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Sainsbury’s Bank Data Breach Compensation Claims Guide – How Much Compensation Can I Claim? – Amounts For Sainsbury’s Bank Data Breach

How To Claim If Affected By A Data Breach At Sainsbury’s Bank

By Mark Ainsdale. Last Updated 24th August 2021. Welcome to our Sainsburys data breach guide. As a financial services provider, Sainsbury’s Bank holds a wide range of customer data, ranging from personal details to financial information. If any of this data happens to become compromised, whether it’s accessed, altered or erased without the subject’s consent, then this is a security incident that’s commonly referred to as a data breach.

Sainsbury's Bank data breach claims guideSainsbury's Bank data breach claims guideIf you find yourself a victim of a Sainsbury’s Bank data breach that wasn’t your fault and you can prove that the company’s own failings were responsible for it, then you could be entitled to compensation for the damage that they’ve caused you.

In this article, we have provided advice on incidents that could justify a data breach claim against Sainsbury’s Bank, covering everything from what your rights are in the wake of the breach, how to establish liability against a third party and how a No Win No Fee solicitor could help your case.

We’ll guide you through the data breach claims process from start to finish and present you with some case studies and additional resources to aid your understanding of your situation.

Further information for Sainsbury’s Bank Data Breach Claims

However, by getting in touch with one of our specialist advisors at Legal Expert today, did you know that you could have us sort all of this for you and more?

We can provide you with a no-obligation case check to take any further action on your case if you don’t want to. If we believe that you could have a valid claim, we can contact one of our data breach solicitors who could work for you under a No Win No Fee agreement. This means that if they’re unsuccessful in winning you compensation, then you don’t have to pay them. Therefore, if you have sufficient evidence, you can pursue your Sainsburys data breach claim with a sense of financial security.

To get in touch today for your free consultation about how to claim or to learn more about the services that we could provide you with, please don’t hesitate to contact us one of the following methods:

  • Call 0800 073 8804 to chat with our team of specialist advisors
  • Please fill out one of our contact forms to receive a call from us
  • Chat to our team using the window on the bottom of your screen

Time Limits on Data Breach Claims

Before you delve further into our guide to making a Sainsbury’s Bank data breach claim, please be aware that there are limitation periods that determine whether you’re still eligible for compensation or not.

Generally, the time limit for data breach claims is 6 years, beginning from the date you became aware that you’d fallen victim to it. If your case involves a breach of your human rights, then the time limit is reduced to 1 year, meaning you must act fast if you want to take legal action.

Article 33 of the Data Protection Act 2018 states that organisations handling data, such as Sainsbury’s Bank, have 72 hours to inform any affected persons that their data may have been compromised in a breach. However, sometimes such a security incident doesn’t come to light until after it occurred, meaning subjects’ data could already be compromised without them being aware of it.

Whether you’ve been informed that your data has been breached or you believe that this may be the case of your own intuition, please get in touch with our specialist advisors at Legal Expert to see whether you could be eligible for compensation. And we can then identify how much compensation might be achievable from a successful Sainsburys data breach claim.

Select A Section

  1. A Guide To Data Breach Claims Against Sainsbury’s Bank
  2. What Is A Data Breach Claim Against Sainsbury’s Bank?
  3. What Does The GDPR Mean For Banks?
  4. Enforcement Action Taken Against Banks By The Information Commissioners’ Office
  5. What Could The ICO Do If Your Data Privacy Is Breached?
  6. Compensation Awarded For Distress And Other Effects
  7. Data Breach Compensation Award Calculator
  8. How Do You Make A Claim If Affected By A Data Security Incident?
  9. How Could A Solicitor Handling Data Protection Claims Help Me?
  10. Data Breach Claims Involving Sainsbury’s Bank On A No Win No Fee Basis
  11. Contact A Data Breach Solicitor
  12. Useful Information

A Guide To Data Breach Claims Against Sainsbury’s Bank

In providing you with our top tips on how you could make a successful data breach claim, we’ll cover everything from what your rights are in the wake of the breach, how to establish liability against a third party and how a No Win No Fee solicitor could help your case.

To guide you through the claims process from start to finish, we’ll present you with some case studies and additional resources to aid your understanding of your situation, as well as address some important questions that you may have, such as:

  • What exactly is data, and what does a typical data breach involve?
  • And what could a Sainsbury’s Bank data breach be caused by?
  • How have data breaches involving financial providers unfolded in the past?
  • Which data protection laws must financial providers comply with in the UK?
  • What type of damage could I be compensated for after suffering a data breach?
  • How much compensation could I be eligible for as part of a data breach claim?
  • And how could I help ensure that my claim has the best chances of success?

Further information

However, as mentioned above, by getting in touch with one of our specialist advisors at Legal Expert today, did you know that you could have us explain all of this to you and more?

We can provide you with a consultation free of charge with no obligation to take any further action on your case if you don’t want to. If we believe that you could have a valid claim, we can contact one of our data breach solicitors who could represent you under a Conditional Fee Agreement. This means that if they’re unsuccessful in winning you compensation, then you don’t have to pay them. All of this is worth keeping in mind as you attempt to pursue your Sainsburys data breach claim.

So, whether you want to get in touch for your free consultation or learn more about the services that we could provide you with, please don’t hesitate to contact us today.

What Is A Data Breach Claim Against Sainsbury’s Bank?

As previously mentioned, if you find yourself falling victim to a Sainsbury’s Bank data breach that wasn’t your fault, you could be entitled to compensation, providing that you can show that the company’s own failings were responsible for it.

However, what exactly is data and what does a typical data breach involve?

Data is a term used to describe the personal information that could be used to identify you. For an organisation to interact with your data, you must consent to how they use it. If it’s handled in a manner that you didn’t consent to, this is considered a security incident is known as a data breach.

If organisations are responsible for a data breach, whether directly or indirectly, then they could be held liable for their failings if it can be proven that they breached data protection laws. To learn more about this legislation in the UK, please see the next section.

What Does The GDPR Mean For Banks?

In this section, we’ll present you with some important pieces of data protection legislation that should help broaden your understanding of your rights if you’ve suffered a data breach.

In the UK, the Data Protection Act was enacted in 2018 following the EU’s introduction of the General Data Protection Regulation (GDPR) to help give data subjects a better sense of control over their personal information. The GDPR was pioneering in the standards that it established for organisations to follow in their data protection practices, such as:

  • Organisations require subjects’ consent on how they can interact with their data.
  • Organisations must state their purposes for data collection before any data interaction is initiated.
  • An organisation can only hold data for as long as is necessary.
  • Organisations must ensure that they have a data protection system in place that can secure subjects’ personal information appropriately.
  • Data must be updated regularly to avoid the retention of outdated information.

Enforcement Action Taken Against Banks By The Information Commissioners’ Office

In this section, we’ll present you with a case study involving a similar company to Sainsbury’s Bank in attempts to illustrate how a data breach involving a financial provider could happen.

In 2017, Vanquis Bank Ltd was investigated by the Information Commissioner’s Office (ICO) after they sent spam messages promoting their new credit cards without recipients’ consent. The company reportedly sent over 800,000 texts and over 600,000 emails unprovoked.

As a result of their non-compliance with legislation, the ICO fined Vanquis Bank Ltd £75,000.

Vanquis Bank Ltd had obtained indirect consent from the recipients through marketing lists and third-party subscriptions. They failed to ensure that they had specific consent to initiate their own communications.

To learn more about the ICO, please continue reading and see how you report a data breach. And this information could also prove valuable as you consider seeking a Sainsburys data breach claim using highly persuasive evidence.

How A Bank Could Breach Your Personal Data Privacy

As seen in the case studies above, a data breach can be caused by an organisation interacting with your data without securing your consent to do so first. Some other common instances of data breaches include:

  • Staff demonstrating human error
  • Unauthorised parties accessing your data
  • Hackers committing cyber crimes
  • Thieving physical documents containing your data
  • Ransomware attacks

What Could The ICO Do If Your Data Privacy Is Breached?

As demonstrated in the case studies above, organisations can be investigated and penalised if they’re found to have breached data protection legislation in the UK. The organisation responsible for regulating this is the Information Commissioner’s Office (ICO).

If you report your Sainsbury’s Bank data breach to the ICO, then they could investigate the company for you. If they find them liable, then this could evidence your claim and increase your chances of compensation.

However, the ICO doesn’t award compensation. Instead, it simply functions to regulate the UK organisations compliance with data protection laws to minimise breaches.

Compensation Awarded For Distress And Other Effects

Generally speaking, there are two categories of compensation that you could receive as part of a successful Sainsbury’s Bank data breach claim.

  • Material compensation: this could be claimable to recover any financial loss that your data breach causes you
  • Non-material damage: this could be claimable to compensate for any mental distress the data breach causes you.

To evidence your claim for non-material damage, your solicitor will send you for a medical evaluation with an independent specialist. The medical specialist will assess the extent of your suffering, as well as how other aspects of your life have been impacted by your data breach, such as work and relationships. They will then detail their findings in a report that becomes evidence for your Sainsburys data breach claim.

Please refer to the next section of this article to understand the level of compensation that could be awarded for psychological injuries in data breach claims. Or speak to our team for a consultation on how much compensation you could be eligible for.

Data Breach Compensation Award Calculator

Vidal-Hall and others v Google Inc was a case that changed data breach claim significantly. Following the ruling, compensation can now be awarded for mental harm alone, regardless of the financial impact that the incident has had on the claimant.

It was also advised in the case that compensation for psychological harm should be valued concerning personal injury law.

Using the guidelines of a body called the Judicial College, the extent of suffering caused by your Sainsbury’s Bank data breach can be valued according to the compensation brackets featured in this table:

Suffering
Severity
Compensation Bracket
Details
Post-Traumatic Stress Disorder (PTSD)
Severe
£56,180 to £94,470
Your trauma will be all-consuming, preventing you from functioning as normal
Psychiatric Damage
Less severe
Up to £5,500
You will face daily challenges as a result of your trauma but have a good prognosis
Psychiatric Damage
Severe
£5,500 to £17,900
You will have made improvements in respects your trauma and have a good prognosis

If you’d like a more concrete valuation of your data breach claim, please contact our advisers.

How Do You Make A Sainsbury’s Bank Data Breach Claim If Affected By A Data Security Incident?

As mentioned earlier, the ICO could help evidence your Sainsbury’s Bank data breach claim if they find the company liable for breaching data protection laws.

But have you ever considered contacting Sainsbury’s Bank directly?

If you voice your concerns about your data breach to them and detail how you’ve suffered as a result of it, they may offer you compensation. Regardless of whether or not this happens, any response from them could support your claim if they make an admission of wrongdoing that leads to your data breach.

How Could A Solicitor Handling Data Protection Claims Help Me?

As we’ve mentioned, there are many benefits to having a data breach solicitor handle your case for you. Their legal expertise and knowledge of the claims process could significantly boost your case’s chances of success, as well as help maximise the value of your claim.

However, how do you know how to find the best solicitor?

You could attempt to navigate the plethora of reviews that are available online or even ask your inner circle for their recommendations. However, as solicitors have the means to connect with clients from wherever they are via technology, have you ever considered that you could be limiting your choice by localising your search?

At Legal Expert, our solicitors have clients across Britain, regularly updating them on their claims’ progress through phone calls, email correspondences and even in-person meet-ups.

To learn more about the services they could provide you with, please look at our handy reviews page. Alternatively, contact our specialist advisors today for your free consultation.

 Data Breach Claims Involving Sainsbury’s Bank On A No Win No Fee Basis

If we believe you have a valid claim, we can contact one of our top solicitors. This means that if they’re unsuccessful in winning you compensation, then you don’t have to pay them. Therefore, you pursue your claim with a sense of financial security.

No Win No Fee agreements are a sought after method for seeking legal help, as they advocate fairness and transparency. With this in mind, there aren’t any costs to pay upfront and no fees while the case is ongoing.

If your data breach solicitor is successful, you pay a small cut of your compensation payout to cover legal fees. This is a minimal percentage of your payout with a legal cap. So, you can be confident that you can still get the compensation that you deserve. In further attempts to ensure transparency, the percentage will be in your agreement before you sign it. Therefore, you will know how much to set aside before making any legal proceedings for a Sainsbury’s data breach.

To find out how our data breach solicitors could assist you, please continue reading. Alternatively, get in touch with one of our specialist advisors today.

Data Breach Statistics

The Government would recently run a cyber security breaches survey covering the 2020/21 period in the United Kingdom. And the findings of that survey are eye-opening. So, according to the survey, around 39% of companies would suffer a data breach in the previous twelve months. Let us reiterate that point: almost one in four companies would suffer a data breach during a one-year period. And because it’s for one year, these figures suggest that many other companies would previously suffer data breaches. And of course, it also doesn’t account for the data breaches that may occur over the next twelve months.

It is also worth noting that the data breaches reported to the ICO are available online. And you can see that many organisations have serious data breaches. That’s because minor data breaches generally don’t report to the ICO. Therefore, those that are on the ICO online database are major examples. But it also means that many more data breaches happen with the regularity that goes unreported by the ICO. However, no matter how serious your data breach might be, if you suffer from a data breach, we can help. So, please speak to us if you wish to claim compensation following a data breach.

Contact A Data Breach Solicitor

By getting in touch with us, do you know that you could have us sort all of this for you?

We can provide a free consultation with no obligation to take further action if you don’t want to. If we believe that you have a valid claim, we can put you in touch with our top solicitors. This means that if they’re unsuccessful in winning you your compensation, then you don’t have to pay them. Therefore, you pursue your claim with a sense of financial security.

Get in touch today for your free consultation. Or to learn more about the services that we could provide you with, contact us via the following methods:

  • Call 0800 073 8804 to chat with our team of specialist advisors
  • Please fill out one of our contact forms to receive a call from us
  • Email us about your data breach claim at info@legalexpert.co.uk
  • Chat to our team using the window on the bottom of your screen

 Useful Information

Thank you for reading our guide to Sainsbury’s Bank data breach claims. To finish, we’ve left you with some additional resources that could help you secure compensation.

Once again, get in touch if you want a free case check with one of our specialist advisors. Why not see what our solicitors could do to help you?

In the meantime, see the links below to learn about what steps you could take after suffering a data breach.

Sainsbury’s Bank Data Breach FAQs

Can I get compensation for a data breach?

Yes, if you suffer from a data breach, you could claim compensation.

Who do I contact about a data breach?

It would be the Information Commissioner’s Office (ICO) that you would contact.

Who is responsible for reporting data breaches to the ICO?

The organisations report data breaches to the ICO within 3 days of learning about them.

Do all data breaches have to be reported to the ICO?

No. If the breaches are serious enough to warrant their attention, though, then you should report them to the ICO.

What counts as a breach of GDPR?

An example of this would be a security breach causing data to have an unauthorisable exposure.

What are the 3 categories of personal data breaches?

So, these are availability breaches, confidentiality breaches and integrity breaches.

Is disclosing an email address a data breach?

Not officially, even though it is an example of private information for the victim.

Would an individual be responsible for a Sainsbury’s Bank data breach?

No, because the company itself suffers the breach. However, an individual could receive punishment for intentionally causing the breach to happen.

Thank you for reading our Sainsbury’s bank data breach claims guide.

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