly vulnerable to the health risks of mold and should avoid exposure to it at all costs. Similarly if children, the elderly or anyone with a health condition that has weakened their immune system is in your household, this is of particular cause of concern as these groups are also more vulnerable to the health risks of mould.

For more information about the health risks of mould and the relationship between mould and respiratory problems, you can consult this NHS guide. If you think you may have grounds to claim compensation for illness caused by mould call Legal Expert today to see how much compensation you could potentially claim.

How To Treat And Remove Mould In Your Property

If you are experiencing damp and mold in your home which is caused by disrepair in the property the landlord or whoever manages your property is responsible for treating and removing the mould. The first step to remove mold is to remove the moisture source that is the cause of the damp and mould. For example if the mold is caused by leaking pipes or rain seeping into a property because of damage to roofs or windows, the first step would be to mend this disrepair to prevent any further leaking. When a home is newly built, the property is meant to be left untouched to dry out. If it is not left to dry out and the water is used too soon this can also cause mold. The occupiers may have to evacuate the property and be supplied with alternative accommodation whilst this takes place.

Once the disrepair which caused the damp and mould has been repaired, the mould and damp has to be treated. You can only remove mould yourself if it is caused by excessive condensation and only if it covers an area of 1 metre squared using soap and water. If the area if any larger, or if the mold was caused by disrepair in the home, sewage or any other contaminated water, the mold should be removed by a trained professional. After the mold has been removed, all the other surfaces in the home should be cleaned using an anti bacterial spray or vacuumed to prevent further contamination. Clothes, bedding, soft toys and any other fabrics that have been contaminated by mould should be dry cleaned to remove it thoroughly.

Who Is Responsible For Treating Damp And Mould In A Rented Flat Or House?

There are different types of damp and mold that can appear in a property and there are different causes of damp and mold. Because there is not one clear type of problem concerning damp and mold, disagreements can occur between landlord and tenant about who is responsible for treating mould in rented flat or house. For example if the tenant’s behaviour is creating excessive condensation, which is the cause of damp and mould the tenant is responsible. However, whilst the tenant may be responsible for changing their behaviour in order to help take care of the property, a responsible landlord will also provide ventilation and look into ways to better insulate the property, to avoid any long term damage to the property. If the mold is caused by disrepair in the property (examples of which have been stated earlier) then the landlord will be responsible for treating the damp and mould in the rented flat or house.

What Duty Does Your Landlord Have To Maintain Your Home?

What’s more, the Housing Health And Safety Ratings System (HHSRS), which landlords must abide by, states that landlords are responsible for ensuring that a tenant’s physical or mental health is not harmed due to mold. Therefore it is within a landlord’s interest to treat the mold as soon as possible so the tenant does not make a claim against the landlord for compensation for an illness caused by mold. Claims for mould compensation are a frequent housing compensation claim that we deal with here at Legal Expert.

If you reported the mold problem to the landlord and your landlord failed to effectively treat the mold, causing you or a member of your household to become ill, you could make a mould compensation claim.

Clients often ask us if it is possible to claim against their landlord for housing disrepair compensation involving mould. Yes. Housing disrepair compensation is compensation for tenants of private landlords, councils or local authorities who were caused an illness or injury due to disrepair in the home that the landlord failed to act on. Mould compensation claims are a common compensation for disrepair example as there are many health risks associated with mould. Your mold compensation could also include a mould compensation claim for any damage to your property that occurred due to the mould infestation and landlord compensation for inconvenience, if the mould problem caused you great inconvenience, for example losing sleep due to illness or losing privacy during the mold treatment process, you may be able to claim housing disrepair compensation for this.

What Can I Claim Against My Landlord?

If you are making a mould related claim for an illness or injury caused by mould, your mould compensation claim could be worth tens of thousands of pounds. If your mould compensation claim is successful, your compensation for an illness caused by mould will be awarded in two parts. The first part of your mould compensation will be general damages. General damages is the largest part of the compensation payout, which is there to compensate you for the pain and suffering you have experienced as a result of your injuries.

The second part of your compensation for an illness caused by mould will be special damages. These are to reimburse you for any out of pocket expenses you experienced as a result of your illness and any income you lost as well.

Examples of special damages:

  • Medical expenses: This is the cost of any medication or medical treatment you have needed as a result of your mould related injury.
  • Travel expenses: You can include the cost of taxis, public transport or petrol you used, to get to doctor’s appointments and hospital outpatient appointments.
  • Care expenses: If a friend or family member cared for you while you were ill, you can claim compensation for them on their behalf.
  • Loss of income: If you had to take time off work, you can claim compensation for any income you lost including your salary, benefit payments and loss of future income if you missed pension payments.

Mould Disrepair Compensation Calculator

If you have experienced an illness triggered by exposure to mold in a rented flat or house, you could be entitled to make a mould compensation claim worth tens of thousands of pounds. Our mold disrepair calculator can give you an estimation of how much your mold compensation claim could be worth. It is based on average amounts of compensation our clients have claimed for mould related illnesses. Consult our mould disrepair compensation calculator to see how much you could claim.

Reason for being compensatedSeverityCompensation bandFurther notes
Lung disease£80,250 to £108,370Claims for young people left with serious disabilities and the probability of premature death.
Lung disease£55,830 to £77,580Various lung diseases and conditions with differing levels of severity.
Lung disease£43,670 to £55,830Disease causing progressive reduction in lung function. Will affect every day life and disrupt sleep.
Lung disease£24,950 to £43,710Leading to persistant use of an inhaler, reduced function and general breathing difficulty.
Lung disease£16,580 to £24,950Bronchitis which does not have serious symptoms and little to no permanent effect.
Lung disease£1,760 to £4,240Temporary aggravation of lung diseases such as bronchitis. Will heal within a few months.

Alternatively for a more personalised estimation of how much mould compensation you could claim, call Legal Expert today to speak to one of our friendly advisors who will be happy to help you claim.

No Win No Fee Mould Compensation Claims

If you have experienced an illness caused by mould, which was enabled by negligence on the part of your landlord, housing association or local council, you could be entitled to make a mould compensation claim. At Legal Expert, we will give you the option to make a no win no fee claim for compensation from your landlord. A no win no fee claim means that you won’t pay an upfront or ongoing fee to your solicitor. Instead there’s nothing to pay unless you win your mold compensation claim, so for many it’s the more affordable, less risky way to make a mould compensation claim. To enquire about being represented by a damp claims lawyer that offers a no win no fee service, call Legal Expert today to speak to one of our friendly advisors.

How Legal Expert Can Help With Claims Against Your Landlord?

The social housing solicitors and personal injury solicitors at Legal Expert have an excellent track record of helping clients win housing compensation claims, including mould compensation claims. So if you need to make a claim against your landlord for mould compensation, trust us to help you win the payout you are entitled to. We always strive to win our clients the maximum amount of compensation that they can claim and many of our solicitors have over 30 years of experience practicing personal injury law, so you’re bound to be in good hands.

Call Legal Expert today for your free legal consultation and to talk about your options for making a housing disrepair mould compensation claim. We’re looking forward to hearing from you.

Useful Links

NHS guide to mould related illnesses
Follow this guide to mould related illnesses from the UK’s NHS.

How Much Compensation Can You Get For A Housing Disrepair?
How compensation can you claim for housing disrepair instances from a landlord.

How Much Compensation Could I Claim From My Landlord?
How much compensation can you claim from your landlord?

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