Data breaches can happen in many different ways, with key organisations holding a lot of information on our lives. Learn more about what happens when that data is breached here
Data breaches can happen in many different ways, with key organisations holding a lot of information on our lives. Learn more about what happens when that data is breached here
If your personal or sensitive data has been exposed, lost, accessed without your consent, or shared unlawfully, you may be entitled to claim data breach compensation. You can claim against both private companies and public bodies, including employers, councils, the NHS, financial institutions and online platforms. Compensation can cover financial losses such as fraud or identity theft, as well as psychological harm such as anxiety, stress and loss of privacy. Many claims can be handled on a No Win No Fee basis, meaning there is no upfront cost and no financial risk if your claim is unsuccessful.
If your personal data has been compromised, it can feel unsettling, frustrating and, in some cases, overwhelming. You may be dealing with the worry of fraud, the stress of knowing your private information is no longer secure, or the impact of sensitive details being exposed without your consent.
The key thing to understand is that you do not have to accept this. If an organisation failed to protect your data, you may have a legal right to claim compensation.
At Legal Expert, our experienced data breach solicitors specialise in helping people across the UK pursue data breach compensation claims. We take a straightforward, supportive approach, explaining your options clearly and handling the legal process on your behalf.
We know that many people are unsure whether they have a valid claim. That is why we offer a free initial assessment. We will review your situation, tell you honestly whether you can claim, and guide you through the next steps.
If you would like clear answers about your situation and whether you could be entitled to compensation, contact our team today for free, no-obligation advice.
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To see the key points from our guide, why not watch our video below:
What Is A Data Breach?
Article 4 of the UK General Data Protection Regulation (UK GDPR) defines a personal data breach as a breach of security which leads to the unlawful or accidental disclosure, loss, alteration, destruction, or unauthorised access to someone’s personal data.
Personal data is any type of information that can reveal your identity. Some examples of personal data include personal email addresses, names, postal addresses, and national insurance numbers.
Special category data is personal data that needs protecting more because the information is sensitive. Some examples of special category data can include your genetic data, biometric data, and data concerning your health.
If your personal data has been breached, contact us today to find out whether you can begin a personal data breach compensation claim.
When Could I Claim Data Breach Compensation?
If your personal data was breached, you may wonder if you are entitled to compensation. The personal data of all UK residents is protected by the UK GDPR and the Data Protection Act 2018 (DPA).
Data controllers, who decide how and why to use your personal data, and data processors, who process the data on behalf of the controller, are both expected to comply with this legislation. If they fail to do so, this is known as wrongful conduct. Wrongful conduct can lead to a personal data breach
So, in order to claim compensation for a data breach, you have to be able to prove that:
A data breach occurred as a result of wrongful conduct
Your personal data was affected by a data breach
You suffered mental or financial harm as a result
We look at a few data breach compensation examples further in this article, or you can speak with an advisor to discuss your eligibility to claim.
Examples Of Potential Data Breaches
You could make a claim if your personal data was compromised in a data breach due to an organisation breaking the Data Protection Act 2018 (DPA) and the UK General Data Protection Regulation’s (UK GDPR) rules. You will also need to prove that the personal data breach caused you to suffer mental harm or financial loss.
There are various ways a data breach could happen, as we explore in this blog post. Some examples include:
Human error, such as the receptionist at your GP surgery verbally sharing your medical records with an unauthorised person without a lawful basis. Another example could involve instances where your manager has breached your confidentiality, like sharing private details about you with your colleagues
Government bodies such as the local council, NHS or police force could expose your data, either accidentally or in a cyber-attack
Your employer doesn’t update your workplace’s cybersecurity, which leads to a cyber-attack. The hacker then leaked your phone numbers (home and mobile), resulting in you receiving unwanted calls and messages.
Your solicitor fails to lock away or secure a paper file containing your personal information. This could result in your personal data being lost or stolen.
In terms of real-life examples, Capita, a large data processing firm that administers pension funds for various organisations as well as data for the UK Government, experienced a major cybersecurity incident, including some of the biggest funds in the country. Another recent example came from the Southern Water also suffered a data breach in similar circumstances.
Another real-life example comes from retailer M&S, which suffered a data breach when they were targeted by cyber criminals. You can learn all about that breach and check if you’re eligible to claim compensation by heading here.
It is important to note that not all data breaches can lead to a claim. If you did not suffer any harm due to the data breach, or if the organisation took all the necessary steps and measurements to protect your personal data, but it was still compromised, you might not be able to claim.
Contact our advisors today to receive free legal advice regarding your specific claim. They could also help you answer any question you may have about starting a claim for a personal data breach.
What Is A Data Leak?
Data leaks are a type of data breach that occur when an organisation or individual provides personal data to an unauthorised person. This transmission could happen physically or electronically. Data breaches and data leaks are often considered the same concept. However, as a type of data breach, a leak is only one way in which your personal data could be compromised. Further, a data leak is a disclosure of this information, whereas the overall definition of breach includes unauthorised destruction of personal data.
Data leaks usually occur accidentally due to reasons such as human error, rather than being intentionally done. On the other hand, a data breach could be intentional.
A few common examples of how a data leak could occur include:
Unintentionally sending personal information to the wrong recipient via email or text message.
Misplacing any electronic devices, such as laptops or physical items like files containing private information, due to theft or loss.
Hacking of devices through malware, such as trojans or viruses, to gain access to personal information.
Fake malicious websites which direct users to enter their personal or financial information.
Emailing a private document without applying password protection or sending the password within the same email.
An employee downloading sensitive company information on their personal device or forwarding it to their personal email account.
Data leaks can be annoying and devastating, depending on the sensitivity of the information leaked. The ICO has suggested some tips for organisations to keep their IT systems secure. If you have suffered a data leak and wish to claim data breach compensation, call our advisors now for more information.
What Should I Do After A Data Breach?
If you suspect your personal data was compromised, you may want to know what to do after a data breach. Some steps you take could help secure your information, whilst others will help support a claim for data breach compensation.
Firstly, you will want confirmation of the data breach. You could ask the organisation that you suspect breached your data to confirm that a data breach occurred, what data was included in it and how it happened. Any correspondence between you and the organisation can help support a compensation claim. We look at other examples of evidence later on.
If the organisation does not respond, or the response is unsatisfactory, you can complain to the Information Commissioner’s Office (ICO). We further explain this in the next section.
Additionally, you could run a credit check. This could help alert you to any fraudulent activities, such as another party obtaining a credit card. You may also want to watch your bank statements to ensure criminals have not gained access to your account. Furthermore, you can notify your bank of the data breach.
You may also wish to take steps to protect your personal data, such as changing passwords on your online accounts, including those for email and social media.
Direct any questions about what steps could help support a claim for data breach compensation to an advisor from our team.
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Does The Information Commissioner’s Office (ICO) Pay Data Breach Compensation?
The ICO is an independent organisation that is charged with enforcing compliance with the GDPR and the Data Protection Act 2018. They’re also charged with enforcing compliance with other laws, such as the Privacy and Electronic Communications Regulations (PECR), as well as other legislation.
The ICO does not pay data breach compensation.
If you believe that you’ve fallen victim to a data breach, the ICO recommends contacting the organisation directly to complain.
If nothing comes of that complaint then you can take the matter up with the ICO, ideally no later than 3 months since you last heard from the organisation.
As we’ve seen above, the ICO can issue hefty fines, like the £20m they gave to British Airways. But above all, the ICO seeks to enforce compliance with the laws.
They provide recommendations and guidance on how organisations can fix problems with data protection.
What Evidence Do I Need To Support A Data Breach Compensation Claim?
If you are eligible to pursue a claim for data breach compensation, collecting sufficient evidence could help support your case.
Some examples of evidence that could help support your personal data breach claim include:
Confirmation that your personal data was breached. For example, the organisation responsible may have sent you an email or letter stating that your personal data was involved in a data breach.
Any communications with the data controller/processor responsible for the breach.
If you reported the breach to the ICO and they decided to investigate, the findings can be used as proof in your claim.
Proof that you suffered psychological harm due to the breach. For example, this could be a copy of your medical records stating that you were diagnosed with anxiety after the breach occurred.
Proof that you suffered financial losses due to the breach. A copy of your bank statements could be used as evidence for this.
Contact our advisors today to discuss your potential claim. If they believe you may have a strong case, they could connect you with a solcitor, who could help you with gathering evidence.
How Much Compensation Could I Receive For A Personal Data Breach Claim?
If your data breach claim is successful, then the settlement may compensate for your non-material and material damage. You can claim for both types of damage either independently or together.
Non-material damage is any psychological harm you’ve experienced due to a breach of your personal data. Those who value a data breach compensation claim for the non-material damage you have suffered may use the Judicial College Guidelines (JCG) for reference. This document features guideline compensation brackets for numerous types of psychological and physical injuries.
Compensation figures found in the JCG for mental health injuries include the examples below (aside from the first entry):
If you have suffered severe psychological harm alongside financial losses, you could be awarded up to £250,000 and over.
If claiming for severegeneral psychiatric damage, and it heavily influences your ability to go to work or perform certain everyday tasks, then the compensation figure ranges from £66,920 to £141,240.
For moderately severegeneral psychiatric damage, creating significant issues with going to work or carrying out everyday activities, the compensation bracket is £23,270 to £66,920.
For moderate general psychiatric damage that has impacted on everyday life but has either improved by trial or the prognosis is good, the guideline figure is £7,150 to £23,270.
When a less severe case of general psychiatric damage is being claimed for, which means virtually a full recovery can be achieved within either one or two years, the guideline payout figure is £1,880 to £7,150.
If claiming for post-traumatic stress disorder (PTSD) that is severe, and it involves permanent effects which prevent you from working, the compensation bracket is £73,050 to £122,850.
When a claim involves PTSD that is moderately severe, and for the foreseeable future it is causing significant disability, the compensation figure is £28,250 to £73,050.
For moderate PTSD which you have largely recovered from, the guideline figure is £9,980 to £28,250.
If claiming for less severe PTSD, where virtually a full recovery is made within either one or two years, you could potentially receive between £4,820 to £9,980.
Material damage refers to financial losses you’ve experienced because of a data breach. For example, if you’ve suffered a psychological injury and you have taken unpaid time off work so you can recover, then the loss of earnings could possibly be included as part of your settlement.
You’ll need evidence to claim for your material damage. This may include specific documents like wage slips, bank statements, receipts or invoices.
To ask questions about how much compensation for a data breach you could claim, get in touch with our advisors for free today.
Start Your No Win No Fee Data Breach Claim Today
If you have a valid case to start a data breach claim, you may want to consider obtaining legal representation.
One of our expert data breach solicitors may be able to help you with your case. Additionally, they may offer to represent you on a No Win No Fee basis under a Conditional Fee Agreement.
With this particular arrangement in place, you will not have to pay anything upfront to your solicitor for them to begin working on your case. Furthermore, there will be no fees to pay for their services if the claim ends unsuccessfully.
However, if you are successfully awarded data protection breach compensation, your solicitor will deduct a success fee from this. There is a legal cap in place for the percentage that this success fee can be.
To see if one of our No Win No Fee solicitors could assist you with your personal data protection compensation claim, you can contact our advisors.
Connect With Us
Our team is available 24 hours a day, 7 days per week to answer any legal queries you may have. And there’s no obligation to proceed with a claim. You can get in touch in the following ways:
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Below, you can find answers to some common questions we often get asked in our experience on data breach claims:
What Are Data Breach Compensation Claims?
Data breach compensation claims are legal claims made when your personal data has been exposed, lost, accessed without permission or mishandled, and you have suffered harm as a result. In the UK, these claims are brought under the UK GDPR and the Data Protection Act 2018. You can claim for both financial losses and emotional distress.
Can I Claim Compensation For A Data Breach In The UK?
Yes. You can claim if an organisation failed to protect your personal data and you were affected as a result. This applies to both private companies and public bodies. You must show that the breach caused you harm, either financially or emotionally.
What Qualifies As A Personal Data Breach?
A personal data breach occurs when personal information is lost, disclosed, accessed or altered without authorisation. This includes emails sent to the wrong person, lost paperwork, cyberattacks, and unauthorised access to systems or records.
Do I Need Financial Loss To Make A Data Breach Claim?
No. You do not need to lose money to make a claim. You can claim for emotional distress alone, including anxiety, stress and loss of privacy. This is known as non-material damage under UK data protection law.
Can I Claim For Emotional Distress After A Data Breach?
Yes. Emotional distress is a recognised form of damage. You can claim compensation for anxiety, stress, sleep disturbance and other psychological effects caused by a data breach, even without financial loss.
How Much Compensation Can You Get For A Data Breach?
Compensation depends on how the breach has affected you. Minor distress may result in lower awards, while more serious or long-term psychological harm can lead to higher compensation. Financial losses are calculated separately based on evidence.
What Is The Average Payout For Data Breach Claims In The UK?
There is no fixed average, as every case is different. Lower-value claims may involve a few thousand pounds for short-term distress, while more serious cases involving long-term psychological harm or financial loss can result in significantly higher awards.
How Long Do Data Breach Compensation Claims Take?
Many data breach claims are resolved within a few months, but more complex cases can take longer. The timeframe depends on the evidence available, whether liability is admitted, and how severe the impact is.
What Evidence Do I Need To Support A Data Breach Claim?
You may need breach notification letters, correspondence with the organisation, financial records showing losses, and medical evidence of psychological impact. A solicitor can help gather and present this evidence effectively.
What Is Article 82 UK GDPR Compensation?
Article 82 of the UK GDPR gives individuals the right to claim compensation if their data protection rights have been breached. It allows claims for both financial loss and emotional distress caused by the misuse of personal data.
What Should I Do Immediately After A Data Breach?
You should keep any evidence of the breach, record how it has affected you, and contact the organisation involved for more information. You can also report the issue to the ICO. Speaking to a solicitor early can help you understand your options.
Do I Need To Report A Data Breach To The ICO Before Claiming?
No. You do not need to report the breach to the ICO before making a claim. While an ICO investigation can support your case, compensation claims are separate and can be pursued directly through a solicitor.
What Is The Difference Between ICO Fines And Compensation?
ICO fines are penalties issued to organisations for breaking data protection laws. This money is paid to the regulator, not to individuals. Compensation is claimed separately through a legal process and is paid directly to you.
Can I Make A No Win No Fee Data Breach Claim?
Yes. Many solicitors offer No Win No Fee agreements. This means you do not pay upfront legal fees and you will not pay your solicitor if your claim is unsuccessful. A success fee is only taken if your claim wins.
How Do I Start A Data Breach Compensation Claim Today?
You can start by contacting a solicitor for a free case assessment. They will review your situation, explain whether you have a valid claim, and guide you through the next steps. Most claims can be started quickly and handled remotely.