A Guide To Multiple Injury Claims

By Marlon Cooke. Last Updated 30th September 2024. If you have suffered several injuries from an accident that you weren’t liable for, you may be able to claim compensation. For you to claim, the injuries must have occurred because of a third party being negligent. It can be difficult to know how to pursue multiple injury claims. This guide will inform you how to make a personal injury claim and provide examples of instances where you could receive a multiple injury settlement.

You can also speak to our advisors for free legal advice at a time that suits you. They offer free legal advice, are available 24/7 and can answer any queries about multiple injury claims that you might have, including whether you’re eligible to claim. Please see their details below.

• Call us now using 0800 073 8804.
• Write to us with your injury details by using info@legalexpert.co.uk
• Use our online contact form you can find on our website.
• Use the live chat window on the right-hand side of the screen.

Alternatively, please keep reading to learn more about how to make a multiple injuries claim.

Select A Section

1. A Guide To Making Multiple Injury Claims
2. What Are Multiple Injury Claims?
3. Road Traffic Accident Multiple Injury Claims
4. Multiple Injury Claims For Accidents At Work
5. Multiple Injury Claims For Public Place Accidents
6. Multiple Injury Claims – Potential Payouts
7. Interim Payments
8. No Win No Fee Multiple Injury Claims
9. Start Your Multiple Injury Claim
10. Read More
11. Multiple Injury Claim FAQs

A Guide To Making Multiple Injury Claims

Many incidents could lead to you making a multiple injuries claim. An accident at work or a road traffic accident, as well as accidents in public places are just some of the incidents you may be able to claim for.

However, in order to have an eligible claim for multiple injuries, you must prove that third-party negligence has occurred. Third-party negligence is when a third party breaches a duty of care that they owe you, and you suffer an injury as a result of this breach.

As such, here is the multiple injury claims eligibility criteria:

1. A third party, such as an employer, an occupier, or a road user, owed you a duty of care. 
2. The third party breached their duty. 
3. You were injured directly due to this breach.

In the sections below, we explain what duty of care is owed to you in different circumstances, and by whom. 

If you can prove the above criteria, then please contact us today, as you may have an eligible compensation claim for multiple injuries. 

What Are Multiple Injury Claims?

Multiple injuries occur when an accident has led to you suffering several injuries. This could be several fractures to the same limb or multiple injuries to various parts of your body. This can happen in severely traumatic incidents and, if you weren’t liable for the accident, you might be able to claim compensation.

You may be wondering, “how could multiple injuries affect your life?” Incidents like those mentioned above can have serious, long-lasting symptoms causing brain damage and multiple tendon injuries. Recovering from multiple injuries can be an incredibly difficult thing to deal with, and you could claim compensation if the incident was caused by third-party negligence.

Your symptoms could also be long-lasting or permanent in which case you would receive compensation based on the pain and suffering you’ve experienced and will continue to experience. Our multiple injury compensation calculator could also help you. It can provide a reliable compensation estimate for the amount of compensation you could receive.

Road Traffic Accident Multiple Injury Claims 

A road traffic accident can happen for many reasons, only some of which you’ll be able to claim for. Every road user has a duty of care to one another. In Great Britain, this is established in the Highway Code. The code outlines how every road user should conduct themselves to make sure people use the road as safely and securely as possible.

Therefore, breaching the duty of care would involve actively performing a task that goes against this. With that in mind, the act would be considered negligent and reckless behaviour as it could endanger both your own and other people’s lives.

You could suffer several injuries from these incidents, as there are many factors involved, such as the speed of the collision and how many vehicles are involved. Incidents that could lead to you claiming include:

• Suffering soft tissue injuries and internal injuries because a van driver failed to check their mirrors correctly when turning into lane, causing a collision.
• Having multiple traumatic brain injuries due to a drunk driver colliding with you because they drove above the speed limit.
• Multiple fractures and soft tissue injuries because a car driver crashed into your motorbike because they drove through a red light.

If you are a driver or passenger in a vehicle and suffer injuries worth less than £5,000, you would need to claim through a different method, established in The Whiplash Injury Regulations 2021. With that in mind, you may be wondering, “how do multiple injuries add up for a whiplash claim?” For multiple injury claims, the potential compensation you could receive in your claim will be dictated by all of the injuries you’ve experienced from the accident.

If the injuries came from the same incident, you could claim for all of them as part of the same personal injury claim.

Multiple Injury Claims For Accidents At Work

You may also want to use a multiple injury claim calculator because you’ve been injured from an accident at work. Every employer in the UK has a duty of care in the form of The Health and Safety at Work etc. Act 1974. This means that your employer needs to guarantee, within reason, that the work environment is secure enough to be used safely.

Therefore, employer negligence comes from suffering an injury due to them insufficiently securing the workplace’s safety. This would involve them failing to do safety checks or asking you to do an inherently unsafe task. Examples of this type of negligence include:

• Suffering brain damage and a broken leg due to falling from a ladder. If the fall was caused because the ladder was faulty, you might be able to claim compensation.
• Being asked to pick up an object that is too heavy, leading you to fall and suffer multiple injuries. This could, for instance, be because you had no manual handling training.
• A forklift malfunctioned, because it was in a state of disrepair, causing it to smash into a shelf which led to your injury. This could cause permanent injuries like paralysis.

Furthermore, if you have any questions about receiving a multiple injury settlement, please get in touch. Our advisors are available 24/7, offer free legal advice and can inform you over the phone if you are able to receive compensation.

Multiple Injury Claims For Public Place Accidents

An occupier is someone who controls, at least partially, an area that the public can visit, such as a park or a library. Under the Occupiers’ Liability Act 1957, all occupiers owe a duty of care to the lawful public visitors of their space. This means that occupiers must take reasonable steps to ensure that their space is safe for the public. 

Here are some examples of public place incidents that could lead to you potentially making a multiple injuries claim:

• The occupier fails to provide any ‘wet floor signs’ when there is a spillage in a supermarket. If you have a slip and fall incident due to this spillage, this could lead to multiple fractures. 
• Multiple reports have been made about a swing being broken in a park. Despite the occupier receiving these complaints, they failed to repair the broken equipment in a timely manner. Due to this, your child could suffer lacerations and crushing injuries if they use the broken swing. 
• The occupier has not conducted any recent maintenance checks in the shopping centre that they control. Because of this, the occupier is unaware that a railing on the top floor is faulty. If this fault has not been recognised, you could lean on the faulty railing and fall from a height. Falling from a height could lead to paralysis and brain damage. 

If you have any questions about making a claim for multiple injuries due to a public place accident, please have a chat with one of our advisors today. 

Multiple Injury Claims – Potential Payouts

If a multiple injury claim is successful, the awarded compensation could potentially consist of up to two different payouts. These two different payouts are known as special and general damages.

General damages payouts address the physical and psychological harm you have suffered from your multiple injuries. Under this payout, these factors are considered:

• Whether you are able to make a full recovery, and if so, how long the expected recovery period is.
• Loss of amenity.
• How painful your injuries are.

At some point during the claims process, you may be asked to have an independent medical examination to assess the extent of your multiple injuries. The reports from this can be looked at along with the compensation guidelines from the Judicial College (JCG) to help determine how much this payout could be worth.

The JCG is a document that lists different types of psychological and physical injuries and provides compensation guidelines for each type.

Guideline Compensation Table

We have taken some guideline compensation brackets from the JCG and have included them in the table below, aside from the first entry.

We cannot guarantee how much multiple injury compensation could potentially be awarded for your claim. This is due to the fact that all claims have unique and personal circumstances.

Special Damages

Special damages payouts address the money you have lost due to your multiple injuries. Unlike general damages, this payout is not always awarded when a multiple injury claim is successful. 

Here are some types of financial losses you could possibly incur following an accident:

• Professional and domestic care costs. 
• Loss of earnings.
• Costs for medication. 

In order to receive a special damages payout and restore your finances to what they would have been before you sustained your injuries, please keep as much evidence as you can. This evidence could be in the form of bank statements, invoices, receipts, and payslips. 

To learn more about how much multiple injury compensation could potentially be awarded in successful personal injury claims, please have a chat with our advisors today.

Interim Payments

At the start of a claim, a personal injury lawyer will assess your physical and financial needs to better understand your situation. Furthermore, they may be able to request that you receive interim payments.

Interim payments are payments that are provided to you before the multiple injury settlement has been received. Usually, they can only be given if the defendant admits liability. However, there are exceptions to this rule. These payments are provided to help with:

• medical bills 
• in-home care or nursing
• travel costs to and from medical appointments.

These payments can also make up for lost earnings due to being unable to work.

Regarding the question, “can I get an early payout?” the answer depends purely on the case. Under particular circumstances, you may receive partial payments, but they would only be a portion of the total compensation you could receive. Alternatively, you could accept an early settlement, but this is usually only recommended if you’ve been advised to accept this by your personal injury lawyer.

No Win No Fee Multiple Injury Claims

The benefits of using a No Win No Fee personal injury solicitor include:

• Not having to pay solicitor fees upfront or until the claim has been completed.
• If the claim is successful, your solicitor will take a small portion of compensation to cover their fees. This amount is legally capped.
• If your claim isn’t successful, they won’t ask you to pay solicitor fees.

Therefore, they will only take your case if they feel you have a reasonably good chance of success.

Start Your Multiple Injury Claim 

Our advisors are available 24/7, offer free legal advice and can tell you if you’re eligible to claim in just a few minutes. They can then put you through to one of our No Win No Fee solicitors from our panel. They’re diligent, hard-working and very experienced in personal injury law.

If you prefer, you can use our personal injury claims calculator to get a compensation estimate. To contact us, please use the details below.

• Call us using 0800 073 8804.
• E-mail us with your injury details by using info@legalexpert.co.uk
• Use our online contact form you can find on our website.
• Use the pop-up window on your screen.

Read More

For more information about multiple injury claims, please see below.

The Department for Transport supplies road traffic accident statistics for Great Britain. View this webpage for the latest statistics.

For more guidance about avoiding back pain at work, visit this webpage from the HSE.

Are you suffering from post-traumatic stress disorder? If so, visit our webpage to know more about claiming.

If you’ve suffered a broken foot injury from an accident you weren’t liable for, visit this page to learn about the claims process.

Visit our website to see if you can claim for a fractured spine.

Multiple Injury Claim FAQs

For answers to FAQs about multiple injury claims, please see below.

How long do I have to make a multiple injury claim?

In a standard case, you have three years from the incident or three years from the date you became aware of the injury to claim.

How could multiple injuries affect your life?

Depending on the type of injuries, they could leave you unable to work and can greatly impact the quality of your life.

Do multiple injury claims go to court?

In most instances, they don’t.

Can I get an early payout?

To conclude, there are no longer pre-med offers. However, you may be offered a settlement shortly after your independent medical examination. So, for answers to more questions about multiple injury claims, please contact us using the details above.

Guide By Durdy

Edited By Melissa.